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Product Liability

Welcome to Insurance Canopy’s product liability information hub for manufacturers, importers, distributors, and retailers. Explore informative blogs, marketing tips, no-jargon insurance guides, and more free resources to protect your products and grow your business. These tools cover what you need to know at every level of the supply chain, from factory to front-door delivery. Start with the featured guide below, or filter by topic to find the content most relevant to your industry.

A soap maker wearing a green apron and clear plastic gloves packs a bar of lavender soap into a brown paper bag above multiple cardboard boxes prepped for shipping.

Product Liability Lawsuits: 6 Real Examples and Lessons for Small Businesses

Product liability lawsuits happen when a product causes bodily injury or property damage, and a business is held responsible. These cases can affect businesses of any size and often stem […]

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Recent Articles

Online business owner smiles to the camera while packaging products in a warehouse.

Why Your Product Liability Insurance Keeps Changing (& How Insurance Canopy Can Help)

Has this ever happened to you? One month, your business insurance is stable. The next,...

Colorful array of products sitting on white shelves

Product Liability Insurance: Quick Guide + Seller Checklist

You’ve already done the hard part: creating a product people want. Yet whether it’s a...

Product Liability Insurance vs General Liability For Small Businesses Explained

Your product: it’s signed, sealed, and ready to be delivered. Except for one tiny little...

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Does Product Liability Insurance Protect You Overseas?

Standard product liability insurance policies...

A Small Food Brand’s Guide to Food Product Liability Insurance

You make great food, maybe...

The Insurance Manufacturers Actually Need (A No Jargon Guide)

This guide cuts through the...

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    Exclusions

    This policy is not designed to cover:

    • Industrial control engineers
    • Defense contractors
    • Medical software companies
    • Crypto exchanges
    • Gambling platforms
    • Physical security system installers
    •  Heavy equipment integrators

     

    Not available if you manage or control systems involving:

    • Pressure or ventilation systems
    • Fire suppression or explosives
    • Hazardous materials
    • Radiation or pharmaceuticals
    • Water supply or waste management
    • Energy, fuel, mining, construction
    • Environmental systems
    • Aircraft, drones, spacecraft
    • Watercraft, trains, automobiles, motorcycles
    • If you build firmware or embedded software controlling industrial physical equipment.
    • If you support:
    • Military operations
    • National defense
    • Homeland security
    • Law enforcement
    • Weapons
    • Anti-terrorism
    • Public safety
    • Surveillance
    • Crime detection
    • Emergency response
    • Physical security systems
    • If more than 25% of your revenue comes from:
      • Federal government work
      • Military or defense operations
    • If more than 50% of your revenue comes from:
    • Equipment installation
    • Maintenance
    • Physical service work



    Restricted if you work in:

    • Ride-sharing platforms
    • Equipment sharing platforms
    • For-rent-by-owner platforms
    • Help-for-hire platforms
    • Delivery services
    • Banking or financial services
    • Cryptocurrency / blockchain / NFTs
    • Geospatial mapping / aerial photography
    • GPS systems
    • Gambling or gaming
    • Dating or sexually suggestive content
    • Violence-related content
    • Alcohol, marijuana, CBD
    • Tobacco / nicotine / e-cigarettes
    • Flammable or electrical products
    • Food-related services

    Our licensed, U.S.-based agents are here for you from 8 a.m. to 8 p.m. Eastern, Monday through Friday, so they can enjoy evenings and weekends with the people who matter most.