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Powerful Reliable Ultrafast

Liability Insurance for

Fitness Instructors

Plans Starting at $15/Month

Get top-rated insurance for fitness professionals and minimize out-of-pocket expenses in case of accidents or lawsuits, all while keeping your business reputation intact.

Don't Just Take Our Word For It:
Hear From Our Fitness Instructor Clients

Great quick easy service, the website was super easy to use. The rates are great. I will recommend them to every yoga instructor from now on!
A Fitness Instructor Representing Jennifer W.
Jennifer W.
I had a wonderful experience renewing my Fitness Trainer Insurance!!!
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Douglas W.
Fast , easy, and BEST pricing! (A competitor) wanted to charge me over $400 for the same insurance! Highly recommend for independent dance instructors!
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Barbara D.
Quick and Easy was able to get the coverage I needed as an independent Spin instructor for a very reasonable price!
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Amy R.

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Who Needs Fitness Instructor Insurance?

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Personal Trainers

As a personal trainer, protecting your career is essential. Our tailored liability insurance coverage is designed to meet the specific needs of personal trainers like you, so you can focus on helping your clients achieve their fitness goals with peace of mind.

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Yoga Instructors

Description: Protect your yoga business with our tailored liability insurance coverage. Our comprehensive plans are designed to meet the unique needs of yoga instructors, providing peace of mind on and off the mat.

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Dance Instructors

Description: Protect your dance business and students with our tailored liability insurance coverage. From ballet to hip-hop, our policies meet the unique needs of dance instructors.

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Our Streamlined Process for Fitness Instructors

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Coverage Details

General & Professional Liability Limits

The most your policy can pay annually for bodily injury and property damage claims occurring during your coverage as a result of your business operations or professional services. For example, someone slips in your studio or is injured during a workout you were leading.

$3,000,000

The maximum amount your policy will pay annually for claims of bodily injury or property damage due to an incident that occurred with a product during or after your class, such as a faulty piece of equipment injuring a client.

$3,000,000

The amount your policy will pay for claims arising out of one or more of the following offenses:
– False Arrest, detention or imprisonment
– Malicious prosecution
– Wrongful Eviction or Wrongful Entry
– Oral or written publications that slander or libels a person or organization
– Oral or written publication or material that violates a person’s right of privacy
– The use of another’s advertising idea in your advertisement

Included

The maximum the insurance carrier will pay for a bodily injury or property damage claim that you become legally obligated to pay due to your business and professional services.

$2,000,000

Applies to damage by fire to premises rented to the insured and to damage regardless of cause to premises (including contents) occupied by the insured for 7 days or less.

$300,000

A no-fault medical policy that allows you to cover medical or funeral expenses for an individual up to the issued limit without deducting from the general liability aggregate limit. The injury or death must be as a result of a bodily injury caused by business operations.

$5,000

The amount we deduct from a claim before paying up to your policy limits.

$100

Optional Add-ons

Also known as “inland marine,” it covers property that is movable or transportable in nature (e.g. supplies, equipment, or inventory) but excludes coverage for structures and items that are a permanent part of the structure. There are multiple tiers of coverage to choose from, starting at $1.33/month with a $100 deductible per claim.
$2,000 – $10,000

The maximum amount paid out in the case of a cyber attack on your business. Because this coverage is not automatically included in the standard General Liability Policy, you will need to opt into this coverage. See the application for additional coverage details for Cyber Liability Insurance.

$100,000

Coverage for additional services you offer clients, such as diet guidelines, meal plans, or the sale/recommendation of health supplements. These services are not covered by professional liability and require Diet & Nutrition Coverage.

Included when added

Coverage for a third party, such as a business, property owner, event organizer, or employer. It cannot be used for employees, friends or family, other trainers, yourself, or other businesses you may own.

+$15

Coverage for multiple third parties, such as a business, property owner, event organizer, or employer. It cannot be used for employees, friends or family, other trainers, yourself, or other businesses you may own.

+$30

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