Performers Insurance
Showstopping insurance for performers and entertainers
Annual and Event Policies available
4.9/5 on
Why Choose Insurance Canopy for Performers Insurance?
Fast, flexible, and affordable — Insurance Canopy provides highly rated, comprehensive, and customizable liability insurance for performers like you, whether you need coverage today, tomorrow, or all year long.
What Is Performers Liability Insurance?
Performers insurance is designed to protect you from claims that occur during or as a result of your performance or business operations. It acts as a financial safety net in the event of accidents, injuries, or property damage incidents involving your audience, customers, and venues.
For example, you accidentally scuff up the flooring at a venue with your specialty clown shoes or put a dent in the wall with an amp while setting up for a music gig. Or an audience member breaks a wrist after tripping over one of your improperly secured extension cords.
Plus, most venues and events require proof of liability insurance with them listed as an additional insured on your policy in case something goes awry during your set.
Who Is Specialty Performers Insurance For?
Find your specialty below!
Actors (Individual)
As an individual actor (not as part of a theater production or movie set), you're likely performing a show at an event or festival. Did you know most events require you to carry liability insurance to cover accidents and damages?
Balloon Artists
Balloon artist insurance can provide you with a financial safety net in case that balloon pops and you get hit with a claim. Take your show on the road without worrying about accidents or lawsuits with our best performer and entertainer insurance.
Bands
Liability claims can be costly, don’t let finances break up your band. Have the right coverage in place to make entertaining the only thing on your mind.
Caricature Artists
You might not think drawing exaggerated portraits for clients could come with liability claims, but many venues and events require caricature artists to carry liability insurance to work with them. Show them you see the full picture with Insurance Canopy.
Chalk Artists
While chalk is a dangerously good time, it doesn’t seem like the riskiest business. But, if you’re looking to participate in events throughout the year, most events require you to have your own liability insurance first. Get backed by the most affordable insurance around to keep on drawing.
Clowns
You bring audiences laughter, joy, and entertainment. Don't let a liability claim from your big feet get in the way of your clowning around. Get protected with the most affordable clown insurance to keep everyone smiling.
Contortionists
You’re an expert at making your body fit into tight spaces, but contorting your wallet to pay for liability claims isn’t something you’ve trained for. Our top-rated insurance lets you keep the feats of unexpected flexibility out of your finances.
Comedians
It may seem unnecessary to carry performer and entertainer insurance as a comedian, but did you know some comedy clubs require it? Whether you tour or do local events, potential liabilities can interfere with your business revenue. Let us worry about the risks so you can focus on the jokes.
Dancers (Individual)
Your art is poetry in motion. Don’t let accidents or mishaps ruin your rhythm. Insurance protects you if you damage props or equipment during the performance or accidentally injure a member of the audience.
DJ's
Maybe music is your passion, maybe it’s the art of performing for crowds, but it probably isn’t dealing with insurance claims. Good news for you: we provide entertainers insurance that protects you. Let us take that off your plate, or should we say turntable?
Drag Queens
You’re a star, with your glamorous hairdos, iconic looks, and signature moves. Ensure your audience keeps singing your praises by getting liability coverage for accidents and other unfortunate events that can result in liability claims or lawsuits.
Emcee/Master of Ceremonies
Emcees bring the energy. You set the tone for the rest of the show, engaging your audience every step of the way. What happens if the audience gets too excited and someone gets injured? Our liability insurance protects you from claims stemming from your performance.
Fairytale Characters
Don’t let villains ruin your audience’s fairytale ending. All it takes is one child getting too excited and hurting themselves before a claim has your pockets locked away in a tower. Escape from the risks of claims with liability insurance from Insurance Canopy.
Impersonators
Performing live means you never know what will happen next! Let us be your source for performers insurance in case you need coverage for a series of unfortunate events.
Interactive Drumming
You bring drumming to life with greater audience participation. That comes with greater risks as your audience has more opportunity to injure themselves during your performance. Get peace of mind with liability insurance coverage.
Jugglers
Pro jugglers know that one wrong slip can throw off a whole show. Without insurance, one claim can do the same to your business, so let us juggle the claims while you worry about putting on a good show!
Magicians
While the audience focuses on your illusions, who watches your back in case of accidents? Claims can pop up when you least expect them, so protect your business with entertainer insurance!
Mimes
Your props may be an illusion, but claims are very real! Our mime insurance policy is designed to protect against claims related to injuries to your audience, damages to event spaces, and more. Let our liability insurance be your solution.
