Insurance Canopy logo

CrossFit Trainer Insurance

As Low As

$150 per year


Save 14%

Insurance For Crossfit Trainers

Canopy provides affordable “A+ rated” insurance for CrossFit trainers, personal trainers, and other fitness professionals. With a general & professional liability policy from Insurance Canopy, you can trust that you’re getting comprehensive coverage with some of the most competitive premiums in the nation.

Our Partners
white IFTA logo
Great American Insurance Group logo
white NPTI logo

Coverage Details

General Liability Limits

The most your policy will pay in a 12 month policy period for bodily injury and property damage claims that you become legally obligated to pay due to your business and professional services.


The maximum amount your policy will pay in a 12-month period for bodily injury and property damage claims that result from the products you use to perform your services. However, it does not cover your products that are sold or distributed.


The amount that your policy will pay for claims arising out of one or more of the following offenses:
– False Arrest, detention or imprisonment
– Malicious prosecution
– Wrongful Eviction or Wrongful Entry
– Oral or written publications that slander or libels a person or organization
– Oral or written publication or material that violates a person’s right of privacy
– The use of another’s advertising idea in your advertisement


The maximum the insurance carrier will pay for a bodily injury or property damage claim that you become legally obligated to pay due to your business and professional services.


Applies to damage by fire to premises rented to the insured and to damage regardless of cause to premises (including contents) occupied by the insured for 7 days or less.


A general liability coverage that reimburses others, without regard to the insured’s liability, for medical or funeral expenses incurred by such persons as a result of bodily injury (BI) or death sustained by accident under the conditions specified in the policy.


This is the amount we deduct from a claim before paying up to your policy limits.


Additional Optional Limits

Inland marine insurance covers tangible property that is movable or transportable in nature (e.g. supplies, equipment, or inventory) but excludes coverage for structures and items that are part of the structure.


The maximum amount paid out in the case of a cyber attack on your business. Because this coverage is not automatically included in the standard General Liability Policy, you will need to opt into this coverage. See the application for additional coverage details for Cyber Liability Insurance.


Coverage for additional services you offer clients, such as diet guidelines, meal plans, or the sale/recommendation of health supplements. These services are not covered by professional liability and require Diet & Nutrition Coverage.

Included when added

1 Additional Insured – $15 
Unlimited Additional Insureds – $30

Ready For A Free Quote?
Easy Quote!

The Coverage You Need

At Insurance Canopy, we offer CrossFit trainer policies tailored specifically to your businesses. Our CrossFit trainer Insurance is a combination of both General and Professional Liability Insurance. You also benefit from the following:

  • General Liability Insurance protects you against third-party bodily injury or property damage claims that arise out of your training instruction. Pushing a client past their limits could cause a lawsuit claim against you when an injury results.
  • Professional Liability Insurance would protect your business against claims that your negligence in your CrossFit gym led to bodily injury or property damage.
  • Medical Expense Coverage is a good-faith portion of your insurance which could pay for the medical expenses of someone who gets injured while you teach them. This could pay for their medical bills instead of taking you to court for those fees.

Gear & Equipment Coverage is an additional coverage you can add on to your insurance plan. It offers you protection for your CrossFit equipment. From your gear to your weights, if someone broke into your car and stole your equipment, you could file a claim.

Get Started Today

Protect Against Risk

As a CrossFit instructor, you may not know the types of risks you face when instructing in your gym. Whether you run your own gym or rent a space, accidents can and do happen and you need to be protected against worst-case scenarios that could cause you financial harm.

  • Negligence Claims– Say you’re teaching a class and you over-stretch a student. If they decide to go to the hospital due to any resulting pain, you could be sued for negligence.
  • Slip-and-Fall Incidents– If you run your own studio and a client slips on some water, breaking their ankle, you could be held liable for their medical expenses.
  • Property Damage Claims– When you rent space in someone’s facility, you could be liable for any property damage that happens as a result of any classes you hold there.
  • Stolen Gear Claims– Traveling from one studio to the next? If your gear gets stolen out of your vehicle, you could possibly file a claim to get that gear recovered.

Get Started Today

Get A FREE CrossFit Training Waiver!

Insurance Policy + CrossFit Waiver = Upgraded Protection

When used with your insurance policy, a waiver can help you defend costly claims. Upgrade your protection with Insurance Canopy today.
NOTE: A waiver does NOT replace insurance or guarantee 100% legal protection.

Get A FREE Personal Training Waiver!

Insurance Policy + Client Waiver = Stronger Protection

When used with an insurance policy, a waiver can help you better protect yourself from costly claims. Download our free waiver and start training with confidence.

*NOTE: A waiver does NOT take the place of insurance or guarantee 100% legal protection

Questions About CrossFit Trainer Insurance

Choosing the right insurance is critical.
You can’t afford gaps in your coverage that could put you out of business.
Play Video

Need additional information before making a decision?

Give our team a call today at 844.520.6993

CrossFit Trainer Insurance

Annual Policies Starting at $129 – CrossFit Trainer Insurance from Insurance Canopy offers you much-needed Professional Liability and General Liability Insurance so you can break through new barriers.

Related Articles

Most people find money to be a bit of an uncomfortable topic. It can be especially hard to look inward and think, “How much is my time worth? Will people…
Fitness instructors form a close bond with their clients and students. Can…
After the clock strikes midnight and the festivities come to a close,…