License (Insurance License)
What Is an Insurance License?
An insurance license is a state-issued authorization that allows an individual or business to legally sell, advise on, or negotiate insurance policies.
Why Do Insurance Licenses Matter?
Insurance licenses matter because they ensure your small business gets covered the right way. Licensed agents must meet state education, testing, and ethical standards, which help prevent fraud and misinformation. When you work with a licensed agent, you can trust they know their stuff — and they’ll help you find the coverage you need.
Insurance licenses are important because they:
- Ensure agents and agencies meet state laws and training requirements
- Protect you, the buyer, from fraud and unqualified sellers
- Guide you with accurate information and trustworthy recommendations
- Confirms your policy is sold through legitimate sources, so you feel confident about your coverage
Who Needs a Business Insurance License?
Anyone who sells, advises on, or earns a commission from insurance policies needs an insurance license issued through their state’s insurance commission. This includes agents, brokers, and agencies.
But you, as a customer, don’t need a license to buy coverage! Leave that to the professionals who guide you through the insurance buying process.
Can I Talk to a Licensed Agent at Insurance Canopy?
Absolutely! Every policy sold through Insurance Canopy is backed by licensed insurance professionals who understand small business coverage inside and out.
If you have questions, reach out to our customer service team, who are all licensed, non-commissioned agents whose only goal is to help you find the right protection for your business. Assistance is available in English and Spanish.
Don’t need to chat? Get pre-packaged insurance policies online in just a few clicks. Whichever way you prefer to get covered, Insurance Canopy keeps up with your business.
Related Terms
Get tailored coverage by selecting your industry below.