Musician Liability Insurance

Insurance for Individual Musicians and Bands

Same-Day Certificate of Insurance for Musicians

MOST POPULAR

$199

Yearly, or $16.58/monthly

AS LOW AS

$59

Show Policy, 1-3 Day
4.8/5

Why Insurance Canopy for Musician's Insurance?

Purchase 24/7 with the ability to customize your policy. Choose between annual or event insurance for musicians and simply check out in minutes. Easily access your documents in one place and purchase additional insureds at any time.
Backed by
Great American Insurance Group logo

You're In Good Company With Insurance Canopy

Here's what some of our over 14,700 customers have to say about their experience.

  • Quick and easy service! A++

    H Peaks Avatar H Peaks
    May 29, 2023

    Very easy process. Stefani stayed on the phone and walked me through the process. Took about 5 minutes and my group was insured. Excellent service.

    Robert Stewart Avatar Robert Stewart
    June 26, 2022

    It was a very easy experience.

    Pamela Burton Avatar Pamela Burton
    February 13, 2023
  • So far this company has been great. Answered my questions promptly and got a quote promptly.

    Natalie Thompson Avatar Natalie Thompson
    October 12, 2022

    I'm very happy to have found you guys for my business. The website is easy to navigate. The support service is excellent. Affordable prices for balloon artists and party entertainment... Read More

    Blanca Mendoza Avatar Blanca Mendoza
    May 26, 2023

    I got the coverage I needed. The coverage wasn’t extravagant in price and I was able to add an additional insured. Thanks for the great service.

    ShoMoDjs DJ and Audio Visual Services Avatar ShoMoDjs DJ and Audio Visual Services
    January 6, 2023
  • This was a very easy process of purchasing DJ insurance, I mostly like the affordable reasonable rates.

    Jeffrey “Jay jay” C Avatar Jeffrey “Jay jay” C
    June 19, 2023

    Easy to use and reasonably priced

    Doug Mickan Avatar Doug Mickan
    June 19, 2023

    It was a easy sign up experience .

    Laroi Newman Avatar Laroi Newman
    July 26, 2022
  • Quick and painless way to get insured

    Jay Foster Avatar Jay Foster
    February 20, 2023

    Website Easy To Navigate And Price For Insurance Cover Is Excellent. Thank You For Insuring My Event! 👊🏾

    Fritz Cooper Avatar Fritz Cooper
    May 26, 2023

    Easy to use. Very good user experience. Definitely recommend insurance copy for fellow musicians performing live at events etc.

    Ted K Avatar Ted K
    June 26, 2022
  • Wonderful quick and easy!

    shani files Avatar shani files
    December 6, 2022

    Great place to get affordable DJ insurance. Keri took the time to get me the right coverage I needed, thanks again!

    Carlos Navarro Avatar Carlos Navarro
    September 26, 2022

    Easy peezy

    Tom Razin Avatar Tom Razin
    September 26, 2022
  • Easy to follow instructions on establishing my DJ liability insurance. Pricing was the best I've found to suit my needs.

    Judy Carter Avatar Judy Carter
    September 26, 2022

    Easy. Quick. Responsive on chat.

    Me Avatar Me
    May 29, 2023

    Very easy to obtain a policy

    John Faughey Avatar John Faughey
    December 6, 2022
  • It didn’t start out so smooth but Jamal was helpful getting my additional insured added

    Grog Avatar Grog
    June 12, 2023

    Reliable, efficient and affordable! The new online form was quick and simple, it took me less than 15 minutes to complete. They are also very quick on answering any... Read More

    Elena Azama Avatar Elena Azama
    May 26, 2023

    Quick easy to understand and reasonable. Detailed instructions and easy to ise. Canopy did it all for my team

    Kappa Xi Avatar Kappa Xi
    September 26, 2022
  • Your insurance provisions work perfectly for me. No overhead or long term contracts and I'm able to pass along the cost to my clients. Thanks!?

    Gary Morton Avatar Gary Morton
    July 26, 2022

    Very Easy and affordable

    barber fire Avatar barber fire
    March 4, 2023

    Super easy and straightforward.

    Emily Mallar Avatar Emily Mallar
    October 12, 2022
  • Love y’all! I highly recommend performers to use your services. I have also recommended your company to BMI. ASCAP. SESAC, etc. to list you as a resource for Entertainers. Thank... Read More

    KGTCA LLC Avatar KGTCA LLC
    February 27, 2023

    Service rep was very knowledgeable very helpful and got the job done for what I needed Immediately . Can't say enough about Hi service

    Clifford Lo Sasso Avatar Clifford Lo Sasso
    January 6, 2023

    Customer service and experience was great. Appreciate the patience and knowledge. Thank you.

    justelement T Avatar justelement T
    May 26, 2023
  • The process to apply for insurance was very easy and I appreciated how smooth it went. However, I didn’t like auto renew without my permission. I’m 69 and... Read More

    Regina Nowak Avatar Regina Nowak
    May 26, 2023

    Faith at Insurance Canopy is great to work with. She is very responsive and efficient with responses when requests are made and always with a positive attitude. She is... Read More

    Todd McCabe Avatar Todd McCabe
    March 3, 2023

    Great site to work with.

