Crafters Insurance
Protect yourself as you sell your art online, or in person at art events.
Insurance Canopy & Crafters Insurance
Expand Your Business
You’ll find that many of the art events you attend ask that you show proof of insurance before you can begin to set up and sell your crafts. With Insurance Canopy, downloading your certificate and adding additional insureds is simple and allows you to attend events across all 50 states. And if you’re looking to expand to online sales, craft insurance can help you there too.
Enhanced Professionalism
We understand the time and effort that you’ve put in to connect with your audience and build your skills. By carrying a Crafters Insurance policy, you can continue to grow those connections as well as show professionalism and build credibility as you meet other crafters and build your customer base.
Add Needed Coverage
With Crafters Insurance you have the ability to add needed endorsements such as Cyber Liability which protects you against data breaches, malware attacks, phishing scams, and much more. Learn more about how you can benefit from cyber here.
Annual Policy Coverage Details
Limits of Liability
The most your policy will pay in a 12 month policy period for bodily injury and property damage claims that you become legally obligated to pay due to your business and professional services.
$2,000,000
The maximum amount your policy will pay in a 12-month period for bodily injury and property damage claims that result from the products you use to perform your services. However, it does not cover your products that are sold or distributed.
$2,000,000
The maximum the insurance carrier will pay for a bodily injury or property damage claim that you become legally obligated to pay due to your business and professional services.
$1,000,000
The amount that your policy will pay for claims arising out of one or more of the following offenses:
– False Arrest, detention or imprisonment
– Malicious prosecution
– Wrongful Eviction or Wrongful Entry
– Oral or written publications that slander or libels a person or organization
– Oral or written publication or material that violates a person’s right of privacy
– The use of another’s advertising idea in your advertisement
Applies to damage by fire to premises rented to the insured; also applies to damage regardless of cause to premises (including contents) occupied by the insured for 7 days or less.
$300,000
Optional Limits
Professional Liability Coverage protects your company against claims that a professional service you provided caused your client to suffer financial harm due to mistakes on your part (errors) or because you failed to perform some service (omissions).
Per Occurrence: the most Insurance Canopy will pay out on a single claim of this type.
$100,000
Professional Liability Coverage protects your company against claims that a professional service you provided caused your client to suffer financial harm due to mistakes on your part (errors) or because you failed to perform some service (omissions).
Aggregate: the most Insurance Canopy will pay in total for all of your claims of this type.
$200,000
Amount of money that the insured must pay before Insurance Canopy will pay a claim.
$1,000
Business Personal Property covers tangible property that is movable or transportable in nature (e.g. supplies, equipment, tools, inventory, or gear for a booth), but excludes coverage for structures, items that are part of the structure, and trailers.
Per Occurrence: the most Insurance Canopy will pay out on a single claim of this type.
$5,000
Business Personal Property covers tangible property that is movable or transportable in nature (e.g. supplies, equipment, tools, inventory, or gear for a booth), but excludes coverage for structures, items that are part of the structure, and trailers.
Aggregate: the most Insurance Canopy will pay in total for all of your claims of this type.
$10,000
Amount of money that the insured must pay before Insurance Canopy will pay a claim.
$250
Pricing
Show Policy Coverage Details
Limits of Liability
The most your policy will pay in a 12 month policy period for bodily injury and property damage claims that you become legally obligated to pay due to your business and professional services.
$2,000,000
$1,000,000
$300,000
Pricing
$49
$59
$69
$79
$99
$149
Be Ready For Events
Crafters Insurance from Insurance Canopy is great for those who attend multiple shows, festivals, and markets a year. No matter your niche, you can benefit from:
- No liability deductible
- General & Product liability coverage
- Optional coverage for supplies and products
- Optional Cyber Liability Insurance
- Optional Professional Liability
Start an Annual Policy Application or a Show Policy Application.
Questions About Crafters Insurance
Crafters Insurance is your safety net against liability exposures you take on when bending your crafts at art events. These exposures can range from damage done by your signs on a windy day to direct harm done by your products.
- Short-term general liability
- 1-90 day policy options
- Coverage for single events
Annual Crafters Insurance from Insurance Canopy provides you with coverage for your supplies, equipment, and products and completed operations. This policy allows you to sell your products at art events and online.
Annual Policy Benefits
- General liability insurance
- Product liability insurance
- Coverage against online sales risks
- Option to add Professional Liability to cover professional advice you give as a teacher, instructor, or demonstrator
- Option to add Business Personal Property to cover supplies, equipment, & inventory
- Option to add Cyber Liability to cover online or mobile payments and online banking information
Our policies provide each insured their own certificate of insurance with dedicated liability limits. Your limits will vary slightly depending on whether you have an Event Policy or an Annual Policy.
Crafters Insurance from Insurance Canopy offers two policy options. A Show Crafter Insurance policy starts at $49. An Annual Crafter Insurance policy starts at $279.
Choosing the right insurance is critical.
Crafters Insurance
Annual Policies Starting at $279 – Get coverage for a whole year with easy application! It includes both product and general liability to keep you creating in peace.
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