Crossfit Trainer Insurance

Benchmark Your Credibility As A Crossfit Trainer

As Low As
$150 per year
Save 14%

Insurance for Crossfit Trainers

Canopy provides affordable "A+ rated" insurance for Crossfit trainers, personal trainers, and other fitness professionals. With a general & professional liability policy from Insurance Canopy, you can trust that you're getting comprehensive coverage with some of the most competitive premiums in the nation.

Our Partners
logo of interactive fitness trainer company logo of great american company logo of national personal training institute
check icon representing a the coverages available for crossfit trainer insurance.
Get Necessary Coverage

As a crossfit trainer, you need a Crossfit Trainer Insurance policy that offers you both Professional Liability and General Liability Insurance protection for your business. Without this coverage, you’d be left to deal with lawsuits that may arise on your own.

payment icon representing flexible payment options for crossfit trainer insurance.
Choose Your Payment Plan

Insurance Canopy offers our Crossfit trainer customers flexible payment options when it comes to insurance billing. You can either select an annual payment that starts at $129 or a monthly payment that starts at $12.50 per month.

agent icon representing access to experts with knowledge of crossfit trainer insurance.
Leverage Our Professionals

You deserve coverage from experienced professionals with knowledge of your industry. Our team has over a decade in the insurance world and can help answer any questions you may have while you’re applying for coverage. Contact us today for more information.

Coverage Details

1 Additional Insured - $15 | Unlimited Additional Insureds - $30

General & Professional Liability Limits  
General & Professional Liability 
The most your policy will pay in a 12 month policy period for bodily injury and property damage claims that you become legally obligated to pay due to your business and professional services.
Products & Completed Operations Aggregate 
The maximum amount your policy will pay in a 12-month period for bodily injury and property damage claims that result from the products you use to perform your services. However, it does not cover products that are manufactured, sold, or distributed.
Personal & Advertising Injury 
The amount that your policy will pay for claims arising out of one or more of the following offenses:
  • False Arrest, detention or imprisonment
  • Malicious prosecution
  • Wrongful Eviction or Wrongful Entry
  • Oral or written publications that slander or libels a person or organization
  • Oral or written publication or material that violates a person's right of privacy
  • The use of another's advertising idea in your advertisement
General & Professional Liability Each Occurrence 
The maximum the insurance carrier will pay for a bodily injury or property damage claim that you become legally obligated to pay due to your business and professional services.
Damage to Premises Rented to You 
The most we will pay for property damage to any one premises, while rented to you, or in the case of damage by fire, while rented to you or temporarily occupied by you with permission of the owner.
Medical Expense Limit 
A general liability coverage that reimburses others, without regard to the insured's liability, for medical or funeral expenses incurred by such persons as a result of bodily injury (BI) or death sustained by accident under the conditions specified in the policy.
Additional limits  
Inland Marine / Business Personal Property 
Inland marine insurance covers tangible property that is movable or transportable in nature (e.g. supplies, equipment, or inventory) but excludes coverage for structures and items that are part of the structure.
Cyber Liability 
An additional cost will be added for this coverage. See the application for additional coverage details for Cyber Liability Insurance.
Deductible $100
Still doing your research?
icon of calendar Set a reminder
Have Questions?

Our licensed agents are available to answer any questions you may have (se habla español)

  Contact us
A tattooed athlete pushes a weighted sled across a gym. As a crossfit coach she can focus on her work because she has crossfit trainer insurance.
The Coverage You Need

At Insurance Canopy, we offer Crossfit trainer policies tailored specifically to your businesses. Our Crossfit Rrainer Insurance is a combination of both General and Professional Liability Insurance. You also benefit from the following:

