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A+ Rated Insurance Coverage for Teachers and Tutors
Exclusive $20 discount for MTN Members.
Why Teachers & Tutors
Choose Insurance Canopy
In partnership with My Teachers Network, Insurance Canopy offers Educator Insurance to MTN’s elite network of music teachers, tutors, and independent instructors. As a special perk, MTN members get an exclusive, one-time $20 discount for choosing to protect their teaching career with Insurance Canopy. See your MTN account to get your discount code!
Trusted by more than 140,000 professionals, Insurance Canopy provides general and professional liability insurance to protect you in all teaching environments. At home, in students’ houses, at the studio, and online, we have your back.
- Covered Wherever You Teach or Tutor
- Customizable Policies Made for Educators
- Flexible Annual or Monthly Payments
- 24/7 Online Policy Management
- Instant Certificate of Insurance (COI)
- U.S.-Based, Licensed Support Agents Ready to Help
Coverage for MTN Instructors
What Does Educators Professional Liability Insurance Cover?
Educators Insurance is essential coverage for the risks of private and public teaching. Hefty legal claims like damage to a client’s property, a student injury, or an advertising mistake can drain your finances and keep you from pursuing your passion. Insurance gives instructors the peace of mind to teach with confidence.
These included coverages protect against your biggest teaching and tutoring risks.
Coverage Details
Coverage types and limits included in liability insurance for educators:
The most your policy pays for physical damage (like bodily injury and property damage) and personal damage (like reputational or financial harm) to others caused by your services during the policy period.
$2,000,000
The most your policy will pay over one year for bodily injury and property damage claims due to products you use in your services. Note: Products you sell or distribute aren’t protected by this coverage.
$1,000,000
What your policy can cover if someone files any of these claims against you: wrongful arrest or detention, wrongful eviction or entry, malicious prosecution, accusations of saying or publishing something damaging, violating someone’s privacy, or using someone else’s advertising idea in your own promotional materials.
Included
The most your policy pays for a single general or professional liability incident during the policy period.
$1,000,000
What your policy pays for any kind of damage to spaces you rent (and their contents) for the first seven consecutive days you occupy the premises, or what it pays for fire damage to spaces you rent after seven days.
$300,000
What your policy pays for physical injuries to another person in relation to your business, no matter who was at fault.
$5,000
Other people or organizations added for coverage under your policy if they experience a lawsuit due to your mistake.
Included
Optional Add-Ons
Your policy reimburses up to this amount for stolen or damaged supplies related to your business, including musical instruments, streaming equipment, business phones, and more.
$4,000
Payment for liability if your business gets hacked or there’s a data breach.
$4,000
Why Liability Insurance Is the Smart Choice for Teachers
Even the most careful, competent, and compassionate teachers make mistakes — and not just the occasional dropped comma. Liability insurance is a safety net for your teaching career, so you can stop worrying about the what-ifs and help your students reach new heights.
Student tripped over a power cord in the teacher’s home and broke their arm. The parents sued to pay for the hospital bill. $20,000
Tutor’s heavy laptop bag swiped a delicate painting in a client’s home, requiring expensive repairs. $5,000
Parent slipped going down a teacher’s studio stairs and injured their back. $100,000
Get covered instantly.
Miscommunication during test prep leads to a failed score. $3,000
Tutor can’t deliver the promised lessons due to a family emergency. The client sues for breach of contract. $2,000
All policies have conditions, limitations, and exclusions. Please read the policy for exact verbiage. Claim circumstances vary and similar claims do not guarantee coverage.
Check Our Report Card
See what over 140,000 small businesses like yours have to say about Insurance Canopy.
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They provided clarity on the importance of insurance for a first time business owner in the cleaning space and provided clear insight next steps and options for coverage.
Evergreen Multiservices
February 2, 2026Extremely user friendly website, super affordable and very little time needed to apply.
Carl Sari
January 31, 2026Excellent company, Great service, the best!!!
Claudina Adams
January 15, 2026 -
Super affordable insurance for a small business like myself super happy to be able to provide this to my customers really helps of landing more gigs
Alex
January 5, 2026Really went the extra mile to find the appropriate coverage for my business.
Daisy B
January 2, 2026Canopy provided escatly what I neede to book the gig, and at a very affordable price.. Thank You!
