Concession Insurance
4.8/5 on
- Instant Certificate of Insurance (COI)
- Same-Day General Liability Coverage
- Manage Policies Online 24/7
- Unlimited Additional Insureds
- Fairs & Festivals
- Swap Meets & Flea Markets
- Tradeshows & Expos
- Concerts
- Campuses
- Stadiums & Arenas
- Conferences
- Convention Centers
- Mobile & Kiosks
- Popups & Virtual Events
- Weddings
- Special Events
What is Concession Insurance?
Concessionaire insurance is liability coverage for event vendors, including food concession stands, carts, trucks, trailers, and pop-up vendors.
It can help protect your business against common third-party claims, like bodily injury and property damage, and can be purchased on either a per-event or annual basis.
How Much Does Concessionaire Insurance Cost?
Concession insurance starts as low as $49 per event*
Need protection for your equipment, too? Optional theft and damage coverage is available for $54 per event. Learn more about the cost of vendor insurance for your specific business needs.
Insurance Canopy also offers annual policies for as low as $18.50 per month** for concession businesses that attend multiple events in a single year.
Depending on the types of vendor insurance coverage you select, your business’s gross income, and the state you operate in, your premium cost could be higher.
* The lowest pricing is based on Arts and Crafts policies
** The $18.50 per month pricing is based on Entertainers policies
Who Needs Food Concession Insurance?
Most mobile businesses should carry concession stand insurance. This includes concession carts, food trucks, trailers, and pop-up vendors. Concessionaire insurance can help cover unforeseen expenses from accidental events, so you don’t have to pay out of pocket.
Not convinced? Concession business insurance could save you thousands of dollars in scenarios like:
- An electrical cord running from your trailer creates a tripping hazard, and an event attendee breaks their wrist in the fall. They sue you for their medical bills and lost wages.
- A customer alleges they became sick after eating food purchased from your stand and seeks compensation for medical costs.
- Strong winds lift part of your tent or signage, damaging a neighboring vendor’s booth or event property. They now expect you to cover the cost of the damages.
Not only does insurance protect your concession business, but it also keeps you compliant. Event runners and venues typically require vendors to provide a Certificate of Insurance (COI) before they can participate.
What Does Concessionaire Insurance Cover?
Insurance Canopy’s basic concessionaire insurance policy can cover vendors for 1 to 90 days, includes $2 million in general liability coverage for vendors, and can cover common claims like:
✔️ Injury if somebody accidentally gets hurt in or around your booth
✔️ Accidental damage to rented spaces, venues, or customer property
✔️ Weather-related incidents involving unsecured parts of your display
You can also add Theft and Damage Coverage (also known as Inland Marine Insurance) to your policy for $54 per event. This can help pay to replace or repair your business-essential gear if it’s broken or stolen.
With an annual vendor policy, you also have the option to select additional coverages customized to your business needs, including:
➕ Professional Liability Insurance (Errors & Omissions) to help cover claims for injuries or damages from classes or demonstrations you lead
➕ Cyber Liability Insurance to help you and your customers recover from a cyber attack on your business, like a data breach
➕ Product Liability Coverage to help protect your business from claims of bodily injury or property damage caused by your products
➕ Liability Limit Increase to meet certain insurance requirements for events, partnerships, or rental agreements
Coverage Details
General Liability Limit (Aggregate)
This is the total amount your policy may pay out over your total policy period if someone is hurt or something is damaged because of an accident at your booth or exhibiting location.
$2,000,000
General Liability Limit (Per Claim)
This is the total amount your policy may pay for each individual claim where someone is injured or something is damaged due to your vendor booth or exhibiting location.
$1,000,000
Damage to Premises Rented to You
If you rent a space and accidentally damage it or what’s inside, this is the total amount your policy may pay. For the first seven (7) days of your policy, you’re covered for all kinds of damage. After that, it only covers fire-related damage.
$300,000
Theft and Damage Coverage (Per Claim/Aggregate)
$2,000 / $2,000
Theft and Damage Coverage Deductible
$250
Vendor Insurance Pricing
1 - 3 Days
$49
7 Days
$99
Up to 90 Days
$149
Theft and Damage Coverage
+$54
Annual Limits of Liability
General Liability Limit (Aggregate)
This is the total amount your policy may pay out over your total policy period if someone is hurt or something is damaged because of an accident at your booth or exhibiting location.
$2,000,000
General Liability Limit (Per Claim)
This is the total amount your policy may pay for each individual claim where someone is injured or something is damaged due to your vendor booth or exhibiting location.
