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How to Add Additional Insureds to Your Small Business Policy
An additional insured (AI) is a third party you can add to your policy. They’re covered by your liability insurance in the event of a

Tree Service Insurance: What You Need to Know to Protect Your Business
Insurance for tree service businesses helps cover damage, injuries, lawsuits, and stolen equipment — the things that can damage your bottom line. This guide shows

How to Read an Insurance Policy Like a Pro (+ What it Commonly Includes)
You’ve just gotten your insurance policy, started reading through the fine print, but the words all seem to blur together. Terms you’ve never heard before,

What Does Vendor General Liability Insurance Cover?
It’s a bird! It’s a plane! It’s a… vendor’s tent flying through the air?! Accidents strike when we least expect them, and often in ways

Why Wedding Venues Expect Proof of Insurance From DJs
Raise your hand if you react this way when wedding venues ask for DJ insurance: “It’s just me — not a big company.” “I’m careful.”

Liability Insurance Every Musician Should Have (+ Free Checklist!)
Studio musician, weekend wedding harpsichordist, or local music celebrity — do you really need insurance to do your job?100% We’re breaking down what kind of

Musician Certificate of Insurance: What It Is & Why You Need It (+ How to Get One)
Picture this: you’re performing a gig at a festival. When you arrive, the event coordinator asks for your certificate of insurance (COI). You say, “But

Best Insurance for Pressure Washing Businesses in 2025
Pressure washing business owners face unique risks, from equipment damage to chemical overspray and customer property claims. Many clients also require proof of insurance before

How to Quickly Get a Certificate of Insurance (COI) for Your Band
You’ve finally booked your dream gig. The contract is signed and your gear is loaded in the van when the organizer sends you a last-minute

Wedding DJ Insurance: What’s the Price Tag for Peace of Mind?
Wedding DJ insurance starts as low as $18.50 per month. If you’re not sure that extra expense fits in your budget, consider this: The average