Meditation Teacher Insurance

Get a cost-effective, comprehensive meditation instructor insurance policy that safeguards your finances against common claims

4.8/5

Affordable Meditation Teacher Insurance

Get the coverage you need for your mindfulness teaching with mediation instructor insurance from Insurance Canopy. Combining both general and professional liability coverage, our policy takes the stress of claims off your shoulders so you never lose focus on your practice.

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Meditation Instructor Insurance Coverage

Coverage types and limits included in liability insurance for meditation teachers:

The most your policy will pay for bodily injury and property damage claims occurring in the policies term that you become legally obligated to pay due to your business services.

$2,000,000

The maximum amount your policy will pay in a 12-month period for bodily injury and property damage claims that result from the products you use to perform your services. However, it does not cover your products that are sold or distributed.

$1,000,000

The amount that your policy will pay for claims arising out of one or more of the following offenses:
– False Arrest, detention or imprisonment
– Malicious prosecution
– Wrongful Eviction or Wrongful Entry
– Oral or written publications that slander or libels a person or organization
– Oral or written publication or material that violates a person’s right of privacy
– The use of another’s advertising idea in your advertisement

Included

The maximum amount paid per incident during the term of the policy.

$1,000,000

Applies to damage by fire to premises rented to the insured and to damage regardless of cause to premises (including contents) occupied by the insured for 7 days or less.

$300,000

Optional Add-Ons

woman meditation or doing yoga at home

What Is Meditation Teacher Insurance?

A meditation instructor insurance policy includes coverages designed to protect you from the financial burden of common claims like third-party bodily injury and property damage. It can also shield you from the cost of other liability claims, such as breach of contract, negligence, and defamation.

Do You Need Insurance to Teach Meditation?

Yes! While you may not be legally required to carry insurance as a meditation instructor, you need coverage to protect you from costly accidents that may occur during the course of doing business.

Plus, if you lease space to teach, your contract will likely require that you have liability insurance and add the studio to your policy as an additional insured.

Insurance can act as a barrier if you’re hit with a lawsuit – so you don’t have to pay defense costs and/or settlement fees out of pocket. Instead, you can continue teaching clients how to achieve mindfulness and clarity without having to pause your services to deal with a claim.

How Much Is Meditation Instructor Insurance?

The cost of meditation teacher insurance starts at just $21.08 per month (or $229 if you choose to pay upfront for a 12-month policy). Your premium can vary depending on a few factors, including:

  • The gross annual income of your business
  • Coverages you decide to add
  • Your policy’s coverage limits

What Are the Risks of Being a Meditation Teacher?

Working with clients or students is extremely rewarding, but with that comes liability risks that could lead to expensive claims. Here are just a few examples of risks meditation practitioners face:

  • During a breathing exercise, a student faints and sues you for causing them health issues.
  • A student takes you to court over emotional distress they experienced after a meditation session where you discussed past traumas.
  • You forgot to put out a candle you lit during a session in your rented studio space and it caused a fire, damaging the property.


As stressful and scary as these incidents are, carrying liability insurance can provide you with peace of mind knowing that if a covered incident occurs, you won’t be left having to pay for it all on your own.

What’s Covered in Meditation Teacher Insurance?

Meditation teachers need the following coverages to sufficiently shield their finances from the impact of claims.

Icon of person slipping on floor

General Liability Coverage

Also known as slip-and-fall insurance, general liability coverage responds to third-party bodily injury and property damage claims.

For example, if your student trips up the stairs to your front door when they come over for a guided meditation session, they could sue you for injuries sustained as a result. General liability insurance could cover this claim.

icon of notebook

Professional Liability Coverage (aka Errors and Omissions)

This coverage is designed to protect you from claims related to mistakes or omissions made as part of your professional services.

If a student or client claims that you gave them faulty or bad instructions in a meditation session and sues you, professional liability can cover the cost of that claim.

icon of saxophone

Products-Completed Operations Coverage

Products-completed operations coverage is there to safeguard your business against property damage or bodily injury claims stemming from the products you use to complete your services.

Do you ever use essential oils as part of your guided meditations? If a customer has an allergic reaction to an oil you used during a session, this coverage could protect you from that claim.

icon of web browser with hook

Cyber Liability Coverage

If you keep sensitive client information on a computer, point-of-sale system, smartphone, or other internet-connected device, it could be hacked or illegally accessed by cybercriminals.

Cyber liability coverage is there to cover the cost of data breaches, phishing schemes, and more, allowing you to compensate clients whose information was stolen or to recover that data without paying for it all on your own.

icon of school building

Damage to Premises Rented to You

Studios or classrooms that you rent to hold meditation lessons, workshops, and other classes may hold you financially responsible for damage you cause to the space while you’re there.

Otherwise known as fire legal liability, can respond to claims involving damages to third-party property, furnishings, equipment, and more.

icon of bandage

Personal and Advertising Injury

Picture this: a local gym hires you to teach some guided meditation classes. You have a bad experience there and post a negative review online, but then the gym sues you for slander.

