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Landscaping Business Insurance Blogs & Resources

From coverage checklists to policy comparisons, Insurance Canopy’s landscaping resources have what you need to help your lawn care business stay protected, put down roots, and grow strong.

Image a person raking fall leaves

Fall Landscaping Services to Keep Your Business Growing All Season Long

As the season shifts and days shorten, your mower might see less use, but fall is filled with other landscaping services to keep your business blooming all year. Landscapers can […]

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Recent Articles

a man performing leaf blowing services in the fall while wearing overalls and earmuffs

Should You Cancel Landscaping Insurance During the Winter or Off-Season?

When business slows down in the off-season, your insurance payment may seem like an easy...

A tree trimmer with a chainsaw cuts into the trunk of an oak tree.

Common Tree Service Insurance Claims (+ the Coverage That Can Help)

Tree trimming is one of the most hazardous landscaping services, with falling limbs, dangerous tools,...

Landscaping image of a wheelbarrow filled with dirt and flowers in front of a garden of flowers.

Landscaping Insurance Claims: Real Examples for Lawn Care Pros

When something goes wrong on a job, the hardest part isn’t always the damage. It’s...

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    Exclusions

    This policy is not designed to cover:

    • Industrial control engineers
    • Defense contractors
    • Medical software companies
    • Crypto exchanges
    • Gambling platforms
    • Physical security system installers
    •  Heavy equipment integrators

     

    Not available if you manage or control systems involving:

    • Pressure or ventilation systems
    • Fire suppression or explosives
    • Hazardous materials
    • Radiation or pharmaceuticals
    • Water supply or waste management
    • Energy, fuel, mining, construction
    • Environmental systems
    • Aircraft, drones, spacecraft
    • Watercraft, trains, automobiles, motorcycles
    • If you build firmware or embedded software controlling industrial physical equipment.
    • If you support:
    • Military operations
    • National defense
    • Homeland security
    • Law enforcement
    • Weapons
    • Anti-terrorism
    • Public safety
    • Surveillance
    • Crime detection
    • Emergency response
    • Physical security systems
    • If more than 25% of your revenue comes from:
      • Federal government work
      • Military or defense operations
    • If more than 50% of your revenue comes from:
    • Equipment installation
    • Maintenance
    • Physical service work



    Restricted if you work in:

    • Ride-sharing platforms
    • Equipment sharing platforms
    • For-rent-by-owner platforms
    • Help-for-hire platforms
    • Delivery services
    • Banking or financial services
    • Cryptocurrency / blockchain / NFTs
    • Geospatial mapping / aerial photography
    • GPS systems
    • Gambling or gaming
    • Dating or sexually suggestive content
    • Violence-related content
    • Alcohol, marijuana, CBD
    • Tobacco / nicotine / e-cigarettes
    • Flammable or electrical products
    • Food-related services

    Our licensed, U.S.-based agents are here for you from 8 a.m. to 8 p.m. Eastern, Monday through Friday, so they can enjoy evenings and weekends with the people who matter most.