Insurance Canopy logo
Search
844.520.6993

Zumba Instructor Liability Insurance

Step Into Strong Protection With Zumba Teacher Insurance

AS LOW AS
$12.50/mo

Save an Additional 14%
with an Annual Plan

Zumba Instructor Insurance Tailored To You

Insurance Canopy offers all-in-one liability insurance for Zumba instructors. Our policies include general and professional coverage and can be customized to your needs—all for as low as 36 cents a day. Start protecting your business from costly claims with Insurance Canopy today.

Apply Online Icon of a laptop computer

Instant Coverage

Purchase a policy online in minutes and receive your Certificate of Insurance instantly.
shield symbol icon

Comprehensive Coverage

cyber symbol

Nationwide Coverage

Online, on-site, or on-the-go, your policy covers you in most locations you teach at.

Scroll To Learn More

What is Zumba Instructor Insurance?

Zumba instructor insurance is designed to help Zumba teachers pay for liability claims of bodily injury or property damage. This can include coverage for medical bills and legal fees. Zumba insurance can also help you pay to replace or repair your gear if it is stolen or damaged. This can include portable speakers, risers, mats, and toning sticks.

US map

Zumba instructor Insurance

Licensed In All 50 States

How Much Does Zumba Instructor Insurance Cost?

Zumba liability insurance plans start at just $12.50 a month, or you can save 14% with an annual policy for $129 a year. Our base policy includes general and professional liability insurance. You can even add on our optional coverage for your gear and equipment for just $16.

The price of your policy may vary based on several different factors, such as your yearly income, claims history, and any additional coverages you select. We are proud to insure full time, part-time, and student instructors under our policy.

Our Partners
white IFTA logo
Great American Insurance Group logo
white NPTI logo

Do Zumba Instructors Need Liability Insurance?

Yes! Studies show 1 in 4 Zumba participants are injured during their classes, and that responsibility falls on you as the teacher. Without insurance, you would be left paying for the costs of accidents all on your own.

Many health and fitness centers require instructors to carry insurance, and some studios include it in rental contracts. Insurance Canopy can help you meet or exceed most Zumba insurance requirements and open the door to new teaching locations.

Why Choose Insurance Canopy?

We Have A (Nearly) 5 Star Rating

  • Fast, easy, affordable.

    Steve Proctor Avatar Steve Proctor
    September 26, 2022

    Easy to use. Very good user experience. Definitely recommend insurance copy for fellow musicians performing live at events etc.

    Ted K Avatar Ted K
    June 26, 2022

    Quick and easy service! A++

    H Peaks Avatar H Peaks
    May 29, 2023
  • The only company I use for event insurance! The best!

    Susie Shortt Avatar Susie Shortt
    October 5, 2022

    The lady patiently help me out through the proces. I think her name is Stephanie. She stayed on the phone until I was done. My whole hearted thanks to... Read More

    Robert Lesaca Avatar Robert Lesaca
    July 26, 2022

    Very easy process. Stefani stayed on the phone and walked me through the process. Took about 5 minutes and my group was insured. Excellent service.

    Robert Stewart Avatar Robert Stewart
    June 26, 2022
  • Incredibly user-friendly set up. Super impressed with the ease of purchasing my policy. Great!

    Tim Cunningham Avatar Tim Cunningham
    June 26, 2022

    I got the coverage I needed. The coverage wasn’t extravagant in price and I was able to add an additional insured. Thanks for the great service.

    ShoMoDjs DJ and Audio Visual Services Avatar ShoMoDjs DJ and Audio Visual Services
    January 6, 2023

    So far, so good.

    Jeff Nelson Avatar Jeff Nelson
    December 6, 2022
  • Faith at Insurance Canopy is great to work with. She is very responsive and efficient with responses when requests are made and always with a positive attitude. She is... Read More

    Todd McCabe Avatar Todd McCabe
    March 3, 2023

    I had the best experience because I spoke with an agent Stephanie Davis that was truly knowledgeable and very patient with me to walk me through the entire process.... I... Read More

    Cabbage Avatar Cabbage
    August 26, 2022

    Very Easy and affordable

    barber fire Avatar barber fire
    March 4, 2023
  • I'm very happy to have found you guys for my business. The website is easy to navigate. The support service is excellent. Affordable prices for balloon artists and party entertainment... Read More

    Blanca Mendoza Avatar Blanca Mendoza
    May 26, 2023

    Sarah was outstanding!!! Wonderful customer service with a smile and a laugh!! Doesn’t get any better than that!

