Santa Insurance
Get same-day Santa Claus insurance in 10 minutes or less and avoid the naughty list.
4.7/5 on
Santa Claus Insurnace
Accidental injuries or damages can leave you with a lawsuit, unhappy customers, or costly claims that feel like a lump of coal in your stocking. Insurance Canopy’s Santa Claus entertainer insurance meets most contract requirements and protects you from claims that could spoil your holiday cheer.
Save
Get 365 days of protection for less than you spend on a year’s worth of instrument maintenance.
Protection for Every Event
From crowded malls and stores to corporate events and schools, santa insurance covers you wherever the holiday cheer takes you.
Show Up Ready to “Sleigh” at Gigs
Customize your annual Santa Claus entertainer insurance to fit your needs with optional add-ons like protection for your gear or cyber liability coverage.
Coverage Details Limits
Included
General Liability Aggregate Limit
$2,000,000
Products – Completed Operations Aggregate Limit
$2,000,000
Personal and Advertising Injury Limit
$1,000,000
General Each Occurrence Limit
$1,000,000
Damage to Premises Rented to You Limit (Any One Premises)
$300,000
Medical Expense Limit
$5,000
Unlimited Additional Insureds
$10 for Annual and Event
Additional Limits (Annual Only)
Equipment and Gear Coverage
$2,000 policy year
+$7.50/month
$5,000 policy year
+$15/month
Deductible
$250
Excess Liability Coverage ($1,000,000)
+$29.17/month
Cyber Liability Coverage ($100,000)
+$8.25/month
Policy Pricing
Annual Policy – 365 Days Covered
From $18.50/month
Event Policy – 1-3 Days Covered
From $59 per event
Protect Your Gear and Props With Santa Claus Insurance
You put extra effort into making sure your beard, boots, and everything in between are in tip-top shape! Don’t let a misplaced lollipop or spilled milk put a damper on the day. Safeguard your essentials with our Gear and Equipment Coverage, aka Inland Marine. If your costume or other business essential gear gets damaged or stolen, this add-on can cover the cost of repairs or replacements.
We offer two tiers of coverage to fit your needs:
- $2,000 of coverage for $7.50/month
- $5,000 of coverage for $15/month
Note: You can only add Gear and Equipment Coverage to an annual policy.
You're In Good Company With Insurance Canopy
Here's what some of our over 14,700 customers say about their experience.
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Thank you so much
Steve Monreal
July 11, 2025I needed a portable policy as a yoga instructor. I found this company in an online search. Called and got details from them, was quite surprised at how affordable... Read More
Jamie Calaway
July 4, 2025Very easy & quick experience. We got insurance in no time with no hassle. Thank you!
Robert Earnest
July 4, 2025 -
I am glad I went with them. I needed a last minute policy to cover an event I was doing and they had exactly what I needed at a... Read More
Deloris Pacheco
June 27, 2025great little company, with fair pricing, for entertainers who need occasional coverage. however, they have long hold times to speak to an agent, and their customer service left a little something... Read More
Gretje Angell
June 18, 2025What a lovely experience I had with Insurance Canopy! Easy and fast sign up, great policy, matches my needs as a self-employed business owner. Highly recommend!
Masha Rusanov
June 18, 2025 -
Needed DJ insurance for Memorial Day weekend & was squared away within an hour for 2 events! Highly recommend
Jay Solis
June 18, 2025Very user friendly platform. Multiple options. Very good pricing. Needed liability insurance in order to secure a very good paying event for my solo tribute show. Was set up within... Read More
Michael Riley
June 18, 2025Would have 5 starts, but not right now. This is the first time I have ever had to pay for an additional insured ever in 20 year's. They either have... Read More
Anthony Burgess
June 18, 2025 -
Representative Sarah was very helpful. Walked me through every step and not to mention the price even matched the service! Would recommend to any and everyone.
queenkiam
June 18, 2025Very easy to renew policy
Elyce Nissinoff
June 18, 2025They can help.you with the right Insurance you need, and the lowest price
Alvaro Baltazar
May 18, 2025 -
Provides event insurance at a very reasonable price compared to other companies. Easy to purchase and provide proof of insurance.
David Fox
May 18, 2025Affordable for dance & yoga folk. Thumbs up!
Maia Claire
May 18, 2025Extremely affordable event insurance and an easy to work with system and team that will advise you every step of the way!
Ishan Arvin
May 18, 2025 -
everything is excellent
Radames Martinez
May 18, 2025I'm a new customer/policy holder. Super easy online application and policy setup. Very competitive rates. Certificate of insurance generated and received (PDF) immediately once method of payment established. Great service... Read More
Matthew Terry
April 18, 2025For me, this application process was super efficient and easy to navigate on line. That goes a long way!
Holly Mulder
April 18, 2025 -
Affordable. Thank you.
Ana Young
April 18, 2025I have not had any issues over the years with Insurance Canopy, with canceling and renewing, I have found the cost of coverage in line or better then some. I have... Read More
John Corkins
March 18, 2025Canopy insurance has covered my DJ business for several years and I am totally satisfied with their services. Thank you DjVic🎧
DjVic Universal Sounds
March 18, 2025 -
I have them for 3 years this year seems price went up . I have never had to use them for a claim so really couldn’t tell you about that!