  • General Liability Insurance protects you against third-party bodily injury or property damage claims that arise out of your training instruction. Pushing a client past their limits could cause a lawsuit claim against you when an injury results.
  • Professional Liability Insurance would protect your business against claims that your negligence in your crossfit gym led to bodily injury or property damage
  • Equipment Insurance offers you protection for your crossfit equipment. From your gear to your weights, if someone broke into your car and stole your equipment, you could file a claim.
  • Medical Expense Coverage is a good-faith portion of your insurance which could pay for the medical expenses of someone who gets injured while you teach them. This could pay for their medical bills instead of taking you to court for those fees.
Get Started Today
A crossfitter lifts a barbell high with excellent form. His coach has trained him well with crossfit trainer insurance.
Protect Against Risk

As a Crossfit instructor, you may not know the types of risks you face when instructing in your gym. Whether you run your own gym or rent a space, accidents can and do happen and you need to be protected against worst-case scenarios that could cause you financial harm.

  • Negligence Claims- Say you’re teaching a class and you over-stretch a student. If they decide to go to the hospital due to any resulting pain, you could be sued for negligence.
  • Slip-and-Fall Incidents- If you run your own studio and a client slips on some water, breaking their ankle, you could be held liable for their medical expenses.
  • Property Damage Claims- When you rent space in someone’s facility, you could be liable for any property damage that happens as a result of any classes you hold there.
  • Stolen Gear Claims- Traveling from one studio to the next? If your gear gets stolen out of your vehicle, you could possibly file a claim to get that gear recovered.
Get Started Today

Questions About Crossfit Trainer Insurance

Crossfit trainer insurance covers claims related to the day-to-day operations of your Crossfit training business. For example, if a student sustains an injury while following your instructions during a training session or you damage a studio during a training session, Crossfit trainer insurance could help cover the costs of these types of claims.

Crossfit trainer insurance also provides coverages for business personal property, general liability, and professional liability.

Buy a policy today
  • Liability insurance coverage pegs you as a serious professional.
  • Clients or gym owners may require you to show proof of insurance before hiring you or even ask you to add them as an additional insured on your policy.
  • Liability insurance gives you a layer of defense against claims such as bodily injury or property damage.
  • You can enjoy financial peace of mind.
  • If you use your own equipment or transport equipment to multiple locations, you will want to protect it against theft, damage, or loss with additional limits for business personal property coverage.
  • If you offer nutrition or dietary advice as part of your services or alongside them, you could be insured with our nutrition endorsement which protects you against third-party claims your advice caused a client harm.
Buy a policy today

A basic general and professional liability insurance policy starts at $129.

Buy a policy today

Yes. Crossfit trainer insurance is essential to your business and is designed to protect your assets if you were to be sued as a result of your business operations. You could be held liable for claims that include injuries, illnesses, or damages arising from your classes.

Buy a policy today
NPTI logo

NPTI is an industry leader in personal trainer education programs. They offer 500/600 hours of in-person training taught by highly qualified instructors. Once you receive your education through NPTI, you never need to renew or take continuing education courses, and your certification is good for life.

Buy a policy today

Choosing the right insurance is critical.

You can’t afford gaps in your coverage that could put you out of business.

Need additional information before making a decision?

Give our team a call today at 844.520.6993


Crossfit Trainer Insurance

Annual Policy: Starting at $129 - Crossfit Trainer Insurance from Insurance Canopy offers you much-needed Professional Liability and General Liability Insurance so you can break through new barriers.

Related Articles

Fitness Claim Case Examples Faced by Personal Trainers Fitness Claim Case Examples Faced by Personal Trainers
As a personal trainer, it is crucial that you protect yourself against property damage and bodily injury claims with liability insurance. The average cost of defending a liability claim is $35,000†, and that doesn't include the costs incur ...
Read more
5 Surprising Things People Say To Personal Trainers
Personal trainers enjoy helping people work to accomplish their fitness goals, but what about when a client says something...
Read more
Insurance Canopy Presents: Hilary McClung, Owner of UpHil Fitness
A Legacy of Personal Trainers Leading to a Charitable Small Business Hilary McClung has worked as a personal trainer in...
Read more