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A+ Rated Insurance Coverage for Teachers and Tutors
Exclusive $20 discount for MTN Members.
Why Teachers & Tutors
Choose Insurance Canopy
In partnership with My Teachers Network, Insurance Canopy offers Educator Insurance to MTN’s elite network of music teachers, tutors, and independent instructors. As a special perk, MTN members get an exclusive, one-time $20 discount for choosing to protect their teaching career with Insurance Canopy. See your MTN account to get your discount code!
Trusted by more than 140,000 professionals, Insurance Canopy provides general and professional liability insurance to protect you in all teaching environments. At home, in students’ houses, at the studio, and online, we have your back.
- Covered Wherever You Teach or Tutor
- Customizable Policies Made for Educators
- Flexible Annual or Monthly Payments
- 24/7 Online Policy Management
- Instant Certificate of Insurance (COI)
- U.S.-Based, Licensed Support Agents Ready to Help
Coverage for MTN Instructors
What Does Educators Professional Liability Insurance Cover?
Educators Insurance is essential coverage for the risks of private and public teaching. Hefty legal claims like damage to a client’s property, a student injury, or an advertising mistake can drain your finances and keep you from pursuing your passion. Insurance gives instructors the peace of mind to teach with confidence.
These included coverages protect against your biggest teaching and tutoring risks.
Coverage Details
Coverage types and limits included in liability insurance for educators:
The most your policy pays for physical damage (like bodily injury and property damage) and personal damage (like reputational or financial harm) to others caused by your services during the policy period.
$2,000,000
The most your policy will pay over one year for bodily injury and property damage claims due to products you use in your services. Note: Products you sell or distribute aren’t protected by this coverage.
$1,000,000
What your policy can cover if someone files any of these claims against you: wrongful arrest or detention, wrongful eviction or entry, malicious prosecution, accusations of saying or publishing something damaging, violating someone’s privacy, or using someone else’s advertising idea in your own promotional materials.
Included
The most your policy pays for a single general or professional liability incident during the policy period.
$1,000,000
What your policy pays for any kind of damage to spaces you rent (and their contents) for the first seven consecutive days you occupy the premises, or what it pays for fire damage to spaces you rent after seven days.
$300,000
What your policy pays for physical injuries to another person in relation to your business, no matter who was at fault.
$5,000
Other people or organizations added for coverage under your policy if they experience a lawsuit due to your mistake.
Included
Optional Add-Ons
Your policy reimburses up to this amount for stolen or damaged supplies related to your business, including musical instruments, streaming equipment, business phones, and more.
$4,000
Payment for liability if your business gets hacked or there’s a data breach.
$4,000
Why Liability Insurance Is the Smart Choice for Teachers
Even the most careful, competent, and compassionate teachers make mistakes — and not just the occasional dropped comma. Liability insurance is a safety net for your teaching career, so you can stop worrying about the what-ifs and help your students reach new heights.
Student tripped over a power cord in the teacher’s home and broke their arm. The parents sued to pay for the hospital bill. $20,000
Tutor’s heavy laptop bag swiped a delicate painting in a client’s home, requiring expensive repairs. $5,000
Parent slipped going down a teacher’s studio stairs and injured their back. $100,000
Get covered instantly.
Miscommunication during test prep leads to a failed score. $3,000
Tutor can’t deliver the promised lessons due to a family emergency. The client sues for breach of contract. $2,000
All policies have conditions, limitations, and exclusions. Please read the policy for exact verbiage. Claim circumstances vary and similar claims do not guarantee coverage.
Check Our Report Card
See what over 140,000 small businesses like yours have to say about Insurance Canopy.
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Thank you so much
Steve Monreal
July 11, 2025I needed a portable policy as a yoga instructor. I found this company in an online search. Called and got details from them, was quite surprised at how affordable... Read More
Jamie Calaway
July 4, 2025Very easy & quick experience. We got insurance in no time with no hassle. Thank you!
Robert Earnest
July 4, 2025 -
I am glad I went with them. I needed a last minute policy to cover an event I was doing and they had exactly what I needed at a... Read More
Deloris Pacheco
June 27, 2025great little company, with fair pricing, for entertainers who need occasional coverage. however, they have long hold times to speak to an agent, and their customer service left a little something... Read More
Gretje Angell
June 18, 2025What a lovely experience I had with Insurance Canopy! Easy and fast sign up, great policy, matches my needs as a self-employed business owner. Highly recommend!
