Health & Medical Professionals Insurance
- General + professional liability coverage
- Support from licensed agents
- Personalize your policy + payment plan
Professionals We Protect
You bring the care, we bring the coverage. Some of the most common health and medical professionals we cover include:
Behavioral Health Specialists
Dietitians
Health Coaches
Lactation
Consultants
Nutritionists
Social Services
Not sure if your profession fits? Contact our team, and a licensed agent will help match you with coverage designed for your role!
What Is Insurance for Health Professionals?
Health professional insurance protects you from the cost of unexpected claims of accidents, errors, or damages that may arise while you’re working with clients or patients.
✅ Free quotes online in 10 minutes or less
✅ Affordable policies with monthly or annual payments
✅ Customizable coverage with optional add-ons
✅ Support from licensed, U.S.-based agents
What Does Insurance for Health Professionals Cover?
Our coverage is built for independent health and wellness professionals who offer services such as:
- General health and nutrition guidance*
- Behavioral or social support services
- Emergency or nursing care
- Lifestyle and wellness coaching
- Family and mental health counseling
*Diet & Nutrition coverage from Insurance Canopy is not designed for registered dietitians or nutritionists working in hospitals, assisted living facilities, nursing homes, home health agencies, schools, or professional sports organizations.
⁺Those offering nutritional advice and services must have the required certifications to do so in their area.
Health & Medical Professionals Insurance Coverage Details
General & Professional Liability
The most your policy will pay for bodily injury and property damage claims occurring in the policies term that you become legally obligated to pay due to your business services.
$2,000,000
General & Professional Liability Each Occurrence
The maximum amount paid per incident during the term of the policy.
$1,000,000
Products Completed Operations Aggregate
The maximum amount your policy will pay in a 12-month period for bodily injury and property damage claims that result from the products you use to perform your services. However, it does not cover your products that are sold or distributed.
$1,000,000
Personal & Advertising Injury
The amount that your policy will pay for claims arising out of one or more of the following offenses:
- False Arrest, detention or imprisonment
- Malicious prosecution
- Wrongful Eviction or Wrongful Entry
- Oral or written publications that slander or libels a person or organization
- Oral or written publication or material that violates a person’s right of privacy
- The use of another’s advertising idea in your advertisement
Included
Damage to Premises Rented to You
Applies to damage by fire to premises rented to the insured and to damage regardless of cause to premises (including contents) occupied by the insured for 7 days or less.
$300,000
Medical Expense Limit (Any One Person)
A no-fault medical policy that allows you to cover medical or funeral expenses for an individual up to the issued limit without deducting from the general liability aggregate limit. The injury or death must be as a result of a bodily injury caused by business operations.
$ 5,000
Unlimited Additional Insureds
Included
Inland Marine / Equipment and Materials Coverage
Also known as “inland marine,” it covers property that is movable or transportable in nature (e.g. supplies, equipment, or inventory) but excludes coverage for structures and items that are a permanent part of the structure. There are multiple tiers of coverage to choose from, starting at $1.33/month with a $100 deductible per claim.
$4,000
Sexual Abuse & Molestation (SAM) Insurance
Financial coverage if you experience false allegations of sexual abuse, molestation, or misconduct.
$300,000
Worker's Compensation
$500,000 or $1,000,000
*The coverage details and limits above apply only to policies purchased through Insurance Canopy. Products offered through our partner, Hiscox, carry their own coverages, limits, exclusions, and terms. Check your policy documents or contact Hiscox for details.
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They provided clarity on the importance of insurance for a first time business owner in the cleaning space and provided clear insight next steps and options for coverage.
Evergreen Multiservices
February 2, 2026 -
Extremely user friendly website, super affordable and very little time needed to apply.
Carl Sari
January 31, 2026 -
Excellent company, Great service, the best!!!
Claudina Adams
January 15, 2026 -
Super affordable insurance for a small business like myself super happy to be able to provide this to my customers really helps of landing more gigs
Alex
January 5, 2026 -
Really went the extra mile to find the appropriate coverage for my business.
