Mobile Bartender Insurance
High-Quality Liability Insurance For Mobile Bartenders
* Prices vary by state
Protect Your Mobile Bartending Business
Protect yourself from third-party claims with Mobile Bartender Insurance from Insurance Canopy. This coverage includes general and liquor liability, the latter of which is necessary for individuals who run a business selling and serving alcoholic beverages.
A+ Rated Bartender Insurance
With general and liquor liability, Insurance Canopy provides mobile bartenders with A+ rated, comprehensive insurance that covers the common risks associated with the business. Need additional coverage? Not a problem. Our Mobile Bartender Insurance plan includes additional policy options to fit your business needs.
Liquor Liability
According to your local Dram Shop law, you could be held liable for accidents caused by individuals you served alcohol to, especially visibly intoxicated persons or minors. With Mobile Bartender Insurance, you can mitigate or eliminate the out-of-pocket cost of alcohol-related claims you may be legally responsible to cover.
Protect Your Business
Running a mobile bartending business has risks, from customer injuries to liquor liability claims. Without insurance, you may be held liable to pay hundreds of thousands of dollars should an accident occur involving your business. Mobile Bartender Insurance can protect your business from the heavy financial burden of claims.
Coverage Details
*Pricing varies depending on limits selected.
Liquor Liability Insurance Limits Options
Occurrence Limit*
$100,000 – $1,000,000
Aggregate Limit*
$300,000 – $2,000,000
General Liability Limits
Products & Completed Operations Aggregate
$1,000,000
Personal & Advertising Injury
$1,000,000
Each Occurrence Limit
$1,000,000
Damage to Premises Rented to You
$100,000
Medical Expense Limit
$5,000
What is Mobile Bartender Insurance?
Mobile Bartender Insurance is liability insurance designed to protect mobile or private bartenders from risks like damages or injury that can arise from serving or selling alcohol. As a mobile bartender who serves alcohol at events, parties, or bars, you should carry insurance. Without mobile bartender insurance, you may be required to pay hundreds of thousands of dollars out of pocket to cover claims against your business, should an alcohol-related accident occur that you could be held liable for.
Our insurance for serving alcohol includes general and liquor liability, as well as other additional policy options, to provide you with comprehensive insurance that covers the common risks of running an alcohol-serving business.
Protect Against Risk
Don’t let the risks of running your alcohol service drain your financial resources. Insurance Canopy provides comprehensive liability insurance that can protect your business from claims. Common risks Mobile Bartender Insurance can protect you from include:
- Accidents involving customers you served alcohol to
- Customers getting injured as a result of your business operation
- Property damage caused by your business or by an intoxicated customer
- Fights or threats taking place between patrons
Claim Examples You Could Face
A patron was served three beers accompanied with three shots of whiskey by an untrained bartender over the course of three hours. He then stopped at an attached liquor store where he purchased a half pint of whiskey. Upon leaving, the patron drove 500 feet before colliding head-on with a single passenger vehicle. Both drivers were seriously injured. The case settled for $200,000 with expense costs paid of $19,400.
A woman was served 11 or 12 alcoholic beverages by the bartender. After leaving the bar, she got into her vehicle and struck a 22-year-old student who died from her injuries. The student’s family sued and won a $900,000 settlement with an additional $63,000 in incurred expenses.
Questions About Bartender Insurance
Do I Need Mobile Bartender Insurance?
Yes. As a business that sells or serves alcohol, you may be legally required to have liquor liability insurance. Even if your state does not require you to have insurance, you could still be found liable to cover expenses that arise from accidents caused by your business or by individuals to whom you served alcohol to.
With general and liquor liability insurance, Insurance Canopy’s Mobile Bartender Insurance plan can protect your business from the hefty financial burden of claims.
What Claims Are Covered By Mobile Bartender Insurance?
Mobile Bartender Insurance covers a variety of claims. Because it includes general liability coverage, it protects against third-party bodily injury, property damage, and advertising personal injury claims that arise from your business operation. With liquor liability coverage, Mobile Bartender Insurance can also protect your business from claims that arise from accidents caused by individuals you serve alcohol to, especially visibly intoxicated persons and minors.
Mobile Bartender Insurance also includes additional policy options, like cyber liability insurance or assault & battery coverage, to add extra coverage for claims according to your business needs.
How Much Is Mobile Bartender Insurance?
The cost of Mobile Bartender Insurance varies by state and the nature of your business (services offered, gross liquor sales, etc.). For plans including only general and liquor liability coverage, starting rates can be as low as $400 a year or $33 a month on average. For a more accurate quote according to your state, follow the link below.
What Type Of Insurance Does A Mobile Bartender Need?
Depending on your mobile bartending event you may need one of the following insurance coverages:
- General liability insurance
- Liquor liability insurance
- Tools and equipment insurance
Mobile bartender event insurance can help mobile bartenders avoid lawsuits and protect them from the risks of serving alcohol. These risks can include intoxicated customers causing accidents, intoxicated customers causing fights, and other alcohol-related risks, etc. It is important to protect your business with mobile bartender liability insurance because these lawsuits could lead to losing your business license or draining your financial resources.
If you run your business at a wedding you may need mobile bartender insurance for weddings. Or, if you attend parties or other events you would need mobile bartender insurance for parties. Private bartender insurance also protects against alcohol-related claims.
Need additional information before making a decision?
Give our team a call today at 844.520.6993
Mobile Bartender Insurance
Beer is Fun. Lawsuits Aren’t. – Don’t get caught up in lawsuits and legal battles potentially costing you hundreds of thousands of dollars. Serve responsibly with Liquor Liability Insurance for Bartenders.
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