Masha Rusanov
June 18, 2025 -
Needed DJ insurance for Memorial Day weekend & was squared away within an hour for 2 events! Highly recommend
Jay Solis
June 18, 2025Very user friendly platform. Multiple options. Very good pricing. Needed liability insurance in order to secure a very good paying event for my solo tribute show. Was set up within... Read More
Michael Riley
June 18, 2025Would have 5 starts, but not right now. This is the first time I have ever had to pay for an additional insured ever in 20 year's. They either have... Read More
Anthony Burgess
June 18, 2025 -
Representative Sarah was very helpful. Walked me through every step and not to mention the price even matched the service! Would recommend to any and everyone.
queenkiam
June 18, 2025Very easy to renew policy
Elyce Nissinoff
June 18, 2025They can help.you with the right Insurance you need, and the lowest price
Alvaro Baltazar
May 18, 2025 -
Provides event insurance at a very reasonable price compared to other companies. Easy to purchase and provide proof of insurance.
David Fox
May 18, 2025Affordable for dance & yoga folk. Thumbs up!
Maia Claire
May 18, 2025Extremely affordable event insurance and an easy to work with system and team that will advise you every step of the way!
Ishan Arvin
May 18, 2025 -
everything is excellent
Radames Martinez
May 18, 2025I'm a new customer/policy holder. Super easy online application and policy setup. Very competitive rates. Certificate of insurance generated and received (PDF) immediately once method of payment established. Great service... Read More
Matthew Terry
April 18, 2025For me, this application process was super efficient and easy to navigate on line. That goes a long way!
Holly Mulder
April 18, 2025 -
Affordable. Thank you.
Ana Young
April 18, 2025I have not had any issues over the years with Insurance Canopy, with canceling and renewing, I have found the cost of coverage in line or better then some. I have... Read More
John Corkins
March 18, 2025Canopy insurance has covered my DJ business for several years and I am totally satisfied with their services. Thank you DjVic🎧
DjVic Universal Sounds
March 18, 2025 -
I have them for 3 years this year seems price went up . I have never had to use them for a claim so really couldn’t tell you about that!
Denice Lapointe
February 18, 2025Great for Event Insurance - most affordable
Gaby Nobrega
February 18, 2025I was feeling overwhelmed with the specifications needed for my insurance coverage. I was offered friendly, quick and clear assistance. Through Canopy and Rey's help I was able to obtain... Read More
ESPIE QUINTERO
February 18, 2025 -
TLJ's Mobile Mixology, LLC had been insured with Insurance Canopy since it's inception and we have no complaints.
Tenisha J.
February 4, 2025Knowledgeable, kind, attentive and professional. She helped me to feel comfortable, well taken good care of and get the service possible.
Ed Levitt
February 3, 2025As a Massage Therapist, I was not aware until a few years ago that I did not have to be part of an Organization to get my liability insurance! I... Read More
Kristie Williams
January 30, 2025 -
This insurance has helped me secure events with my corporate and local government clients. They have great customer service and are always willing to help.
Tony Felix
January 23, 2025Representative was clear & concise in explaining specifics of the policy. Cost of policy very reasonable.
John B
January 16, 2025I’m very happy with my purchase of liability insurance for a one-off event. I was even able to edit the policy after it had been issued with the help of... Read More
jay gedeon
January 6, 2025
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Thank you so much
Steve Monreal
July 11, 2025 -
Very easy & quick experience. We got insurance in no time with no hassle. Thank you!
Robert Earnest
July 4, 2025 -
I needed a portable policy as a yoga instructor. I found this company in an online search. Called and got details from them, was quite surprised at how affordable... Read More
Jamie Calaway
July 4, 2025 -
I am glad I went with them. I needed a last minute policy to cover an event I was doing and they had exactly what I needed at a... Read More
Deloris Pacheco
June 27, 2025 -
great little company, with fair pricing, for entertainers who need occasional coverage. however, they have long hold times to speak to an agent, and their customer service left a little something... Read More
Gretje Angell
June 18, 2025 -
Representative Sarah was very helpful. Walked me through every step and not to mention the price even matched the service! Would recommend to any and everyone.
queenkiam
June 18, 2025 -
What a lovely experience I had with Insurance Canopy! Easy and fast sign up, great policy, matches my needs as a self-employed business owner. Highly recommend!
Masha Rusanov
June 18, 2025 -
Needed DJ insurance for Memorial Day weekend & was squared away within an hour for 2 events! Highly recommend
Jay Solis
June 18, 2025 -
Very user friendly platform. Multiple options. Very good pricing. Needed liability insurance in order to secure a very good paying event for my solo tribute show. Was set up within... Read More
Michael Riley
June 18, 2025 -
Would have 5 starts, but not right now. This is the first time I have ever had to pay for an additional insured ever in 20 year's. They either have... Read More
Anthony Burgess
June 18, 2025