$1,000,000
Products & Completed Operations Aggregate
This is the total amount your policy may pay out over your total policy period if someone is hurt or something is damaged because of the goods or products you sell, even after you’ve handed them off.
$2,000,000
Damage to Premises Rented to You
If you rent a space and accidentally damage it or what’s inside, this is the total amount your policy may pay. For the first seven (7) days of your policy, you’re covered for all kinds of damage. After that, it only covers fire-related damage.
$300,000
Medical Expense Limit
If someone gets hurt because of your business, this helps cover their medical bills, no matter who was at fault.
$5,000
Personal & Advertising Injury
This is the total amount your policy may pay out over your total policy period, where someone says you hurt their reputation or violated their rights (i.e., libel, slander, advertising mistakes)
$1,000,000
Theft and Damage Coverage (Per Claim/Aggregate)
$2,000 / $2,000
Theft and Damage Coverage Deductible
$250
**Additional optional coverages may be available on specific annual business insurance policies.
Trusted by Pop-up Vendors for Events of All Sizes
See why concessionaires choose Insurance Canopy for fast, affordable coverage and instant proof of insurance.
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They provided clarity on the importance of insurance for a first time business owner in the cleaning space and provided clear insight next steps and options for coverage.
Evergreen Multiservices
February 2, 2026Extremely user friendly website, super affordable and very little time needed to apply.
Carl Sari
January 31, 2026Excellent company, Great service, the best!!!
Claudina Adams
January 15, 2026 -
Super affordable insurance for a small business like myself super happy to be able to provide this to my customers really helps of landing more gigs
Alex
January 5, 2026Really went the extra mile to find the appropriate coverage for my business.
Daisy B
January 2, 2026Canopy provided escatly what I neede to book the gig, and at a very affordable price.. Thank You!
Andy Anderson
December 22, 2025 -
Easy. Convenient. Trustworthy. Came thru in a moments notice
Eddie K
December 19, 2025Affordable liability insurance for DJ's. Easy to set up and understand. I've been with them for several years and am happy with their service.
Peter Flessas
December 14, 2025So easy to sign up. I hope I never have to use the insurance portion but most hotels require it for corporate gigs
Yuri Gonzalez
December 11, 2025 -
This company is great. They are very helpful and they have great prices for insurance options that cover what you need!
Jacob Serrano
December 6, 2025Great experience, quick and easy to understand with what I needed for my business. Highly recommend!
FrankLynn Rae
October 28, 2025Very helpful customer service! Prompt, punctual, effective! No bots or long waits to get assistance.
Maria Ciccone
October 19, 2025 -
Canopy insurance has made affordable, band insurance needed for major venues. Thank you for your fast and easy service Stan Zizka's Del Satins
stan zizka
October 5, 2025Getting a vendor policy was quick and fairly priced compared to other quotes.
Kristine Fullerton
October 3, 2025Thank you so much
Steve Monreal
July 11, 2025 -
I needed a portable policy as a yoga instructor. I found this company in an online search. Called and got details from them, was quite surprised at how affordable... Read More
Jamie Calaway
July 4, 2025Very easy & quick experience. We got insurance in no time with no hassle. Thank you!
Robert Earnest
July 4, 2025I am glad I went with them. I needed a last minute policy to cover an event I was doing and they had exactly what I needed at a... Read More
Deloris Pacheco
June 27, 2025 -
Very easy to renew policy
Elyce Nissinoff
June 18, 2025Representative Sarah was very helpful. Walked me through every step and not to mention the price even matched the service! Would recommend to any and everyone.
queenkiam
June 18, 2025Would have 5 starts, but not right now. This is the first time I have ever had to pay for an additional insured ever in 20 year's. They either have... Read More
Anthony Burgess
June 18, 2025 -
Very user friendly platform. Multiple options. Very good pricing. Needed liability insurance in order to secure a very good paying event for my solo tribute show. Was set up within... Read More
Michael Riley
June 18, 2025Needed DJ insurance for Memorial Day weekend & was squared away within an hour for 2 events! Highly recommend
Jay Solis
June 18, 2025What a lovely experience I had with Insurance Canopy! Easy and fast sign up, great policy, matches my needs as a self-employed business owner. Highly recommend!
Masha Rusanov
June 18, 2025 -
great little company, with fair pricing, for entertainers who need occasional coverage. however, they have long hold times to speak to an agent, and their customer service left a little something... Read More
Gretje Angell
June 18, 2025Provides event insurance at a very reasonable price compared to other companies. Easy to purchase and provide proof of insurance.
