Product Liability Insurance For Consumer Products
Protect Your Consumer Products Business Today
Product Liability Insurance With Insurance Canopy
Businesses who manufacture, import, or distribute consumer products inherit many risks. If your business is in the supply chain of consumer products, then you need product liability insurance, which is designed to protect your business against claims and lawsuits that arise from your products’ exposure on the market. From bodily harm to property damage, you could be held legally liable if your product were to harm someone or something. Protect your business with a product liability insurance policy from a leader in the insurance industry who can give you peace of mind and help you get your products into the hands of those who need them.
Quick Quote Turnarounds
With an efficient, streamlined process, Insurance Canopy can provide you with a quote within 48-72 hours. Our team has over a decade of experience in the insurance industry and can help you meet needed insurance requirements. They can help you understand the details of your business, answer any questions you may have, and help you focus on what’s important--your business.
Support From Experienced Agents
Succeeding in the ecommerce industry means consulting with professionals who can help you progress and meet industry standards. Our agents are well-versed in the needs of consumer product creators, manufacturers, and distributors and can help you find the necessary coverage for your specific business needs.
Understand Retail Requirements
Navigating retailer contract requirements in relation to insurance can be confusing. We can help you understand what you’ll need to break into the retail space. With years of experience reviewing the insurance portion of retail contracts, our agents can help you understand what your business needs to meet these requirements.
Coverage Details
1 Additional Insured: $15, Unlimited Additional Insureds: $30
General Liability Limits
The most your policy will pay for bodily injury and property damage claims occurring within the policy term that you become legally obligated to pay due to your business services.
$2,000,000
The maximum amount your policy will pay for bodily injury and property damage claims occurring within the policy term that result from the products you use to perform your services. However, it does not cover your products that are sold or distributed.
$2,000,000
The amount that your policy will pay for claims arising out of one or more of the following offenses:
– False Arrest, detention or imprisonment
– Malicious prosecution
– Wrongful Eviction or Wrongful Entry
– Oral or written publications that slander or libels a person or organization
– Oral or written publication or material that violates a person’s right of privacy
– The use of another’s advertising idea in your advertisement
$1,000,000
The maximum amount paid per incident during the term of the policy.
$1,000,000
Applies to damage by fire to premises rented to the insured and to damage regardless of cause to premises (including contents) occupied by the insured for 7 days or less.
$300,000
A general liability coverage that reimburses others, without regard to the insured’s liability, for medical or funeral expenses incurred by such persons as a result of bodily injury (BI) or death sustained by accident under the conditions specified in the policy.
$5,000
Additional limits
An additional cost will be added for this coverage. See the application for additional coverage details for Cyber Liability Insurance.
$100,000
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Have questions?
Our licensed agents are available to answer any questions you may have (se habla español)
Insurance Highlights
- Additional Insured Endorsements
- Inland Marine Coverage
- Hired/Non Owned Auto Coverage
- Employee Benefits Liability
- Trade-show Coverage
- Product Withdrawal Coverage
We Cover Thousands Of Products.
- Health & Household
- Manufacturers
- Cleaning Products
- Grocery & Food Products
- Amazon Sellers’ Products
- Pet Supplies
- Home Office
Questions About Product Liability Insurance For Consumer Products
Product liability insurance for consumer products protects those who produce, manufacture, distribute or sell consumer products from liability claims that may arise from their products’ exposure to consumers. If your product causes bodily injury or property damage to another person or piece of property, you could be held responsible for the costs associated with those damages. Defense costs alone could put a business under.
Product liability insurance can protect your business from claims arising from your consumer products that have been sold in the marketplace. Every product carries unique risks, and Insurance Canopy can help protect you against those risks.
Purchase PolicyUnder the definition of “strict liability,” a person who is injured by a product may be entitled to compensation for their injuries without showing that the manufacturer or seller of the product was actually negligent. Attorneys costs, court fees, medical bills, and settlement costs can accumulate at a staggering rate. Not having liability coverage puts everything you have built at risk.
Under the definition of “strict liability,” a person who is injured by a product may be entitled to compensation for their injuries without showing that the manufacturer or seller of the product was actually negligent. Attorneys costs, court fees, medical bills, and settlement costs can accumulate at a staggering rate. Not having liability coverage puts everything you have built at risk.
Product liability insurance from Insurance Canopy for your consumer products can help protect your business from claims arising from your products and likely protect you from paying for a lawsuit out of your own pocket.
Purchase PolicyThe cost of product liability insurance is much more cost effective than the amount you’d have to shell out if your business was involved in a lawsuit. The cost of liability coverage for consumer products is based on many variables which include: the product you manufacture, distribute or sell, the volume of sales, where your organization fits in within the chain or commerce, geographical location, and so on.
Our agents can help you find the best competitively-priced premium for your policy.
Get A Quote TodayYour product liability insurance policy for consumer products can be tailored to fit the unique needs of your business. We’ll provide coverage options for your product liability policy based upon the exposures that you may have.
Our product liability policy provides coverage for the consumer equipment or goods manufactured, sold, handled, distributed, or disposed of by you and/or your company. The policy also includes protection from providing, or failure to provide, warnings or instructions about your products.
Canopy provides product liability insurance for consumer products to both large and small businesses.
Get A Quote TodayYes! Just one claim against your consumer products business could be financially damaging and you’d be glad you were insured. Plus, if you’re attempting to expand your business, most retail contracts require you to have product liability insurance for your products.
Get StartedChoosing the right insurance is critical.
Consumer Products Insurance
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