Product Liability Insurance
For Health & Household Objects

Protect Your Business Today!

Insurance Canopy's Product Liability for Household Products.

Businesses who manufacture, import, or distribute health and household products inherit many risks. If your business is in the supply chain of health and household products, then you need product liability insurance, which is designed to protect your business against claims and lawsuits that arise from your products’ exposure on the market. From bodily harm to property damage, you could be held legally liable if your product were to harm someone or something. Protect your business with a product liability insurance policy from a leader in the insurance industry who can give you peace of mind and help you get your products into the hands of those who need them.

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Coverage Details

General Liability Limits

The most your policy will pay in a 12 month policy period for bodily injury and property damage claims that you become legally obligated to pay due to your business and professional services.

$2,000,000

The maximum amount your policy will pay in a 12-month period for bodily injury and property damage claims that result from the products you use to perform your services. However, it does not cover your products that are sold or distributed.

$2,000,000

The amount that your policy will pay for claims arising out of one or more of the following offenses:
– False Arrest, detention or imprisonment
– Malicious prosecution
– Wrongful Eviction or Wrongful Entry
– Oral or written publications that slander or libels a person or organization
– Oral or written publication or material that violates a person’s right of privacy
– The use of another’s advertising idea in your advertisement

$1,000,000

The maximum the insurance carrier will pay for a bodily injury or property damage claim that you become legally obligated to pay due to your business and professional services.

$1,000,000

Applies to damage by fire to premises rented to the insured and to damage regardless of cause to premises (including contents) occupied by the insured for 7 days or less.

$300,000

A general liability coverage that reimburses others, without regard to the insured’s liability, for medical or funeral expenses incurred by such persons as a result of bodily injury (BI) or death sustained by accident under the conditions specified in the policy.

$5,000

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Insurance Highlights

  • Additional Insured Endorsements
  • Inland Marine Coverage
  • Hired/Non Owned Auto Coverage
  • Employee Benefits Liability
  • Trade-show Coverage
  • Product Withdrawal Coverage
Purchase Policy

Business Classes

  • Sellers
  • Manufacturers
  • Importers
  • Distributors
  • Wholesalers
Purchase Policy

Questions About Product Liability Insurance For Health & Household Products

Choosing the right insurance is critical.

You can’t afford gaps in your coverage that could put you out of business.
Household products hang on a wall and sit in shelves.

Household Products

Relax at home – knowing that you’re getting coverage from A rated insurance carriers. You can have peace of mind knowing you have the coverage your business needs.

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