Vitamins & Dietary Supplements Insurance
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What Is Vitamin & Dietary Supplement Insurance?
Industry Approved
Easy Online Application
Personalize Your Policy
Who Needs Vitamin & Dietary Supplement Insurance?
Trusted Coverage From Insurance Professionals
What Is Vitamin & Dietary Supplement Insurance?
How Much Does Dietary Supplement Insurance Cost?
Calculating the costs of your policy varies on many factors, such as:
Business Size
Where you work and who you employ impact coverage needs.
Revenue
The amount you sell reflects the amount of coverage you need.
Limits
Some retailers require certain insurance limits on your policy.
Claims History
Past claims can put you at high risk and impact your limits.
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Licensed in All 50 States​
What Types Of Products Require Vitamin & Dietary Supplement Insurance?
Nutraceuticals
Vitamins
Compounded and Non-Compounded Herbs
Body Cleansers
Topical Creams
Nutraceuticals
Vitamins
Compounded and Non-Compounded Herbs
Energy and Protein Supplements
Body Cleansers
Topical Creams
Coverage Details
Limits of Liability
The most your policy will pay for bodily injury and property damage claims occurring within the policy term that you become legally obligated to pay due to your business services.
$2,000,000*
The maximum amount your policy will pay for bodily injury and property damage claims occurring within the policy term that result from the products you use to perform your services. However, it does not cover your products that are sold or distributed.
$2,000,000*
The amount that your policy will pay for claims arising out of one or more of the following offenses:
- False Arrest, detention or imprisonment
- Malicious prosecution
- Wrongful Eviction or Wrongful Entry
- Oral or written publications that slander or libels a person or organization
- Oral or written publication or material that violates a person’s right of privacy
- The use of another’s advertising idea in your advertisement
$1,000,000
The maximum amount paid per incident during the term of the policy.
$1,000,000*
Applies to damage by fire to premises rented to the insured and to damage regardless of cause to premises (including contents) occupied by the insured for 7 days or less.
$100,000
May provide protection from losses resulting from a data breach or the loss of electronically-stored confidential information.
Minimum Deductible:
$2,500
*Other limits available on underwriting approval.
Vitamin & Supplement Insurance
A Safe Company Is A Healthy Company
Quickly apply for an easy and fast quote, or give our experienced agents a call for help with any questions or policy tailoring needs. Avoid the risk, get protected today.
Questions About Vitamin And Dietary Supplement Insurance
According to the Oxford dictionary, nutraceuticals are vitamin, food, and supplement products that contain health-giving additives and have medicinal benefits. Nutraceuticals can be used to increase body function, slow the aging process, supplement daily diet and nutrition, prevent chronic diseases, and improve overall health.
Types of nutraceuticals can range anywhere from a multivitamin to a genetically engineered “designer” food. For example:
- Vitamins
- Protein powder and pre-workout
- Anti-aging cream
- Sports drinks
- Collagen pills
- Prebiotics and probiotics
- Antioxidants
- Herbal tea
- Prenatal supplements
- Essential oils
- Weight loss drinks
While nutraceuticals are typically a blend of natural and pharmaceutical products, they are usually bought over the counter, don’t require a prescription, or contain any pharmaceutical drugs. Generally, they help
supplement a healthy diet, workout performance, and overall lifestyle and wellness.
When selling supplements and vitamins, the best protection comes from having general liability and product liability insurance. This can help cover the cost of third-party claims for bodily injuries or property damage as a result of your business operations or use of your product. It also meets most dietary supplement insurance requirements many retailers and manufacturers require you to have.
For example, if someone slips in your store or a fire destroys part of a building you rent, general liability insurance can cover the medical bills and repair costs. If someone chokes on your supplement, or the packaging leaks and damages a table in their home, dietary supplement product liability insurance can cover legal fees and claim costs.Â
- Manuscript Endorsement
- Worldwide Coverage
- Additional Insureds
- Product Withdrawal Expense
- Employee Benefits Liability
- Cyber Liability
- Hired/Non-Owned Auto
- Recall Coverage
- Allergic reactions
- Choking
- Product design and manufacturing defects
- Mislabeled products
- Property damage
- Slip-and-fall accidents
Need additional information before making a decision?
Give our team a call today at 888.600.0894
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