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Musician Liability Insurance

Insurance for Individual Musicians

Same-Day Certificate of Insurance for Musicians

MOST POPULAR

$199

Yearly, or $16.58/monthly

AS LOW AS

$59

Show Policy, 1-3 Day
4.8/5

Why Insurance Canopy for Musician's Insurance?

Purchase 24/7 with the ability to customize your policy. Choose between annual or event insurance for musicians and simply check out in minutes. Easily access your documents in one place and purchase additional insureds at any time.
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Here's what some of our over 14,700 customers have to say about their experience.

  • So far, so good.

    Jeff Nelson Avatar Jeff Nelson
    December 6, 2022

    Service rep was very knowledgeable very helpful and got the job done for what I needed Immediately . Can't say enough about Hi service

    Clifford Lo Sasso Avatar Clifford Lo Sasso
    January 6, 2023

    Love y’all! I highly recommend performers to use your services. I have also recommended your company to BMI. ASCAP. SESAC, etc. to list you as a resource for Entertainers. Thank... Read More

    KGTCA LLC Avatar KGTCA LLC
    February 27, 2023
  • Insurance Canopy has given us piece of mind to conduct our business and know that it, as well as, our clients are protected. The ease of accessing any policy documents... Read More

    It’s About 2 Go Down Entertainment Avatar It’s About 2 Go Down Entertainment
    June 21, 2023

    Sarah was outstanding!!! Wonderful customer service with a smile and a laugh!! Doesn’t get any better than that!

    Darci Menard Avatar Darci Menard
    February 6, 2023

    They did actually do a great job at establishing my policy quickly and answering my questions by phone. Would recommend to others.

    Roberto Olivares Avatar Roberto Olivares
    September 26, 2022
  • Your insurance provisions work perfectly for me. No overhead or long term contracts and I'm able to pass along the cost to my clients. Thanks!?

    Gary Morton Avatar Gary Morton
    July 26, 2022

    Great service

    lamonte hatch Avatar lamonte hatch
    August 26, 2022

    Easy peezy

    Tom Razin Avatar Tom Razin
    September 26, 2022
  • Wonderful quick and easy!

    shani files Avatar shani files
    December 6, 2022

    Very easy to obtain a policy

    John Faughey Avatar John Faughey
    December 6, 2022

    Very easy process. Stefani stayed on the phone and walked me through the process. Took about 5 minutes and my group was insured. Excellent service.

    Robert Stewart Avatar Robert Stewart
    June 26, 2022
  • Chat rep was knowledgeable and professional and website was easy to navigate and apply for business insurance.

    Matt R Avatar Matt R
    July 26, 2022

    It was a easy sign up experience .

    Laroi Newman Avatar Laroi Newman
    July 26, 2022

    Great place to get affordable DJ insurance. Keri took the time to get me the right coverage I needed, thanks again!

    Carlos Navarro Avatar Carlos Navarro
    September 26, 2022
  • It has been great working with Insurance Canopy and especially Faith Ortiz. A+++

    ND3423 Avatar ND3423
    May 26, 2023

    Reliable, efficient and affordable! The new online form was quick and simple, it took me less than 15 minutes to complete. They are also very quick on answering any... Read More

    Elena Azama Avatar Elena Azama
    May 26, 2023

    Quick, easy and just what we needed to work an event that required a bit of insurance. Will most likely seek regular monthly insurance knowing it's this easy and... Read More

    Shannon Smith Avatar Shannon Smith
    May 26, 2023
  • They took care of business! Easy process and cheap price to pay for peace of mind and being able to say you are a pro and fully insured.

    Jimmy Fish Avatar Jimmy Fish
    February 13, 2023

    Customer service and experience was great. Appreciate the patience and knowledge. Thank you.

    justelement T Avatar justelement T
    May 26, 2023

    I'm very happy to have found you guys for my business. The website is easy to navigate. The support service is excellent. Affordable prices for balloon artists and party entertainment... Read More

    Blanca Mendoza Avatar Blanca Mendoza
    May 26, 2023
  • Easy. Quick. Responsive on chat.

    Me Avatar Me
    May 29, 2023

    You can't beat the price and once I called in, the guy I spoke with told me everything I needed to know and I was signed up within minutes. Amazing!!!

    Michele Gibson Avatar Michele Gibson
    July 26, 2022

    Quick and easy service! A++

    H Peaks Avatar H Peaks
    May 29, 2023
  • The process to apply for insurance was very easy and I appreciated how smooth it went. However, I didn’t like auto renew without my permission. I’m 69 and... Read More

    Regina Nowak Avatar Regina Nowak
    May 26, 2023

    Easy to use. Very good user experience. Definitely recommend insurance copy for fellow musicians performing live at events etc.

