For more than a decade, Insurance Canopy has insured thousands of businesses and products. We’ve customized our policies to meet the needs of online sellers, helping you access some of the best e-commerce business insurance you can find. From Etsy and Ebay, to Amazon and Jane, get protected on most online marketplaces with Insurance Canopy today.
Scroll To Learn More
If a product you sell, import, or manufacture causes bodily injuries or property damage, e-commerce liability insurance can help you cover the costs of the claim. Even with product testing, accidents can still happen from product defects, mislabeling, or failure to provide warnings.
Some online retailers are required or recommended to carry insurance policies. Insurance Canopy’s plans often meet or exceed requirements through our high limits, occurrence based policies, and optional additional coverages.
Online retail business insurance protects those who wholesale, resell, or private label products on e-commerce websites such as Ebay, Etsy, and Jane. Without the right insurance, you could find yourself paying for costly claims on your own—most online marketplaces exclude themselves from being held responsible for liability claims caused by your shop or product.
Insurance Canopy helps to close the gap in coverage left by online marketplaces so you can confidently continue your online business with the protection you deserve.
Each e-commerce product insurance policy is tailored specifically to your product and business—meaning no two policies are the same, so you only pay for the coverages you need. Currently, over 50% of Insurance Canopy customers pay $1,400 or less for their annual premium.
We calculate your coverage costs based on:
The volume you sell and may impact your coverage needs and premium cost.
Add-ons such as cyber liability or tools and equipment coverage may affect your premium.
The amount that your policy will pay for claims arising out of one or more of the following offenses:
– False arrest, detention, or imprisonment
– Malicious prosecution
– Wrongful Eviction or Wrongful Entry
– Oral or written publications that slander or libels a person or organization
– Oral or written publication or material that violates a person’s right of privacy
– The use of another’s advertising idea in your advertisement
Online retailer insurance can help cover the costs of first and third-party claims. Because our policy is created with all e-commerce sellers in mind, and offers a variety of coverage options, you can personalize a plan to create business insurance for Ebay sellers or customize product liability insurance for Etsy sales.
Your insurance policy may help you financially cover instances such as:
Yes! Because you don’t physically have the stock on hand, we recommend protecting your dropshipping business with online store insurance. You are not able to check the quality of the products or the packaging yourself, so you never know if someone is at risk of injury or damages. You also may have a hard time accommodating any special requests for your products if someone is worried about an allergic reaction or cross contamination.
Even though the products you are selling are not produced by you, this does not mean you are exempt from being named in a liability claim. Being the seller means you take on the risk and responsibility that comes with your products. Insurance can help you mitigate liability claims so you can confidently grow your business online.
E-commerce general liability insurance is a financial safety net for your business. It can help you pay for claims if your product or business operations cause harm or damages to customers.
Let’s say a customer has an allergic reaction to your product and they want you to pay for their medical bills. You can submit a claim with your insurance carrier, and if the claim is covered and approved, an agent will work with you to help receive a pay out.
Grow your online business – Get into the online markets you need to sell products and grow your business with product liability insurance.