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For more than a decade, Insurance Canopy has insured thousands of businesses and products. We’ve customized our policies to meet the needs of online sellers, helping you access some of the best e-commerce business insurance you can find. From Etsy and Ebay, to Amazon and Jane, get protected on most online marketplaces with Insurance Canopy today.
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If a product you sell, import, or manufacture causes bodily injuries or property damage, e-commerce liability insurance can help you cover the costs of the claim. Even with product testing, accidents can still happen from product defects, mislabeling, or failure to provide warnings.
Some online retailers are required or recommended to carry insurance policies. Insurance Canopy’s plans often meet or exceed requirements through our high limits, occurrence based policies, and optional additional coverages.
Online retail business insurance protects those who wholesale, resell, or private label products on e-commerce websites such as Ebay, Etsy, and Jane. Without the right insurance, you could find yourself paying for costly claims on your own—most online marketplaces exclude themselves from being held responsible for liability claims caused by your shop or product.
Insurance Canopy helps to close the gap in coverage left by online marketplaces so you can confidently continue your online business with the protection you deserve.
Each e-commerce product insurance policy is tailored specifically to your product and business—meaning no two policies are the same, so you only pay for the coverages you need. Currently, over 50% of Insurance Canopy customers pay $1,400 or less for their annual premium.
We calculate your coverage costs based on:
The volume you sell and may impact your coverage needs and premium cost.
Add-ons such as cyber liability or tools and equipment coverage may affect your premium.
Affordable plan and very easy to access when I need it
Angela LobiancoI have been associated with this company for 3 years. They would have deserved no more than 1-2 stars at the time. They have progressively leveled up their customer service... Read More
Angela FischettiGreat company with a courteous staff. Website is smooth and navigable with many options for all different kinds of fitness professionals. Best insurance options as well
Rich BonifazioAlways easy to use! Thank you!
CahillandDeleneI think this is the third year in a row that I continue to carry my independent contractor insurance through Insurance Canopy. They make it easy for me, and alert... Read More
susanfNothing but positive things to say. Great company, have used them for years.
Brandon KennedyAlways done very well for us. Highly recommended.
Kenny CasanovaThank you so much for the wonderful service. It is alway so easy to renew my policy each year!
Jamilyn Bozequick and easy to sign up and did not break the bank!!
Michael “Michael” JobeReceived many quotes that were multiple times more expensive. Needed something fast, easy and inexpensive for a high needs client. Customer had what they needed 5 minutes after... Read More
Robert CaudleEasy to apply online, it take 5 mins and get your provf of Insurance.
Francesca WineI had shopped a few websites including my home/auto policy holder and was not satisfied with their inability to insure me. Other sites wanted ridiculous down payments and one time... Read More
Lucia BoroczkJust the insurance I needed. I wish the website would allow me to share pages!
Ellen BrodskyThis insurance fits my needs as a yoga instructor with a small studio at a reasonable price.
Hillary BlacktonIt was fast and easy.
Vincent CabelloChat support is terrific. I have chatted multiple times and each time the support team is very prompt, customer focused and knows the answers. The policy website is also very... Read More
Patrick McElhaneyProcess was easy. Relevant information accessible. Platform is very user friendly.
Carolina SantosThe agent was awesome, helped me through my application completely, very professional, humble and helpful! I love Canopy’s concept!!! Thanks, Lionel
Lionel HarrisonI've been using Canopy for all my businesses. Always responsive, easy to use and the cheapest around. Can't ask for more! - A 10+ note from a happy customer here!
Aaron CopenhaguenGetting insurance is the best thing a fitness professional can do to protect themselves. I feel better knowing Canopy has got my back. Simple and easy to sign up.
Herman HildoI Am tremendously grateful for the help I received in getting the right understanding of what policy was best to fit my needs! Thank U Canopy and Staff
Darron HinesSuper friendly service..
Kristina StrongI was concerned that I wouldn't find a company that could check all the boxes on our coverage wishlist. It only took one quick call and my questions were answered.... Read More
Greg HooverReasonable rates for small business owners. It was tough finding a policy that met my needs, but was fortunate to find Insurance Canopy. Highly recommended.
Kate WhelanVery easy process to get peace of mind
Kristen Talusangreat experience so far, always able to reach a human representative on the phone!
New GrooveInsurance Canopy gives me peace of mind for my practice.
Adriana ChaconGreat service, affordable insurance, easy to work with.
Roland CacheThe wait was way too long, however it was worth it. The representative that helped me was knowledgeable, patient, and reassuring.
susan fletcherFast procedure with clear price options. Did everything in less than 5 minutes
Ron GeraciAffordable plan and very easy to access when I need it
Angela LobiancoI have been associated with this company for 3 years. They would have deserved no more than 1-2 stars at the time. They have progressively leveled up their customer service... Read More
Angela FischettiGreat company with a courteous staff. Website is smooth and navigable with many options for all different kinds of fitness professionals. Best insurance options as well
Rich BonifazioAlways easy to use! Thank you!
CahillandDeleneI think this is the third year in a row that I continue to carry my independent contractor insurance through Insurance Canopy. They make it easy for me, and alert... Read More
susanfNothing but positive things to say. Great company, have used them for years.
Brandon KennedyAlways done very well for us. Highly recommended.
Kenny CasanovaThank you so much for the wonderful service. It is alway so easy to renew my policy each year!
Jamilyn Bozequick and easy to sign up and did not break the bank!!
Michael “Michael” JobeReceived many quotes that were multiple times more expensive. Needed something fast, easy and inexpensive for a high needs client. Customer had what they needed 5 minutes after... Read More
Robert Caudle$2,000,000*
The amount that your policy will pay for claims arising out of one or more of the following offenses:
– False arrest, detention, or imprisonment
– Malicious prosecution
– Wrongful Eviction or Wrongful Entry
– Oral or written publications that slander or libels a person or organization
– Oral or written publication or material that violates a person’s right of privacy
– The use of another’s advertising idea in your advertisement
$1,000,000
$1,000,000*
$300,000
$5,000
$2,500
Online retailer insurance can help cover the costs of first and third-party claims. Because our policy is created with all e-commerce sellers in mind, and offers a variety of coverage options, you can personalize a plan to create business insurance for Ebay sellers or customize product liability insurance for Etsy sales.
Your insurance policy may help you financially cover instances such as:
Yes! Because you don’t physically have the stock on hand, we recommend protecting your dropshipping business with online store insurance. You are not able to check the quality of the products or the packaging yourself, so you never know if someone is at risk of injury or damages. You also may have a hard time accommodating any special requests for your products if someone is worried about an allergic reaction or cross contamination.
Even though the products you are selling are not produced by you, this does not mean you are exempt from being named in a liability claim. Being the seller means you take on the risk and responsibility that comes with your products. Insurance can help you mitigate liability claims so you can confidently grow your business online.
E-commerce general liability insurance is a financial safety net for your business. It can help you pay for claims if your product or business operations cause harm or damages to customers.
Let’s say a customer has an allergic reaction to your product and they want you to pay for their medical bills. You can submit a claim with your insurance carrier, and if the claim is covered and approved, an agent will work with you to help receive a pay out.
Phone: 844.520.6993
Email: info@insurancecanopy.com
Grow your online business – Get into the online markets you need to sell products and grow your business with product liability insurance.
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All policies have conditions, limitations and exclusions, please read the policy for exact verbiage.
Claim scenario circumstances vary in nature and similar claims do not guarantee coverage.
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