Product Liability Insurance For Health & Household Products

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General Liability Limit:
$2 Million Aggregate
$1 Million Per Occurrence

Canopy’s Product Liability Insurance For Health & Household Products

Businesses who manufacture, import, or distribute health and household products inherit many risks. If your business is in the supply chain of health and household products, then you need product liability insurance, which is designed to protect your business against claims and lawsuits that arise from your products’ exposure on the market. From bodily harm to property damage, you could be held legally liable if your product were to harm someone or something. Protect your business with a product liability insurance policy from a leader in the insurance industry who can give you peace of mind and help you get your products into the hands of those who need them.

Insurance Highlights
  • Additional Insured Endorsements
  • Inland Marine Coverage
  • Hired/Non Owned Auto Coverage
  • Employee Benefits Liability
  • Trade-show Coverage
  • Product Withdrawal Coverage
Business Classes
  • Health & household products manufacturers, importers, and distributors

Coverage Details

General Liability Limits
General Liability Aggregate $2,000,000
Products & Completed Operations Aggregate $2,000,000
Personal & Advertising Injury $1,000,000
Each Occurrence Limit $1,000,000
Damage to Premises Rented to You $300,000
Medical Expense Limit $5,000
"I couldn't be happier with the customer service I've received… Everybody has been prompt, professional, and quick to understand my needs."
- Greg, AZ
 

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Cleaning Products FAQ

Choosing the right insurance is critical. You can’t afford gaps in your coverage that could put you out of business.

What is Product Liability Insurance for Health and Household Equipment?

Product liability insurance for health and household equipment protects those who produce, manufacture, distribute or sell health and household equipment from liability claims that may arise from their products’ exposure to consumers. If your product causes bodily injury or property damage to another person or piece of property, you could be held responsible for the costs associated with those damages. Defense costs alone could put a business under.

Product liability insurance can protect your business from claims arising from your health and household equipment that have been sold in the marketplace. Every product carries unique risks, and Insurance Canopy can help protect you against those risks.

Why Product Liability Insurance for Health and Household Equipment?

The health and household equipment you sell exposes you and your business to lawsuits. The median product liability award in 2017 was $1.5 million. One of the main issues business owners have faced and continue to, is concerns around liability arising from their products and operations. In our litigious society, more and more third-party lawsuits are being filed, and you can’t keep your business exposed to that risk.

Under the definition of "strict liability," a person who is injured by a product may be entitled to compensation for their injuries without showing that the manufacturer or seller of the product was actually negligent. Attorneys costs, court fees, medical bills, and settlement costs can accumulate at a staggering rate. Not having liability coverage puts everything you have built at risk.

Product liability insurance from Insurance Canopy for your health and household can help protect your business from claims arising from your products and likely protect you from paying for a lawsuit out of your own pocket.

How Much Does Product Liability Insurance for Health and Household Equipment Cost?

The cost of product liability insurance is much more cost effective than the amount you’d have to shell out if your business was involved in a lawsuit. The cost of liability coverage for health and household is based on many variables which include: the product you manufacture, distribute or sell, the volume of sales, where your organization fits in within the chain or commerce, geographical location, and so on.

Our agents can help you find the best competitively-priced premium for your policy.

What's Included in Product Liability Insurance Policies for Health and Household Equipment?

Your product liability insurance policy for health and household can be tailored to fit the unique needs of your business. We'll provide coverage options for your product liability policy based upon the exposures that you may have.

Our product liability policy provides coverage for the health and household equipment or goods manufactured, sold, handled, distributed, or disposed of by you and/or your company. The policy also includes protection from providing, or failure to provide, warnings or instructions about your products.

Canopy provides product liability insurance for health and household equipment to both large and small businesses.

 
Need additional information before making a decision?
Give our team a call today at
888-600-0894

Examples of Exposures Your Product Faces

Hand with a rash

Your product is improperly labeled for allergens and causes someone a reaction

Bandaged finger

The item you sell is sold in packaging that can break and cause harm

Bandaged hand

Someone uses your product not as intended and is harmed

What Our Customers Are Saying

“Insurance Canopy provided me with the best customer service I could have asked for. Their agents are willing to work through the application with you and they want to ensure you can expand your business. I’m glad I have product liability insurance through them.” — Amber, OR.
“The most affordable premium out there by far. I wasn’t speaking with a robot and actually got to talk to a person who was able to provide me with the information I needed. They were even able to put in the correct wording in the policy that my retail contract required.” — James, NY

We Can Help Meet Requirements For Popular Retailers Such As…
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