Insurance Canopy logo
Search
844.520.6993

Musician Liability Insurance

Insurance for Individual Musicians

Same-Day Certificate of Insurance for Musicians

MOST POPULAR

$199

Yearly, or $16.58/monthly

AS LOW AS

$59

Show Policy, 1-3 Day
4.8/5

Why Insurance Canopy for Musician's Insurance?

Purchase 24/7 with the ability to customize your policy. Choose between annual or event insurance for musicians and simply check out in minutes. Easily access your documents in one place and purchase additional insureds at any time.
Backed by
Great American Insurance Group logo

You're In Good Company With Insurance Canopy

Here's what some of our over 14,700 customers have to say about their experience.

  • My personal liability insurance for teaching fitness classes was so easy to set up! Plus, I needed to make a correction and their customer service was very prompt. Highly recommend... Read More

    Juju Rafii Avatar Juju Rafii
    December 6, 2022

    Quick and painless way to get insured

    Jay Foster Avatar Jay Foster
    February 20, 2023

    Very helpful agents! Will definitely recommend to all my industry friends!

    Entertainment Labs Avatar Entertainment Labs
    May 26, 2023
  • Easy to set up And good price! I did shop around and found this company took me 20 minutes to get everything done ...got a custome made Liquor Liability insurance... Read More

    Carlos Aguirre Avatar Carlos Aguirre
    June 26, 2022

    Amazing service. Very fast, straightforward and helpful. Thank you for providing me with the necessary insurance coverage for my company and equipment. ???

    Mike Cruz Avatar Mike Cruz
    October 12, 2022

    Website Easy To Navigate And Price For Insurance Cover Is Excellent. Thank You For Insuring My Event! 👊🏾

    Fritz Cooper Avatar Fritz Cooper
    May 26, 2023
  • I’ve been looking for the right insurance company. And I’ve found it ! Awesome prices and great coverage plans. Thank you !!

    Javier Valderrama Jr (BeastMode_Cyclist_Javy) Avatar Javier Valderrama Jr (BeastMode_Cyclist_Javy)
    August 26, 2022

    Wonderful quick and easy!

    shani files Avatar shani files
    December 6, 2022

    Easy peezy

    Tom Razin Avatar Tom Razin
    September 26, 2022
  • Web site was very clear and easy to use

    Ken Reilly Avatar Ken Reilly
    January 6, 2023

    Easy to sign up and great customer service!

    Maureen Davis Avatar Maureen Davis
    February 6, 2023

    Great service

    lamonte hatch Avatar lamonte hatch
    August 26, 2022
  • They did actually do a great job at establishing my policy quickly and answering my questions by phone. Would recommend to others.

    Roberto Olivares Avatar Roberto Olivares
    September 26, 2022

    You can't beat the price and once I called in, the guy I spoke with told me everything I needed to know and I was signed up within minutes. Amazing!!!

    Michele Gibson Avatar Michele Gibson
    July 26, 2022

    Fast, easy, affordable.

    Steve Proctor Avatar Steve Proctor
    September 26, 2022
  • The process to apply for insurance was very easy and I appreciated how smooth it went. However, I didn’t like auto renew without my permission. I’m 69 and... Read More

    Regina Nowak Avatar Regina Nowak
    May 26, 2023

    Instructor at Orange Door Yoga in Grand Junction, Co

    Terry Talbot Avatar Terry Talbot
    February 20, 2023

    Easy purchase… very clear description of service and options.

    Apex Entertainment Group Chris Stout Avatar Apex Entertainment Group Chris Stout
    June 21, 2023
  • It was easy to fill the forms out online and all the information

    Melissa Prado Avatar Melissa Prado
    August 26, 2022

    Great place to get affordable DJ insurance. Keri took the time to get me the right coverage I needed, thanks again!

    Carlos Navarro Avatar Carlos Navarro
    September 26, 2022

    Was in a jam. Needed the insurance for a gig coming up and the process was sooo simple! The coverage is exactly what they were looking for and we are... Read More

    joe barton Avatar joe barton
    October 12, 2022
  • Customer service and experience was great. Appreciate the patience and knowledge. Thank you.

    justelement T Avatar justelement T
    May 26, 2023

    I’m so happy with your company!!!

    Jenalyn Smith Avatar Jenalyn Smith
    October 19, 2022

    I'm very happy to have found you guys for my business. The website is easy to navigate. The support service is excellent. Affordable prices for balloon artists and party entertainment... Read More

    Blanca Mendoza Avatar Blanca Mendoza
    May 26, 2023
  • They took care of business! Easy process and cheap price to pay for peace of mind and being able to say you are a pro and fully insured.

    Jimmy Fish Avatar Jimmy Fish
    February 13, 2023

    Very easy to obtain a policy

    John Faughey Avatar John Faughey
    December 6, 2022

    Incredibly user-friendly set up. Super impressed with the ease of purchasing my policy. Great!