Personal and advertising injury insurance can step in and cover the cost of defense and settlement fees if this happens, providing you with a financial safety net.

icon of abacus

Equipment and Materials (Inland Marine)

If you incorporate equipment into your meditation lessons, such as benches, incense, yoga mats, and more, this insurance can cover the cost of repairing or replacing it if it’s damaged or stolen.

icon of presentation stand

Additional Insureds

If you work for an institution like a gym, community center, or yoga studio, the institution may require you to add them to your policy as an additional insured before they allow you to teach classes there. Additionally, if you rent a studio space to hold your sessions, the landlord may ask to be added to your policy as well.

An additional insured is a person or organization not automatically insured by your policy, but who you might add by request. Insurance Canopy makes it easy for you to add an unlimited number of additional insureds to your policy at no extra charge. You can add them during the checkout process or at any time during your policy period via the user dashboard.

Insurance Can Save You Thousands

You guide your students to a place of peace, but what happens when your peace of mind gets disrupted by an unexpected accident? Having meditation teacher insurance from Insurance Canopy can take the stress off your shoulders so you get to keep doing what you love. Stay focused on mindfulness teaching — we’ll handle the rest.

Teacher sued for making false claims on their website – $749

Client tripped and injured themselves leaving a lesson – $1,496

Client tripped and injured themselves leaving a lesson – $1,496

Stack of stones balancing

Don’t let claims stack against you.

Teacher accused of crossing professional boundaries with a client – $214

Client was unhappy with the services they received – $375

Claim amounts are estimated based on internal knowledge and research. All policies have conditions, limitations, and exclusions. Please read the policy for exact verbiage. Claim scenario circumstances vary in nature and similar claims do not guarantee coverage.

Why Choose Insurance Canopy?

Insurance Canopy offers A+ rated insurance for meditation teachers that doesn’t break the bank. We offer policies you can customize to fit the exact needs of your business, which is why our licensed insurance agents don’t make commission. Pay for the coverage you actually need and nothing you don’t.

You're In Good Company With Insurance Canopy

Over 36,000 professionals, including meditation practitioners, trust Insurance Canopy for their liability insurance. See what our customers have to say about us!

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    November 5, 2024

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    November 3, 2024
  • Great to work with. Always available for assistance.

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    November 3, 2024

    Super easy and convenient. Just renewed, thanks.

    Wendy Berg Avatar Wendy Berg
    November 3, 2024

    Canopy insurance has been great for my business. Definitely a five star definitely recommend it..

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    October 12, 2024
  • Very easy and straight forward experience! The agent and live chat were instrumental in acquiring my policy.

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    October 7, 2024

    Rey was amazing. So easy! So fast!

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    September 30, 2024

    Always treated well. They take care of my business insurance and I don’t have to worry about anything with insurance canopy in my corner. 10 year customer.

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    September 14, 2024
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    Chat support is terrific. I have chatted multiple times and each time the support team is very prompt, customer focused and knows the answers. The policy website is also very... Read More

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    The agent was awesome, helped me through my application completely, very professional, humble and helpful! I love Canopy’s concept!!! Thanks, Lionel

    Lionel Harrison Avatar Lionel Harrison
    March 26, 2024
  • Being a caricaturist, I never understood why I needed liability insurance, but it got to that point where I was missing opportunities because of it. So, I researched a bit... Read More

    Paul McNeilly Avatar Paul McNeilly
    November 12, 2024
  • Best customer service I have ever had in regards to insurance.

    Edward Findley Avatar Edward Findley
    November 5, 2024
  • This is only the second year I have had this insurance. Haven't had to use it. But it's nice to know i have it. The price is great too

    Vickie Sundgren Avatar Vickie Sundgren
    November 3, 2024
  • Great to work with. Always available for assistance.

    Courtney Araneo Avatar Courtney Araneo
    November 3, 2024
  • Super easy and convenient. Just renewed, thanks.

    Wendy Berg Avatar Wendy Berg
    November 3, 2024
  • Canopy insurance has been great for my business. Definitely a five star definitely recommend it..

    Fernando Ferreira Avatar Fernando Ferreira
    October 12, 2024
  • Very easy and straight forward experience! The agent and live chat were instrumental in acquiring my policy.

    Jacob Smith Jr Avatar Jacob Smith
    October 7, 2024
  • Rey was amazing. So easy! So fast!

    Herman Koch Avatar Herman Koch
    September 30, 2024
  • Always treated well. They take care of my business insurance and I don’t have to worry about anything with insurance canopy in my corner. 10 year customer.

    Mark Paquin Avatar Mark Paquin
    September 14, 2024
  • Excellent rates and coverage! Did a lot of homework before going with Insurance Canopy, by far the best bang for the buck 🙂

    Alana Wyld Avatar Alana Wyld
    September 14, 2024

Have Questions About Meditation Teacher Insurance? We’re On It.

Yes! You can select your policy’s effective date during checkout. If you select today’s date, you’ll have access to your Certificate of Insurance (COI) via the user dashboard immediately after your payment is processed.

If you add equipment and materials coverage (aka Inland Marine) to your policy during checkout, you can receive coverage for stolen or damaged business equipment. This includes yoga mats, meditation benches, singing bowls, and more.

Yes, you can cancel your policy whenever you need to. Please note that refunds are not available for months you already paid for in advance. For example, if you purchase an annual policy and cancel after 9 months, your refund will only reflect the 3 months of coverage you didn’t use.

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