Event Planner Insurance Cost
Most event planners pay between $21 and $30 per month for liability coverage. Affordable coverage? That’s something to celebrate!
If a venue’s waiting on your COI, you’re in the right place. Get proof of insurance in minutes online today.
How Much Does Event Planner Insurance Cost?
Event planner insurance starts at $21 per month or $229 a year for a standard liability policy. This coverage includes claims of damages, injuries, or financial harm your business may cause others (like clients, guests, or venues).
Your exact cost depends on your events, venue requirements, and how much you make in a year.
Most Popular Event Planner Insurance Policies (+ Their Costs)
Every event planner policy begins with general and professional liability insurance. The more planning you do, the more you have to protect!
Insurance Canopy helps you build coverage that fits your schedule and budget, whether you plan five events a year or fifty.
Prices reflect the lowest monthly premiums. Costs may vary based on coverage limits, annual revenue, and location.
Factors Affecting Your Event Planner Liability Insurance Costs
The cost of a policy for event planners depends on several factors, like:
- Coverage limits
- Venue requirements
- If you have employees
- Additional coverage or endorsements
- Secondary coverage for the event, vendors, or liquor
One of the biggest factors is whether you are an individual professional or hiring employees. This impacts the type of business you run and how much risk you carry. For example:
No matter how you plan, prep, or party, your business is unique. Your coverage should be too! You can personalize your policy to fit the way you plan. Insurance Canopy makes it easy to dial in what you need and skip what you don’t:
Waiver of Subrogation
Primary Non-Contributory
Choosing the right event planner insurance policy comes down to weighing important factors like cost and coverage.
Tips for Saving on Event Planner Liability Insurance
Insurance Canopy offers the lowest rates possible for the best quality coverage. While we can’t discount the starting price, you can:
✔️ Opt for Annual Payments
Paying a one-time cost upfront helps you save in the long run. Monthly payments do cost more, and if you hit a slow month, it’s nice to know you don’t have to worry about paying for coverage.
✔️ Bundle Your Policies
Getting general and professional liability coverage in one is often less than buying them separately.
✔️ Only Pay for What You Need
Not every planner needs every type of insurance. For example, if you’re not serving alcohol yourself or profiting from the sales, you don’t need liquor liability insurance!
How Do I
Get a Quote?
Easy! Just follow these four simple steps to get a free quote in 10 minutes or less:
1. Start your application
2. Select your business activities
3. Share details about your business
4. Review, pay, and party away!
Coverage Details Limits
Annual Limits of Liability
$1,000,000
$1,000,000
Additional Limits
$100,000 / $250,000
$25,000 / $50,000
$10,000 / $10,000
$10,000 / $10,000
$300,000 / $100,000
$500,000 / $250,000
$3,000,000
Varies by policy
$500,000 or $1,000,000
Deductibles
NO DEDUCTIBLE
NO DEDUCTIBLE
$250
$1,000
NO DEDUCTIBLE
Varies by policy
Varies by policy
Varies by policy
Why Insurance Canopy for the Best Event Planner Insurance?
You’ve got budgets to balance and vendor voicemails to return. With Insurance Canopy, you can click, quote, and cover your business in minutes!
Top-Rated Insurance
Customizable Coverage
Monthly and Yearly Payment Options
Free & Unlimited Additional Insureds
Manage Coverage & Claims Online 24/7
Instant Certificate of Insurance
Protection for Every Event Professional
The event industry is all-encompassing, and so is our coverage. At Insurance Canopy, you’re in good company! We also insure:
FAQs About Event Planner Insurance Cost
What Is the Average Cost of Event Planner Insurance?
The average cost of event planner insurance is between $21 and $30 per month, depending on your coverage.
Can I Buy Coverage for a Single Event?
Yes, you can purchase coverage for a single event with event host insurance. However, this policy is not intended for event planners because the coverage differs.
This policy does not include professional liability coverage and is intended for individuals who are not professional planners, like a couple planning a wedding.
How Do Additional Insureds and COIs Affect Cost and Timing?
Additional insureds and Certificates of Insurance (COIs) do not affect the cost or timing of your policy.
- Add unlimited additional insured at no cost
- Download an unlimited number of COIs
- Add additional insureds during the application process, or from your online dashboard anytime
- Receive a COI within minutes after purchasing a policy, straight to your email
- Generate specific COIs for each additional insured you add, and access copies directly from your online dashboard
If you have specific policy wording you need added to a COI for an additional insured, a member of our team will need to help. Please contact us, and a licensed agent will be in touch soon!
How Much Does $1,000,000 in General Liability Insurance Cost for Event Planners?
$1,000,000 in general liability insurance for event planners costs as low as $21.08 per month!
- $1 million per occurrence / $2 million aggregate: $21.08/month
- $1 million per occurrence / $3 million aggregate: $33.58/month
JoAnne Hammer | Program Manager
JoAnne Hammer is the Program Manager for Insurance Canopy. She has held the prestigious Certified Insurance Counselor (CIC) designation since July 2004.
JoAnne understands that starting and operating a business takes a tremendous amount of time, dedication, and financial resources. She believes that insurance is the single best way to protect your investment, business, and personal assets.
JoAnne Hammer is the Program Manager for Insurance Canopy. She has held the prestigious Certified Insurance Counselor (CIC) designation since July 2004.
JoAnne understands that starting and operating a business takes a tremendous amount of time, dedication, and financial resources. She believes that insurance is the single best way to protect your investment, business, and personal assets.