Prep for the Worst With Help From the Best

Get liability insurance that makes the grade from Insurance Canopy

Rated 4.8 out of 5

Pop Quiz! Why Is Insurance Canopy the Best Choice for Educators Insurance?

With Insurance Canopy, you don’t have to choose between high-quality coverage, convenience, or affordability. Get a policy that goes above and beyond to protect you from the most common claims you could face.

See What You Can Save

One bad day can lead to thousands of dollars (or more) in claims. Liability insurance is there to save you from paying out of pocket for surprise expenses like these.

Student tripped over supplies on the floor in their music teacher’s studio and broke their arm. $21,493

Tutor couldn’t deliver the promised number of online sessions and was sued over a breach of contract. $25,000

Food served at a classroom party had an unlabeled allergen and a student had a severe reaction, leading their parents to sue. $32,500

stack of books with pencils

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Students got into a physical fight in their classroom while the teacher was briefly out of the room. $29,566

Corporate trainer accidentally disclosed confidential client information while teaching a course. $20,000

Sources: (AIM) (Hanover) Claim amounts are estimated based on additional internal knowledge and research. All policies have conditions, limitations, and exclusions. Please read the policy for exact verbiage. Claim scenario circumstances vary in nature and similar claims do not guarantee coverage.

Comprehensive Coverage at a Competitive Price

Liability insurance empowers educators like you to bring your best to every lesson. Select your specialty below to see pricing, coverage options, and customization options designed to safeguard your career.

Teachers

K-12, College, Music, Art, P.E., Substitute, and More

Tutors

Language, Art, Math, In/After School, Private, and More

Music Teachers

Private, In/After School, Group Lessons, and More

Corporate Trainers

Professional and General Liability for Corporate Trainers

Our Grades Are In (and We Didn’t Need to Curve Them)

Over 75,000 professionals, including teachers and tutors, trust Insurance Canopy for their coverage needs.

  • They provided clarity on the importance of insurance for a first time business owner in the cleaning space and provided clear insight next steps and options for coverage.

    Evergreen Multiservices Avatar Evergreen Multiservices
    February 2, 2026

    Extremely user friendly website, super affordable and very little time needed to apply.

    Carl Sari Avatar Carl Sari
    January 31, 2026

    Excellent company, Great service, the best!!!

    Claudina Adams Avatar Claudina Adams
    January 15, 2026
  • Super affordable insurance for a small business like myself super happy to be able to provide this to my customers really helps of landing more gigs

    Alex Avatar Alex
    January 5, 2026

    Really went the extra mile to find the appropriate coverage for my business.

    Daisy B Avatar Daisy B
    January 2, 2026

    Canopy provided escatly what I neede to book the gig, and at a very affordable price.. Thank You!

    Andy Anderson Avatar Andy Anderson
    December 22, 2025
  • Easy. Convenient. Trustworthy. Came thru in a moments notice

    Eddie K Avatar Eddie K
    December 19, 2025

    Affordable liability insurance for DJ's. Easy to set up and understand. I've been with them for several years and am happy with their service.

    Peter Flessas Avatar Peter Flessas
    December 14, 2025

    So easy to sign up. I hope I never have to use the insurance portion but most hotels require it for corporate gigs

    Yuri Gonzalez Avatar Yuri Gonzalez
    December 11, 2025
  • This company is great. They are very helpful and they have great prices for insurance options that cover what you need!

    Jacob Serrano Avatar Jacob Serrano
    December 6, 2025

    Great experience, quick and easy to understand with what I needed for my business. Highly recommend!

    FrankLynn Rae Avatar FrankLynn Rae
    October 28, 2025

    Very helpful customer service! Prompt, punctual, effective! No bots or long waits to get assistance.

    Maria Ciccone Avatar Maria Ciccone
    October 19, 2025
  • Canopy insurance has made affordable, band insurance needed for major venues. Thank you for your fast and easy service Stan Zizka's Del Satins

    stan zizka Avatar stan zizka
    October 5, 2025

    Getting a vendor policy was quick and fairly priced compared to other quotes.

    Kristine Fullerton Avatar Kristine Fullerton
    October 3, 2025

    Thank you so much

    Steve Monreal Avatar Steve Monreal
    July 11, 2025
  • I needed a portable policy as a yoga instructor. I found this company in an online search. Called and got details from them, was quite surprised at how affordable... Read More

    Jamie Calaway Avatar Jamie Calaway
    July 4, 2025

    Very easy & quick experience. We got insurance in no time with no hassle. Thank you!

    Robert Earnest Avatar Robert Earnest
    July 4, 2025

    I am glad I went with them. I needed a last minute policy to cover an event I was doing and they had exactly what I needed at a... Read More

    Deloris Pacheco Avatar Deloris Pacheco
    June 27, 2025
  • Very easy to renew policy

    Elyce Nissinoff Avatar Elyce Nissinoff
    June 18, 2025

    Representative Sarah was very helpful. Walked me through every step and not to mention the price even matched the service! Would recommend to any and everyone.

    queenkiam Avatar queenkiam
    June 18, 2025

    Would have 5 starts, but not right now. This is the first time I have ever had to pay for an additional insured ever in 20 year's. They either have... Read More

    Anthony Burgess Avatar Anthony Burgess
    June 18, 2025
  • Very user friendly platform. Multiple options. Very good pricing. Needed liability insurance in order to secure a very good paying event for my solo tribute show. Was set up within... Read More

    Michael Riley Avatar Michael Riley
    June 18, 2025

    Needed DJ insurance for Memorial Day weekend & was squared away within an hour for 2 events! Highly recommend

    Jay Solis Avatar Jay Solis
    June 18, 2025

    What a lovely experience I had with Insurance Canopy! Easy and fast sign up, great policy, matches my needs as a self-employed business owner. Highly recommend!

