Why Does My Vendor Require Product Liability Insurance?
As you grow your business, part of your new sales strategy may include
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Protect Your Business WIth Ecommerce Insurance Today
With a custom ecommerce business insurance policy from Insurance Canopy, you can confidently shield your online business from financial disasters, keep your reputation sparkling, and manage supply chain risks with ease. Wherever you choose to sell, focus on what you do best, and let us handle the rest!
Apply for a free quote online in minutes and work with an agent to customize your coverage.
Our marketplace-approved policies help you easily meet or exceed insurance requirements.
Lower or eliminate the cost of a claim, like medical bills, legal fees, lost wages, repairs, and more.
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Ecommerce liability insurance helps online sellers safeguard their business and pay for claims caused by the products they sell and their day-to-day operations. It protects those who wholesale, resell, or private label products on e-commerce websites such as eBay, Etsy, and Amazon.
Our occurrence-based policies include product liability insurance, general liability insurance, personal and advertising injury, damage to rented premises coverage, and a medical expense limit — plus the option to add additional coverages like errors and omissions, product recall insurance, and excess liability limits.
Yes! If a product sold online causes bodily injuries or property damage, the seller, importer, distributor, and manufacturer could all be named in a claim.
Accidents commonly happen due to manufacturing defects, mislabeling, or failure to provide warnings. Without the right insurance, you could be footing the bill for a lawsuit or a product recall.
Many online marketplaces now require sellers to carry their own online retail business insurance. Some sites even exclude themselves from being held responsible for liability claims leaving you to pay for costly claims on your own.
Insurance Canopy closes the coverage gap left by others, so you can confidently meet insurance requirements, pay for claims, and operate your online business with the protection you deserve.
Currently, over 50% of Insurance Canopy customers pay $1,400 or less in annual premiums. But each ecommerce product insurance policy is tailored specifically to your product and business — meaning no two policies are the same, so you only pay for the coverages you need.
The cost of your ecommerce liability insurance is based on:
Thank you so much
Steve MonrealI needed a portable policy as a yoga instructor. I found this company in an online search. Called and got details from them, was quite surprised at how affordable... Read More
Jamie CalawayVery easy & quick experience. We got insurance in no time with no hassle. Thank you!
Robert EarnestI am glad I went with them. I needed a last minute policy to cover an event I was doing and they had exactly what I needed at a... Read More
Deloris Pachecogreat little company, with fair pricing, for entertainers who need occasional coverage. however, they have long hold times to speak to an agent, and their customer service left a little something... Read More
Gretje AngellWhat a lovely experience I had with Insurance Canopy! Easy and fast sign up, great policy, matches my needs as a self-employed business owner. Highly recommend!
Masha RusanovNeeded DJ insurance for Memorial Day weekend & was squared away within an hour for 2 events! Highly recommend
Jay SolisVery user friendly platform. Multiple options. Very good pricing. Needed liability insurance in order to secure a very good paying event for my solo tribute show. Was set up within... Read More
Michael RileyWould have 5 starts, but not right now. This is the first time I have ever had to pay for an additional insured ever in 20 year's. They either have... Read More
Anthony BurgessRepresentative Sarah was very helpful. Walked me through every step and not to mention the price even matched the service! Would recommend to any and everyone.
queenkiamVery easy to renew policy
Elyce NissinoffThey can help.you with the right Insurance you need, and the lowest price
Alvaro BaltazarProvides event insurance at a very reasonable price compared to other companies. Easy to purchase and provide proof of insurance.
David FoxAffordable for dance & yoga folk. Thumbs up!
Maia ClaireExtremely affordable event insurance and an easy to work with system and team that will advise you every step of the way!
Ishan Arvineverything is excellent
Radames MartinezI'm a new customer/policy holder. Super easy online application and policy setup. Very competitive rates. Certificate of insurance generated and received (PDF) immediately once method of payment established. Great service... Read More
Matthew TerryFor me, this application process was super efficient and easy to navigate on line. That goes a long way!
Holly MulderAffordable. Thank you.
Ana YoungI have not had any issues over the years with Insurance Canopy, with canceling and renewing, I have found the cost of coverage in line or better then some. I have... Read More
John CorkinsCanopy insurance has covered my DJ business for several years and I am totally satisfied with their services. Thank you DjVic🎧
DjVic Universal SoundsI have them for 3 years this year seems price went up . I have never had to use them for a claim so really couldn’t tell you about that!
