Meditation Teacher Insurance
Get a cost-effective, comprehensive meditation instructor insurance policy that safeguards your finances against common claims
- Customize Your Policy With the Coverage You Need
- Choose Between Paying Monthly or Annually
- Instant Certificate of Insurance (COI)
- Covered Wherever You Teach
- Manage Your Policy Online 24/7
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Affordable Meditation Teacher Insurance
Get the coverage you need for your mindfulness teaching with mediation instructor insurance from Insurance Canopy. Combining both general and professional liability coverage, our policy takes the stress of claims off your shoulders so you never lose focus on your practice.
Meditation Instructor Insurance Coverage
Coverage types and limits included in liability insurance for meditation teachers:
The most your policy will pay for bodily injury and property damage claims occurring in the policies term that you become legally obligated to pay due to your business services.
$2,000,000
The maximum amount your policy will pay in a 12-month period for bodily injury and property damage claims that result from the products you use to perform your services. However, it does not cover your products that are sold or distributed.
$1,000,000
The amount that your policy will pay for claims arising out of one or more of the following offenses:
– False Arrest, detention or imprisonment
– Malicious prosecution
– Wrongful Eviction or Wrongful Entry
– Oral or written publications that slander or libels a person or organization
– Oral or written publication or material that violates a person’s right of privacy
– The use of another’s advertising idea in your advertisement
Included
The maximum amount paid per incident during the term of the policy.
$1,000,000
Applies to damage by fire to premises rented to the insured and to damage regardless of cause to premises (including contents) occupied by the insured for 7 days or less.
$300,000
Included
Optional Add-Ons
Financial coverage if you experience false allegations of sexual abuse, molestation, or misconduct.
$300,000
What Is Meditation Teacher Insurance?
A meditation instructor insurance policy includes coverages designed to protect you from the financial burden of common claims like third-party bodily injury and property damage. It can also shield you from the cost of other liability claims, such as breach of contract, negligence, and defamation.
Do You Need Insurance to Teach Meditation?
Yes! While you may not be legally required to carry insurance as a meditation instructor, you need coverage to protect you from costly accidents that may occur during the course of doing business.
Plus, if you lease space to teach, your contract will likely require that you have liability insurance and add the studio to your policy as an additional insured.
Insurance can act as a barrier if you’re hit with a lawsuit – so you don’t have to pay defense costs and/or settlement fees out of pocket. Instead, you can continue teaching clients how to achieve mindfulness and clarity without having to pause your services to deal with a claim.
How Much Is Meditation Instructor Insurance?
The cost of meditation teacher insurance starts at just $21.08 per month (or $229 if you choose to pay upfront for a 12-month policy). Your premium can vary depending on a few factors, including:
- The gross annual income of your business
- Coverages you decide to add
- Your policy’s coverage limits
Learn more about meditation teacher insurance cost.
What Are the Risks of Being a Meditation Teacher?
Working with clients or students is extremely rewarding, but with that comes liability risks that could lead to expensive claims. Here are just a few examples of risks meditation practitioners face:
- During a breathing exercise, a student faints and sues you for causing them health issues.
- A student takes you to court over emotional distress they experienced after a meditation session where you discussed past traumas.
- You forgot to put out a candle you lit during a session in your rented studio space and it caused a fire, damaging the property.
As stressful and scary as these incidents are, carrying liability insurance can provide you with peace of mind knowing that if a covered incident occurs, you won’t be left having to pay for it all on your own.
What’s Covered in Meditation Teacher Insurance?
Meditation teachers need the following coverages to sufficiently shield their finances from the impact of claims.
General Liability Coverage
Also known as slip-and-fall insurance, general liability coverage responds to third-party bodily injury and property damage claims.
For example, if your student trips up the stairs to your front door when they come over for a guided meditation session, they could sue you for injuries sustained as a result. General liability insurance could cover this claim.
Professional Liability Coverage (aka Errors and Omissions)
This coverage is designed to protect you from claims related to mistakes or omissions made as part of your professional services.
If a student or client claims that you gave them faulty or bad instructions in a meditation session and sues you, professional liability can cover the cost of that claim.
Products-Completed Operations Coverage
Products-completed operations coverage is there to safeguard your business against property damage or bodily injury claims stemming from the products you use to complete your services.
Do you ever use essential oils as part of your guided meditations? If a customer has an allergic reaction to an oil you used during a session, this coverage could protect you from that claim.
Cyber Liability Coverage
If you keep sensitive client information on a computer, point-of-sale system, smartphone, or other internet-connected device, it could be hacked or illegally accessed by cybercriminals.
Cyber liability coverage is there to cover the cost of data breaches, phishing schemes, and more, allowing you to compensate clients whose information was stolen or to recover that data without paying for it all on your own.