    Ted K Avatar Ted K
    June 26, 2022

    Exactly what I needed

    Nichole Jackson Avatar Nichole Jackson
    December 6, 2022
  • The lady patiently help me out through the proces. I think her name is Stephanie. She stayed on the phone until I was done. My whole hearted thanks to... Read More

    Robert Lesaca Avatar Robert Lesaca
    July 26, 2022

    Amazing service. Very fast, straightforward and helpful. Thank you for providing me with the necessary insurance coverage for my company and equipment. ???

    Mike Cruz Avatar Mike Cruz
    October 12, 2022

    Very easy and efficient. It was just what I needed

    Deborah West Avatar Deborah West
    February 27, 2023
  • Fast, easy, affordable.

    Steve Proctor Avatar Steve Proctor
    September 26, 2022
  • Website Easy To Navigate And Price For Insurance Cover Is Excellent. Thank You For Insuring My Event! 👊🏾

    Fritz Cooper Avatar Fritz Cooper
    May 26, 2023
  • They did actually do a great job at establishing my policy quickly and answering my questions by phone. Would recommend to others.

    Roberto Olivares Avatar Roberto Olivares
    September 26, 2022
  • Sarah was outstanding!!! Wonderful customer service with a smile and a laugh!! Doesn’t get any better than that!

    Darci Menard Avatar Darci Menard
    February 6, 2023
  • It was a very easy experience.

    Pamela Burton Avatar Pamela Burton
    February 13, 2023
  • Good insurance! Quick!

    Ariana Hadavi Avatar Ariana Hadavi
    October 19, 2022
  • Very easy to quote and bind! Excellent price for the coverage.

    Matt Forneris Avatar Matt Forneris
    August 26, 2022
  • Simple and easy on line process and I saved money compared to a large nationally known insurer

    Bill Ladwig Avatar Bill Ladwig
    January 6, 2023
  • My personal liability insurance for teaching fitness classes was so easy to set up! Plus, I needed to make a correction and their customer service was very prompt. Highly recommend... Read More

    Juju Rafii Avatar Juju Rafii
    December 6, 2022
  • Chat rep was knowledgeable and professional and website was easy to navigate and apply for business insurance.

    Matt R Avatar Matt R
    July 26, 2022

What is Insurance for Musicians?

Musician’s insurance covers claims that may arise from your performance or operations during an event. For example, if a club patron injures themselves by tripping over your equipment or you damage a venue, musician’s insurance could help cover the costs of these claims. The events where you would need musician’s insurance could include:

  • Weddings
  • Corporate events
  • Small parties
  • Fairs
  • Festivals
  • Farmers markets
  • Studio recording sessions


Insurance for musicians provides coverage for your General Liability needs, and these claims are the most common types you could face. Our policy provides General Liability insurance for bands as well as individual musicians.

Why Should You Carry Musician's Insurance?

You may be thinking, “I’m just playing music. Why would I need insurance?” Insurance may not be the first thing that comes to mind when you’re booking gigs, but here are a few reasons why you need it:

  • Having liability insurance positions you as a serious professional.
  • Many clients and venue owners will require you to show proof of insurance before hiring you, and may request that you add them to your policy as an additional insured.
  • Liability insurance gives you a layer of defense against claims such as bodily injury or property damage.
  • You can enjoy financial peace of mind.

How Much Does Musician’s Insurance Cost?

A basic annual policy starts at $16.58 per month or $199 per year if you choose to pay in full. Annual policies are best for musicians who perform at events or venues throughout the year and need consistent coverage. 

If you only need short-term coverage, we offer an event policy that provides up to three days of coverage for as low as $59. While your event may only last for one day, our policy ensures you are protected if you need a day to set up or tear down your equipment at the venue.

Some venues require you to list them as an additional insured. Additional insureds can be added to your policy free of charge.

drummer performing

Coverage Details

General Liability Limits

The most your policy will pay for bodily injury and property damage claims occurring in the policies term that you become legally obligated to pay due to your business services.

$2,000,000

The maximum amount your policy will pay in a 12-month period for bodily injury and property damage claims that result from the products you use to perform your services. However, it does not cover your products that are sold or distributed.

$2,000,000

The amount that your policy will pay for claims arising out of one or more of the following offenses:

  • False Arrest, detention or imprisonment
  • Malicious prosecution
  • Wrongful Eviction or Wrongful Entry
  • Oral or written publications that slander or libels a person or organization
  • Oral or written publication or material that violates a person’s right of privacy
  • The use of another’s advertising idea in your advertisement

$1,000,000

The maximum amount paid per incident during the term of the policy.

$1,000,000

Applies to damage by fire to premises rented to the insured and to damage regardless of cause to premises (including contents) occupied by the insured for 7 days or less.

$300,000

Additional Limits

Purchase a entertainers event policy and get short-term coverage.

$59

Entertainers annual policy that will remain in effect the whole year.

from $199

Still doing your research?

Have a question for us?

Questions About Musicians Insurance

Musician Liability Insurance

Choosing the right insurance for musicians is critical. You can’t afford mishaps that could put you out of business or put your financial future at risk.

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