Yoga Teacher Insurance Requirements By State
No current state laws require yoga instructors to carry liability insurance. Even though it isn’t legally mandated, most yoga studios, gyms, and fitness centers require proof of insurance before allowing you to roll out your mat as an instructor.
Accidents can happen in any practice — no matter how careful you are or regardless of the modifications you offer. Insurance is an essential safety net, grounding you from the worries of client injuries and property damage. Safeguard your practice with yoga teacher insurance.
Key Yoga Instructor Insurance Takeaways for All States
- Yoga instructor insurance is a common studio requirement
- Liability insurance financially protects you from costly claims and lawsuits
- Clients, retreats, landlords, cities, or contracts may also require proof of insurance
- At a minimum, you need general liability and professional liability insurance to protect your business
- It’s common for studios or venues to request to be listed as an additional insured on your policy
- You’re at risk of accidentally causing injury or damage, whether you teach in person or online in any state
Find Your State
Alabama
Alaska
Arkansas
Connecticut
Delaware
Hawaii
Idaho
Iowa
Indiana
Kansas
Kentucky
Louisiana
Maine
Minnesota
Mississippi
Missouri*
Montana
Nebraska
Nevada
New Hampshire
New Mexico
North Dakota
Oklahoma
Oregon
Rhode Island
South Carolina
South Dakota
Vermont
West Virginia
Wisconsin
Wyoming
*Insurance Canopy policies are currently not for sale in Missouri
Alabama
Alaska
Arkansas
Connecticut
Delaware
Georgia
Hawaii
Idaho
Iowa
Indiana
Kansas
Kentucky
Louisiana
Maine
Maryland
Michigan
Minnesota
Mississippi
Missouri*
Montana
Nebraska
Nevada
New Hampshire
New Mexico
North Dakota
Oklahoma
Oregon
Rhode Island
South Carolina
South Dakota
Utah
Vermont
West Virginia
Wisconsin
Wyoming
*Insurance Canopy policies are currently not for sale in Missouri
Coverage Types for Yoga Teachers
General Liability Insurance
General Liability Insurance
Products-Completed Operations
Products-Completed Operations
Personal & Advertising Injury
Personal & Advertising Injury
Professional Liability Insurance
Professional Liability Insurance
Damage to Premises Rented
Damage to Premises Rented
Medical Expense Limit
Medical Expense Limit
FAQs About Yoga Instructor Insurance Requirements by State
Is Insurance Legally Required Where I Live, or Just Required by Studios?
In all 50 states, you are not legally required to carry yoga instructor insurance, but studios, gyms, and fitness centers typically require proof of insurance. This means if you want to work as a yoga instructor, you need liability insurance!
Do I Need Separate Yoga Instructor Insurance if I Work in Multiple States?
No, with Insurance Canopy yoga instructor insurance, you don’t need separate policies to stay properly covered if you work in multiple states. Your coverage follows you wherever you work, from wellness retreats to client homes.Â
Currently not available for purchase in Missouri.
What if I Teach Yoga Online to Out-of-State Students — Do I Need Special Coverage?
Insurance Canopy’s yoga teacher coverage protects your practice for in-person, online, and pre-recorded yoga instruction. So, even if your students follow along to your yoga flow in another state, you can feel confident you’re covered against liability claims.
Is Insurance Required for Part-Time Yoga Instructors in Any State?
Nope, no states require part-time or full-time yoga instructors to be insured in order to teach. But no matter where you practice, yoga comes with inherent risks, like a student exacerbating an existing injury or claiming your instruction was negligent — even if it wasn’t.
Yoga instructor insurance is highly recommended for all yoga instructors and is often required for work eligibility. In short, it’s essential for supporting your yoga practice at every stage.