Damage to Premises Rented to You
Studios or classrooms that you rent to hold meditation lessons, workshops, and other classes may hold you financially responsible for damage you cause to the space while you’re there.
Otherwise known as fire legal liability, can respond to claims involving damages to third-party property, furnishings, equipment, and more.
Personal and Advertising Injury
Picture this: a local gym hires you to teach some guided meditation classes. You have a bad experience there and post a negative review online, but then the gym sues you for slander.
Personal and advertising injury insurance can step in and cover the cost of defense and settlement fees if this happens, providing you with a financial safety net.
Equipment and Materials (Inland Marine)
If you incorporate equipment into your meditation lessons, such as benches, incense, yoga mats, and more, this insurance can cover the cost of repairing or replacing it if it’s damaged or stolen.
Additional Insureds
If you work for an institution like a gym, community center, or yoga studio, the institution may require you to add them to your policy as an additional insured before they allow you to teach classes there. Additionally, if you rent a studio space to hold your sessions, the landlord may ask to be added to your policy as well.
An additional insured is a person or organization not automatically insured by your policy, but who you might add by request. Insurance Canopy makes it easy for you to add an unlimited number of additional insureds to your policy at no extra charge. You can add them during the checkout process or at any time during your policy period via the user dashboard.
Sexual Abuse & Molestation (SAM) Liability Coverage
Imagine this: during a one-on-one coaching session, you touch a client’s back to gently correct their meditation pose. The client misinterprets your touch as inappropriate and files a misconduct lawsuit against you.
Even coaches with good intentions who do nothing wrong can find themselves facing a false allegation. SAM liability coverage is designed to help pay your defense costs if you’re wrongly accused of sexual harassment or improper conduct.
Insurance Can Save You Thousands
You guide your students to a place of peace, but what happens when your peace of mind gets disrupted by an unexpected accident? Having meditation teacher insurance from Insurance Canopy can take the stress off your shoulders so you get to keep doing what you love. Stay focused on mindfulness teaching — we’ll handle the rest.
Teacher sued for making false claims on their website – $749
Client tripped and injured themselves leaving a lesson – $1,496
Client tripped and injured themselves leaving a lesson – $1,496
Don’t let claims stack against you.
Teacher accused of crossing professional boundaries with a client – $214
Client was unhappy with the services they received – $375
Claim amounts are estimated based on internal knowledge and research. All policies have conditions, limitations, and exclusions. Please read the policy for exact verbiage. Claim scenario circumstances vary in nature and similar claims do not guarantee coverage.
Why Choose Insurance Canopy?
Insurance Canopy offers A+ rated insurance for meditation teachers that doesn’t break the bank. We offer policies you can customize to fit the exact needs of your business, which is why our licensed insurance agents don’t make commission. Pay for the coverage you actually need and nothing you don’t.
- Quick online checkout process
- Instant Certificate of Insurance (COI)
- Customizable policies to suit your unique needs
- 24/7 access to your policy documents
- Free and unlimited additional insureds
You're In Good Company With Insurance Canopy
Over 36,000 professionals, including meditation practitioners, trust Insurance Canopy for their liability insurance. See what our customers have to say about us!
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Thank you so much
Steve Monreal
July 11, 2025I needed a portable policy as a yoga instructor. I found this company in an online search. Called and got details from them, was quite surprised at how affordable... Read More
Jamie Calaway
July 4, 2025Very easy & quick experience. We got insurance in no time with no hassle. Thank you!
Robert Earnest
July 4, 2025 -
I am glad I went with them. I needed a last minute policy to cover an event I was doing and they had exactly what I needed at a... Read More
Deloris Pacheco
June 27, 2025great little company, with fair pricing, for entertainers who need occasional coverage. however, they have long hold times to speak to an agent, and their customer service left a little something... Read More
Gretje Angell
June 18, 2025What a lovely experience I had with Insurance Canopy! Easy and fast sign up, great policy, matches my needs as a self-employed business owner. Highly recommend!
Masha Rusanov
June 18, 2025 -
Needed DJ insurance for Memorial Day weekend & was squared away within an hour for 2 events! Highly recommend
Jay Solis
June 18, 2025Very user friendly platform. Multiple options. Very good pricing. Needed liability insurance in order to secure a very good paying event for my solo tribute show. Was set up within... Read More
Michael Riley
June 18, 2025Would have 5 starts, but not right now. This is the first time I have ever had to pay for an additional insured ever in 20 year's. They either have... Read More
Anthony Burgess
June 18, 2025 -
Representative Sarah was very helpful. Walked me through every step and not to mention the price even matched the service! Would recommend to any and everyone.
queenkiam
June 18, 2025Very easy to renew policy
Elyce Nissinoff
June 18, 2025They can help.you with the right Insurance you need, and the lowest price
Alvaro Baltazar
May 18, 2025 -
Provides event insurance at a very reasonable price compared to other companies. Easy to purchase and provide proof of insurance.