David Fox
May 18, 2025They can help.you with the right Insurance you need, and the lowest price
Alvaro Baltazar
May 18, 2025 -
everything is excellent
Radames Martinez
May 18, 2025Extremely affordable event insurance and an easy to work with system and team that will advise you every step of the way!
Ishan Arvin
May 18, 2025Affordable for dance & yoga folk. Thumbs up!
Maia Claire
May 18, 2025
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They provided clarity on the importance of insurance for a first time business owner in the cleaning space and provided clear insight next steps and options for coverage.
Evergreen Multiservices
February 2, 2026 -
Extremely user friendly website, super affordable and very little time needed to apply.
Carl Sari
January 31, 2026 -
Excellent company, Great service, the best!!!
Claudina Adams
January 15, 2026 -
Super affordable insurance for a small business like myself super happy to be able to provide this to my customers really helps of landing more gigs
Alex
January 5, 2026 -
Really went the extra mile to find the appropriate coverage for my business.
Daisy B
January 2, 2026 -
Canopy provided escatly what I neede to book the gig, and at a very affordable price.. Thank You!
Andy Anderson
December 22, 2025 -
Easy. Convenient. Trustworthy. Came thru in a moments notice
Eddie K
December 19, 2025 -
Affordable liability insurance for DJ's. Easy to set up and understand. I've been with them for several years and am happy with their service.
Peter Flessas
December 14, 2025 -
So easy to sign up. I hope I never have to use the insurance portion but most hotels require it for corporate gigs
Yuri Gonzalez
December 11, 2025 -
This company is great. They are very helpful and they have great prices for insurance options that cover what you need!
Jacob Serrano
December 6, 2025
Get short-term concession vendor insurance faster than you can set up shop. Secure coverage, download your COI, and meet venue requirements in minutes.
Liquor Liability Coverage
Does your concession business sell alcohol? We have you covered there, too! Choose from:
- Annual Liquor Liability Insurance if beer, wine, or cocktails are always on your menu
- 1-3 Day Liquor Liability Insurance if you’re only serving up spirits for a single event
Get Coverage That Serves You, So You Can Keep Serving Others
A single accident can result in huge expenses for concessionaires, cutting into profits and sometimes even forcing businesses to close. Concession business insurance mitigates this risk, safeguarding your assets so you can operate with confidence.
Need extra support? Insurance Canopy’s team of licensed, U.S.- based agents is here to help via chat, phone, or email at info@insurancecanopy.com.
Insurance Canopy offers A-rated insurance for concessionaires that meets event requirements without breaking the bank.
Running a concession business comes with enough expenses already. That’s why we offer affordable coverage options starting at just $49 per event, so you can meet event requirements and protect your business without taking a big bite out of your profits.
- Quick online checkout process
- Instant Certificate of Insurance (COI)
- Customizable coverage for 1-90 days
- 24/7 access to your policy documents
- Free, unlimited additional insureds
FAQs About Concession Vendor Insurance
Can I Get 1-Day Concession Insurance?
Yes, you can get a 1-day food concession insurance policy with Insurance Canopy. Select a short-term or long-term policy based on your business needs. Options range from 1 to 90 days of coverage.
Do You Need Insurance to Sell at a Concession Stand?
Yes, event organizers typically require vendors, sellers, and concessionaires to show a Certificate of Insurance (COI) to prove they have general liability insurance. Some organizers may also ask you to add them as an additional insured on your policy.
Even if your event doesn’t require it, concession stand insurance offers essential protection that can save you big bucks in the long run.
Can I Get Concession Insurance for a Food Trailer or Food Truck?
Yes, you can get concession stand insurance for general liability coverage of your food truck or trailer. Insurance Canopy also offers specific mobile vendor insurance for these types of business models.
What’s the Difference Between Concession Insurance and General Vendor Insurance?
Concession insurance is a type of vendor insurance that’s typically purchased on a per-event basis. The general liability coverage is usually the same, but more coverage options can be added to an annual vendor insurance policy.
Do I Need Separate Liquor Liability Insurance if I Sell Alcohol?
Liquor Liability Insurance should be added to your general liability policy if you plan to sell or serve alcohol.
Event vendors like food trucks, food trailers, concessionaires, and more can add liquor liability to their annual vendor insurance policy for as low as $35.42/month or $275/event with Insurance Canopy.
Still have questions regarding our policies? Feel free to reach out to our licensed insurance agents. We are available Monday through Friday from 8am–8pm ET.
As the saying goes, “it’s not what you know, but who you know.”
Your first event is booked. You’re excited to sell…until the organizer starts asking
Setting up a vendor booth shouldn’t feel chaotic. It should feel like: ✔️