Product Liability Insurance For Grocery and Food Products

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General Liability Limit:
$2 Million Aggregate
$1 Million Per Occurrence

Canopy’s Product Liability Insurance For Grocery and Food Products

Grocery and food businesses who produce, sell, and distribute goods provide the world with their daily nutrition while being exposed to specific and unique risks that make it imperative to carry product liability insurance. Product liability is designed to protect your business against third-party claims that arise from your products’ exposure on the market--from bodily harm to property damage, you could be sued if your product caused hard to anyone or anything. Protect your business today and purchase product liability insurance from a leader in the insurance industry who understands your needs and can help you get your product to those who need them.

Insurance Highlights
  • Additional Insured Endorsements
  • Inland Marine Coverage
  • Hired/Non Owned Auto Coverage
  • Employee Benefits Liability
  • Trade-show Coverage
  • Product Withdrawal Coverage
Business Classes
  • Grocery and food manufacturers, importers, and distributors

Coverage Details

General Liability Limits
General Liability Aggregate $2,000,000
Products & Completed Operations Aggregate $2,000,000
Personal & Advertising Injury $1,000,000
Each Occurrence Limit $1,000,000
Damage to Premises Rented to You $300,000
Medical Expense Limit $5,000
"I couldn't be happier with the customer service I've received… Everybody has been prompt, professional, and quick to understand my needs."
- Greg, AZ
 

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Choosing the right insurance is critical. You can’t afford gaps in your coverage that could put you out of business.

What is Product Liability Insurance for Grocery and Food Products?

Product liability insurance for grocery and food products protects those who produce, manufacture, distribute or sell grocery and food products from liability claims that may arise from their products’ exposure to consumers. If your product causes bodily injury or property damage to another person or piece of property, you could be held responsible for the costs associated with those damages. Defense costs alone could put a business under.

Product liability insurance can protect your business from claims arising from your grocery and food products that have been sold in the marketplace. Every product carries unique risks, and Insurance Canopy can help protect you against those risks.

Why Product Liability Insurance for Grocery and Food Products?

The baby product you sell exposes you and your business to lawsuits. The median product liability award in 2017 was $1.5 million. One of the main issues business owners have faced and continue to, is concerns around liability arising from their products and operations. In our litigious society, more and more third-party lawsuits are being filed, and you can’t keep your business exposed to that risk.

Under the definition of "strict liability," a person who is injured by a product may be entitled to compensation for their injuries without showing that the manufacturer or seller of the product was actually negligent. Attorneys costs, court fees, medical bills, and settlement costs can accumulate at a staggering rate. Not having liability coverage puts everything you have built at risk.

Product liability insurance from Insurance Canopy for your grocery and food products can help protect your business from claims arising from your products and likely protect you from paying for a lawsuit out of your own pocket.

How Much Does Product Liability Insurance for Grocery and Food Products Cost?

The cost of product liability insurance is much more cost effective than the amount you’d have to shell out if your business was involved in a lawsuit. The cost of liability coverage for grocery and food products is based on many variables which include: the product you manufacture, distribute or sell, the volume of sales, where your organization fits in within the chain or commerce, geographical location, and so on.

Our agents can help you find the best competitively-priced premium for your policy.

What's Included in Product Liability Insurance Policies for Grocery and Food Products?

Your product liability insurance policy for grocery and food products can be tailored to fit the unique needs of your business. We'll provide coverage options for your product liability policy based upon the exposures that you may have.

Our product liability policy provides coverage for the grocery and food products or goods manufactured, sold, handled, distributed, or disposed of by you and/or your company. The policy also includes protection from providing, or failure to provide, warnings or instructions about your products.

Canopy provides product liability insurance for grocery and food products to both large and small businesses.

 
Need additional information before making a decision?
Give our team a call today at
888-600-0894

Examples of Exposures Your Product Faces

Person with a rash

Improperly labeled food could cause allergic reactions to consumers

Ill child

The food item you sell could be contaminated with bacteria and cause illness in consumers

Person reading label on a bottle

Your item may have incorrect expiration information

What Our Customers Are Saying

“Insurance Canopy provided me with the best customer service I could have asked for. Their agents are willing to work through the application with you and they want to ensure you can expand your business. I’m glad I have product liability insurance through them.” — Amber, OR.
“The most affordable premium out there by far. I wasn’t speaking with a robot and actually got to talk to a person who was able to provide me with the information I needed. They were even able to put in the correct wording in the policy that my retail contract required.” — James, NY

We Can Help Meet Requirements For Popular Retailers Such As…
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