Vitamins & Dietary Supplements Insurance

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What Is Vitamin & Dietary Supplement Insurance?

Insurance Canopy’s vitamin and dietary supplement insurance combines general and product liability insurance to help protect your business from otherwise devastating claims. Whether you manufacture, import, wholesale, distribute, or retail nutraceutical products, we’ve got you covered. Our policies can help you get your products into the supply chain, e-commerce marketplace, and onto the shelves of stores across the nation. Start-ups and new ventures are welcomed.
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What Type Of Insurance Do You Need To Sell Supplements?

When selling supplements and vitamins, the best protection comes from having general liability and product liability insurance. This can help cover the cost of third-party claims for bodily injuries or property damage as a result of your business operations or use of your product. It also meets most dietary supplement insurance requirements many retailers and manufacturers require you to have.

For example, if someone slips in your store or a fire destroys part of a building you rent, general liability insurance can cover the medical bills and repair costs. If someone chokes on your supplement, or the packaging leaks and damages a table in their home, dietary supplement product liability insurance can cover legal fees and claim costs.

What Types Of Products Need Vitamin Insurance?

If you plan on selling or producing a dietary or vitamin product, most stores and manufacturers require or recommend you have insurance. At Insurance Canopy, we protect most ingestible supplement, herbal, or vitamin-related products, such as:

  • Nutraceuticals
  • Vitamins
  • Compounded and Non-Compounded Herbs
  • Energy and Protein Supplements
  • Body Cleansers
  • Topical Creams

Coverage Details

Limits of Liability

The most your policy will pay for bodily injury and property damage claims occurring within the policy term that you become legally obligated to pay due to your business services.

$2,000,000*

The maximum amount your policy will pay for bodily injury and property damage claims occurring within the policy term that result from the products you use to perform your services. However, it does not cover your products that are sold or distributed.

$2,000,000*

The amount that your policy will pay for claims arising out of one or more of the following offenses:

  • False Arrest, detention or imprisonment
  • Malicious prosecution
  • Wrongful Eviction or Wrongful Entry
  • Oral or written publications that slander or libels a person or organization
  • Oral or written publication or material that violates a person’s right of privacy
  • The use of another’s advertising idea in your advertisement

$1,000,000

The maximum amount paid per incident during the term of the policy.

$1,000,000*

Applies to damage by fire to premises rented to the insured and to damage regardless of cause to premises (including contents) occupied by the insured for 7 days or less.

$100,000

May provide protection from losses resulting from a data breach or the loss of electronically-stored confidential information.

$100,000

Minimum Deductible:

$2,500

*Other limits available on underwriting approval.

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Vitamin & Supplement Insurance

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Quickly apply for an easy and fast quote, or give our experienced agents a call for help with any questions or policy tailoring needs. Avoid the risk, get protected today.

Questions About Vitamin And Dietary Supplement Insurance

Choosing the right insurance is critical.
You can’t afford gaps in your coverage that could put you out of business.
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Need additional information before making a decision?

Give our team a call today at 888.600.0894

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