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Consultants & Interior Designers

Welcome to Insurance Canopy’s knowledge hub for consultants and interior designers. Explore practical, informative blogs, business templates, and free resources to strengthen, grow, and protect your consulting practice. These tools cover what consultants need to know — professional liability, errors and omissions, and the coverage clients require before they’ll sign. Start with the featured guide below, or filter by topic to find the most relevant content to your expertise.

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Real Claims, Real Lessons: How Insurance Protected These 3 Consulting Firms When It Mattered Most

One bad outcome, one small mistake, and suddenly, you’re not solving a problem; you’re at the center of one. But here’s the good news: you don’t have to face it […]

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Recent Articles

A professional woman in a brown button-up, polka dot shirt reads a document while working on her laptop in a conference room.

Insurance for HR Consultants: What It Covers & Why You Need It

You’ve probably heard you need liability insurance for your human resources (HR) consulting work. Maybe...

A close-up look at a party planner arranging a floral centerpiece on a set dinner table while wearing white gloves.

Party Planner Insurance 101: Coverage Every Event Pro Should Have

From confetti drops to candlelit dinners, you make magic happen. But when venues ask for...

How Much Do Consultants Make (& Where They Make the Most)

Search for “consultant salary” and you’ll find wildly different answers — $70k here, $200k there,...

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Interior Designer Insurance Claims: Common Examples (+ the Coverage That Can Help)

The most common interior designer...

Emerging Liability Risks Interior Designers Should Know (& How to Cover Them)

As the world of interior...

Life Coaching Risk Management: What Thoughtful Coaches Do Differently

You’re not the only one...

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    Exclusions

    This policy is not designed to cover:

    • Industrial control engineers
    • Defense contractors
    • Medical software companies
    • Crypto exchanges
    • Gambling platforms
    • Physical security system installers
    •  Heavy equipment integrators

     

    Not available if you manage or control systems involving:

    • Pressure or ventilation systems
    • Fire suppression or explosives
    • Hazardous materials
    • Radiation or pharmaceuticals
    • Water supply or waste management
    • Energy, fuel, mining, construction
    • Environmental systems
    • Aircraft, drones, spacecraft
    • Watercraft, trains, automobiles, motorcycles
    • If you build firmware or embedded software controlling industrial physical equipment.
    • If you support:
    • Military operations
    • National defense
    • Homeland security
    • Law enforcement
    • Weapons
    • Anti-terrorism
    • Public safety
    • Surveillance
    • Crime detection
    • Emergency response
    • Physical security systems
    • If more than 25% of your revenue comes from:
      • Federal government work
      • Military or defense operations
    • If more than 50% of your revenue comes from:
    • Equipment installation
    • Maintenance
    • Physical service work



    Restricted if you work in:

    • Ride-sharing platforms
    • Equipment sharing platforms
    • For-rent-by-owner platforms
    • Help-for-hire platforms
    • Delivery services
    • Banking or financial services
    • Cryptocurrency / blockchain / NFTs
    • Geospatial mapping / aerial photography
    • GPS systems
    • Gambling or gaming
    • Dating or sexually suggestive content
    • Violence-related content
    • Alcohol, marijuana, CBD
    • Tobacco / nicotine / e-cigarettes
    • Flammable or electrical products
    • Food-related services

    Our licensed, U.S.-based agents are here for you from 8 a.m. to 8 p.m. Eastern, Monday through Friday, so they can enjoy evenings and weekends with the people who matter most.