How a CrossFit Waiver Can Help Protect Your Training Business
You’re coaching athletes through another challenging WOD — business as usual. But unexpectedly,
Pump Up Your Fitness Protection with Zumba Teacher Insurance
Zumba instructor insurance is a policy designed to protect you while leading Zumba classes, coaching students, and working as an independent contractor.
If an accident occurs, insurance may help you pay for liability claims of bodily injury or property damage. This can include coverage for medical bills and legal fees.
Zumba insurance may also help you replace or repair your gear if it is stolen or damaged, such as portable speakers, risers, mats, and toning sticks.
Zumba liability insurance from Insurance Canopy starts at just $15 a month, or you can save 13% with an annual policy for $159 a year.
Our base policy includes general and professional liability insurance. You can also add optional coverage for your gear and equipment for as low as $1.33 a month.
Full-time, part-time, and student instructors can all be covered by our policy for the same low price. No matter how often you teach or how many locations you teach at, we won’t raise the cost of your insurance.
Yes! Many health and fitness centers require instructors to carry insurance, and some studios include it in rental contracts. Insurance Canopy can help you meet or exceed most Zumba insurance requirements, helping you open the door to new teaching opportunities.
You’re also no stranger to the injuries that could happen during a Zumba class. In 2022 alone, 3.6 million people were treated in emergency rooms for exercise-related injuries. From twisted ankles to pulled muscles, one wrong move could leave you paying for medical bills, repairs, legal fees, and more out of your own pocket.
Zumba instructor insurance is designed to help you cover the cost of student injuries (plus more) so you can protect your wallet and your reputation. Having the right coverage gives you the freedom to focus on your classes, not claims.
Insurance Canopy offers all-in-one liability insurance for Zumba instructors. Our fitness instructor insurance policies can be customized to your needs and used to teach in more than one location—all for as low as 44 cents a day.
Purchase a policy online in minutes and get your Certificate of Insurance (COI) instantly.
File a claim time anytime for accidents occurring during your policy period.**
Online, on-site, or on the go, you’re covered in most locations from coast to coast.
Plus, your Zumba instructor insurance policy comes with valuable benefits to help power up your business. No extra costs — just real perks tailored for your success!
Zumba instructor insurance from Insurance Canopy offers you much-needed protection at a price your wallet will love.
We Have A (Nearly) 5 Star Rating
Canopy insurance has been great for my business. Definitely a five star definitely recommend it..
Very easy and straight forward experience! The agent and live chat were instrumental in acquiring my policy.
Rey was amazing. So easy! So fast!
Always treated well. They take care of my business insurance and I don’t have to worry about anything with insurance canopy in my corner. 10 year customer.
She is positive and friendly !
Excellent rates and coverage! Did a lot of homework before going with Insurance Canopy, by far the best bang for the buck 🙂
Affordable plan and very easy to access when I need it
Always easy to use! Thank you!
Great company with a courteous staff. Website is smooth and navigable with many options for all different kinds of fitness professionals. Best insurance options as well
I have been associated with this company for 3 years. They would have deserved no more than 1-2 stars at the time. They have progressively leveled up their customer service... Read More so now they are organized, eager to please, and polite. They merit 5 stars now! Thank you.
Thank you so much for the wonderful service. It is alway so easy to renew my policy each year!
Always done very well for us. Highly recommended.
Nothing but positive things to say. Great company, have used them for years.
I think this is the third year in a row that I continue to carry my independent contractor insurance through Insurance Canopy. They make it easy for me, and alert... Read More me when my policy is gong to expire. In addition, their costs are fair and reasonable.
quick and easy to sign up and did not break the bank!!
Received many quotes that were multiple times more expensive. Needed something fast, easy and inexpensive for a high needs client. Customer had what they needed 5 minutes after... Read More the request came in on our first purchase of many.
Easy to apply online, it take 5 mins and get your provf of Insurance.
I had shopped a few websites including my home/auto policy holder and was not satisfied with their inability to insure me. Other sites wanted ridiculous down payments and one time... Read More processing fees. That was not the case with Insurance Canopy and prompted me to buy all the protection I need at a great price. Thank you for the easily navigated website as well.
This insurance fits my needs as a yoga instructor with a small studio at a reasonable price.
Just the insurance I needed. I wish the website would allow me to share pages!
It was fast and easy.
Chat support is terrific. I have chatted multiple times and each time the support team is very prompt, customer focused and knows the answers. The policy website is also very... Read More good and you can bind a policy in minutes. My band is called Collective Vibes Duo and you can find us on all the social channels under that name
Process was easy. Relevant information accessible. Platform is very user friendly.