    Darci Menard Avatar Darci Menard
    February 6, 2023

    Web site was very clear and easy to use

    Ken Reilly Avatar Ken Reilly
    January 6, 2023
  • Easy to follow instructions on establishing my DJ liability insurance. Pricing was the best I've found to suit my needs.

    Judy Carter Avatar Judy Carter
    September 26, 2022

    Super easy and straightforward.

    Emily Mallar Avatar Emily Mallar
    October 12, 2022

    Rates were very competitive and I had great help when I called with questions. The application was fast and easy to fill out online. I haven’t had to file a... Read More

    Katie Gustafson Avatar Katie Gustafson
    August 26, 2022
  • Reliable, efficient and affordable! The new online form was quick and simple, it took me less than 15 minutes to complete. They are also very quick on answering any... Read More

    Elena Azama Avatar Elena Azama
    May 26, 2023

    Very easy and efficient. It was just what I needed

    Deborah West Avatar Deborah West
    February 27, 2023

    It was a easy sign up experience .

    Laroi Newman Avatar Laroi Newman
    July 26, 2022
  • Service rep was very knowledgeable very helpful and got the job done for what I needed Immediately . Can't say enough about Hi service

    Clifford Lo Sasso Avatar Clifford Lo Sasso
    January 6, 2023

    Super easy, easy to understand and a great price.

    Alan Browning Avatar Alan Browning
    September 26, 2022

    Very easy to obtain a policy

    John Faughey Avatar John Faughey
    December 6, 2022
  • Quick and easy insurance for my mobile DJ business.

    Burton Nuse Avatar Burton Nuse
    October 19, 2022

    It was easy to fill the forms out online and all the information

    Melissa Prado Avatar Melissa Prado
    August 26, 2022

    Awesome fast and easy process ? in minutes!!

    PAUL Velez Avatar PAUL Velez
    July 26, 2022
  • Super fast and easy to set up. Very reasonably priced.

    Rachel Miller Avatar Rachel Miller
    February 6, 2023

    Easy. Quick. Responsive on chat.

    Me Avatar Me
    May 29, 2023

    Easy to set up And good price! I did shop around and found this company took me 20 minutes to get everything done ...got a custome made Liquor Liability insurance... Read More

    Carlos Aguirre Avatar Carlos Aguirre
    June 26, 2022
  • Chat rep was knowledgeable and professional and website was easy to navigate and apply for business insurance.

    Matt R Avatar Matt R
    July 26, 2022
  • They did actually do a great job at establishing my policy quickly and answering my questions by phone. Would recommend to others.

    Roberto Olivares Avatar Roberto Olivares
    September 26, 2022
  • I have been djing for over a decade, but just started my dj business this year. Getting insurance was something I was dreading, but Ins Canopy made the process so... Read More

    Mike V (Dj Mike Cartel) Avatar Mike V (Dj Mike Cartel)
    September 26, 2022
  • Super easy, easy to understand and a great price.

    Alan Browning Avatar Alan Browning
    September 26, 2022
  • Great place to get affordable DJ insurance. Keri took the time to get me the right coverage I needed, thanks again!

    Carlos Navarro Avatar Carlos Navarro
    September 26, 2022
  • Very easy to quote and bind! Excellent price for the coverage.

    Matt Forneris Avatar Matt Forneris
    August 26, 2022
  • The lady patiently help me out through the proces. I think her name is Stephanie. She stayed on the phone until I was done. My whole hearted thanks to... Read More

    Robert Lesaca Avatar Robert Lesaca
    July 26, 2022
  • Quick, easy and just what we needed to work an event that required a bit of insurance. Will most likely seek regular monthly insurance knowing it's this easy and... Read More

    Shannon Smith Avatar Shannon Smith
    May 26, 2023
  • Website Easy To Navigate And Price For Insurance Cover Is Excellent. Thank You For Insuring My Event! 👊🏾

    Fritz Cooper Avatar Fritz Cooper
    May 26, 2023
  • Service rep was very knowledgeable very helpful and got the job done for what I needed Immediately . Can't say enough about Hi service

    Clifford Lo Sasso Avatar Clifford Lo Sasso
    January 6, 2023

Coverage Details

General & Professional Liability Limits

The most your policy can pay annually for bodily injury and property damage claims occurring during your coverage as a result of your business operations or professional services. For example, someone slips in your studio or is injured during a workout you were leading.