    Tim Cunningham Avatar Tim Cunningham
    June 26, 2022
  • I am so pleased to have found "Insurance Canopy" to handle my business insurance. Karen M. was extremely knowledgeable, courteous and timely in getting me the proper insurances. ... Read More

    Ed B. Avatar Ed B.
    May 29, 2023

    I'm excited excellent price

    Edgar roberto Lobos Avatar Edgar roberto Lobos
    February 20, 2023

    I got the coverage I needed. The coverage wasn’t extravagant in price and I was able to add an additional insured. Thanks for the great service.

    ShoMoDjs DJ and Audio Visual Services Avatar ShoMoDjs DJ and Audio Visual Services
    January 6, 2023
  • Very easy to obtain a policy

    John Faughey Avatar John Faughey
    December 6, 2022
  • Great site to work with.

    Patti Lee Avatar Patti Lee
    June 5, 2023
  • Simple and easy on line process and I saved money compared to a large nationally known insurer

    Bill Ladwig Avatar Bill Ladwig
    January 6, 2023
  • I am so pleased to have found "Insurance Canopy" to handle my business insurance. Karen M. was extremely knowledgeable, courteous and timely in getting me the proper insurances. ... Read More

    Ed B. Avatar Ed B.
    May 29, 2023
  • I’m so happy with your company!!!

    Jenalyn Smith Avatar Jenalyn Smith
    October 19, 2022
  • Excellent online experience, clean, clear instructions. At the right price too.

    Malcom Massey Avatar Malcom Massey
    September 26, 2022
  • Quick easy to understand and reasonable. Detailed instructions and easy to ise. Canopy did it all for my team

    Kappa Xi Avatar Kappa Xi
    September 26, 2022
  • They took care of business! Easy process and cheap price to pay for peace of mind and being able to say you are a pro and fully insured.

    Jimmy Fish Avatar Jimmy Fish
    February 13, 2023
  • Service rep was very knowledgeable very helpful and got the job done for what I needed Immediately . Can't say enough about Hi service

    Clifford Lo Sasso Avatar Clifford Lo Sasso
    January 6, 2023
  • I'm excited excellent price

    Edgar roberto Lobos Avatar Edgar roberto Lobos
    February 20, 2023

What is Insurance for Musicians?

Musician’s insurance covers claims that may arise from your performance or operations during an event. For example, if a club patron injures themselves by tripping over your equipment or you damage a venue, musician’s insurance could help cover the costs of these claims. The events where you would need musician’s insurance could include:

  • Weddings
  • Corporate events
  • Small parties
  • Fairs
  • Festivals
  • Farmers markets
  • Studio recording sessions


Insurance for musicians provides coverage for your General Liability needs, and these claims are the most common types you could face. Our policy provides General Liability insurance for bands as well as individual musicians.

Why Should You Carry Musician's Insurance?

You may be thinking, “I’m just playing music. Why would I need insurance?” Insurance may not be the first thing that comes to mind when you’re booking gigs, but here are a few reasons why you need it:

  • Having liability insurance positions you as a serious professional.
  • Many clients and venue owners will require you to show proof of insurance before hiring you, and may request that you add them to your policy as an additional insured.
  • Liability insurance gives you a layer of defense against claims such as bodily injury or property damage.
  • You can enjoy financial peace of mind.

How Much Does Musician’s Insurance Cost?

A basic annual policy starts at $16.58 per month or $199 per year if you choose to pay in full. Annual policies are best for musicians who perform at events or venues throughout the year and need consistent coverage. 

If you only need short-term coverage, we offer an event policy that provides up to three days of coverage for as low as $59. While your event may only last for one day, our policy ensures you are protected if you need a day to set up or tear down your equipment at the venue.

Some venues require you to list them as an additional insured. Additional insureds can be added to your policy free of charge.

drummer performing

Coverage Details

General Liability Limits

The most your policy will pay for bodily injury and property damage claims occurring in the policies term that you become legally obligated to pay due to your business services.

$2,000,000

The maximum amount your policy will pay in a 12-month period for bodily injury and property damage claims that result from the products you use to perform your services. However, it does not cover your products that are sold or distributed.

$2,000,000

The amount that your policy will pay for claims arising out of one or more of the following offenses:

  • False Arrest, detention or imprisonment
  • Malicious prosecution
  • Wrongful Eviction or Wrongful Entry
  • Oral or written publications that slander or libels a person or organization
  • Oral or written publication or material that violates a person’s right of privacy
  • The use of another’s advertising idea in your advertisement

$1,000,000

The maximum amount paid per incident during the term of the policy.

$1,000,000

Applies to damage by fire to premises rented to the insured and to damage regardless of cause to premises (including contents) occupied by the insured for 7 days or less.

$300,000

Additional Limits

Purchase a entertainers event policy and get short-term coverage.

$59

Entertainers annual policy that will remain in effect the whole year.

from $199

Still doing your research?

Have a question for us?

Questions About Musicians Insurance

Musician Liability Insurance

Choosing the right insurance for musicians is critical. You can’t afford mishaps that could put you out of business or put your financial future at risk.

Related Articles

There are many milestones that you as a musician hope to hit—writing your first song, playing your first gig, and recording your first demo, among many others. But one of…
Whether you perform at venues every weekend, play an occasional wedding, or…
There’s nothing quite like the thrill of performing on stage. Musicians love…