844.520.6993

Santa Insurance

Get same-day Santa Claus insurance in 10 minutes or less and avoid the naughty list.

MOST POPULAR

$18.50

Per Month
Or $199/Year

AS LOW AS

$59

Per Show
1-3 Day Coverage
4.8/5

Santa Claus Insurnace

Accidental injuries or damages can leave you with a lawsuit, unhappy customers, or costly claims that feel like a lump of coal in your stocking. Insurance Canopy’s Santa Claus entertainer insurance meets most contract requirements and protects you from claims that could spoil your holiday cheer.

Save

Get 365 days of protection for less than you spend on a year’s worth of instrument maintenance.

Protection for Every Event

From crowded malls and stores to corporate events and schools, santa insurance covers you wherever the holiday cheer takes you.

Show Up Ready to “Sleigh” at Gigs

Customize your annual Santa Claus entertainer insurance to fit your needs with optional add-ons like protection for your gear or cyber liability coverage.

Coverage Details Limits

Included

General Liability Aggregate Limit

$2,000,000

Products – Completed Operations Aggregate Limit

$2,000,000

Personal and Advertising Injury Limit

$1,000,000

General Each Occurrence Limit

$1,000,000

Damage to Premises Rented to You Limit (Any One Premises)

$300,000

Medical Expense Limit

$5,000

Unlimited Additional Insureds

$10 for Annual and Event

Additional Limits (Annual Only)

Equipment and Gear Coverage

$2,000 policy year

+$7.50/month

$5,000 policy year

+$15/month

Deductible

$250

Excess Liability Coverage ($1,000,000)

+$29.17/month

Cyber Liability Coverage ($100,000)

+$8.25/month

Policy Pricing

Annual Policy – 365 Days Covered

From $18.50/month

Event Policy – 1-3 Days Covered

From $59 per event

Santa walking away

Protect Your Gear and Props With Santa Claus Insurance

You put extra effort into making sure your beard, boots, and everything in between are in tip-top shape! Don’t let a misplaced lollipop or spilled milk put a damper on the day. Safeguard your essentials with our Gear and Equipment Coverage, aka Inland Marine. If your costume or other business essential gear gets damaged or stolen, this add-on can cover the cost of repairs or replacements.

We offer two tiers of coverage to fit your needs:

  • $2,000 of coverage for $7.50/month
  • $5,000 of coverage for $15/month


Note:
You can only add Gear and Equipment Coverage to an annual policy.

You're In Good Company With Insurance Canopy

Here's what some of our over 14,700 customers say about their experience.

  • Thank you so much

    Steve Monreal Avatar Steve Monreal
    July 11, 2025

    I needed a portable policy as a yoga instructor. I found this company in an online search. Called and got details from them, was quite surprised at how affordable... Read More

    Jamie Calaway Avatar Jamie Calaway
    July 4, 2025

    Very easy & quick experience. We got insurance in no time with no hassle. Thank you!

    Robert Earnest Avatar Robert Earnest
    July 4, 2025
  • I am glad I went with them. I needed a last minute policy to cover an event I was doing and they had exactly what I needed at a... Read More

    Deloris Pacheco Avatar Deloris Pacheco
    June 27, 2025

    great little company, with fair pricing, for entertainers who need occasional coverage. however, they have long hold times to speak to an agent, and their customer service left a little something... Read More

    Gretje Angell Avatar Gretje Angell
    June 18, 2025

    What a lovely experience I had with Insurance Canopy! Easy and fast sign up, great policy, matches my needs as a self-employed business owner. Highly recommend!

    Masha Rusanov Avatar Masha Rusanov
    June 18, 2025
  • Needed DJ insurance for Memorial Day weekend & was squared away within an hour for 2 events! Highly recommend

    Jay Solis Avatar Jay Solis
    June 18, 2025

    Very user friendly platform. Multiple options. Very good pricing. Needed liability insurance in order to secure a very good paying event for my solo tribute show. Was set up within... Read More

    Michael Riley Avatar Michael Riley
    June 18, 2025

    Would have 5 starts, but not right now. This is the first time I have ever had to pay for an additional insured ever in 20 year's. They either have... Read More

    Anthony Burgess Avatar Anthony Burgess
    June 18, 2025
  • Representative Sarah was very helpful. Walked me through every step and not to mention the price even matched the service! Would recommend to any and everyone.

    queenkiam Avatar queenkiam
    June 18, 2025

    Very easy to renew policy

    Elyce Nissinoff Avatar Elyce Nissinoff
    June 18, 2025

    They can help.you with the right Insurance you need, and the lowest price

    Alvaro Baltazar Avatar Alvaro Baltazar
    May 18, 2025
  • Provides event insurance at a very reasonable price compared to other companies. Easy to purchase and provide proof of insurance.

    David Fox Avatar David Fox
    May 18, 2025

    Affordable for dance & yoga folk. Thumbs up!

    Maia Claire Avatar Maia Claire
    May 18, 2025

    Extremely affordable event insurance and an easy to work with system and team that will advise you every step of the way!

    Ishan Arvin Avatar Ishan Arvin
    May 18, 2025
  • everything is excellent

    Radames Martinez Avatar Radames Martinez
    May 18, 2025

    I'm a new customer/policy holder. Super easy online application and policy setup. Very competitive rates. Certificate of insurance generated and received (PDF) immediately once method of payment established. Great service... Read More

    Matthew Terry Avatar Matthew Terry
    April 18, 2025

    For me, this application process was super efficient and easy to navigate on line. That goes a long way!

    Holly Mulder Avatar Holly Mulder
    April 18, 2025
  • Affordable. Thank you.