Musicians (Individual)
While you might perform solo on stage, it doesn’t mean you need to be solo in your business. We’re here to support you in the event of accidents, property damage, and other incidents while you’re on stage! We can even help you protect your instruments.
Party Princesses
Don’t let accidents, mishaps, or claims turn you from a party princess into a party pooper. Protect yourself and your business with performers liability insurance.
Pianists
A master of the ivories, you conjure melodies with effortless grace. Don’t let accidents and mishaps knock you out of tune. Get performers insurance today so you can stay focused on the music.
Puppeteers
Don’t let accidents tangle you up in liability claims and lawsuits! Carry puppeteer insurance designed to protect you, your business, and your puppets.
Reenactors
Most venues require you to carry liability insurance before allowing you to participate in events on their property. Get performers insurance today so you can focus on tomorrow’s portrayals of years long gone.
Roller Skaters
Performing tricks while on roller skates is no easy feat. Let us watch your back in case of accidents and other unforeseen mishaps.
Santas
Don’t let fear or anxiety over potential liability claims damper your holiday cheer! Be prepared for whatever the weather blows your way with professional Santa insurance.
Story Tellers & Poets
Claims can cost you big
Get protected from claims with
Insurance today
Stilt Walkers
Keep walking tall with supportive performers liability insurance designed to make sure you and your act stay protected from costly claims in case of accidents.
Street Performers/Buskers
Many cities require you to carry liability insurance to perform in public spaces like parks, sidewalks, and streets. Secure your earnings, protect yourself from the financial cost of claims, and stay ahead of the game with performance liability insurance from Insurance Canopy.
Trick Ropers
Don’t get tied up due to tricky liability claims that can cost you even more than a rawhide Riata.
Trivia Hosts
Today’s bonus category is liability insurance. Who covers the costs if someone trips over your equipment and gets hurt, or your equipment damages the venue space? The correct answer is You! If you don’t have performers liability insurance. Get protected today.
Unicyclists
Staying balanced while performing tricks for your audience requires enough attention. Don’t let liability claims distract you with professional performers insurance.
Ventriloquists
You can give your voice to your dummies, but not your financial responsibilities. Don’t let accidents or other mishaps silence your act with expensive claims or lawsuits.
Yodelers
Did you know some venues require you to have entertainer insurance? Some may even ask to be listed as an additional insured on your policy. That’s no trouble with our performers liability insurance policies.
Performers Liability Insurance - Annual and Event Policies
You have options with Insurance Canopy. If you only book one or two gigs a year, single-event policies meet most venue requirements and provide coverage for up to three days.
For growing performers or those with three or more shows a year, an annual policy provides more cost-efficient coverage with protection for unlimited gigs over a 365-day period. Plus, annual policies allow you to opt-in to key additional coverages like Gear and Equipment Coverage (also known as inland marine) or Cyber Liability Coverage.
Coverage Details Limits
Included
General Liability Aggregate Limit
$2,000,000
Products – Completed Operations Aggregate Limit
$2,000,000
Personal and Advertising Injury Limit
$1,000,000
General Each Occurrence Limit
$1,000,000
Damage to Premises Rented to You Limit (Any One Premises)
$300,000
Medical Expense Limit
$5,000
Unlimited Additional Insureds
$10 for Annual and Event
Additional Limits (Annual Only)
Equipment and Gear Coverage
$2,000 policy year
+$7.50/month
$5,000 policy year
+$15/month
Deductible
$250
Excess Liability Coverage ($1,000,000)
+$29.17/month
Cyber Liability Coverage ($100,000)
+$8.25/month
Policy Pricing
Annual Policy – 365 Days Covered
From $18.50/month
Event Policy – 1-3 Days Covered
From $59 per event
Still doing your research?
Have a question for us?
Common Risks Performers Face
Liability insurance isn’t just for bartenders and fire-breathers. Risks exist wherever there are other people — even a small town cafe with a crowd of five or an annual charity fundraiser with 100 guests coming and going.
Here are just a few examples of potential risks that could financially disrupt your act:
- Someone spills their drink on your speakers or laptop during your set
- A person trips over your electrical cord, falls, and sues you to cover their medical bills
- You accidentally cause damage to a venue where you’re performing
- A tree falls and crushes your equipment during an outdoor performance
- Another local artist accuses you of stealing their advertising ideas
What Types of Coverage Are Included in Performer Insurance?