Denice Lapointe
February 18, 2025Great for Event Insurance - most affordable
Gaby Nobrega
February 18, 2025I was feeling overwhelmed with the specifications needed for my insurance coverage. I was offered friendly, quick and clear assistance. Through Canopy and Rey's help I was able to obtain... Read More
ESPIE QUINTERO
February 18, 2025 -
TLJ's Mobile Mixology, LLC had been insured with Insurance Canopy since it's inception and we have no complaints.
Tenisha J.
February 4, 2025Knowledgeable, kind, attentive and professional. She helped me to feel comfortable, well taken good care of and get the service possible.
Ed Levitt
February 3, 2025As a Massage Therapist, I was not aware until a few years ago that I did not have to be part of an Organization to get my liability insurance! I... Read More
Kristie Williams
January 30, 2025 -
This insurance has helped me secure events with my corporate and local government clients. They have great customer service and are always willing to help.
Tony Felix
January 23, 2025Representative was clear & concise in explaining specifics of the policy. Cost of policy very reasonable.
John B
January 16, 2025I’m very happy with my purchase of liability insurance for a one-off event. I was even able to edit the policy after it had been issued with the help of... Read More
jay gedeon
January 6, 2025
-
Thank you so much
July 11, 2025 -
Very easy & quick experience. We got insurance in no time with no hassle. Thank you!
Robert Earnest
July 4, 2025 -
I needed a portable policy as a yoga instructor. I found this company in an online search. Called and got details from them, was quite surprised at how affordable... Read More
Jamie Calaway
July 4, 2025 -
I am glad I went with them. I needed a last minute policy to cover an event I was doing and they had exactly what I needed at a... Read More
Deloris Pacheco
June 27, 2025 -
great little company, with fair pricing, for entertainers who need occasional coverage. however, they have long hold times to speak to an agent, and their customer service left a little something... Read More
Gretje Angell
June 18, 2025 -
Representative Sarah was very helpful. Walked me through every step and not to mention the price even matched the service! Would recommend to any and everyone.
queenkiam
June 18, 2025 -
What a lovely experience I had with Insurance Canopy! Easy and fast sign up, great policy, matches my needs as a self-employed business owner. Highly recommend!
Masha Rusanov
June 18, 2025 -
Needed DJ insurance for Memorial Day weekend & was squared away within an hour for 2 events! Highly recommend
Jay Solis
June 18, 2025 -
Very user friendly platform. Multiple options. Very good pricing. Needed liability insurance in order to secure a very good paying event for my solo tribute show. Was set up within... Read More
Michael Riley
June 18, 2025 -
Would have 5 starts, but not right now. This is the first time I have ever had to pay for an additional insured ever in 20 year's. They either have... Read More
Anthony Burgess
June 18, 2025
Santa Claus Entertainer Insurance
Spread cheer year-round with an annual policy starting at just $18.50 per month!
Does Santa only make one or two appearances a year? Get short-term coverage to protect your event appearances.
Questions About Santa Insurance
What Is Santa Claus Insurance?
Santa Claus insurance is general liability insurance that provides financial protection from third-party claims that arise out of your gigs and business operations. It covers:
- Bodily injury: A kid has an allergic reaction to your beard, and the parents sue you for the medical bills
- Property damage: You accidentally destroy an expensive vase at a company party
- Personal and advertising injury: Posting a photo of you and a kid as promotional material without getting the parents’ permission
Why Should You Carry Santa Claus Insurance?
You need Santa Claus insurance because most venues and events require a Certificate of Insurance (COI) before hiring you. Sometimes, venues and events may even ask you to add them as an additional insured to your policy. Plus, without coverage, you could face hefty claims that drain your profits.
How Much Is Santa Claus Insurance?
Our annual policy starts at $18.50 a month or $199 annually. If you need to cover your Santa costume and props, you can add Gear and Equipment coverage to your policy for as low as $7.50 per month.
Don’t need annual Kris Kringle coverage? We also have three-day event insurance starting at $59.
What's Included in Santa Claus Liability Insurance?
Annual and event Santa Claus entertainer insurance includes:
- General liability coverage
- Products-completed operations, aka product liability insurance
- Personal and advertising injury
- Damage to premises rented to you, aka fire insurance
With an annual policy, you can all add optional coverages like:
- Gear and Equipment, aka Inland Marine Insurance
- Cyber liability
- Excess liability
Note: You may also add additional insureds to your annual or event policy ($5 for one; $10 for unlimited).
How Long Does It Take to Get Santa Claus Insurance?
You can get Santa Claus insurance in 10 minutes or less with our online application. Simply provide your info, select your coverage, and pay! Your coverage can kick in on the same day you purchase.
Does Insurance Canopy’s Santa Insurance Policy Meet the Needs of Event Administrators?
Absolutely! Insurance Canopy’s Santa insurance policies meet most event administrators’ job and contract requirements. Our annual policy also offers optional add-on coverages, including excess liability insurance limits, in case you need higher limits to meet venue requirements.
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