Artist Insurance
Insure Yourself During Shows, Festivals, and Markets
Insurance Canopy & Artist Insurance
Do you attend multiple events? Run your business online? Sell through an e-commerce marketplace? Have your work in stores and boutiques? Then you need artists insurance. Get same-day insurance coverage and join the thousands of artists who trust in our top-rated policies to cover their craft.
Expand Your Business
You’ll find that many of the art events you attend ask that you show proof of insurance before you can even set up your displays. With Insurance Canopy, getting that certificate of insurance is easy and so is naming your art event host as an additional insured on your policy. Protect yourself and expand that coverage with Artist Insurance.
Enhanced Professionalism
As an artist, you’ve worked long and hard to build your skills and connect with your audience through your creations. Carrying artists insurance can help you enhance those connections and show further professionalism as you network with others at the events you attend.
Add Needed Coverage
With artists insurance you have the ability to add needed endorsements such as Cyber Liability which protects you against data breaches, malware attacks, phishing scams, and much more. Learn more about how you can benefit from cyber here.
Annual Policy Coverage Details
Limits of Liability
The most your policy will pay in a 12 month policy period for bodily injury and property damage claims that you become legally obligated to pay due to your business and professional services.
$2,000,000
The maximum amount your policy will pay in a 12-month period for bodily injury and property damage claims that result from the products you use to perform your services. However, it does not cover your products that are sold or distributed.
$2,000,000
The maximum the insurance carrier will pay for a bodily injury or property damage claim that you become legally obligated to pay due to your business and professional services.
$1,000,000
The amount that your policy will pay for claims arising out of one or more of the following offenses:
– False Arrest, detention or imprisonment
– Malicious prosecution
– Wrongful Eviction or Wrongful Entry
– Oral or written publications that slander or libels a person or organization
– Oral or written publication or material that violates a person’s right of privacy
– The use of another’s advertising idea in your advertisement
Applies to damage by fire to premises rented to the insured; also applies to damage regardless of cause to premises (including contents) occupied by the insured for 7 days or less.
$300,000
Optional Limits
Professional Liability Coverage protects your company against claims that a professional service you provided caused your client to suffer financial harm due to mistakes on your part (errors) or because you failed to perform some service (omissions).
Per Occurrence: the most Insurance Canopy will pay out on a single claim of this type.
$100,000
Professional Liability Coverage protects your company against claims that a professional service you provided caused your client to suffer financial harm due to mistakes on your part (errors) or because you failed to perform some service (omissions).
Aggregate: the most Insurance Canopy will pay in total for all of your claims of this type.
$200,000
Amount of money that the insured must pay before Insurance Canopy will pay a claim.
$1,000
Business Personal Property covers tangible property that is movable or transportable in nature (e.g. supplies, equipment, tools, inventory, or gear for a booth), but excludes coverage for structures, items that are part of the structure, and trailers.
Per Occurrence: the most Insurance Canopy will pay out on a single claim of this type.
$5,000
Business Personal Property covers tangible property that is movable or transportable in nature (e.g. supplies, equipment, tools, inventory, or gear for a booth), but excludes coverage for structures, items that are part of the structure, and trailers.
Aggregate: the most Insurance Canopy will pay in total for all of your claims of this type.
$10,000
Amount of money that the insured must pay before Insurance Canopy will pay a claim.
$250
Pricing
Show Policy Coverage Details
Limits of Liability
The most your policy will pay in a 12 month policy period for bodily injury and property damage claims that you become legally obligated to pay due to your business and professional services.
$2,000,000
$1,000,000
$300,000
Pricing
$49
$59
$69
$79
$99
$149
Be Ready For Events
Artist Insurance from Insurance Canopy is great for those who attend multiple shows, festivals, and markets a year. No matter your niche, you can benefit from:
- No liability deductible
- General & Product liability coverage
- Optional coverage for supplies and products
- Optional Cyber Liability Insurance
- Optional Professional Liability
Start an Annual Policy Application or a Show Policy Application.
Questions About Artist Insurance
Insurance for artists is designed to protect you against liability exposures while you attend art events for the purposes of selling your artwork. These exposures can range from harm done by your booth operations to damage done by your products themselves. With artist liability insurance, you’ll be protected at almost any type of art event. Plus, Insurance Canopy allows you to customize your Artist Insurance policy by providing endorsement options such as cyber liability insurance.
As an artist who attends various art events, you leave yourself exposed to many risks such as slip-and-fall incidents, property damage, and damage caused by your products. You need the proper insurance in place to protect you against any lawsuits that could occur.
- Short-term general liability
- 1-90 day policy options
- Coverage for single events
Annual Art Vendor Insurance from Insurance Canopy provides you with coverage for your supplies, equipment, and products and completed operations. This policy allows you to sell your products at art events and online.
Annual Policy Benefits:
- General liability insurance
- Product liability insurance
- Coverage against online sales risks
- Option to add Professional Liability to cover professional advice you give as a teacher, instructor, or demonstrator
- Option to add Business Personal Property to cover supplies, equipment, & inventory
- Option to add Cyber Liability to cover online or mobile payments and online banking information
Our policies provide each insured their own certificate of insurance with dedicated liability limits. Your limits will vary slightly depending on whether you have an Event Policy or an Annual Policy.
Artist Insurance from Insurance Canopy offers two policy options. A Show Artist Insurance policy starts at $49. An Annual Artist Insurance policy starts at $279.
Yes! If you’re looking to expand your business by attending festivals, markets, and other art events to sell your artwork then you need an Artist Insurance policy from Insurance Canopy. Artist Insurance adds credibility to your business efforts and is often required by event promoters. And, on top of that can be a financial safety net against any potential lawsuits.
Choosing the right insurance is critical.
Artist Insurance
Annual Policies Starting at $279 – Get coverage for a whole year with easy application! It includes both product and general liability to keep you creating in peace.
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