Daisy B
January 2, 2026 -
Canopy provided escatly what I neede to book the gig, and at a very affordable price.. Thank You!
Andy Anderson
December 22, 2025 -
Easy. Convenient. Trustworthy. Came thru in a moments notice
Eddie K
December 19, 2025 -
Affordable liability insurance for DJ's. Easy to set up and understand. I've been with them for several years and am happy with their service.
Peter Flessas
December 14, 2025 -
So easy to sign up. I hope I never have to use the insurance portion but most hotels require it for corporate gigs
Yuri Gonzalez
December 11, 2025 -
This company is great. They are very helpful and they have great prices for insurance options that cover what you need!
Jacob Serrano
December 6, 2025
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They provided clarity on the importance of insurance for a first time business owner in the cleaning space and provided clear insight next steps and options for coverage.
Evergreen Multiservices
February 2, 2026Extremely user friendly website, super affordable and very little time needed to apply.
Carl Sari
January 31, 2026Excellent company, Great service, the best!!!
Claudina Adams
January 15, 2026 -
Super affordable insurance for a small business like myself super happy to be able to provide this to my customers really helps of landing more gigs
Alex
January 5, 2026Really went the extra mile to find the appropriate coverage for my business.
Daisy B
January 2, 2026Canopy provided escatly what I neede to book the gig, and at a very affordable price.. Thank You!
Andy Anderson
December 22, 2025 -
Easy. Convenient. Trustworthy. Came thru in a moments notice
Eddie K
December 19, 2025Affordable liability insurance for DJ's. Easy to set up and understand. I've been with them for several years and am happy with their service.
Peter Flessas
December 14, 2025So easy to sign up. I hope I never have to use the insurance portion but most hotels require it for corporate gigs
Yuri Gonzalez
December 11, 2025 -
This company is great. They are very helpful and they have great prices for insurance options that cover what you need!
Jacob Serrano
December 6, 2025Great experience, quick and easy to understand with what I needed for my business. Highly recommend!
FrankLynn Rae
October 28, 2025Very helpful customer service! Prompt, punctual, effective! No bots or long waits to get assistance.
Maria Ciccone
October 19, 2025 -
Canopy insurance has made affordable, band insurance needed for major venues. Thank you for your fast and easy service Stan Zizka's Del Satins
stan zizka
October 5, 2025Getting a vendor policy was quick and fairly priced compared to other quotes.
Kristine Fullerton
October 3, 2025Thank you so much
Steve Monreal
July 11, 2025 -
I needed a portable policy as a yoga instructor. I found this company in an online search. Called and got details from them, was quite surprised at how affordable... Read More it would be. Then when I was ready to make my purchase, I called again. Was explained to me that everything was done online, I told the lady on the phone I didn't want to make this kind of purchase online with no guidance. She was so helpful and kind and patient! Walked me thru every page of the form and honestly didn't take long at all. Hope I never need to use the policy but nice to know I have it.
Jamie Calaway
July 4, 2025Very easy & quick experience. We got insurance in no time with no hassle. Thank you!
Robert Earnest
July 4, 2025I am glad I went with them. I needed a last minute policy to cover an event I was doing and they had exactly what I needed at a... Read More reasonable price. I definitely would use them in the future,
Deloris Pacheco
June 27, 2025 -
Very easy to renew policy
Elyce Nissinoff
June 18, 2025Representative Sarah was very helpful. Walked me through every step and not to mention the price even matched the service! Would recommend to any and everyone.
queenkiam
June 18, 2025Would have 5 starts, but not right now. This is the first time I have ever had to pay for an additional insured ever in 20 year's. They either have... Read More a way to input the information or you can call or email to request it.
Anthony Burgess
June 18, 2025 -
Very user friendly platform. Multiple options. Very good pricing. Needed liability insurance in order to secure a very good paying event for my solo tribute show. Was set up within... Read More 15 minutes and had the signed contract in my possession 30 minutes later.