$3,000,000

The maximum amount your policy will pay annually for claims of bodily injury or property damage due to an incident that occurred with a product during or after your class, such as a faulty piece of equipment injuring a client.

$3,000,000

The amount your policy will pay for claims arising out of one or more of the following offenses:
– False Arrest, detention or imprisonment
– Malicious prosecution
– Wrongful Eviction or Wrongful Entry
– Oral or written publications that slander or libels a person or organization
– Oral or written publication or material that violates a person’s right of privacy
– The use of another’s advertising idea in your advertisement

Included

The maximum the insurance carrier will pay for a bodily injury or property damage claim that you become legally obligated to pay due to your business and professional services.

$2,000,000

Applies to damage by fire to premises rented to the insured and to damage regardless of cause to premises (including contents) occupied by the insured for 7 days or less.

$300,000

A no-fault medical policy that allows you to cover medical or funeral expenses for an individual up to the issued limit without deducting from the general liability aggregate limit. The injury or death must be as a result of a bodily injury caused by business operations.

$5,000

The amount we deduct from a claim before paying up to your policy limits.

$100

Optional Add-ons

Also known as “inland marine,” it covers property that is movable or transportable in nature (e.g. supplies, equipment, or inventory) but excludes coverage for structures and items that are a permanent part of the structure.

$2,000

The maximum amount paid out in the case of a cyber attack on your business. Because this coverage is not automatically included in the standard General Liability Policy, you will need to opt into this coverage. See the application for additional coverage details for Cyber Liability Insurance.

$100,000

Coverage for additional services you offer clients, such as diet guidelines, meal plans, or the sale/recommendation of health supplements. These services are not covered by professional liability and require Diet & Nutrition Coverage.

Included when added

Coverage for a third party, such as a business, property owner, event organizer, or employer. It cannot be used for employees, friends or family, other trainers, yourself, or other businesses you may own.

+$15

Coverage for multiple third parties, such as a business, property owner, event organizer, or employer. It cannot be used for employees, friends or family, other trainers, yourself, or other businesses you may own.

+$30

Ready For A Free Quote?
Easy Quote!

Zumba Teacher Liability Insurance

Annual Policies Starting at $129 – Zumba instructor insurance from Insurance Canopy offers you much needed protection at a price your wallet will love.

Questions About Zumba Liability Insurance

Our Fitness Instructor Policies
The video below explains what our fitness instructor policies like Zumba Instructor insurance includes.

Still have questions regarding  insurance for Zumba Instructors? Feel free to reach out to our licensed insurance agents. We are available Monday through Friday from 8am–8pm ET. You can also chat with us, send us an email, or give us a call. We are happy to help!

Get A Free Zumba Instructor Waiver

Zumba Insurance + Class Waiver = Stronger Protection

When used in tandem with insurance, a waiver can help you reduce the risk of claims. Download a free Zumba waiver and get a policy with Insurance Canopy today.
NOTE: A waiver does NOT take the place of an insurance policy or guarantee any legal protection.

Get A FREE Zumba Instructor Waiver!

Zumba Insurance + Class Waiver = Stronger Protection

When used in tandem with insurance, a waiver can help you reduce the risk of claims. Download a free Zumba waiver and get a policy with Insurance Canopy today.

NOTE: A waiver does NOT take the place of an insurance policy or guarantee any legal protection.

Related Articles

Joseph Addison is famously quoted for saying, “Reading is to the mind, what exercise is to the body.” Since your brain is considered a muscle, think about reading like another…
Most people find money to be a bit of an uncomfortable topic.…
Fitness instructors form a close bond with their clients and students. Can…