The agent was awesome, helped me through my application completely, very professional, humble and helpful! I love Canopy’s concept!!! Thanks, Lionel
I've been using Canopy for all my businesses. Always responsive, easy to use and the cheapest around. Can't ask for more! - A 10+ note from a happy customer here!
great experience so far, always able to reach a human representative on the phone!
Insurance Canopy gives me peace of mind for my practice.
Very easy process to get peace of mind
Reasonable rates for small business owners. It was tough finding a policy that met my needs, but was fortunate to find Insurance Canopy. Highly recommended.
Super friendly service..
Canopy insurance has been great for my business. Definitely a five star definitely recommend it..
Very easy and straight forward experience! The agent and live chat were instrumental in acquiring my policy.
Rey was amazing. So easy! So fast!
Always treated well. They take care of my business insurance and I don’t have to worry about anything with insurance canopy in my corner. 10 year customer.
She is positive and friendly !
Excellent rates and coverage! Did a lot of homework before going with Insurance Canopy, by far the best bang for the buck 🙂
Affordable plan and very easy to access when I need it
Great company with a courteous staff. Website is smooth and navigable with many options for all different kinds of fitness professionals. Best insurance options as well
Always easy to use! Thank you!
I have been associated with this company for 3 years. They would have deserved no more than 1-2 stars at the time. They have progressively leveled up their customer service... Read More so now they are organized, eager to please, and polite. They merit 5 stars now! Thank you.
General & Professional Liability Limits
$3,000,000
$3,000,000
The amount your policy will pay for claims arising out of one or more of the following offenses:
– False Arrest, detention or imprisonment
– Malicious prosecution
– Wrongful Eviction or Wrongful Entry
– Oral or written publications that slander or libels a person or organization
– Oral or written publication or material that violates a person’s right of privacy
– The use of another’s advertising idea in your advertisement
Included
The maximum the insurance carrier will pay for a bodily injury or property damage claim that you become legally obligated to pay due to your business and professional services.
$2,000,000
Applies to damage by fire to premises rented to the insured and to damage regardless of cause to premises (including contents) occupied by the insured for 7 days or less.
$300,000
$5,000
The amount we deduct from a claim before paying up to your policy limits.
$100
Optional Add-ons
The maximum amount paid out in the case of a cyber attack on your business. Because this coverage is not automatically included in the standard General Liability Policy, you will need to opt into this coverage. See the application for additional coverage details for Cyber Liability Insurance.
$100,000
Included when added
+$15
+$30
You can buy Zumba instructor insurance online in minutes:
Upon purchase, you will instantly receive a Certificate of Insurance!
General and professional liability insurance will help you cover most claims you’ll face as a Zumba instructor. Most studios, gyms, private facilities, or public spaces that require you to have insurance are mainly looking for these two coverages.
Below are the most popular insurance coverages you will find included in our Zumba insurance plan, plus the optional coverages we offer.
Yes, many property owners and studios require tenants to carry their own insurance policy. This is because their insurance likely does not cover accidents caused by other people who use the space.
If any injuries or property damage happen in the rented space because of your Zumba class, you would be responsible for covering those costs. Since the property owner’s insurance can’t protect you, your liability insurance could help you pay for a claim.
You may also be required to include the property owner or studio as an additional insured on your policy. This means your policy could help protect them if an accident in your Zumba class results in a lawsuit. If someone tries to sue both you and the studio, your insurance would help cover their legal fees along with yours.
You purchase and add additional insureds during the application process. You can also add additional insureds from your online customer dashboard at any time.
It’s $15 to add one additional insured and $30 to add an unlimited amount.
Property management, gyms, businesses, and studios can all be added to your Zumba fitness instructor insurance policy, but you can’t add a co-worker, family member, or friend as an additional insured. Each instructor must purchase their own liability policy.
Still have questions regarding insurance for Zumba instructors? Feel free to reach out to our licensed insurance agents. We are available Monday through Friday from 8 am–8 pm ET. You can also chat with us, send us an email, or give us a call. We are happy to help!
Phone: 844.520.6993
Email: info@insurancecanopy.com
Zumba Insurance + Class Waiver = Stronger Protection
NOTE: A waiver does NOT take the place of an insurance policy or guarantee any legal protection.
You’re coaching athletes through another challenging WOD — business as usual. But unexpectedly,
The energy of a box packed with athletes crushing their fitness goals is
Before you start grooving to that irresistible Zumba® beat, you begin with a
*Not currently available in Missouri.
**All customers who purchased a policy before 7/1/2024 will have a policy issued through Great American Insurance. This policy does not include occurrence form coverage and will be eligible to receive it after 7/1/2025.
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All policies have conditions, limitations and exclusions, please read the policy for exact verbiage.
Claim scenario circumstances vary in nature and similar claims do not guarantee coverage.
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