Insurance Canopy & Pet Groomer Insurance
Insurance Canopy provides affordable, five-star-rated Pet Grooming Insurance. We provide both general and professional liability insurance to cover the most common pet groomer claims. Insurance Canopy offers coverage at affordable prices so you can protect your pet grooming business and work with confidence knowing you have the needed coverage.
Our Partners
Get Additional Coverage
Insurance Canopy offers endorsements, or policy options, that can be added onto your base coverage. If you are a pet groomer that also provides overnight care for pets, there is an endorsement available to you. Other endorsements will be easy to add to your policy during checkout.
Benefit from Cyber Liability
We also offer a Cyber Liability Insurance coverage endorsement that can also be added onto your base coverage. Nearly 1 in 4 businesses has experienced a cybersecurity event. If your business collects or stores customer information–including names, addresses, and payment information–that information needs to be secured. Compromised or stolen customer information can put your business at risk of liability and this policy has coverage for those risks.
Purchase Easily
Insurance Canopy offers the ease of purchasing your policy online in 10 minutes or less. If you have any questions, you can chat with one of our licensed insurance agents, or if you’d prefer you can give us a call. We make it easy for you to sign up through Facebook or Google and also offer the option to set up an account with your email address to purchase your policy.
Coverage Details
General Liability Limits
The most your policy will pay in a 12 month policy period for bodily injury and property damage claims that you become legally obligated to pay due to your business services.
$2,000,000
The maximum amount your policy will pay in a 12-month period for bodily injury and property damage claims that result from the products you use to perform your services.
$2,000,000
The amount that your policy will pay for claims arising out of one or more of the following offenses:
- False arrest, detention or imprisonment
- Malicious prosecution
- Wrongful eviction or wrongful entry
- Oral or written publications that slander or libel a person or organization
- Oral or written publication or material that violates a person’s right of privacy
- The use of another’s advertising idea in your advertisement
$1,000,000
The maximum your policy will pay for a bodily injury or property damage claim that you become legally obligated to pay due to your business services.
$1,000,000
Applies to damage by fire to premises rented to the insured; also applies to damage regardless of cause to premises (including contents) occupied by the insured for 7 days or less.
$100,000
This provides coverage for medical expenses—regardless of who is at fault—for a client’s pet in your care, custody, or control.
$1,000 Each Occurrence
$5,000 Aggregate
This provides your pet business with coverage in the event that you are legally liable for injuries or damages sustained by an animal in your care, custody, or control.
$5,000 Each Occurrence
$10,000 Aggregate
If you were to lose the keys to a client’s residence, this coverage could help you manage the cost of installing new locks or having the building rekeyed.
$2,000 Each Occurrence
Additional limits
Additional Insured
$10 for the first one,
no additional charge after that
Coverage for Employees
$25 per Employee
Coverage for Independent Contractors
$50 per Contractor
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Animal Bailee
Covers expenses related to animal’s injuries or death–which you are legally liable for–while it is in your care, custody or control. The base policy provides $5,000 per occurrence and has a $10,000 aggregate limit. Higher limits are available if needed.
Policy Date & Cancellations
- Policy Date: Your policy coverage begins on the date that you set as the effective date. The policy effective date is set when you are purchasing your policy.
- Cancellations: You may cancel your Insurance Canopy policy at any time, but there is no money back guarantee on months that you have already paid for.
Proof of Insurance
We provide a badge of proof of insurance for each of our policyholders. This is so the policyholders can display their proof of insurance how they’d like–on their business cards, in their office, on their website, etc. This helps your clients trust you more and adds credibility to your business.
Questions About Pet Groomer Insurance
Pet grooming insurance covers claims related to the day-to-day operations of your pet grooming business. We know that as a trained professional, you do your best to keep your furry clients safe. However, unplanned incidents are bound to happen. Perhaps you are grooming a pet and they aren’t holding still and you accidentally cut their skin, causing them harm. You could be held responsible for any damage or harm done to the pet while it was in your care. Whatever the case, you’ll be glad that you’re insured. Protect your grooming business and work with peace of mind by having Pet Grooming Insurance from Insurance Canopy.
The Animal Bailee and Veterinary Expense Reimbursement work hand in hand. If the claim involves an accident, injury or sickness to one of the animals in your care, custody, or control, then the first coverage to respond will be the Vet Reimbursement. This means you will be insured up to $1,000 for this incident and there will be a $250 deductible.
If the cost of the claim exceeds the $1,000 per occurrence limit, then the Animal Bailee coverage will kick in. This would insure you up to $5,000 more for the incident, unless you’ve already paid to increase this limit to either the $10,000 or $15,000 per occurrence.
Whatever ends up getting paid out for the incident will be deducted from the aggregate limits on both of these coverages.
Being insured is an essential part of being a pet groomer. It’s an important component of your business to protect your financial assets if you were to be sued as a result of your business operations. You could be held liable for common slip-and-fall accidents, client injuries or illnesses, or damages arising from your pet grooming services. The legal costs alone from any of the above could put you out of business. With Insurance Canopy, you’ll be protected from common claims and have coverage in the case that something goes wrong.
Pet grooming insurance, which includes both general and professional liability insurance, starts at $178 per year.
Choosing the right insurance is critical.
Need additional information before making a decision?
Give our team a call today at 844.520.6993.
Pet Groomer Insurance
Annual Policy: Starting at $178 – Your business involves working closely with animals and people; let us help you work with confidence by insuring your small business. We understand the most common claims your business will face and we want to help you be protected. Let us be your professional resource to help your pet grooming business thrive.
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