Dropped weights, racing hearts, pulled muscles, and more. Personal training is risky business.
You need protection — but with overwhelming policy options and some misinformation, who can you really trust and what do you really need?
Insurance Canopy and Insure Fitness Group are two major providers. So we’ve compared them to give you peace of mind that you’re choosing the best.
No one wants to pay more for lower limits. With Insurance Canopy, you get quality personal trainer insurance made for you — fast, easy, and affordable. When compared to Insure Fitness Group, we help you save an average of 18% a year for better coverage.
*Competitor rates and coverage gathered on 7/1/2024. Please read all policy documents for current coverage details.
**Insurance Canopy’s Personal & Advertising Injury limits are included with the General Liability limits. Nutritional Coaching limits are included with the Professional Liability limits.
We DO cover you when you teach in more than one location! Our coverage follows you whether you teach online, in the gym, at multiple studios, in a local community center, at clients’ homes, and more! If needed, you can add one Additional Insured to your plan for $15 a year, or go unlimited for $30 a year.
We CAN cover stolen equipment! It’s part of our optional Gear & Equipment Coverage. You can get up to $10,000 in coverage for stolen gear and equipment. This can include (but is not limited to) weights, a portable sound system, and filming gear for virtual training.
We DO have occurrence policies! It’s automatically included on all fitness plans. It can cover you for accidents that occur during your policy period. This means you can file a claim anytime, even after your coverage ends.**
Accidents happen, but they don’t have to be stressful. We want you to feel confident in your coverage, so we’ve partnered with a top-rated carrier that works hard to cover most claims you may commonly face as a trainer.
Insurance Canopy is proud to have a 4.9/5 star Google review rating.
What about the other guys?
Insure Fitness Google reviews come in at 4.7 / 5 stars. Still good, but not the best — and you deserve the best!
Thank you so much
Steve MonrealI needed a portable policy as a yoga instructor. I found this company in an online search. Called and got details from them, was quite surprised at how affordable... Read More
Jamie CalawayVery easy & quick experience. We got insurance in no time with no hassle. Thank you!
Robert EarnestI am glad I went with them. I needed a last minute policy to cover an event I was doing and they had exactly what I needed at a... Read More
Deloris Pachecogreat little company, with fair pricing, for entertainers who need occasional coverage. however, they have long hold times to speak to an agent, and their customer service left a little something... Read More
Gretje AngellWhat a lovely experience I had with Insurance Canopy! Easy and fast sign up, great policy, matches my needs as a self-employed business owner. Highly recommend!
Masha RusanovNeeded DJ insurance for Memorial Day weekend & was squared away within an hour for 2 events! Highly recommend
Jay SolisVery user friendly platform. Multiple options. Very good pricing. Needed liability insurance in order to secure a very good paying event for my solo tribute show. Was set up within... Read More
Michael RileyWould have 5 starts, but not right now. This is the first time I have ever had to pay for an additional insured ever in 20 year's. They either have... Read More
Anthony BurgessRepresentative Sarah was very helpful. Walked me through every step and not to mention the price even matched the service! Would recommend to any and everyone.
queenkiamVery easy to renew policy
Elyce NissinoffThey can help.you with the right Insurance you need, and the lowest price
Alvaro BaltazarProvides event insurance at a very reasonable price compared to other companies. Easy to purchase and provide proof of insurance.
David FoxAffordable for dance & yoga folk. Thumbs up!
Maia ClaireExtremely affordable event insurance and an easy to work with system and team that will advise you every step of the way!
Ishan Arvineverything is excellent
Radames MartinezI'm a new customer/policy holder. Super easy online application and policy setup. Very competitive rates. Certificate of insurance generated and received (PDF) immediately once method of payment established. Great service... Read More
Matthew TerryFor me, this application process was super efficient and easy to navigate on line. That goes a long way!
Holly MulderAffordable. Thank you.
Ana YoungI have not had any issues over the years with Insurance Canopy, with canceling and renewing, I have found the cost of coverage in line or better then some. I have... Read More
John CorkinsCanopy insurance has covered my DJ business for several years and I am totally satisfied with their services. Thank you DjVic🎧
DjVic Universal SoundsI have them for 3 years this year seems price went up . I have never had to use them for a claim so really couldn’t tell you about that!
Denice LapointeGreat for Event Insurance - most affordable
Gaby NobregaI was feeling overwhelmed with the specifications needed for my insurance coverage. I was offered friendly, quick and clear assistance. Through Canopy and Rey's help I was able to obtain... Read More
ESPIE QUINTEROTLJ's Mobile Mixology, LLC had been insured with Insurance Canopy since it's inception and we have no complaints.
Tenisha J.Knowledgeable, kind, attentive and professional. She helped me to feel comfortable, well taken good care of and get the service possible.
Ed LevittAs a Massage Therapist, I was not aware until a few years ago that I did not have to be part of an Organization to get my liability insurance! I... Read More
Kristie WilliamsThis insurance has helped me secure events with my corporate and local government clients. They have great customer service and are always willing to help.
Tony FelixRepresentative was clear & concise in explaining specifics of the policy. Cost of policy very reasonable.
John BI’m very happy with my purchase of liability insurance for a one-off event. I was even able to edit the policy after it had been issued with the help of... Read More
jay gedeon*Not currently available in Missouri.
**All customers who purchased a policy before 7/1/2024 will have a policy issued through Great American Insurance. This policy does not include occurrence form coverage and will be eligible to receive it after 7/1/2025.
Thank you so much
Steve MonrealVery easy & quick experience. We got insurance in no time with no hassle. Thank you!
Robert EarnestI needed a portable policy as a yoga instructor. I found this company in an online search. Called and got details from them, was quite surprised at how affordable... Read More
Jamie CalawayI am glad I went with them. I needed a last minute policy to cover an event I was doing and they had exactly what I needed at a... Read More
Deloris Pachecogreat little company, with fair pricing, for entertainers who need occasional coverage. however, they have long hold times to speak to an agent, and their customer service left a little something... Read More
Gretje AngellRepresentative Sarah was very helpful. Walked me through every step and not to mention the price even matched the service! Would recommend to any and everyone.
queenkiamWhat a lovely experience I had with Insurance Canopy! Easy and fast sign up, great policy, matches my needs as a self-employed business owner. Highly recommend!
Masha RusanovNeeded DJ insurance for Memorial Day weekend & was squared away within an hour for 2 events! Highly recommend
Jay SolisVery user friendly platform. Multiple options. Very good pricing. Needed liability insurance in order to secure a very good paying event for my solo tribute show. Was set up within... Read More
Michael RileyWould have 5 starts, but not right now. This is the first time I have ever had to pay for an additional insured ever in 20 year's. They either have... Read More
Anthony Burgess