Both Event and Annual Performer Policies include:
- General Liability: Coverage for injuries and damages done to those other than you, like audience members and event spaces
- Personal and Advertising Injury: Coverage for copyright infringement, libel, and slander claims
- Damage to Premises Rented to You: Coverage for damage to rented spaces like venues, recording studios, and similar places
- Medical Expense Limit: Coverage for medical injuries, regardless of who is at fault
We also provide optional add-ons for annual policies, such as equipment and gear coverage, cyber liability insurance, and the ability to add additional insureds for a nominal fee.
Additional Optional Coverages (Annual Policies Only):
- Equipment and Gear Coverage: Coverage for equipment damaged or stolen during or traveling to an event
- Cyber Liability Coverage: Coverage for cybercrimes and data breaches if you store client information online
- Additional Insureds (AIs): Extends your coverage to specific others, primarily venue owners and event coordinators
Cost of Annual Insurance for Performers
Annual policies start at just $18.50 per month or $199 per year and include comprehensive general liability coverage. You can add optional coverages for equipment and gear (from $7.50/month), excess liability (+$29.17/month), and cyber liability (+$8.25/month).
Gear and equipment coverage helps you repair or replace damaged or stolen equipment. With an annual policy, you can choose either:
- $2,000 of coverage per policy year (+$7.50/month) OR
- $5,000 of coverage per policy year (+$15/month)
Cost of Event Insurance for Performers
Event performer insurance policies start at $59 for up to three days of coverage and include general liability, personal and advertising injury, products/completed operations, damage to premises rented to you, and a medical expense limit.
Event policies do not qualify for add-on coverages.
Questions About Performer Insurance
Absolutely! Performers need insurance to show business or event owners proof when setting up gigs. Insurance also proves that you’re protected if unexpected risks arise during your event.
Additional insureds are venue owners or event coordinators who request that you add them to your policy as a precaution in case they’re named alongside you in a lawsuit. This is a standard practice in many industries.
If someone trips and injures themselves during your show, they could sue you and the venue to pay for their medical bills. Your specialty performers insurance policy can mitigate or even eliminate costs so your additional insureds are not held financially liable.
Performers insurance covers claims involving:
- Third-party damages or injuries, meaning injury or damage done to someone other than you (like an audience member or event space)
- Damage done to a rented space or a performance space not owned by you (like a recording studio)
- Non-physical injuries to others (like copyright infringement or defamation claims)
When you choose an annual policy, you can add this coverage to protect your equipment at any time!
Get a quote today
Why Choose Insurance Canopy?
We want you to have a long and successful career! Insurance Canopy has reliable performer liability insurance you can apply for in 10 minutes or less online.
- Apply online in 10 minutes or less
- Get immediate, same-day coverage
- Get instant access to your policy
- Receive A+ rated coverage
- Access your online dashboard 24/7 to make changes to your policy, download your certificate of insurance, or add additional insureds
If you have questions or need additional assistance, our customer service team can help. All agents are licensed, non-commissioned agents ready to help you find the right coverage for your business. Contact us online or call our U.S.-based English and Spanish-speaking customer service line at (844) 520-6993 Mondays-Fridays 8 am to 8 pm EST (excluding holidays).
Read Reviews From Real Insurance Canopy Policyholders
Here's what some of our 14,700+ customers have to say about their experience.
-
TLJ's Mobile Mixology, LLC had been insured with Insurance Canopy since it's inception and we have no complaints.
Tenisha J.
February 4, 2025Knowledgeable, kind, attentive and professional. She helped me to feel comfortable, well taken good care of and get the service possible.
Ed Levitt
February 3, 2025As a Massage Therapist, I was not aware until a few years ago that I did not have to be part of an Organization to get my liability insurance! I... Read More
Kristie Williams
January 30, 2025 -
This insurance has helped me secure events with my corporate and local government clients. They have great customer service and are always willing to help.
Tony Felix
January 23, 2025Representative was clear & concise in explaining specifics of the policy. Cost of policy very reasonable.
