Santa Claus Insurance
Being Kris Kringle Carries Real Risks
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Santa Claus Liability Insurance
Public & Private Party Protection
From crowded malls and stores to corporate events and schools, Santa insurance keeps you covered in multiple locations.
Instant Proof of Insurance
Most places or party planners require liability insurance to entertain. Quickly secure Santa Claus insurance online faster than a flying reindeer.
Short & Long Term Coverage
Whether you need Santa Claus liability insurance for one weekend or one year, you can pick a plan that best fits your holiday budget.
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Coverage Details
General Liability Limits
The most your policy will pay for bodily injury and property damage claims occurring in the policies term that you become legally obligated to pay due to your business services.
$2,000,000
The maximum amount your policy will pay in a 12-month period for bodily injury and property damage claims that result from the products you use to perform your services. However, it does not cover your products that are sold or distributed.
$2,000,000
The amount that your policy will pay for claims arising out of one or more of the following offenses:
- False Arrest, detention or imprisonment
- Malicious prosecution
- Wrongful Eviction or Wrongful Entry
- Oral or written publications that slander or libels a person or organization
- Oral or written publication or material that violates a person’s right of privacy
- The use of another’s advertising idea in your advertisement
$1,000,000
The maximum amount paid per incident during the term of the policy.
$1,000,000
Applies to damage by fire to premises rented to the insured and to damage regardless of cause to premises (including contents) occupied by the insured for 7 days or less.
$300,000
Additional limits
Purchase a entertainers event policy and get short-term coverage.
$59
Entertainers annual policy that will remain in effect the whole year.
from $199
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Santa Claus Liability Insurance
1-3 Day Coverage: Starting at $59 – As you make your list and check it twice, you can purchase coverage for an upcoming event and be ready for the holiday season.
Questions About Santa Claus Insurance
Santa Claus insurance covers the common risks you could face on the job. Santa Claus liability insurance helps provide financial protection from claims that arise from your business operation, including bodily injury, property damage claims, or loss of personal property.
Insurance Canopy’s Santa insurance policy offers coverage for 1–3 days or one year, making it perfect for those who need quick short- or long-term coverage for private holiday parties, malls, school events, corporate activities, and more. Wherever you go to share Christmas cheer, you can feel confident in your coverage.
Like any other entertainer, you face unique risks every day while on the job. You’ll want to be covered from these risks and having an insurance policy does just that.
As a Santa Claus entertainer, some of these risks include:
- Someone tripping over carpet and injuring themselves
- A child falling off your lap and getting hurt
- Someone choking or having an allergic reaction to a piece of candy you hand out
- One of your props damaging the floors at a private event
Some venues may also require you to show proof of insurance before hiring you or allowing you to operate on their property. Santa Claus liability insurance gives you a layer of defense against claims, lawsuits, and angry customers.
A basic 1–3 day general liability insurance policy starts at $59. Unlimited additional insureds can also be purchased for just $5. This type of policy is great for an entertainer who only needs short-term coverage for a few shows.
If you know you have more than four events coming up, it’s cheaper to invest in an annual policy starting at $199. This policy also offers the opportunity to add Tools & Equipment Coverage to your plan. It is an additional cost ranging from $3.33–$5 and can cover up to $5,000 per item. This type of coverage is ONLY offered on annual policies, and is great for those who use their own props, costumes, and supplies at events.
A 1–3 event policy for Santa Claus liability insurance includes:
- General Liability coverage
- Product Liability & Completed Operations coverage
- Personal & Advertising Injury coverage
- Each Occurrence limits
- Coverage for Damage to Premises Rented to You
Unlimited additional insureds can be added to your policy for a small fee of $5.
Our annual Santa Claus liability insurance policy offers additional coverage options, such as Tools & Equipment coverage and higher limit options.
You can buy Santa Claus insurance from us in 10 minutes or less with our online application. After you purchase your policy, you can instantly download, print, and share your Certificate of Insurance.
Tools & Equipment Coverage (also known as Inland Marine) is an additional coverage offered only on our annual policy. It can cover your costumes, props, and other North Pole supplies while traveling to and from an event.
Our Tools & Equipment Coverage can be added on to your plan for an additional cost ranging from $3.33–$5. It covers up to $5,000 in damages or theft per item. This type of coverage is NOT included on event policies.
Yes! Insurance Canopy’s Santa insurance policies meet the needs of most event administrators, requirements, and contracts. We offer a variety of coverage options with high limits all in one, simple plan.
Santa Insurance So Cheap It Feels Like Christmas Morning
You can’t afford accidents with your Santa Claus business; protect your business today with coverage from Insurance Canopy.
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