Michael Riley
June 18, 2025Needed DJ insurance for Memorial Day weekend & was squared away within an hour for 2 events! Highly recommend
Jay Solis
June 18, 2025What a lovely experience I had with Insurance Canopy! Easy and fast sign up, great policy, matches my needs as a self-employed business owner. Highly recommend!
Masha Rusanov
June 18, 2025 -
great little company, with fair pricing, for entertainers who need occasional coverage. however, they have long hold times to speak to an agent, and their customer service left a little something... Read More to be desired. 🤷🏻♀️ overall, would recommend! 🙂
Gretje Angell
June 18, 2025Provides event insurance at a very reasonable price compared to other companies. Easy to purchase and provide proof of insurance.
David Fox
May 18, 2025They can help.you with the right Insurance you need, and the lowest price
Alvaro Baltazar
May 18, 2025 -
everything is excellent
Radames Martinez
May 18, 2025Extremely affordable event insurance and an easy to work with system and team that will advise you every step of the way!
Ishan Arvin
May 18, 2025Affordable for dance & yoga folk. Thumbs up!
Maia Claire
May 18, 2025
The right next step to a protected practice depends on the work you do.
Coaches, dietitians, nutritionists, and lactation consultants can get covered online in minutes with instant proof of insurance through Insurance Canopy. Behavioral health and social service professionals get specialized coverage through our trusted partner, Hiscox.
What Does Insurance for Health Professionals Cover?
Our coverage is built for independent health and wellness professionals who offer services such as:
- General health and nutrition guidance*
- Behavioral or social support services
- Emergency or nursing care
- Lifestyle and wellness coaching
- Family and mental health counseling
*Diet & Nutrition coverage from Insurance Canopy is not designed for registered dietitians or nutritionists working in hospitals, assisted living facilities, nursing homes, home health agencies, schools, or professional sports organizations.
⁺Those offering nutritional advice and services must have the required certifications to do so in their area.
Why Do Health Professionals Need Insurance?
Working in the health and wellness space can be unpredictable. Clients can misinterpret advice, have adverse reactions, or suffer accidents during a session.
Don’t let the “what-ifs” derail your hard work! Health professional insurance provides:
- Liability insurance coverage for costly claims
- Proof of insurance to secure contracts
- Professional credibility
- Peace of mind
Common Questions About Health & Medical Professionals Insurance
How Much Does Health Professional Insurance Cost?
Most health professionals pay an average of $20 per month for insurance with Insurance Canopy. Your price will depend on your profession and coverage needs.
Many policies are affordable and offer monthly or annual payment plans. Get a free quote online in minutes!
Are Online and In-Person Sessions Covered?
Yes, both online and in-person sessions are covered. One policy extends to face-to-face sessions, in-home appointments, and virtual visits.
Many professionals now blend online and in-person services, and your policy helps protect you wherever you work with clients.
What's Not Covered By Health Professional Insurance?
Health professional insurance does not cover:
- Working in hospitals, nursing homes, or schools
- Employment with professional sports teams
- Personal health issues
- Intentional misconduct
- Services outside your registered, licensed, or certified profession
Coverage is designed for independent health and medical professionals.
Please check your policy for specific exclusions. A licensed member of our team can help you review your coverage so there are no surprises!
Do I Need Medical Professionals Insurance If I Only Work Part-Time?
Yes, you still need health and medical professionals insurance even if you only work part-time. Insurance gives you affordable protection for every session you hold, no matter how many hours a week you work!
Insurance Canopy offers A+ rated insurance that doesn’t break the bank. We offer policies you can customize to fit the exact needs of your business, which is why our licensed insurance agents don’t make commission. Pay for the coverage you actually need and nothing you don’t.
- Quick online checkout process
- Instant Certificate of Insurance (COI)
- Customizable policies to suit your unique needs
- 24/7 access to your policy documents
- Free and unlimited additional insureds