Sip Happens. Get Covered!

Top-shelf coverage at a budget-friendly price? We’ll toast to that. Protect your business with bartender insurance from Insurance Canopy!

Starting at:

$35.42
Per Month
Rated 4.7 out of 5

Why Bartenders Choose Insurance Canopy

Insuring your business through us comes with its perks.

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Get Covered Quickly & Easily

Get bartender insurance in 10 minutes or less. Enjoy a 100% online process from purchase to policy management.

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Enjoy Full-Bodied Coverage

Get general and liquor liability coverage with $2,000,000 aggregate limits in one convenient place.

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Book More Gigs

30% of our policyholders say being insured helps them land more clients and job opportunities.

Bar Talk: What People Are Saying About Insurance Canopy

Read about other bartenders’ experiences in their own words!

John Togado
"Fast Great Reasonable Coverage Price!!!! Very helpful to all who needs insurance right away and to any type of business who has to comply with proof of insurance. it's simple straightforward application available online. I would highly recommend this insurance. "
Bill Ladwig
"Simple and easy on line process and I saved money compared to a large nationally known insurer."

Katie Gustafson
"Rates were very competitive and I had great help when I called with questions. The application was fast and easy to fill out online. I haven’t had to file a claim, but so far so good!"
Mike Cruz
"Amazing service. Very fast, straightforward and helpful. Thank you for providing me with the necessary insurance coverage for my company and equipment."

Roberto Oliveras
"They did actually do a great job at establishing my policy quickly and answering my questions by phone. Would recommend to others."

Coverage Details

*Pricing varies depending on limits selected.

Liquor Liability Limits Options

Occurence Limit*

$100,000 – $1,000,000

Aggregate Limit*

$300,000 – $2,000,000

General Liability Limits

Products & Completed Operations Aggregate

$1,000,000

Personal & Advertising Injury

$1,000,000

Each Occurence Limit

$1,000,000

Damage to Premises Rented to You

$100,000

Medical Expsnse Limit

$5,000

Have questions?

Our licensed agents are available to answer any questions you may have (se habla español)

Get Insurance Today

Why Risk Matters More Than You Think

A risk = anything can can result in a claim, like:

  • Accidents involving customers you served alcohol to
  • Customers getting injured because of your business operations
  • Property damage caused by your business or an intoxicated customer
  • Fights or threats taking place between patrons*

Bartender insurance is designed to cover the expenses related to these claims, including medical bills, property repairs, and legal fees.

*Requires adding assault and battery coverage to your policy

You Handle the Bar, We’ll Handle the Risk

Businesses that sell or provide alcohol have a higher level of risk. Often, these risks can lead to expensive claims. 

Don’t let the risks of running your alcohol service drain your financial resources. Get comprehensive liability insurance from Insurance Canopy that protects your business from the financial burden of claims!

What kind of work do you do?

Search and select the closest match

    Exclusions

    This policy is not designed to cover:

    • Industrial control engineers
    • Defense contractors
    • Medical software companies
    • Crypto exchanges
    • Gambling platforms
    • Physical security system installers
    •  Heavy equipment integrators

     

    Not available if you manage or control systems involving:

    • Pressure or ventilation systems
    • Fire suppression or explosives
    • Hazardous materials
    • Radiation or pharmaceuticals
    • Water supply or waste management
    • Energy, fuel, mining, construction
    • Environmental systems
    • Aircraft, drones, spacecraft
    • Watercraft, trains, automobiles, motorcycles
    • If you build firmware or embedded software controlling industrial physical equipment.
    • If you support:
    • Military operations
    • National defense
    • Homeland security
    • Law enforcement
    • Weapons
    • Anti-terrorism
    • Public safety
    • Surveillance
    • Crime detection
    • Emergency response
    • Physical security systems
    • If more than 25% of your revenue comes from:
      • Federal government work
      • Military or defense operations
    • If more than 50% of your revenue comes from:
    • Equipment installation
    • Maintenance
    • Physical service work



    Restricted if you work in:

    • Ride-sharing platforms
    • Equipment sharing platforms
    • For-rent-by-owner platforms
    • Help-for-hire platforms
    • Delivery services
    • Banking or financial services
    • Cryptocurrency / blockchain / NFTs
    • Geospatial mapping / aerial photography
    • GPS systems
    • Gambling or gaming
    • Dating or sexually suggestive content
    • Violence-related content
    • Alcohol, marijuana, CBD
    • Tobacco / nicotine / e-cigarettes
    • Flammable or electrical products
    • Food-related services

    Our licensed, U.S.-based agents are here for you from 8 a.m. to 8 p.m. Eastern, Monday through Friday, so they can enjoy evenings and weekends with the people who matter most.