    Masha Rusanov Avatar Masha Rusanov
    June 18, 2025
  • great little company, with fair pricing, for entertainers who need occasional coverage. however, they have long hold times to speak to an agent, and their customer service left a little something... Read More

    Gretje Angell Avatar Gretje Angell
    June 18, 2025

    Provides event insurance at a very reasonable price compared to other companies. Easy to purchase and provide proof of insurance.

    David Fox Avatar David Fox
    May 18, 2025

    They can help.you with the right Insurance you need, and the lowest price

    Alvaro Baltazar Avatar Alvaro Baltazar
    May 18, 2025
  • everything is excellent

    Radames Martinez Avatar Radames Martinez
    May 18, 2025

    Extremely affordable event insurance and an easy to work with system and team that will advise you every step of the way!

    Ishan Arvin Avatar Ishan Arvin
    May 18, 2025

    Affordable for dance & yoga folk. Thumbs up!

    Maia Claire Avatar Maia Claire
    May 18, 2025
  • They provided clarity on the importance of insurance for a first time business owner in the cleaning space and provided clear insight next steps and options for coverage.

    Evergreen Multiservices Avatar Evergreen Multiservices
    February 2, 2026
  • Extremely user friendly website, super affordable and very little time needed to apply.

    Carl Sari Avatar Carl Sari
    January 31, 2026
  • Excellent company, Great service, the best!!!

    Claudina Adams Avatar Claudina Adams
    January 15, 2026
  • Super affordable insurance for a small business like myself super happy to be able to provide this to my customers really helps of landing more gigs

    Alex Avatar Alex
    January 5, 2026
  • Really went the extra mile to find the appropriate coverage for my business.

    Daisy B Avatar Daisy B
    January 2, 2026
  • Canopy provided escatly what I neede to book the gig, and at a very affordable price.. Thank You!

    Andy Anderson Avatar Andy Anderson
    December 22, 2025
  • Easy. Convenient. Trustworthy. Came thru in a moments notice

    Eddie K Avatar Eddie K
    December 19, 2025
  • Affordable liability insurance for DJ's. Easy to set up and understand. I've been with them for several years and am happy with their service.

    Peter Flessas Avatar Peter Flessas
    December 14, 2025
  • So easy to sign up. I hope I never have to use the insurance portion but most hotels require it for corporate gigs

    Yuri Gonzalez Avatar Yuri Gonzalez
    December 11, 2025
  • This company is great. They are very helpful and they have great prices for insurance options that cover what you need!

    Jacob Serrano Avatar Jacob Serrano
    December 6, 2025

Be ready for the “uh-oh” moments with coverage you can rely on.

What kind of work do you do?

Search and select the closest match

    Exclusions

    This policy is not designed to cover:

    • Industrial control engineers
    • Defense contractors
    • Medical software companies
    • Crypto exchanges
    • Gambling platforms
    • Physical security system installers
    •  Heavy equipment integrators

     

    Not available if you manage or control systems involving:

    • Pressure or ventilation systems
    • Fire suppression or explosives
    • Hazardous materials
    • Radiation or pharmaceuticals
    • Water supply or waste management
    • Energy, fuel, mining, construction
    • Environmental systems
    • Aircraft, drones, spacecraft
    • Watercraft, trains, automobiles, motorcycles
    • If you build firmware or embedded software controlling industrial physical equipment.
    • If you support:
    • Military operations
    • National defense
    • Homeland security
    • Law enforcement
    • Weapons
    • Anti-terrorism
    • Public safety
    • Surveillance
    • Crime detection
    • Emergency response
    • Physical security systems
    • If more than 25% of your revenue comes from:
      • Federal government work
      • Military or defense operations
    • If more than 50% of your revenue comes from:
    • Equipment installation
    • Maintenance
    • Physical service work



    Restricted if you work in:

    • Ride-sharing platforms
    • Equipment sharing platforms
    • For-rent-by-owner platforms
    • Help-for-hire platforms
    • Delivery services
    • Banking or financial services
    • Cryptocurrency / blockchain / NFTs
    • Geospatial mapping / aerial photography
    • GPS systems
    • Gambling or gaming
    • Dating or sexually suggestive content
    • Violence-related content
    • Alcohol, marijuana, CBD
    • Tobacco / nicotine / e-cigarettes
    • Flammable or electrical products
    • Food-related services

    Our licensed, U.S.-based agents are here for you from 8 a.m. to 8 p.m. Eastern, Monday through Friday, so they can enjoy evenings and weekends with the people who matter most.