    Patti Lee Avatar Patti Lee
    June 5, 2023
  • Your insurance provisions work perfectly for me. No overhead or long term contracts and I'm able to pass along the cost to my clients. Thanks!?

    Gary Morton Avatar Gary Morton
    July 26, 2022
  • Very easy and efficient. It was just what I needed

    Deborah West Avatar Deborah West
    February 27, 2023
  • It was a very easy experience.

    Pamela Burton Avatar Pamela Burton
    February 13, 2023
  • Great place to get affordable DJ insurance. Keri took the time to get me the right coverage I needed, thanks again!

    Carlos Navarro Avatar Carlos Navarro
    September 26, 2022
  • Very helpful agents! Will definitely recommend to all my industry friends!

    Entertainment Labs Avatar Entertainment Labs
    May 26, 2023
  • Website Easy To Navigate And Price For Insurance Cover Is Excellent. Thank You For Insuring My Event! 👊🏾

    Fritz Cooper Avatar Fritz Cooper
    May 26, 2023
  • I’m so happy with your company!!!

    Jenalyn Smith Avatar Jenalyn Smith
    October 19, 2022
  • Beta use only // easy, great… unbelievably easy to add and remove and insured and uninsured… almost too easy so thank you dad

    kayla ciruzzi Avatar kayla ciruzzi
    May 26, 2023
  • I'm excited excellent price

    Edgar roberto Lobos Avatar Edgar roberto Lobos
    February 20, 2023
  • Super easy and straightforward.

    Emily Mallar Avatar Emily Mallar
    October 12, 2022

What is Musician's Insurance?

Musician’s insurance covers claims that may arise from your performance or operations during an event. For example, if a club patron injures themselves by tripping over your equipment or you damage a venue, musician’s insurance could help cover the costs of these claims. The events where you would need musician’s insurance could include weddings, corporate events, small parties, fairs, festivals, farmers markets, and more. 

Insurance for musicians provides coverage for your General Liability needs. Did you know that General Liability claims are the most common claims your band could face? Our policy provides General Liability insurance for bands as well as individual musicians.

Why Should You Carry Musician's Insurance?

You may be thinking, “I’m just singing. Why would I need insurance?” Well, you may just be singing but here are a few reasons why you need insurance: 

  • Having liability insurance pegs you as a serious professional.
  • Clients or venue owners may require you to show proof of insurance before hiring you.
  • Liability insurance gives you a layer of defense against claims such as bodily injury or property damage.
  • You can enjoy financial peace of mind.
  • Easily list club or venue owners as additional insureds.

How Much Does Musician’s Insurance Cost?

A basic 1-3 day General Liability insurance policy starts at $59. That’s your best option if you just need coverage for an event. If you know you’ll need coverage for events throughout the year, an annual policy would be your best choice for saving money. An annual policy starts at $199 with options to pay in full or $16.58 per month. 

Some venues require you to list them as an additional insured. Additional insureds can be added to your policy free of charge. 

drummer performing

Coverage Details

General Liability Limits

The most your policy will pay for bodily injury and property damage claims occurring in the policies term that you become legally obligated to pay due to your business services.

$2,000,000

The maximum amount your policy will pay in a 12-month period for bodily injury and property damage claims that result from the products you use to perform your services. However, it does not cover your products that are sold or distributed.

$2,000,000

The amount that your policy will pay for claims arising out of one or more of the following offenses:

  • False Arrest, detention or imprisonment
  • Malicious prosecution
  • Wrongful Eviction or Wrongful Entry
  • Oral or written publications that slander or libels a person or organization
  • Oral or written publication or material that violates a person’s right of privacy
  • The use of another’s advertising idea in your advertisement

$1,000,000

The maximum amount paid per incident during the term of the policy.

$1,000,000

Applies to damage by fire to premises rented to the insured and to damage regardless of cause to premises (including contents) occupied by the insured for 7 days or less.

$300,000

Additional limits

Purchase a entertainers event policy and get short-term coverage.

$59

Entertainers annual policy that will remain in effect the whole year.

from $199

Still doing your research?

Have a question for us?

Questions About Musicians Insurance

Musician Liability Insurance

Event Policy: Starting at $59 – Choosing the right idnsurance for musicians is critical. You can’t afford mishaps that could put you out of business or put your financial future at risk.

Related Articles

Whether you perform at venues every weekend, play an occasional wedding, or are just getting started with your band, you’ll want to make sure you have band insurance. You may…
There’s nothing quite like the thrill of performing on stage. Musicians love…
A musician’s world can be exciting. You get to meet people from…