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Spin insurance is a type of protection plan designed for spin teachers, instructors, and coaches. It can help you pay for claims of injuries or damages resulting from the classes you teach—such as a student pulling a muscle or a bike damaging the floor.
Insurance Canopy helps spin instructors lower their risks, train in multiple locations or online, meet insurance requirements, and lower or eliminate the cost of a claim.
Yes, spin instructor insurance is required by most gyms and studios where spin classes are taught. Many contracts or teaching requirements will ask you to carry general and professional liability insurance. Plus, you might need to add the business or building onto your plan as an additional insured.
Even if you teach online or out of your home, most home and renters insurance will not cover damages or injuries that occur from your spinning business. Spin instructor insurance can help protect you in most places you choose to train.
Spin teacher insurance plans start at $129. Our annual policy is a one-time payment for a continuous year of coverage, giving you a stress-free and easy way to stay insured. We also offer monthly payments starting at $12.50 a month.
Insurance Canopy also offers additional coverage options. For a small additional price, you can personalize your plan and better protect your business. Our most popular endorsements are Gear & Equipment Coverage, Diet & Nutrition Coverage, and Unlimited Additional Insureds.
1 Additional Insured – $15 | Unlimited Additional Insureds – $30
General Liability Limits
The most your policy will pay in a 12 month policy period for bodily injury and property damage claims that you become legally obligated to pay due to your business and professional services.
$3,000,000
The maximum amount your policy will pay in a 12-month period for bodily injury and property damage claims that result from the products you use to perform your services. However, it does not cover your products that are sold or distributed.
$3,000,000
The amount that your policy will pay for claims arising out of one or more of the following offenses:
– False Arrest, detention or imprisonment
– Malicious prosecution
– Wrongful Eviction or Wrongful Entry
– Oral or written publications that slander or libels a person or organization
– Oral or written publication or material that violates a person’s right of privacy
– The use of another’s advertising idea in your advertisement
Included
The maximum the insurance carrier will pay for a bodily injury or property damage claim that you become legally obligated to pay due to your business and professional services.
$2,000,000
Applies to damage by fire to premises rented to the insured and to damage regardless of cause to premises (including contents) occupied by the insured for 7 days or less.
$300,000
A general liability coverage that reimburses others, without regard to the insured’s liability, for medical or funeral expenses incurred by such persons as a result of bodily injury (BI) or death sustained by accident under the conditions specified in the policy.
$5,000
Additional Limits
Inland marine insurance covers tangible property that is movable or transportable in nature (e.g. supplies, equipment, or inventory) but excludes coverage for structures and items that are part of the structure.
$2,000
The maximum amount paid out in the case of a cyber attack on your business. Because this coverage is not automatically included in the standard General Liability Policy, you will need to opt into this coverage. See the application for additional coverage details for Cyber Liability Insurance.
$100,000
$100
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Service rep was very knowledgeable very helpful and got the job done for what I needed Immediately . Can't say enough about Hi service
Easy purchase… very clear description of service and options.
It didn’t start out so smooth but Jamal was helpful getting my additional insured added
Faith at Insurance Canopy is great to work with. She is very responsive and efficient with responses when requests are made and always with a positive attitude. She is... Read More great to work with!
The process to apply for insurance was very easy and I appreciated how smooth it went. However, I didn’t like auto renew without my permission. I’m 69 and... Read More I don’t know what I’ll be doing next year so please unroll me from auto renew. Other than that I liked the simplicity of the online application.
Very easy to quote and bind! Excellent price for the coverage.
Quick and easy service! A++
Very easy process. Stefani stayed on the phone and walked me through the process. Took about 5 minutes and my group was insured. Excellent service.
Wonderful quick and easy!
You can't beat the price and once I called in, the guy I spoke with told me everything I needed to know and I was signed up within minutes. Amazing!!!
Instructor at Orange Door Yoga in Grand Junction, Co
They took care of business! Easy process and cheap price to pay for peace of mind and being able to say you are a pro and fully insured.
Fast, easy, affordable.
Amazing service. Very fast, straightforward and helpful. Thank you for providing me with the necessary insurance coverage for my company and equipment. ???
Easy peezy
Awesome fast and easy process ? in minutes!!
Your insurance provisions work perfectly for me. No overhead or long term contracts and I'm able to pass along the cost to my clients. Thanks!?
Super fast and easy to set up. Very reasonably priced.
I’m so happy with your company!!!
Quick and painless way to get insured
My personal liability insurance for teaching fitness classes was so easy to set up! Plus, I needed to make a correction and their customer service was very prompt. Highly recommend... Read More for group fitness instructors.
I got the coverage I needed. The coverage wasn’t extravagant in price and I was able to add an additional insured. Thanks for the great service.
Web site was very clear and easy to use
The only company I use for event insurance! The best!
Excellent online experience, clean, clear instructions. At the right price too.
It has been great working with Insurance Canopy and especially Faith Ortiz. A+++
I’ve been looking for the right insurance company. And I’ve found it ! Awesome prices and great coverage plans. Thank you !!
Chat rep was knowledgeable and professional and website was easy to navigate and apply for business insurance.
So far this company has been great. Answered my questions promptly and got a quote promptly.
Great service
So far this company has been great. Answered my questions promptly and got a quote promptly.
Excellent online experience, clean, clear instructions. At the right price too.
Wonderful quick and easy!
Very Easy and affordable
You can't beat the price and once I called in, the guy I spoke with told me everything I needed to know and I was signed up within minutes. Amazing!!!
I’ve been looking for the right insurance company. And I’ve found it ! Awesome prices and great coverage plans. Thank you !!
Easy to set up And good price! I did shop around and found this company took me 20 minutes to get everything done ...got a custome made Liquor Liability insurance... Read More Anual plan
I have been djing for over a decade, but just started my dj business this year. Getting insurance was something I was dreading, but Ins Canopy made the process so... Read More easy. I had a lil difficulty with the application and was helped right away. I got my policy seconds after purchase. My only regret is that I didn't purchase an annual policy, which I will be doing next month. Hopefully there is a discount! 😉
My personal liability insurance for teaching fitness classes was so easy to set up! Plus, I needed to make a correction and their customer service was very prompt. Highly recommend... Read More for group fitness instructors.
There are some thing spin teacher insurance cannot cover, such as:
At the very minimum, spin instructors need general and professional liability insurance. These two coverages can help with accidents that happen in class or as a result of your class (think of someone pulling a muscle during a session or rolling an ankle while tripping over extra gear you had on the ground).
Spin instructors should also look for plans that cover more parts of their business than just what they do in class. These coverages include:
No, physical buildings and locations like a studio are not covered under Insurance Canopy’s spin teacher insurance plans. However, our plans do include coverage for General Liability and Damage to Premises Rented to You. These coverages can help you with accidental damages that occur in a space while you’re teaching.
We also offer an optional coverage option to help you protect the gear and equipment you may own and use for classes or to run your business. Our Gear & Equipment Coverage may help you pay to repair or replace items such as:
Need additional information before making a decision?
Give our team a call today at 888.600.0894
Year-round Coverage Starting at $129 — Spin instructor insurance from Insurance Canopy offers you much-needed protection so you can continue doing what you love—flowing through vinyasas and helping others reach their zen.
All policies have conditions, limitations and exclusions, please read the policy for exact verbiage.
Claim scenario circumstances vary in nature and similar claims do not guarantee coverage.