Balloon Artist Insurance
Protect every twist and turn you make with balloon artist insurance from Insurance Canopy!
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Instant Proof Of Insurance
Most venues and events require proof of insurance before hiring you. With our balloon art insurance, you can get your Certificate of Insurance (COI) faster than it takes to whip up a balloon dog.
Short & Long-Term Coverage
Whether you’re twisting balloons for a weekend festival or you have gigs booked all year long, we have coverage that meets your needs and budget.
Public and Private Event Protection
Insurance for balloon decorators covers you for every occasion, including school events, birthday parties, and corporate festivities.
Balloon Artist Liability Insurance
Birthday parties and fairs can take unexpected twists when accidents lead to costly claims, legal troubles, and unhappy clients. We designed liability insurance for balloonists to cover these mishaps so you’re not stuck paying out of pocket.
What Is Balloon Artist Insurance?
Balloon artist insurance is general liability coverage that covers third-party claims related to your business, including:
- Bodily injury: Someone trips over your equipment, injures themselves, and expects you to pay their medical bills
- Property damage: Your gear damages a piece of furniture at a kid’s birthday party and the parents sue you for property damage
- Personal and advertising injury: A client sues you because you can’t make all of the balloon animals featured in your advertising
Think of balloon artist insurance as a safety net — you may not think you need it now, but you’ll be glad it’s there when you do!
Do I Need Balloon Twister Insurance?
Yes, you need balloonist insurance to operate a safe and compliant business. Many event coordinators and venue owners require proof of insurance before booking you. This ensures that both you and your partners have financial protection from liability claims.
This coverage also keeps you from paying out of pocket in the event of an accident.
For example, a party guest knocks over a helium tank and it falls on their foot, breaking several toes. They sue you for their medical bills and lost wages. Your insurance can cover some or all of these expenses.
How Much Does Balloon Artist Insurance Cost?
Insurance Canopy’s balloon artist insurance starts at $18.50 per month for an annual policy — which is ideal if you have gigs all year long. The final price can vary based on your income and if you pick any of our optional add-on coverages:
- Gear and Equipment coverage, aka Inland Marine Insurance
- Cyber liability insurance
- Excess liability
Looking for short-term coverage? Get a three-day policy starting at $59!
Coverage Details Limits
Included
General Liability Aggregate Limit
$2,000,000
Products – Completed Operations Aggregate Limit
$2,000,000
Personal and Advertising Injury Limit
$1,000,000
General Each Occurrence Limit
$1,000,000
Damage to Premises Rented to You Limit (Any One Premises)
$300,000
Medical Expense Limit
$5,000
Unlimited Additional Insureds
$10 for Annual and Event
Additional Limits (Annual Only)
Equipment and Gear Coverage
$2,000 policy year
+$7.50/month
$5,000 policy year
+$15/month
Deductible
$250
Excess Liability Coverage ($1,000,000)
+$29.17/month
Cyber Liability Coverage ($100,000)
+$8.25/month
Policy Pricing
Annual Policy – 365 Days Covered
From $18.50/month
Event Policy – 1-3 Days Covered
From $59 per event
Balloon Artist Liability Insurance
Getting high-quality balloon artist insurance from Insurance Canopy gives the ultimate peace of mind so you can keep wowing crowds at every gig!
FAQs About Insurance for Balloon Decorators
Can I Get Balloon Artist Event Insurance?
Yes! You can get a short-term policy for just $59 if you only need coverage for a single show, festival, or fair. Our event insurance for balloon artists covers up to three days, so you have time to set up, perform, and pack up.
Does Balloon Artist Insurance Cover My Props and Supplies?
You can protect your balloons, pumps, and ribbons by adding Gear and Equipment coverage to your annual policy. This option can mitigate or even eliminate repair or replacement costs if your gear is damaged or stolen during gigs.
What Are Some Claims Examples Balloon Artists Face?
Your ads promise a special discount. You forgot to apply the discount, and a client sues you for false advertising.
While transporting your helium tank to a venue, you bump into a wall and leave a massive hole. The venue owner expects you to cover the property damage costs.
Your balloon pops and leaves a mark on a child’s face, resulting in an urgent care visit. The parents send you the medical bill.
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