Product Liability Insurance For Cleaning Products
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Canopy’s Product Liability Insurance For Cleaning Products
Product liability insurance for cleaning products offers companies who manufacture, import, or distribute cleaning products protection against lawsuits and claims that arise from their cleaning products’ exposure on the market. Everyday, people use cleaning products in their homes, their workplaces, and everywhere in between to ensure clean, safe spaces. Cleaning products come in contact with individuals all the time and ingredients in some products could cause damage or allergic reactions, resulting in a costly lawsuit. Insurance Canopy is a leader in the product liability insurance world and can help you protect your business and get your products into the hands of those who need them.
Insurance Highlights
- Additional Insured Endorsements
- Inland Marine Coverage
- Hired/Non Owned Auto Coverage
- Employee Benefits Liability
- Trade-show Coverage
- Product Withdrawal Coverage
Business Classes
- Manufacturers, importers, and distributors of Cleaning Products
- House cleaning products
- Industrial cleaning products
- Medical sanitizing products
- Natural cleaning products
Coverage Details
General Liability Limits
| General Liability Aggregate | $2,000,000 |
| Products & Completed Operations Aggregate | $2,000,000 |
| Personal & Advertising Injury | $1,000,000 |
| Each Occurrence Limit | $1,000,000 |
| Damage to Premises Rented to You | $300,000 |
| Medical Expense Limit | $5,000 |
Cleaning Products FAQ
Choosing the right insurance is critical. You can’t afford gaps in your coverage that could put you out of business.
What is Product Liability Insurance for Cleaning Products?
Product liability insurance for cleaning products protects those who produce, manufacture, distribute or sell cleaning products from liability claims that may arise from their products’ exposure to consumers. If your product causes bodily injury or property damage to another person or piece of property, you could be held responsible for the costs associated with those damages. Defense costs alone could put a business under.
Product liability insurance can protect your business from claims arising from your cleaning products that have been sold in the marketplace. Every product carries unique risks, and Insurance Canopy can help protect you against those risks.
Why Product Liability Insurance for Cleaning Products?
The baby product you sell exposes you and your business to lawsuits. The median product liability award in 2017 was $1.5 million. One of the main issues business owners have faced and continue to, is concerns around liability arising from their products and operations. In our litigious society, more and more third-party lawsuits are being filed, and you can’t keep your business exposed to that risk.
Under the definition of "strict liability," a person who is injured by a product may be entitled to compensation for their injuries without showing that the manufacturer or seller of the product was actually negligent. Attorneys costs, court fees, medical bills, and settlement costs can accumulate at a staggering rate. Not having liability coverage puts everything you have built at risk.
Product liability insurance from Insurance Canopy for your cleaning products can help protect your business from claims arising from your products and likely protect you from paying for a lawsuit out of your own pocket.
How Much Does Product Liability Insurance for Cleaning Products Cost?
The cost of product liability insurance is much more cost effective than the amount you’d have to shell out if your business was involved in a lawsuit. The cost of liability coverage for cleaning products is based on many variables which include: the product you manufacture, distribute or sell, the volume of sales, where your organization fits in within the chain or commerce, geographical location, and so on.
Our agents can help you find the best competitively-priced premium for your policy.
What's Included in Product Liability Insurance Policies for Cleaning Products?
Your product liability insurance policy for cleaning products can be tailored to fit the unique needs of your business. We'll provide coverage options for your product liability policy based upon the exposures that you may have.
Our product liability policy provides coverage for the cleaning products or goods manufactured, sold, handled, distributed, or disposed of by you and/or your company. The policy also includes protection from providing, or failure to provide, warnings or instructions about your products.
Canopy provides product liability insurance for cleaning products to both large and small businesses.
Give our team a call today at
Examples of Exposures Your Product Faces
The chemical cleaner you sell causes a skin rash on those who use it
When used, your cleaning product produces fumes that may poison consumers
The packaging on your product is improperly designed and can cause the product to leak or explode onto consumers
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