Santa Insurance

Get same-day Santa Claus insurance in 10 minutes or less and avoid the naughty list.

MOST POPULAR

$18.50

Per Month
Or $199/Year

AS LOW AS

$59

Per Show
1-3 Day Coverage

Santa Claus Insurance

Accidental injuries or damages can leave you with a lawsuit, unhappy customers, or costly claims that feel like a lump of coal in your stocking. Insurance Canopy’s Santa Claus entertainer insurance meets most contract requirements and protects you from claims that could spoil your holiday cheer.

Save

Get 365 days of protection for less than you spend on a year’s worth of instrument maintenance.

Protection for Every Event

From crowded malls and stores to corporate events and schools, santa insurance covers you wherever the holiday cheer takes you.

Show Up Ready to “Sleigh” at Gigs

Customize your annual Santa Claus entertainer insurance to fit your needs with optional add-ons like protection for your gear or cyber liability coverage.

Coverage Details Limits

Included

General Liability Aggregate Limit

$2,000,000

Products – Completed Operations Aggregate Limit

$2,000,000

Personal and Advertising Injury Limit

$1,000,000

General Each Occurrence Limit

$1,000,000

Damage to Premises Rented to You Limit (Any One Premises)

$300,000

Medical Expense Limit

$5,000

Unlimited Additional Insureds

$10 for Annual and Event

Additional Limits (Annual Only)

Equipment and Gear Coverage

$2,000 policy year

+$7.50/month

$5,000 policy year

+$15/month

Deductible

$250

Cyber Liability Coverage ($100,000)

+$8.25/month

Policy Pricing

Annual Policy – 365 Days Covered

From $18.50/month

Event Policy – 1-3 Days Covered

From $59 per event

Santa walking away

Protect Your Gear and Props With Santa Claus Insurance

You put extra effort into making sure your beard, boots, and everything in between are in tip-top shape! Don’t let a misplaced lollipop or spilled milk put a damper on the day. Safeguard your essentials with our Gear and Equipment Coverage, aka Inland Marine. If your costume or other business essential gear gets damaged or stolen, this add-on can cover the cost of repairs or replacements.

We offer two tiers of coverage to fit your needs:

  • $2,000 of coverage for $7.50/month
  • $5,000 of coverage for $15/month


Note:
You can only add Gear and Equipment Coverage to an annual policy.

You're In Good Company With Insurance Canopy

Here's what some of our over 14,700 customers say about their experience.

  • They provided clarity on the importance of insurance for a first time business owner in the cleaning space and provided clear insight next steps and options for coverage.

    Evergreen Multiservices Avatar Evergreen Multiservices
    February 2, 2026

    Extremely user friendly website, super affordable and very little time needed to apply.

    Carl Sari Avatar Carl Sari
    January 31, 2026

    Excellent company, Great service, the best!!!

    Claudina Adams Avatar Claudina Adams
    January 15, 2026
  • Super affordable insurance for a small business like myself super happy to be able to provide this to my customers really helps of landing more gigs

    Alex Avatar Alex
    January 5, 2026

    Really went the extra mile to find the appropriate coverage for my business.

    Daisy B Avatar Daisy B
    January 2, 2026

    Canopy provided escatly what I neede to book the gig, and at a very affordable price.. Thank You!

    Andy Anderson Avatar Andy Anderson
    December 22, 2025
  • Easy. Convenient. Trustworthy. Came thru in a moments notice

    Eddie K Avatar Eddie K
    December 19, 2025

    Affordable liability insurance for DJ's. Easy to set up and understand. I've been with them for several years and am happy with their service.

    Peter Flessas Avatar Peter Flessas
    December 14, 2025

    So easy to sign up. I hope I never have to use the insurance portion but most hotels require it for corporate gigs

    Yuri Gonzalez Avatar Yuri Gonzalez
    December 11, 2025
  • This company is great. They are very helpful and they have great prices for insurance options that cover what you need!

    Jacob Serrano Avatar Jacob Serrano
    December 6, 2025

    Great experience, quick and easy to understand with what I needed for my business. Highly recommend!

    FrankLynn Rae Avatar FrankLynn Rae
    October 28, 2025

    Very helpful customer service! Prompt, punctual, effective! No bots or long waits to get assistance.

    Maria Ciccone Avatar Maria Ciccone
    October 19, 2025
  • Canopy insurance has made affordable, band insurance needed for major venues. Thank you for your fast and easy service Stan Zizka's Del Satins

    stan zizka Avatar stan zizka
    October 5, 2025

    Getting a vendor policy was quick and fairly priced compared to other quotes.

    Kristine Fullerton Avatar Kristine Fullerton
    October 3, 2025

    Thank you so much

    Steve Monreal Avatar Steve Monreal
    July 11, 2025
  • I needed a portable policy as a yoga instructor. I found this company in an online search. Called and got details from them, was quite surprised at how affordable... Read More

    Jamie Calaway Avatar Jamie Calaway
    July 4, 2025

    Very easy & quick experience. We got insurance in no time with no hassle. Thank you!

