Grocery and food businesses who produce, sell, and distribute goods provide the world with their daily nutrition while being exposed to specific and unique risks that make it imperative to carry product liability insurance. Product liability is designed to protect your business against third-party claims that arise from your products’ exposure on the market—from bodily harm to property damage, you could be sued if your product caused hard to anyone or anything. Protect your business today and purchase product liability insurance from a leader in the insurance industry who understands your needs and can help you get your product to those who need them.
With an efficient, streamlined process, Insurance Canopy can provide you with a quote within 48-72 hours. Our team has over a decade of experience in the insurance industry and can help you meet needed insurance requirements. They can help you understand the details of your business, answer any questions you may have, and help you focus on what’s important--your business.
Succeeding in the ecommerce industry means consulting with professionals who can help you progress and meet industry standards. Our agents are well-versed in the needs of grocery product manufacturers and distributors and can help you find the necessary coverage for your specific business.
Navigating retailer contract requirements in relation to insurance can be confusing. We can help you understand what you’ll need to break into the retail space. With years of experience reviewing the insurance portion of retail contracts, our agents can help you understand what your business needs to meet these requirements.
| General Liability Limits | |
|---|---|
| General Liability Aggregate
The most your policy will pay for bodily injury and property damage claims occurring within the policy term that you become legally obligated to pay due to your business services.
|
$2,000,000 |
| Products & Completed Operations Aggregate
The maximum amount your policy will pay for bodily injury and property damage claims occurring within the policy term that result from the products you use to perform your services. However, it does not cover your products that are sold or distributed.
|
$2,000,000 |
| Personal & Advertising Injury
The amount that your policy will pay for claims arising out of one or more of the following offenses:
|
$1,000,000 |
| Each Occurrence Limit
The maximum amount paid per incident during the term of the policy.
|
$1,000,000 |
| Damage to Premises Rented to You
Applies to damage by fire to premises rented to the insured and to damage regardless of cause to premises (including contents) occupied by the insured for 7 days or less.
|
$300,000 |
| Cyber Liablity
May provide protection from losses resulting from a data breach or the loss of electronically-stored confidential information.
|
Ask Agent |
| Medical Expense Limit
A general liability coverage that reimburses others, without regard to the insured's liability, for medical or funeral expenses incurred by such persons as a result of bodily injury (BI) or death sustained by accident under the conditions specified in the policy.
|
$5,000 |
Set a reminder 
Product liability insurance for grocery and food products protects those who produce, manufacture, distribute or sell grocery and food products from liability claims that may arise from their products’ exposure to consumers. If your product causes bodily injury or property damage to another person or piece of property, you could be held responsible for the costs associated with those damages. Defense costs alone could put a business under.
Product liability insurance can protect your business from claims arising from your grocery and food products that have been sold in the marketplace. Every product carries unique risks, and Insurance Canopy can help protect you against those risks.
Get a quote todayThe food and grocery products you sell exposes you and your business to lawsuits. The median product liability award in 2017 was $1.5 million. One of the main issues business owners have faced and continue to, is concerns around liability arising from their products and operations. In our litigious society, more and more third-party lawsuits are being filed, and you can’t keep your business exposed to that risk.
Under the definition of "strict liability," a person who is injured by a product may be entitled to compensation for their injuries without showing that the manufacturer or seller of the product was actually negligent. Attorneys costs, court fees, medical bills, and settlement costs can accumulate at a staggering rate. Not having liability coverage puts everything you have built at risk.
Product liability insurance from Insurance Canopy for your grocery and food products can help protect your business from claims arising from your products and likely protect you from paying for a lawsuit out of your own pocket.
Get a quote todayThe cost of product liability insurance is much more cost effective than the amount you’d have to shell out if your business was involved in a lawsuit. The cost of liability coverage for grocery and food products is based on many variables which include: the product you manufacture, distribute or sell, the volume of sales, where your organization fits in within the chain or commerce, geographical location, and so on.
Our agents can help you find the best competitively-priced premium for your policy.
Get a quote todayYour product liability insurance policy for grocery and food products can be tailored to fit the unique needs of your business. We'll provide coverage options for your product liability policy based upon the exposures that you may have.
Our product liability policy provides coverage for the grocery and food products or goods manufactured, sold, handled, distributed, or disposed of by you and/or your company. The policy also includes protection from providing, or failure to provide, warnings or instructions about your products.
Canopy provides product liability insurance for grocery and food products to both large and small businesses.
Get a quote todayYes! Without the proper insurance in place you could face a lawsuit that leads to financial fallout. Plus, if you’re trying to get a product into a new retailer, you will more than likely be asked to provide insurance for your product.
Get a quote todayInsurance Canopy now offers Cyber Liability Insurance and can be added to your policy during your application process.
Get a quote todayYou can’t afford gaps in your coverage that could put you out of business.
Need additional information before making a decision?
Give our team a call today at 888.600.0894
Keep growing safely -- With affordable coverage from A rated insurance carriers, you can have peace of mind knowing you have the coverage your business needs.
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