Insurance Canopy logo

Insurance Canopy
vs.
Insure Fitness Group

Finding A Better Alternative To Insure Fitness Personal Trainer Insurance

running partners cross-country running together.

Dropped weights, racing hearts, pulled muscles, and more. Personal training is risky business.

You need protection — but with overwhelming policy options and some misinformation, who can you really trust and what do you really need?

Insurance Canopy and Insure Fitness Group are two major providers. So we’ve compared them to give you peace of mind that you’re choosing the best.

a personal trainer works hard in the gym.
an athlete leans against rings during a workout.

Just like the scale, we don't hide anything from you.

You deserve the chance to pick the policy that best suits your needs. Take a look at how we weigh in against the competition: Insure Fitness Group.
an athlete holds a deadlift in a gym.

Why pay more for less coverage?

No one wants to pay more for lower limits. With Insurance Canopy, you get quality personal trainer insurance made for you — fast, easy, and affordable. When compared to Insure Fitness Group, we help you save an average of 18% a year for better coverage.

Insure Fitness Group

$194 /year
  • General Liability: $1 mil / 3 mil
  • Professional Liability: $1 mil / $3 mil
  • Products & Completed Operations: $1 mil
  • Rental Damage Coverage: $100,000
  • Medical Expense Limit: Unavailable
  • Personal & Advertising Injury: $1 mil
  • Gear & Equipment Coverage: Up to $1,000
  • Cyber Liability Coverage (Identity Protection Plan): Up to $25,000
  • Nutritional Coaching: Unavailable

*Competitor rates and coverage gathered on 7/1/2024. Please read all policy documents for current coverage details.
**Insurance Canopy’s Personal & Advertising Injury limits are included with the General Liability limits. Nutritional Coaching limits are included with the Professional Liability limits.

You may have heard some rumors about us...

Finding information about insurance can be tricky, that’s why we believe in being as transparent as possible. We’re here to set the record straight about our coverage.

Myth

“Insurance Canopy does not cover students.”

Fact:

We DO cover students under our plan! What we don’t do is bait you with a low student rate just to raise your premiums later. We want to focus on the work you do as a professional since we know you’re on the path to becoming certified. This ensures you have the best coverage available, even as a student.

Myth

“You can’t be covered if you teach in more than one location.”

Fact:

We DO cover you when you teach in more than one location! Our coverage follows you whether you teach online, in the gym, at multiple studios, in a local community center, at clients’ homes, and more! If needed, you can add one Additional Insured to your plan for $15 a year, or go unlimited for $30 a year.

Myth

“Insurance Canopy does not cover stolen equipment.”

Fact:

We CAN cover stolen equipment! It’s part of our optional Gear & Equipment Coverage. You can get up to $10,000 in coverage for stolen gear and equipment. This can include (but is not limited to) weights, a portable sound system, and filming gear for virtual training.

Myth

“Insurance Canopy doesn’t have occurrence policies.”

Fact:

We DO have occurrence policies! It’s automatically included on all fitness plans. It can cover you for accidents that occur during your policy period. This means you can file a claim anytime, even after your coverage ends.**
a group of runners prepares for a daytime jog.

You know what they say, you can’t believe everything you read online!

Get Covered For Common Claims

Accidents happen, but they don’t have to be stressful. We want you to feel confident in your coverage, so we’ve partnered with a top-rated carrier that works hard to cover most claims you may commonly face as a trainer.

We want to keep things real with you, so we’re sharing some real life claims we covered for our customers.
Graphic outlining risks and costs associated with it. $61,045 - A trainer had to defend themselves in a law-suit for an incident they were not at fault for. $3,000 - Clients exercise band slipped and shattered a glass door. $217,814 - A client was injured on a weight machine during a workout. $5,789 - A student accidentally injured another person during a fitness class. $4,894 - Leg injury sustained during a workout with a personal trainer.
Graphic outlining risks and costs associated with it. $61,045 - A trainer had to defend themselves in a law-suit for an incident they were not at fault for. $3,000 - Clients exercise band slipped and shattered a glass door. $217,814 - A client was injured on a weight machine during a workout. $5,789 - A student accidentally injured another person during a fitness class. $4,894 - Leg injury sustained during a workout with a personal trainer.