Denice LapointeGreat for Event Insurance - most affordable
Gaby NobregaI was feeling overwhelmed with the specifications needed for my insurance coverage. I was offered friendly, quick and clear assistance. Through Canopy and Rey's help I was able to obtain... Read More
ESPIE QUINTEROTLJ's Mobile Mixology, LLC had been insured with Insurance Canopy since it's inception and we have no complaints.
Tenisha J.Knowledgeable, kind, attentive and professional. She helped me to feel comfortable, well taken good care of and get the service possible.
Ed LevittAs a Massage Therapist, I was not aware until a few years ago that I did not have to be part of an Organization to get my liability insurance! I... Read More
Kristie WilliamsThis insurance has helped me secure events with my corporate and local government clients. They have great customer service and are always willing to help.
Tony FelixRepresentative was clear & concise in explaining specifics of the policy. Cost of policy very reasonable.
John BI’m very happy with my purchase of liability insurance for a one-off event. I was even able to edit the policy after it had been issued with the help of... Read More
jay gedeonThank you so much
Steve MonrealVery easy & quick experience. We got insurance in no time with no hassle. Thank you!
Robert EarnestI needed a portable policy as a yoga instructor. I found this company in an online search. Called and got details from them, was quite surprised at how affordable... Read More
Jamie CalawayI am glad I went with them. I needed a last minute policy to cover an event I was doing and they had exactly what I needed at a... Read More
Deloris Pachecogreat little company, with fair pricing, for entertainers who need occasional coverage. however, they have long hold times to speak to an agent, and their customer service left a little something... Read More
Gretje AngellRepresentative Sarah was very helpful. Walked me through every step and not to mention the price even matched the service! Would recommend to any and everyone.
queenkiamWhat a lovely experience I had with Insurance Canopy! Easy and fast sign up, great policy, matches my needs as a self-employed business owner. Highly recommend!
Masha RusanovNeeded DJ insurance for Memorial Day weekend & was squared away within an hour for 2 events! Highly recommend
Jay SolisVery user friendly platform. Multiple options. Very good pricing. Needed liability insurance in order to secure a very good paying event for my solo tribute show. Was set up within... Read More
Michael RileyWould have 5 starts, but not right now. This is the first time I have ever had to pay for an additional insured ever in 20 year's. They either have... Read More
Anthony Burgess$2,000,000*
The amount that your policy will pay for claims arising out of one or more of the following offenses:
– False arrest, detention, or imprisonment
– Malicious prosecution
– Wrongful Eviction or Wrongful Entry
– Oral or written publications that slander or libels a person or organization
– Oral or written publication or material that violates a person’s right of privacy
– The use of another’s advertising idea in your advertisement
$1,000,000
$1,000,000*
$300,000
$5,000
$2,500
Additional Coverage
Workers Compensation
$500,000 or $1,000,000
You need the following insurance for an ecommerce store or online shop:
These liability insurances cover your business for risks like customer injuries, property damage, claims related to the products you sell, data breaches, online threats, errors and omissions, and failure to meet contractual obligations.
Yes, ecommerce businesses need cyber liability insurance to cover financial losses due to data breaches, cyberattacks, and other online threats. It can also cover costs related to legal fees, customer notifications, and recovery efforts.
With the increasing risks of cybercrime, having cyber liability insurance is essential to protecting your business and maintaining customer trust.
Online retailer insurance covers costs for first and third-party claims related to your business operations, services, and products. Your insurance policy helps cover you for:
Yes, it’s wise to have insurance for a dropshipping business to protect you from potential product liability claims.
Since you don’t physically maintain your inventory, you may not be aware of hazards or defects. Online store insurance would help lower or eliminate the cost of a claim for accidental product injuries or damages.
Even though you don’t produce the products you sell, you’re still liable for accidents because you are the seller. Insurance helps mitigate liability claims, allowing you to grow your business online confidently.
Ecommerce business insurance is a financial safety net for your business if your products or business operations cause harm or damage to customers. It ensures your business can recover and continue operating smoothly by helping you pay for claims.
When an incident like a customer injury occurs, you can file a claim with us online. Our team will review your claim and send it to an insurance adjuster. If approved, you will have help paying for related costs, like legal fees, settlements, and damages.
Grow your online business – Get into the online markets you need to sell products and grow your business with product liability insurance.
As you grow your business, part of your new sales strategy may include
As an Amazon seller, you are responsible for the safety of any products
Selling on Amazon is no easy task. You have to know all of
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