Face Painter Insurance

Get face painting insurance in 10 minutes or less through Beauty & Bodywork Insurance (BBI)!

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^$9.99

a month

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What Is Face Painter Insurance?

Face painter insurance is general liability coverage that protects you from third-party claims related to your business. Suppose a customer tumbles off your chair or has a bad reaction to your makeup. In that case, this insurance provides a financial safety net to cover unexpected costs like medical bills and legal fees.

What Does Face Painting Business Insurance Cover?

Face painting insurance covers third-party claims related to your body art business, including bodily injuries and property damage. It also handles other common risks that you could encounter, such as:

Products and Completed Operations (e.g., a client has an allergic reaction to your paint)
Professional Liability (e.g., you’re unable to fulfill a booking and the event coordinator sues you for failure to deliver)
Personal and Advertising Injury (e.g., a customer accuses you of false advertising because you don’t have the color options that appeared in your ad)
Fire Legal Liability Insurance (e.g., your sterilization unit shorts out a causes a small fire in the venue)

With an annual policy, you can also add extras like Tools and Supplies Coverage (which pays to replace or repair stolen or broken gear) or Cyber Liability Insurance (for expenses related to cybercrime).

How Much Does Face Painting Liability Insurance For Face Painters Cost?

Face painting liability insurance starts at $9.99 a month or $96 per year for year-round coverage. Your final cost depends on the coverage limits you need and the optional endorsements you add to your policy, including:

Tools and Supplies Coverage (starts at +$2/month)
Cyber liability (+$6.58/month)
Additional insureds (+$15/year for one; +$30/year for unlimited)

Who Needs Face Painter Insurance?

Face painting insurance is essential for anyone who operates a body art business, including:

Face and body painters
Airbrush face painters
Henna artists
Glitter tattoo artists

Creating awesome art comes with risks, but insurance protects you from paying more than you can afford when the unexpected happens. Think of face painting business insurance like your backup brushes: you may not always need it, but you’ll be happy it’s there when you do.

FAQs About Face Painting Insurance

What Kind of Risks Does Face Painter Insurance Cover?

Bodily injury: An event attendee trips over your display and requires medical attention
Allergic reaction: A client develops a rash from your paint, henna, or glitter
Professional errors: Double-booked events prevent you from fulfilling both obligations
Property damage: Your paint palette falls on the venue floor and stains it

What Kind of Liability Insurance Do Face Painters Need?

You need general liability insurance for face painters to cover the most common claims you may face, including third-party injuries and property damage. Depending on your business needs, you may also want to invest in additional coverage for your tools, professional services, and cyber liability.

How Do I Get Proof of Insurance for Clients and Event Organizers?

Easy! Log in to your BBI user dashboard and download your certificate of insurance (COI). Then, you can send it to any client, venue owner, or event organizer who needs proof of insurance.

Are There Any Specific Exclusions or Limitations to Liability Insurance for Face Painters?

While there aren’t any face painter-specific exclusions, BBI has some general limitations, including:

Training or application of micro-pigmentation, body piercing, tattooing, body branding
Microblading
Cosmetic surgery
Cryotherapy or CoolSculpting
Any laser-involved services
Body branding

Review the full list of exclusions on our insurance application.