CrossFit Insurance

Let High-Quality CrossFit Liability Insurance Do the Heavy Lifting for You







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What Is CrossFit Insurance?

CrossFit trainer insurance is a unique protection plan designed to help cover you while you’re training, working with clients, and managing your box.

If a client is injured during a WOD or a kettlebell slips from their hands and damages the wall of a rented facility, CrossFit insurance could help cover the costs of these types of claims. It also can provide coverage for gear and equipment you use in your training space.

Our policy combines general and professional liability insurance into one simple plan, along with additional coverages. It offers you the following types of protection:

  • General Liability Insurance helps cover you for bodily injury and property damage caused by your business, like a guest tripping over a loose floor mat.
  • Professional Liability Insurance can help cover injuries or damages that occur during WODs or other training sessions.
  • Medical Expense Coverage could help you pay for the medical expenses of someone who is hurt by your business or professional services.
  • Gear & Equipment Coverage is an optional coverage you can use to insure items like sandbags, medicine balls, or monster bands against theft and accidental damages.

How Much Does CrossFit Insurance Cost?

The cost of CrossFit insurance starts at $12.50/month or $129/year. That’s just 36 cents a day!

Our policy can cover full-time and part-time CrossFit coaches, as well as online and virtual coaches. Plus, our nationwide coverage* means you don’t have to worry about the cost of insurance increasing due to your zip code. You can train at multiple box locations worry-free.

What Claims Can Be Covered by CrossFit Coach Insurance?

Whether you work at a traditional box gym or run WODs out of your home, accidents can and do happen. It’s important to know you’re covered for those worst-case scenarios that could cause you financial harm, such as:

  • Negligence Claims: Say you’re leading a cool-down session and you accidentally over-stretch a client. You could be responsible for medical bills or lawsuits that arise.
  • Slip-and-Fall Incidents: If you manage your own box and a potential client slips in spilled water and breaks their ankle, you could be liable for their medical expenses.
  • Property Damage Claims: When you work in a rented space, you could be on the hook for any damages that happen as a result of the workouts you coach there.
  • Stolen Gear Claims: Traveling from one box to the next? If your gear is stolen out of your vehicle, you could have help paying for replacements.

Insurance Canopy for Crossfit Trainer Insurance

Insurance Canopy provides high-quality, A+ rated insurance for CrossFit trainers, personal trainers, and other fitness professionals.

With our low prices and a nearly 5-star customer rating, you can feel confident you’re getting affordable and dependable coverage from one of the most trusted CrossFit insurance companies.

Meet CrossFit Insurance Requirements

Easily get both general and professional liability coverage in one CrossFit trainer insurance policy.

Choose Your Payment Plan

With monthly and annual payments available, you can select a plan that works best for you.

Leverage Our Professionals

Have a question? Give us a call! You’ll immediately be connected with a licensed agent based here in the U.S.

Coverage Details

General & Professional Liability Limits

The most your policy can pay annually for bodily injury and property damage claims occurring during your coverage as a result of your business operations or professional services. For example, someone slips in your studio or is injured during a workout you were leading.


The maximum amount your policy will pay annually for claims of bodily injury or property damage due to an incident that occurred with a product during or after your class, such as a faulty piece of equipment injuring a client.


The amount your policy will pay for claims arising out of one or more of the following offenses:
– False Arrest, detention or imprisonment
– Malicious prosecution
– Wrongful Eviction or Wrongful Entry
– Oral or written publications that slander or libels a person or organization
– Oral or written publication or material that violates a person’s right of privacy
– The use of another’s advertising idea in your advertisement


The maximum the insurance carrier will pay for a bodily injury or property damage claim that you become legally obligated to pay due to your business and professional services.


Applies to damage by fire to premises rented to the insured and to damage regardless of cause to premises (including contents) occupied by the insured for 7 days or less.


A no-fault medical policy that allows you to cover medical or funeral expenses for an individual up to the issued limit without deducting from the general liability aggregate limit. The injury or death must be as a result of a bodily injury caused by business operations.


The amount we deduct from a claim before paying up to your policy limits.


Optional Add-ons

Also known as “inland marine,” it covers property that is movable or transportable in nature (e.g. supplies, equipment, or inventory) but excludes coverage for structures and items that are a permanent part of the structure.


The maximum amount paid out in the case of a cyber attack on your business. Because this coverage is not automatically included in the standard General Liability Policy, you will need to opt into this coverage. See the application for additional coverage details for Cyber Liability Insurance.


Coverage for additional services you offer clients, such as diet guidelines, meal plans, or the sale/recommendation of health supplements. These services are not covered by professional liability and require Diet & Nutrition Coverage.

Included when added

Coverage for a third party, such as a business, property owner, event organizer, or employer. It cannot be used for employees, friends or family, other trainers, yourself, or other businesses you may own.


Coverage for multiple third parties, such as a business, property owner, event organizer, or employer. It cannot be used for employees, friends or family, other trainers, yourself, or other businesses you may own.


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Get Covered With CrossFit Insurance Today

CrossFit trainer insurance from Insurance Canopy offers you much-needed professional and general liability coverage so you can break through new barriers.

Questions About CrossFit Trainer Insurance

Choosing the right insurance is critical.
You can’t afford gaps in your coverage that could put you out of business.
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Need additional information before making a decision?

Give our team a call today at 844.520.6993

Get a FREE Personal Training Waiver!

Insurance Policy + Client Waiver = Stronger Protection

When used with an insurance policy, a waiver can help you better protect yourself from costly claims. Download our free waiver and start training with confidence.

*NOTE: A waiver does NOT take the place of insurance or guarantee 100% legal protection

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*Not currently available in Missouri.