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Independent Contractor Insurance

The Insurance Marketplace for Independent Contractors

Protect Your Independent Contractor Business

Independent contractor insurance protects independent contractors against lawsuits and property damages while under contract. Specific risks faced by independent contractors depend upon the industry they operate in.
Our Partners
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Great American Insurance Group logo
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Protect Yourself From Risks

  • Damage to property or construction sites
  • Slip-and-fall accidents
  • Client injuries
  • And more


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A Rated Partners

Don’t let an accident or lawsuit put your finances at risk. Pick your independent contractor insurance coverage our incredible partners and secure the future of your independent contracting business.

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Questions About Independent Contractor Insurance Policies

Choosing the right insurance is critical.

You can’t afford gaps in your coverage that could put you out of business.
A well worn tool belt.

Independent Contractor Insurance

Keep your mind on your business – Hand off your risk so you can focus on growing your independent contracting business.

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    Exclusions

    This policy is not designed to cover:

    • Industrial control engineers
    • Defense contractors
    • Medical software companies
    • Crypto exchanges
    • Gambling platforms
    • Physical security system installers
    •  Heavy equipment integrators

     

    Not available if you manage or control systems involving:

    • Pressure or ventilation systems
    • Fire suppression or explosives
    • Hazardous materials
    • Radiation or pharmaceuticals
    • Water supply or waste management
    • Energy, fuel, mining, construction
    • Environmental systems
    • Aircraft, drones, spacecraft
    • Watercraft, trains, automobiles, motorcycles
    • If you build firmware or embedded software controlling industrial physical equipment.
    • If you support:
    • Military operations
    • National defense
    • Homeland security
    • Law enforcement
    • Weapons
    • Anti-terrorism
    • Public safety
    • Surveillance
    • Crime detection
    • Emergency response
    • Physical security systems
    • If more than 25% of your revenue comes from:
      • Federal government work
      • Military or defense operations
    • If more than 50% of your revenue comes from:
    • Equipment installation
    • Maintenance
    • Physical service work



    Restricted if you work in:

    • Ride-sharing platforms
    • Equipment sharing platforms
    • For-rent-by-owner platforms
    • Help-for-hire platforms
    • Delivery services
    • Banking or financial services
    • Cryptocurrency / blockchain / NFTs
    • Geospatial mapping / aerial photography
    • GPS systems
    • Gambling or gaming
    • Dating or sexually suggestive content
    • Violence-related content
    • Alcohol, marijuana, CBD
    • Tobacco / nicotine / e-cigarettes
    • Flammable or electrical products
    • Food-related services

    Our licensed, U.S.-based agents are here for you from 8 a.m. to 8 p.m. Eastern, Monday through Friday, so they can enjoy evenings and weekends with the people who matter most.