Insurance Canopy Is Here For You

Take the power of protection into your own hands and enjoy the coverage thousands trust in each year.
a woman leads a kettlebell fitness class.
A man smiles at a friend in a fitness class.
An aerobic dance in session.
a fitness yoga in session.

We Walk The Walk & Talk The Talk

We wouldn’t claim we have good coverage if we didn’t have the reviews to prove it.

Insurance Canopy is proud to have a 4.9/5 star Google review rating. What about the other guys? Insure Fitness Google reviews come in at 4.7 / 5 stars. Still good, but not the best — and you deserve the best!

Don't just take our word for it, see what thousands of happy customers have to say about Insurance Canopy.

  • They provided clarity on the importance of insurance for a first time business owner in the cleaning space and provided clear insight next steps and options for coverage.

    Evergreen Multiservices Avatar Evergreen Multiservices
    February 2, 2026

    Extremely user friendly website, super affordable and very little time needed to apply.

    Carl Sari Avatar Carl Sari
    January 31, 2026

    Excellent company, Great service, the best!!!

    Claudina Adams Avatar Claudina Adams
    January 15, 2026
  • Super affordable insurance for a small business like myself super happy to be able to provide this to my customers really helps of landing more gigs

    Alex Avatar Alex
    January 5, 2026

    Really went the extra mile to find the appropriate coverage for my business.

    Daisy B Avatar Daisy B
    January 2, 2026

    Canopy provided escatly what I neede to book the gig, and at a very affordable price.. Thank You!

    Andy Anderson Avatar Andy Anderson
    December 22, 2025
  • Easy. Convenient. Trustworthy. Came thru in a moments notice

    Eddie K Avatar Eddie K
    December 19, 2025

    Affordable liability insurance for DJ's. Easy to set up and understand. I've been with them for several years and am happy with their service.

    Peter Flessas Avatar Peter Flessas
    December 14, 2025

    So easy to sign up. I hope I never have to use the insurance portion but most hotels require it for corporate gigs

    Yuri Gonzalez Avatar Yuri Gonzalez
    December 11, 2025
  • This company is great. They are very helpful and they have great prices for insurance options that cover what you need!

    Jacob Serrano Avatar Jacob Serrano
    December 6, 2025

    Great experience, quick and easy to understand with what I needed for my business. Highly recommend!

    FrankLynn Rae Avatar FrankLynn Rae
    October 28, 2025

    Very helpful customer service! Prompt, punctual, effective! No bots or long waits to get assistance.

    Maria Ciccone Avatar Maria Ciccone
    October 19, 2025
  • Canopy insurance has made affordable, band insurance needed for major venues. Thank you for your fast and easy service Stan Zizka's Del Satins

    stan zizka Avatar stan zizka
    October 5, 2025

    Getting a vendor policy was quick and fairly priced compared to other quotes.

    Kristine Fullerton Avatar Kristine Fullerton
    October 3, 2025

    Thank you so much

    Steve Monreal Avatar Steve Monreal
    July 11, 2025
  • I needed a portable policy as a yoga instructor. I found this company in an online search. Called and got details from them, was quite surprised at how affordable... Read More

    Jamie Calaway Avatar Jamie Calaway
    July 4, 2025

    Very easy & quick experience. We got insurance in no time with no hassle. Thank you!