    Robert Earnest Avatar Robert Earnest
    July 4, 2025

    I am glad I went with them. I needed a last minute policy to cover an event I was doing and they had exactly what I needed at a... Read More

    Deloris Pacheco Avatar Deloris Pacheco
    June 27, 2025
  • Very easy to renew policy

    Elyce Nissinoff Avatar Elyce Nissinoff
    June 18, 2025

    Representative Sarah was very helpful. Walked me through every step and not to mention the price even matched the service! Would recommend to any and everyone.

    queenkiam Avatar queenkiam
    June 18, 2025

    Would have 5 starts, but not right now. This is the first time I have ever had to pay for an additional insured ever in 20 year's. They either have... Read More

    Anthony Burgess Avatar Anthony Burgess
    June 18, 2025
  • Very user friendly platform. Multiple options. Very good pricing. Needed liability insurance in order to secure a very good paying event for my solo tribute show. Was set up within... Read More

    Michael Riley Avatar Michael Riley
    June 18, 2025

    Needed DJ insurance for Memorial Day weekend & was squared away within an hour for 2 events! Highly recommend

    Jay Solis Avatar Jay Solis
    June 18, 2025

    What a lovely experience I had with Insurance Canopy! Easy and fast sign up, great policy, matches my needs as a self-employed business owner. Highly recommend!

    Masha Rusanov Avatar Masha Rusanov
    June 18, 2025
  • great little company, with fair pricing, for entertainers who need occasional coverage. however, they have long hold times to speak to an agent, and their customer service left a little something... Read More

    Gretje Angell Avatar Gretje Angell
    June 18, 2025

    Provides event insurance at a very reasonable price compared to other companies. Easy to purchase and provide proof of insurance.

    David Fox Avatar David Fox
    May 18, 2025

    They can help.you with the right Insurance you need, and the lowest price

    Alvaro Baltazar Avatar Alvaro Baltazar
    May 18, 2025
  • everything is excellent

    Radames Martinez Avatar Radames Martinez
    May 18, 2025

    Extremely affordable event insurance and an easy to work with system and team that will advise you every step of the way!

    Ishan Arvin Avatar Ishan Arvin
    May 18, 2025

    Affordable for dance & yoga folk. Thumbs up!

    Maia Claire Avatar Maia Claire
    May 18, 2025
  • They provided clarity on the importance of insurance for a first time business owner in the cleaning space and provided clear insight next steps and options for coverage.

    Evergreen Multiservices Avatar Evergreen Multiservices
    February 2, 2026
  • Extremely user friendly website, super affordable and very little time needed to apply.

    Carl Sari Avatar Carl Sari
    January 31, 2026
  • Excellent company, Great service, the best!!!

    Claudina Adams Avatar Claudina Adams
    January 15, 2026
  • Super affordable insurance for a small business like myself super happy to be able to provide this to my customers really helps of landing more gigs

    Alex Avatar Alex
    January 5, 2026
  • Really went the extra mile to find the appropriate coverage for my business.

    Daisy B Avatar Daisy B
    January 2, 2026
  • Canopy provided escatly what I neede to book the gig, and at a very affordable price.. Thank You!

    Andy Anderson Avatar Andy Anderson
    December 22, 2025
  • Easy. Convenient. Trustworthy. Came thru in a moments notice

    Eddie K Avatar Eddie K
    December 19, 2025
  • Affordable liability insurance for DJ's. Easy to set up and understand. I've been with them for several years and am happy with their service.

    Peter Flessas Avatar Peter Flessas
    December 14, 2025
  • So easy to sign up. I hope I never have to use the insurance portion but most hotels require it for corporate gigs

    Yuri Gonzalez Avatar Yuri Gonzalez
    December 11, 2025
  • This company is great. They are very helpful and they have great prices for insurance options that cover what you need!

    Jacob Serrano Avatar Jacob Serrano
    December 6, 2025

Santa Claus Entertainer Insurance

Spread cheer year-round with an annual policy starting at just $18.50 per month!

Does Santa only make one or two appearances a year? Get short-term coverage to protect your event appearances.

Questions About Santa Insurance

Santa Claus insurance is general liability insurance that provides financial protection from third-party claims that arise out of your gigs and business operations. It covers:

  • Bodily injury: A kid has an allergic reaction to your beard, and the parents sue you for the medical bills
  • Property damage: You accidentally destroy an expensive vase at a company party
  • Personal and advertising injury: Posting a photo of you and a kid as promotional material without getting the parents’ permission

You need Santa Claus insurance because most venues and events require a Certificate of Insurance (COI) before hiring you. Sometimes, venues and events may even ask you to add them as an additional insured to your policy. Plus, without coverage, you could face hefty claims that drain your profits.

Our annual policy starts at $18.50 a month or $199 annually. If you need to cover your Santa costume and props, you can add Gear and Equipment coverage to your policy for as low as $7.50 per month.

Don’t need annual Kris Kringle coverage? We also have three-day event insurance starting at $59.

Annual and event Santa Claus entertainer insurance includes:


With an annual policy, you can all add optional coverages like:

 

Note: You may also add additional insureds to your annual or event policy ($5 for one; $10 for unlimited).

You can get Santa Claus insurance in 10 minutes or less with our online application. Simply provide your info, select your coverage, and pay! Your coverage can kick in on the same day you purchase.

Absolutely! Insurance Canopy’s Santa insurance policies meet most event administrators’ job and contract requirements. Our annual policy also offers optional add-on coverages, including excess liability insurance limits, in case you need higher limits to meet venue requirements.

Related Articles

What kind of work do you do?

Search and select the closest match

    Our licensed, U.S.-based agents are here for you from 8 a.m. to 8 p.m. Eastern, Monday through Friday, so they can enjoy evenings and weekends with the people who matter most.