    Ana Young Avatar Ana Young
    April 18, 2025

    I have not had any issues over the years with Insurance Canopy, with canceling and renewing, I have found the cost of coverage in line or better then some. I have... Read More

    John Corkins Avatar John Corkins
    March 18, 2025

    Canopy insurance has covered my DJ business for several years and I am totally satisfied with their services. Thank you DjVic🎧

    DjVic Universal Sounds Avatar DjVic Universal Sounds
    March 18, 2025
  • I have them for 3 years this year seems price went up . I have never had to use them for a claim so really couldn’t tell you about that!

    Denice Lapointe Avatar Denice Lapointe
    February 18, 2025

    Great for Event Insurance - most affordable

    Gaby Nobrega Avatar Gaby Nobrega
    February 18, 2025

    I was feeling overwhelmed with the specifications needed for my insurance coverage. I was offered friendly, quick and clear assistance. Through Canopy and Rey's help I was able to obtain... Read More

    ESPIE QUINTERO Avatar ESPIE QUINTERO
    February 18, 2025
  • TLJ's Mobile Mixology, LLC had been insured with Insurance Canopy since it's inception and we have no complaints.

    Tenisha J. Avatar Tenisha J.
    February 4, 2025

    Knowledgeable, kind, attentive and professional. She helped me to feel comfortable, well taken good care of and get the service possible.

    Ed Levitt Avatar Ed Levitt
    February 3, 2025

    As a Massage Therapist, I was not aware until a few years ago that I did not have to be part of an Organization to get my liability insurance! I... Read More

    Kristie Williams Avatar Kristie Williams
    January 30, 2025
  • This insurance has helped me secure events with my corporate and local government clients. They have great customer service and are always willing to help.

    Tony Felix Avatar Tony Felix
    January 23, 2025

    Representative was clear & concise in explaining specifics of the policy. Cost of policy very reasonable.

    John B Avatar John B
    January 16, 2025

    I’m very happy with my purchase of liability insurance for a one-off event. I was even able to edit the policy after it had been issued with the help of... Read More

    jay gedeon Avatar jay gedeon
    January 6, 2025
  • Thank you so much

    Steve Monreal Avatar Steve Monreal
    July 11, 2025
  • Very easy & quick experience. We got insurance in no time with no hassle. Thank you!

    Robert Earnest Avatar Robert Earnest
    July 4, 2025
  • I needed a portable policy as a yoga instructor. I found this company in an online search. Called and got details from them, was quite surprised at how affordable... Read More

    Jamie Calaway Avatar Jamie Calaway
    July 4, 2025
  • I am glad I went with them. I needed a last minute policy to cover an event I was doing and they had exactly what I needed at a... Read More

    Deloris Pacheco Avatar Deloris Pacheco
    June 27, 2025
  • great little company, with fair pricing, for entertainers who need occasional coverage. however, they have long hold times to speak to an agent, and their customer service left a little something... Read More

    Gretje Angell Avatar Gretje Angell
    June 18, 2025
  • Representative Sarah was very helpful. Walked me through every step and not to mention the price even matched the service! Would recommend to any and everyone.

    queenkiam Avatar queenkiam
    June 18, 2025
  • What a lovely experience I had with Insurance Canopy! Easy and fast sign up, great policy, matches my needs as a self-employed business owner. Highly recommend!

    Masha Rusanov Avatar Masha Rusanov
    June 18, 2025
  • Needed DJ insurance for Memorial Day weekend & was squared away within an hour for 2 events! Highly recommend

    Jay Solis Avatar Jay Solis
    June 18, 2025
  • Very user friendly platform. Multiple options. Very good pricing. Needed liability insurance in order to secure a very good paying event for my solo tribute show. Was set up within... Read More

    Michael Riley Avatar Michael Riley
    June 18, 2025
  • Would have 5 starts, but not right now. This is the first time I have ever had to pay for an additional insured ever in 20 year's. They either have... Read More

    Anthony Burgess Avatar Anthony Burgess
    June 18, 2025

Santa Claus Entertainer Insurance

Spread cheer year-round with an annual policy starting at just $18.50 per month!

Does Santa only make one or two appearances a year? Get short-term coverage to protect your event appearances.

Questions About Santa Insurance

Santa Claus insurance is general liability insurance that provides financial protection from third-party claims that arise out of your gigs and business operations. It covers:

  • Bodily injury: A kid has an allergic reaction to your beard, and the parents sue you for the medical bills
  • Property damage: You accidentally destroy an expensive vase at a company party
  • Personal and advertising injury: Posting a photo of you and a kid as promotional material without getting the parents’ permission

You need Santa Claus insurance because most venues and events require a Certificate of Insurance (COI) before hiring you. Sometimes, venues and events may even ask you to add them as an additional insured to your policy. Plus, without coverage, you could face hefty claims that drain your profits.

Our annual policy starts at $18.50 a month or $199 annually. If you need to cover your Santa costume and props, you can add Gear and Equipment coverage to your policy for as low as $7.50 per month.

Don’t need annual Kris Kringle coverage? We also have three-day event insurance starting at $59.

Annual and event Santa Claus entertainer insurance includes:


With an annual policy, you can all add optional coverages like:


Note: You may also add additional insureds to your annual or event policy ($5 for one; $10 for unlimited).

You can get Santa Claus insurance in 10 minutes or less with our online application. Simply provide your info, select your coverage, and pay! Your coverage can kick in on the same day you purchase.

Absolutely! Insurance Canopy’s Santa insurance policies meet most event administrators’ job and contract requirements. Our annual policy also offers optional add-on coverages, including excess liability insurance limits, in case you need higher limits to meet venue requirements.

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