    Robert Earnest Avatar Robert Earnest
    July 4, 2025

    I am glad I went with them. I needed a last minute policy to cover an event I was doing and they had exactly what I needed at a... Read More

    Deloris Pacheco Avatar Deloris Pacheco
    June 27, 2025
  • Very easy to renew policy

    Elyce Nissinoff Avatar Elyce Nissinoff
    June 18, 2025

    Representative Sarah was very helpful. Walked me through every step and not to mention the price even matched the service! Would recommend to any and everyone.

    queenkiam Avatar queenkiam
    June 18, 2025

    Would have 5 starts, but not right now. This is the first time I have ever had to pay for an additional insured ever in 20 year's. They either have... Read More

    Anthony Burgess Avatar Anthony Burgess
    June 18, 2025
  • Very user friendly platform. Multiple options. Very good pricing. Needed liability insurance in order to secure a very good paying event for my solo tribute show. Was set up within... Read More

    Michael Riley Avatar Michael Riley
    June 18, 2025

    Needed DJ insurance for Memorial Day weekend & was squared away within an hour for 2 events! Highly recommend

    Jay Solis Avatar Jay Solis
    June 18, 2025

    What a lovely experience I had with Insurance Canopy! Easy and fast sign up, great policy, matches my needs as a self-employed business owner. Highly recommend!

    Masha Rusanov Avatar Masha Rusanov
    June 18, 2025
  • great little company, with fair pricing, for entertainers who need occasional coverage. however, they have long hold times to speak to an agent, and their customer service left a little something... Read More

    Gretje Angell Avatar Gretje Angell
    June 18, 2025

    Provides event insurance at a very reasonable price compared to other companies. Easy to purchase and provide proof of insurance.

    David Fox Avatar David Fox
    May 18, 2025

    They can help.you with the right Insurance you need, and the lowest price

    Alvaro Baltazar Avatar Alvaro Baltazar
    May 18, 2025
  • everything is excellent

    Radames Martinez Avatar Radames Martinez
    May 18, 2025

    Extremely affordable event insurance and an easy to work with system and team that will advise you every step of the way!

    Ishan Arvin Avatar Ishan Arvin
    May 18, 2025

    Affordable for dance & yoga folk. Thumbs up!

    Maia Claire Avatar Maia Claire
    May 18, 2025

*Not currently available in Missouri.

**All customers who purchased a policy before 7/1/2024 will have a policy issued through Great American Insurance. This policy does not include occurrence form coverage and will be eligible to receive it after 7/1/2025.

  • They provided clarity on the importance of insurance for a first time business owner in the cleaning space and provided clear insight next steps and options for coverage.

    Evergreen Multiservices Avatar Evergreen Multiservices
    February 2, 2026
  • Extremely user friendly website, super affordable and very little time needed to apply.

    Carl Sari Avatar Carl Sari
    January 31, 2026
  • Excellent company, Great service, the best!!!

    Claudina Adams Avatar Claudina Adams
    January 15, 2026
  • Super affordable insurance for a small business like myself super happy to be able to provide this to my customers really helps of landing more gigs

    Alex Avatar Alex
    January 5, 2026
  • Really went the extra mile to find the appropriate coverage for my business.

    Daisy B Avatar Daisy B
    January 2, 2026
  • Canopy provided escatly what I neede to book the gig, and at a very affordable price.. Thank You!

    Andy Anderson Avatar Andy Anderson
    December 22, 2025
  • Easy. Convenient. Trustworthy. Came thru in a moments notice

    Eddie K Avatar Eddie K
    December 19, 2025
  • Affordable liability insurance for DJ's. Easy to set up and understand. I've been with them for several years and am happy with their service.

    Peter Flessas Avatar Peter Flessas
    December 14, 2025
  • So easy to sign up. I hope I never have to use the insurance portion but most hotels require it for corporate gigs

    Yuri Gonzalez Avatar Yuri Gonzalez
    December 11, 2025
  • This company is great. They are very helpful and they have great prices for insurance options that cover what you need!

    Jacob Serrano Avatar Jacob Serrano
    December 6, 2025

What kind of work do you do?

Search and select the closest match

    Our licensed, U.S.-based agents are here for you from 8 a.m. to 8 p.m. Eastern, Monday through Friday, so they can enjoy evenings and weekends with the people who matter most.