John B
January 16, 2025I’m very happy with my purchase of liability insurance for a one-off event. I was even able to edit the policy after it had been issued with the help of... Read More
jay gedeon
January 6, 2025 -
Super easy to use and great service; I had a little error from my part and needed to correct it customer service was super helpful they guided me through the... Read More
Ana Zavala
January 6, 2025I needed some liability insurance for my business. The team at Insurance Canopy had great recommendations and the insurance was reasonable for the coverage. Web site and process... Read More
Susan Tedesco
January 6, 2025Great coverage, excellent price, terrific customer service. I checked out a lot of different carriers and they had the best reputation and coverage. Since most venues require insurance, it was... Read More
Steve Bryant
January 6, 2025 -
Was waiting for two other insurance companies to get back to me for over 2 1/2 weeks and losing money every day. Sitting here, frustrated I asked ChatGPT what... Read More
Chad Laibly
January 6, 2025Great and affordable insurance
Peter DAntoni
December 6, 2024Being a caricaturist, I never understood why I needed liability insurance, but it got to that point where I was missing opportunities because of it. So, I researched a bit... Read More
Paul McNeilly
November 12, 2024 -
I’m just saying that is easy to get the vendors insurance with this company
Silvia Delgado
November 6, 2024Definitely a great asset to my business, I have never had a problem getting what I need from IC. Good communication skills, always get help from the agents, attenuative on... Read More
Robert Avila
November 6, 2024Your site was extremely easy to use, I was able to get my event insured for what the event planners wanted. The price was so affordable. Even chatting... Read More
Rebecca Ruby
November 6, 2024 -
Quick easy sign-up convince is great
Vincent Davanzo
November 6, 2024Great to work with. Always available for assistance.
Two Pour Girls Bartending
November 6, 2024Best customer service I have ever had in regards to insurance.
Edward Findley
November 5, 2024 -
Super easy and convenient. Just renewed, thanks.
Wendy Berg
November 3, 2024Great to work with. Always available for assistance.
Courtney Araneo
November 3, 2024This is only the second year I have had this insurance. Haven't had to use it. But it's nice to know i have it. The price is great too
Vickie Sundgren
November 3, 2024 -
Canopy insurance has been great for my business. Definitely a five star definitely recommend it..
Fernando Ferreira
October 12, 2024Very easy and straight forward experience! The agent and live chat were instrumental in acquiring my policy.
Jacob Smith Jr
October 7, 2024Rey was amazing. So easy! So fast!
Herman Koch
September 30, 2024 -
Always treated well. They take care of my business insurance and I don’t have to worry about anything with insurance canopy in my corner. 10 year customer.
Mark Paquin
September 14, 2024Excellent rates and coverage! Did a lot of homework before going with Insurance Canopy, by far the best bang for the buck 🙂
Alana Wyld
September 14, 2024She is positive and friendly !
Alan Dynin
September 14, 2024 -
Had a great experience obtaining a policy quickly for a solo musical act. After a year, modified my policy to a fully staffed production easily using the chat feature of... Read More
Paul Tolle
September 6, 2024I am a professional mobile DJ. I use Insurance Canopy for a policy to cover my equipment and liability. They are easy to do business and the website makes... Read More
Don Kirby
September 6, 2024Best price I have found! Excited to be a customer
Dustin Price
September 6, 2024
-
TLJ's Mobile Mixology, LLC had been insured with Insurance Canopy since it's inception and we have no complaints.
Tenisha J.
February 4, 2025 -
Knowledgeable, kind, attentive and professional. She helped me to feel comfortable, well taken good care of and get the service possible.
Ed Levitt
February 3, 2025 -
As a Massage Therapist, I was not aware until a few years ago that I did not have to be part of an Organization to get my liability insurance! I... Read More
Kristie Williams
January 30, 2025 -
This insurance has helped me secure events with my corporate and local government clients. They have great customer service and are always willing to help.
Tony Felix
January 23, 2025 -
Representative was clear & concise in explaining specifics of the policy. Cost of policy very reasonable.
John B
January 16, 2025 -
I’m very happy with my purchase of liability insurance for a one-off event. I was even able to edit the policy after it had been issued with the help of... Read More
jay gedeon
January 6, 2025 -
Super easy to use and great service; I had a little error from my part and needed to correct it customer service was super helpful they guided me through the... Read More
Ana Zavala
January 6, 2025 -
I needed some liability insurance for my business. The team at Insurance Canopy had great recommendations and the insurance was reasonable for the coverage. Web site and process... Read More
Susan Tedesco
January 6, 2025 -
Was waiting for two other insurance companies to get back to me for over 2 1/2 weeks and losing money every day. Sitting here, frustrated I asked ChatGPT what... Read More
Chad Laibly
January 6, 2025 -
Great coverage, excellent price, terrific customer service. I checked out a lot of different carriers and they had the best reputation and coverage. Since most venues require insurance, it was... Read More
Steve Bryant
January 6, 2025
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