David Fox
May 18, 2025Affordable for dance & yoga folk. Thumbs up!
Maia Claire
May 18, 2025Extremely affordable event insurance and an easy to work with system and team that will advise you every step of the way!
Ishan Arvin
May 18, 2025 -
everything is excellent
Radames Martinez
May 18, 2025I'm a new customer/policy holder. Super easy online application and policy setup. Very competitive rates. Certificate of insurance generated and received (PDF) immediately once method of payment established. Great service... Read More
Matthew Terry
April 18, 2025For me, this application process was super efficient and easy to navigate on line. That goes a long way!
Holly Mulder
April 18, 2025 -
Affordable. Thank you.
Ana Young
April 18, 2025I have not had any issues over the years with Insurance Canopy, with canceling and renewing, I have found the cost of coverage in line or better then some. I have... Read More
John Corkins
March 18, 2025Canopy insurance has covered my DJ business for several years and I am totally satisfied with their services. Thank you DjVic🎧
DjVic Universal Sounds
March 18, 2025 -
I have them for 3 years this year seems price went up . I have never had to use them for a claim so really couldn’t tell you about that!
Denice Lapointe
February 18, 2025Great for Event Insurance - most affordable
Gaby Nobrega
February 18, 2025I was feeling overwhelmed with the specifications needed for my insurance coverage. I was offered friendly, quick and clear assistance. Through Canopy and Rey's help I was able to obtain... Read More
ESPIE QUINTERO
February 18, 2025 -
TLJ's Mobile Mixology, LLC had been insured with Insurance Canopy since it's inception and we have no complaints.
Tenisha J.
February 4, 2025Knowledgeable, kind, attentive and professional. She helped me to feel comfortable, well taken good care of and get the service possible.
Ed Levitt
February 3, 2025As a Massage Therapist, I was not aware until a few years ago that I did not have to be part of an Organization to get my liability insurance! I... Read More
Kristie Williams
January 30, 2025 -
This insurance has helped me secure events with my corporate and local government clients. They have great customer service and are always willing to help.
Tony Felix
January 23, 2025Representative was clear & concise in explaining specifics of the policy. Cost of policy very reasonable.
John B
January 16, 2025I’m very happy with my purchase of liability insurance for a one-off event. I was even able to edit the policy after it had been issued with the help of... Read More
jay gedeon
January 6, 2025
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Thank you so much
Steve Monreal
July 11, 2025 -
Very easy & quick experience. We got insurance in no time with no hassle. Thank you!
Robert Earnest
July 4, 2025 -
I needed a portable policy as a yoga instructor. I found this company in an online search. Called and got details from them, was quite surprised at how affordable... Read More
Jamie Calaway
July 4, 2025 -
I am glad I went with them. I needed a last minute policy to cover an event I was doing and they had exactly what I needed at a... Read More
Deloris Pacheco
June 27, 2025 -
great little company, with fair pricing, for entertainers who need occasional coverage. however, they have long hold times to speak to an agent, and their customer service left a little something... Read More
Gretje Angell
June 18, 2025 -
Representative Sarah was very helpful. Walked me through every step and not to mention the price even matched the service! Would recommend to any and everyone.
queenkiam
June 18, 2025 -
What a lovely experience I had with Insurance Canopy! Easy and fast sign up, great policy, matches my needs as a self-employed business owner. Highly recommend!
Masha Rusanov
June 18, 2025 -
Needed DJ insurance for Memorial Day weekend & was squared away within an hour for 2 events! Highly recommend
Jay Solis
June 18, 2025 -
Very user friendly platform. Multiple options. Very good pricing. Needed liability insurance in order to secure a very good paying event for my solo tribute show. Was set up within... Read More
Michael Riley
June 18, 2025 -
Would have 5 starts, but not right now. This is the first time I have ever had to pay for an additional insured ever in 20 year's. They either have... Read More
Anthony Burgess
June 18, 2025
Have Questions About Meditation Teacher Insurance? We’re On It.
Will My Insurance Policy Be Effective Immediately?
Yes! You can select your policy’s effective date during checkout. If you select today’s date, you’ll have access to your Certificate of Insurance (COI) via the user dashboard immediately after your payment is processed.
Does My Policy Cover My Equipment and Materials?
If you add equipment and materials coverage (aka Inland Marine) to your policy during checkout, you can receive coverage for stolen or damaged business equipment. This includes yoga mats, meditation benches, singing bowls, and more.
Can I Cancel My Policy at Any Time?
Yes, you can cancel your policy whenever you need to. Please note that refunds are not available for months you already paid for in advance. For example, if you purchase an annual policy and cancel after 9 months, your refund will only reflect the 3 months of coverage you didn’t use.
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