How to Add Additional Insureds to Your Small Business Policy
An additional insured (AI) is a third party you can add to your policy. They’re covered by your liability insurance in the event of a claim that relates to your
An additional insured (AI) is a third party you can add to your policy. They’re covered by your liability insurance in the event of a claim that relates to your
You’ve just gotten your insurance policy, started reading through the fine print, but the words all seem to blur together. Terms you’ve never heard before, legal phrases that read like
You’re the “one-off hobbyist” — crafting, creating, or offering your skills here and there for fun. It’s not quite a business, but it could be more than a simple hobby.
💼 Protect your dreams: No unexpected costs = less stress for you. Liability insurance shields your business from claims, keeping your personal and business assets secure. 🚀 Unlock new opportunities:
You’re a dreamer, doer, or DIYer ready to make money doing what you love. Starting a side hustle gives you the freedom to become your own boss and create a
I’m too small to get sued. Nope. It’s easy to think your sole proprietorship could never face a lawsuit. But the truth is, you don’t need a storefront, employees on
An ACORD Certificate of Insurance (COI) is an official document that outlines key information about your insurance policy, including your coverage types, limits, additional insureds, and effective dates. An ACORD
Last Updated: 7/1/2025 Liquor liability coverage is an insurance policy designed to protect your business from the risks of selling, serving, and providing alcohol. This includes third-party property damage, bodily
Last Updated: 3/22/2024 If you are considering starting an alcohol-serving business, then you have probably spent some time looking at dram shop insurance. Insurance can be tricky, though, with all the
Last Updated: 6/14/2024 If you operate a business where you sell or serve alcohol, you need liquor liability insurance. That includes bartenders, caterers, party hosts, event coordinators, and anybody else
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Exclusions
This policy is not designed to cover:
Not available if you manage or control systems involving:
Restricted if you work in:
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