Enhance Your Credibility as a Hairstylist
$120 per year
Insurance Canopy & Hairstylist Insurance
Insurance Canopy provides affordable, top notch hairstylist insurance. We provide both general and professional liability insurance to cover the most common hairstylist claims. Insurance Canopy offers coverage at affordable prices so you can protect your hairstylist or barber business and work with confidence knowing you have coverage.
Get Additional Coverage
Insurance Canopy offers endorsements, or policy options, that can be added onto your base coverage. If you are a hairstylist that rents a space at a spa or salon, you can add them as an Additional Insured to your policy for only $15 more. Other endorsements will be easy to add to your policy during checkout.
Benefit from Cyber Liability
We also offer a cyber coverage endorsement that can be added onto your base coverage. Nearly 1 in 4 businesses has experienced a cybersecurity event. If your business collects or stores customer information–including names, addresses, and payment information–that information is at risk of being stolen. Compromised or stolen customer information can make your business liable for thousands of dollars in damages, and this policy has coverage for those risks.
Insurance Canopy offers the ease of purchasing your policy online in 10 minutes or less. If you have any questions, you can chat with one of our certified insurance agents, or if you’d prefer you can give us a call. We make it easy for you to sign up through Facebook or Google and also offer the option to set up an account with your email address to purchase your policy.
1 Additional Insured: $15, Unlimited Additional Insureds: $30
General Liability Limits
The most your policy will pay in a 12 month policy period for bodily injury and property damage claims that you become legally obligated to pay due to your business and professional services.
The maximum amount your policy will pay in a 12-month period for bodily injury and property damage claims that result from the products you use to perform your services. However, it does not cover your products that are sold or distributed.
The amount that your policy will pay for claims arising out of one or more of the following offenses:
- False Arrest, detention or imprisonment
- Malicious prosecution
- Wrongful Eviction or Wrongful Entry
- Oral or written publications that slander or libels a person or organization
- Oral or written publication or material that violates a person’s right of privacy
- The use of another’s advertising idea in your advertisement
The maximum the insurance carrier will pay for a bodily injury or property damage claim that you become legally obligated to pay due to your business and professional services.
The most we will pay for property damage to any one premises, while rented to you, or in the case of damage by fire, while rented to you or temporarily occupied by you with permission of the owner.
Inland marine insurance covers tangible property that is movable or transportable in nature (e.g. supplies, equipment, or inventory) but excludes coverage for structures and items that are part of the structure.
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Have questions for us?
Our licensed agents are available to answer any questions you may have (se habla español)
Insurance Canopy offers student liability insurance policies for hair school students that are currently enrolled in hair school. The policy starts at $67 per year and can be cancelled at any time.
Policy Date & Cancellations
- Policy Date: Your policy coverage can begin the same day that you purchase the policy. You can choose the policy effective date when you are filling out the online application.
- Cancellations: You may cancel your Insurance Canopy policy at any time, but there is no money back guarantee on months that you have already paid for.
We provide a site seal badge for each of our policyholders. This is so the policyholders can display proof of their insurance how they’d like–on their business cards, in their office, on their website, etc. This helps your clients have more confidence in you and adds credibility to your business.
Questions About Hairstylist Insurance
Hairstylist insurance covers claims related to the day-to-day operations of your hairstylist business. We know that as a trained professional, you do your best to keep your clients safe, however, unplanned incidents are bound to happen. Perhaps your client happens to react negatively to a bleach or chemical you put on their hair when dying it and their scalp gets damaged. Could you deal with the financial fallout on your own? Protect your business and do business with confidence.
Barbers and hairstylists are the two classes of beauty professionals that can purchase a Hairstylist Insurance policy from Insurance Canopy.
Being insured is an essential part of being a hair stylist or barber. It’s an important component of your business to protect your financial assets if you were to be sued as a result of your business operations. You could be held liable for common slip-and-fall accidents, client injuries or illnesses, or damages arising from your hairstylist services. The legal costs alone from any of the above could put you out of business. With Hairstylist Insurance from Insurance Canopy, you’ll be protected from common claims and have coverage in the case something does go wrong.
Hairstylist insurance, which combines both general and professional liability insurance, starts at $96 per year or $10 per month.
Choosing the right insurance is critical.
Need additional information before making a decision?
Give our team a call today at 844.520.6993.
Annual Policy: Starting at $96 – Your business involves working closely with people; let us help you have peace of mind with protection for your small business. We understand the most common claims your business will face and we want to help you be protected. Let us be your professional resource to help your hairstylist or barber business thrive.