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Educators

Free resources to support and inspire your teaching. Find printables, templates, career and business development help, and tips for navigating coverage — all created by teachers and tutors, licensed insurance agents, and small business specialists from Insurance Canopy.

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Do Teachers Need Liability Insurance? [8 Reasons to Buy Your Own]

Most teachers should carry their own professional liability (errors & omissions) and general liability coverage, even if their district, school, or union provides some protection. Institutional policies may not cover […]

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Recent Articles

Teacher taking a selfie with his class of high school students in a classroom

Teachers vs Tutors Insurance: Understanding the Risks (& Why Both Need Protection)

If you’re an educator, you’ve probably heard one of these before: “Teachers are covered by...

A woman sits at a small table with three children who have workbooks open in front of them.

Do You Need Homeschool Co-Op Insurance? The Risks & Realities of Community-Based Learning

Starting or joining a homeschool co-op — or microschool — is an excellent opportunity to...

A female teacher stands in front of a classroom of late elementary school students with their hands raised.

From Classroom to Claim: Real-Life Examples of Teacher Insurance

If you’ve never needed it before, teacher insurance can feel like just another expense to...

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New Teacher Checklist: Legal, Financial, and Classroom Essentials

On my first day as...

Do Teachers Need Liability Insurance? [8 Reasons to Buy Your Own]

Most teachers should carry their...

Homeschool, Pod, & Online Teacher Insurance: Do You Really Need It?

The types of opportunities available...

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    Exclusions

    This policy is not designed to cover:

    • Industrial control engineers
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    •  Heavy equipment integrators

     

    Not available if you manage or control systems involving:

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    • Environmental systems
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    • If you build firmware or embedded software controlling industrial physical equipment.
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    • Weapons
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    • If more than 25% of your revenue comes from:
      • Federal government work
      • Military or defense operations
    • If more than 50% of your revenue comes from:
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    • Physical service work



    Restricted if you work in:

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    • Help-for-hire platforms
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    • GPS systems
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    • Tobacco / nicotine / e-cigarettes
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    • Food-related services

    Our licensed, U.S.-based agents are here for you from 8 a.m. to 8 p.m. Eastern, Monday through Friday, so they can enjoy evenings and weekends with the people who matter most.