Andy Anderson
December 22, 2025 -
Easy. Convenient. Trustworthy. Came thru in a moments notice
Eddie K
December 19, 2025Affordable liability insurance for DJ's. Easy to set up and understand. I've been with them for several years and am happy with their service.
Peter Flessas
December 14, 2025So easy to sign up. I hope I never have to use the insurance portion but most hotels require it for corporate gigs
Yuri Gonzalez
December 11, 2025 -
This company is great. They are very helpful and they have great prices for insurance options that cover what you need!
Jacob Serrano
December 6, 2025Great experience, quick and easy to understand with what I needed for my business. Highly recommend!
FrankLynn Rae
October 28, 2025Very helpful customer service! Prompt, punctual, effective! No bots or long waits to get assistance.
Maria Ciccone
October 19, 2025 -
Canopy insurance has made affordable, band insurance needed for major venues. Thank you for your fast and easy service Stan Zizka's Del Satins
stan zizka
October 5, 2025Getting a vendor policy was quick and fairly priced compared to other quotes.
Kristine Fullerton
October 3, 2025Thank you so much
Steve Monreal
July 11, 2025 -
I needed a portable policy as a yoga instructor. I found this company in an online search. Called and got details from them, was quite surprised at how affordable... Read More
Jamie Calaway
July 4, 2025Very easy & quick experience. We got insurance in no time with no hassle. Thank you!
Robert Earnest
July 4, 2025I am glad I went with them. I needed a last minute policy to cover an event I was doing and they had exactly what I needed at a... Read More
Deloris Pacheco
June 27, 2025 -
Very easy to renew policy
Elyce Nissinoff
June 18, 2025Representative Sarah was very helpful. Walked me through every step and not to mention the price even matched the service! Would recommend to any and everyone.
queenkiam
June 18, 2025Would have 5 starts, but not right now. This is the first time I have ever had to pay for an additional insured ever in 20 year's. They either have... Read More
Anthony Burgess
June 18, 2025 -
Very user friendly platform. Multiple options. Very good pricing. Needed liability insurance in order to secure a very good paying event for my solo tribute show. Was set up within... Read More
Michael Riley
June 18, 2025Needed DJ insurance for Memorial Day weekend & was squared away within an hour for 2 events! Highly recommend
Jay Solis
June 18, 2025What a lovely experience I had with Insurance Canopy! Easy and fast sign up, great policy, matches my needs as a self-employed business owner. Highly recommend!
Masha Rusanov
June 18, 2025 -
great little company, with fair pricing, for entertainers who need occasional coverage. however, they have long hold times to speak to an agent, and their customer service left a little something... Read More
Gretje Angell
June 18, 2025Provides event insurance at a very reasonable price compared to other companies. Easy to purchase and provide proof of insurance.
David Fox
May 18, 2025They can help.you with the right Insurance you need, and the lowest price
Alvaro Baltazar
May 18, 2025 -
everything is excellent
Radames Martinez
May 18, 2025Extremely affordable event insurance and an easy to work with system and team that will advise you every step of the way!
Ishan Arvin
May 18, 2025Affordable for dance & yoga folk. Thumbs up!
Maia Claire
May 18, 2025
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They provided clarity on the importance of insurance for a first time business owner in the cleaning space and provided clear insight next steps and options for coverage.
Evergreen Multiservices
February 2, 2026 -
Extremely user friendly website, super affordable and very little time needed to apply.
Carl Sari
January 31, 2026 -
Excellent company, Great service, the best!!!
Claudina Adams
January 15, 2026 -
Super affordable insurance for a small business like myself super happy to be able to provide this to my customers really helps of landing more gigs
Alex
January 5, 2026 -
Really went the extra mile to find the appropriate coverage for my business.
Daisy B
January 2, 2026 -
Canopy provided escatly what I neede to book the gig, and at a very affordable price.. Thank You!
Andy Anderson
December 22, 2025 -
Easy. Convenient. Trustworthy. Came thru in a moments notice
Eddie K
December 19, 2025 -
Affordable liability insurance for DJ's. Easy to set up and understand. I've been with them for several years and am happy with their service.
Peter Flessas
December 14, 2025 -
So easy to sign up. I hope I never have to use the insurance portion but most hotels require it for corporate gigs
Yuri Gonzalez
December 11, 2025 -
This company is great. They are very helpful and they have great prices for insurance options that cover what you need!
Jacob Serrano
December 6, 2025