For more than a decade, Insurance Canopy has insured thousands of businesses and products. We’ve customized our policies to meet the needs of online sellers, helping you access some of the best e-commerce business insurance you can find. From Etsy and Ebay, to Amazon and Jane, get protected on most online marketplaces with Insurance Canopy today.
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If a product you sell, import, or manufacture causes bodily injuries or property damage, e-commerce liability insurance can help you cover the costs of the claim. Even with product testing, accidents can still happen from product defects, mislabeling, or failure to provide warnings.
Some online retailers are required or recommended to carry insurance policies. Insurance Canopy’s plans often meet or exceed requirements through our high limits, occurrence based policies, and optional additional coverages.
Online retail business insurance protects those who wholesale, resell, or private label products on e-commerce websites such as Ebay, Etsy, and Jane. Without the right insurance, you could find yourself paying for costly claims on your own—most online marketplaces exclude themselves from being held responsible for liability claims caused by your shop or product.
Insurance Canopy helps to close the gap in coverage left by online marketplaces so you can confidently continue your online business with the protection you deserve.
Each e-commerce product insurance policy is tailored specifically to your product and business—meaning no two policies are the same, so you only pay for the coverages you need. Currently, over 50% of Insurance Canopy customers pay $1,400 or less for their annual premium.
We calculate your coverage costs based on:
The volume you sell and may impact your coverage needs and premium cost.
Add-ons such as cyber liability or tools and equipment coverage may affect your premium.
I'm very happy to have found you guys for my business. The website is easy to navigate. The support service is excellent. Affordable prices for balloon artists and party entertainment... Read More professionals.🎈
Easy to sign up. Got my insurance emailed to me within minutes. Thank you!
It was a easy sign up experience .
Fast, easy, affordable.
I had the best experience because I spoke with an agent Stephanie Davis that was truly knowledgeable and very patient with me to walk me through the entire process.... I... Read More would recommend insurance canopy to all my family and friends
It didn’t start out so smooth but Jamal was helpful getting my additional insured added
Customer service and experience was great. Appreciate the patience and knowledge. Thank you.
Great site to work with.
Incredibly user-friendly set up. Super impressed with the ease of purchasing my policy. Great!
Easy to use and reasonably priced
Website Easy To Navigate And Price For Insurance Cover Is Excellent. Thank You For Insuring My Event! 👊🏾
Faith at Insurance Canopy is great to work with. She is very responsive and efficient with responses when requests are made and always with a positive attitude. She is... Read More great to work with!
Great rates and so easy to sign up!
Great service
Service rep was very knowledgeable very helpful and got the job done for what I needed Immediately . Can't say enough about Hi service
Very Easy and affordable
Easy to set up And good price! I did shop around and found this company took me 20 minutes to get everything done ...got a custome made Liquor Liability insurance... Read More Anual plan
Very easy and efficient. It was just what I needed
Quick and easy insurance for my mobile DJ business.
Quick easy to understand and reasonable. Detailed instructions and easy to ise. Canopy did it all for my team
They took care of business! Easy process and cheap price to pay for peace of mind and being able to say you are a pro and fully insured.
Rates were very competitive and I had great help when I called with questions. The application was fast and easy to fill out online. I haven’t had to file a... Read More claim, but so far so good!
The lady patiently help me out through the proces. I think her name is Stephanie. She stayed on the phone until I was done. My whole hearted thanks to... Read More her.
Quick, easy and just what we needed to work an event that required a bit of insurance. Will most likely seek regular monthly insurance knowing it's this easy and... Read More inexpensive.
You can't beat the price and once I called in, the guy I spoke with told me everything I needed to know and I was signed up within minutes. Amazing!!!
Instructor at Orange Door Yoga in Grand Junction, Co
It has been great working with Insurance Canopy and especially Faith Ortiz. A+++
Reliable, efficient and affordable! The new online form was quick and simple, it took me less than 15 minutes to complete. They are also very quick on answering any... Read More questions we have.
Super easy, easy to understand and a great price.
It was easy to fill the forms out online and all the information
Excellent online experience, clean, clear instructions. At the right price too.
Was in a jam. Needed the insurance for a gig coming up and the process was sooo simple! The coverage is exactly what they were looking for and we are... Read More all ready go! Thanks Insurance Canopy! This was great!
Simple and easy on line process and I saved money compared to a large nationally known insurer
Easy to use. Very good user experience. Definitely recommend insurance copy for fellow musicians performing live at events etc.
Easy peezy
Great place to get affordable DJ insurance. Keri took the time to get me the right coverage I needed, thanks again!
The process to apply for insurance was very easy and I appreciated how smooth it went. However, I didn’t like auto renew without my permission. I’m 69 and... Read More I don’t know what I’ll be doing next year so please unroll me from auto renew. Other than that I liked the simplicity of the online application.
I’ve been looking for the right insurance company. And I’ve found it ! Awesome prices and great coverage plans. Thank you !!
I am so pleased to have found "Insurance Canopy" to handle my business insurance. Karen M. was extremely knowledgeable, courteous and timely in getting me the proper insurances. ... Read More Prior to finding them I had spent many wasted hours talking with ordinary "customer service" reps at other online companies who just gave me the runaround. I am very fortunate to have found "Insurance Canopy". Karen is a bona fide "insurance agent" opposed to just a "customer service" rep. She can actually explain the details of business insurances, unlike the others. I highly recommend this company. Thank you Karen! Sincerely, Edward B.
Fast, easy, affordable.
$2,000,000*
The amount that your policy will pay for claims arising out of one or more of the following offenses:
– False arrest, detention, or imprisonment
– Malicious prosecution
– Wrongful Eviction or Wrongful Entry
– Oral or written publications that slander or libels a person or organization
– Oral or written publication or material that violates a person’s right of privacy
– The use of another’s advertising idea in your advertisement
$1,000,000
$1,000,000*
$300,000
$5,000
$2,500
Online retailer insurance can help cover the costs of first and third-party claims. Because our policy is created with all e-commerce sellers in mind, and offers a variety of coverage options, you can personalize a plan to create business insurance for Ebay sellers or customize product liability insurance for Etsy sales.
Your insurance policy may help you financially cover instances such as:
Yes! Because you don’t physically have the stock on hand, we recommend protecting your dropshipping business with online store insurance. You are not able to check the quality of the products or the packaging yourself, so you never know if someone is at risk of injury or damages. You also may have a hard time accommodating any special requests for your products if someone is worried about an allergic reaction or cross contamination.
Even though the products you are selling are not produced by you, this does not mean you are exempt from being named in a liability claim. Being the seller means you take on the risk and responsibility that comes with your products. Insurance can help you mitigate liability claims so you can confidently grow your business online.
E-commerce general liability insurance is a financial safety net for your business. It can help you pay for claims if your product or business operations cause harm or damages to customers.
Let’s say a customer has an allergic reaction to your product and they want you to pay for their medical bills. You can submit a claim with your insurance carrier, and if the claim is covered and approved, an agent will work with you to help receive a pay out.
Phone: 844.520.6993
Email: info@insurancecanopy.com
Grow your online business – Get into the online markets you need to sell products and grow your business with product liability insurance.
All policies have conditions, limitations and exclusions, please read the policy for exact verbiage.
Claim scenario circumstances vary in nature and similar claims do not guarantee coverage.
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