Liquor Liability Insurance for Caterers

ANNUAL POLICY

$35.42*

Monthly
EVENT POLICY

$275*

1–3 Day Event

Affordable, High-Quality Alcohol Catering Insurance

Liquor Liability Insurance for caterers can shield you from the out-of-pocket cost of lawsuits, legal claims, and damages from selling or serving alcohol as part of your business operation.

Our Partner
Lloyds of London company logo
certificate icon

Comprehensive Coverage

General liability and liquor catering insurance can cover the most common claims businesses face. Optional coverage allows you to customize your policy even more with add-ons like cyber liability insurance and tools and equipment coverage.

Umbrella Icon

Shield Your Catering Business From Costly Claims

If you serve alcohol at your catering gigs, you could be held liable to pay for accidents caused by individuals to whom you served. This insurance coverage can protect your business from the hundreds of thousands of dollars in out-of-pocket costs that could arise from a liquor liability claim.

Catering Liquor Insurance Details

*Pricing varies depending on limits selected.

Liquor Liability Limits Options

Occurrence Limit*

$100,000 – $1,000,000

Aggregate Limit*

$300,000 – $2,000,000

General Liability Limits

Products and Completed Operations Aggregate

$1,000,000

Personal and Advertising Injury

$1,000,000

Each Occurrence Limit

$1,000,000

Damage to Premises Rented to You

$100,000

Medical Expense Limit

$5,000

Still Doing Your Research?
Have Questions?
Our licensed agents are available to answer any questions you may have (se habla español).

What Is Liquor Catering Liability Insurance?

Liquor catering insurance is liability insurance for caterers that sell, serve, or provide alcohol. It can protect you and your business from costly claims resulting from an intoxicated customer.

According to most dram shop laws, a catering business can be held responsible if a drunk patron causes accidents, injuries, and other damages. Liquor liability insurance helps mitigate or eliminate out-of-pocket expenses from these claims.

How Much Does Liquor Liability Insurance for Caterers Cost?

The cost of plans including general and liquor liability for caterers starts as low as $550 per year or $35.42 per month.

Costs can change based on your state, the limits you select, and the nature of your business.

FAQs About Liquor Liability Insurance for Caterers

Yes. Depending on the state, if your catering business sells or serves alcohol, you may be required to carry liquor liability insurance. The venues where you work are also likely to require it. Even if it’s not mandatory, alcohol catering insurance can save you from massive claims that could otherwise bankrupt your business.

Liquor liability insurance for caterers covers common claims you may face in your operations. These include third-person bodily injury, personal or advertising injury, and property damage claims. 

Suppose you over serve a customer or accidentally provide alcohol to a minor. In that case, liquor liability helps cover medical bills, legal fees, and other financial responsibilities that may result from their actions while intoxicated. 

Choosing the right insurance is critical.
You can’t afford gaps in your coverage that could put you out of business.
pouring drinks for catering event

Need additional information before making a decision?

Give our team a call today at 844.520.6993

Liquor Liability for Caterers

Running a catering business can be fun, but paying for liquor liability claims sure isn’t. Don’t let your business be halted by the financial burden of claims. Protect your catering business today with Insurance Canopy’s liquor insurance for caterers.

Related Articles

The typical price range for a wedding bartender is $480–$1,200 for an event with 100–150 guests where the bartender is not providing the liquor. However, that can vary greatly from…
Did you know that 20% of small businesses fail the first year,…
Looking for a way to level up your catering business? Offering alcohol…