Sports & Fitness Businesses

Welcome to Insurance Canopy’s sports and fitness blog! Explore a variety of free resources, as well as helpful tips and informational articles about running a safe, smart, and strong fitness business. Use the filters to locate the most relevant content to your search.

A man is grabbing his shoulder in pain after getting injured while working out in the gym with a trainer.

7 Real-Life Claims Fitness Instructors Face

Real insurance claims experienced by our sports and fitness instructors range from wrongful lawsuits to shattered equipment and chipped teeth. You take safety seriously, but even the most meticulous personal […]

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Recent Articles

A trainer high fives a client after a morning outdoor workout.

How Much Does Insurance for Personal Trainers Cost, & Is It Worth It?

Basic personal trainer liability insurance probably costs less than you think. With many companies, it’s...

People doing yoga on the beach

Protect Your Practice: 5 Real Insurance Claims Every Yoga Teacher Could Face

Most news reports about yoga focus on the positive effects it has on practitioners’ mental,...

Person in pink athletic wear sitting with legs crossed on a Pilates Reformer machine, performing an exercise.

Top 4 Risks Pilates Instructors Face (and How to Avoid Them)

You discovered Pilates.You fell in love with Pilates.You get certified to teach Pilates.What could go...

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How to Become a Personal Trainer in Wyoming: Jump Start Your Fitness Career

Yellowstone, Old Faithful, Jackson Hole,...

How to Become a Personal Trainer in West Virginia: Kick Off Your Fitness Career 

West Virginia: internationally recognized for...

How to Become a Personal Trainer in South Dakota

South Dakota is known for...

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What kind of work do you do?

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    Exclusions

    This policy is not designed to cover:

    • Industrial control engineers
    • Defense contractors
    • Medical software companies
    • Crypto exchanges
    • Gambling platforms
    • Physical security system installers
    •  Heavy equipment integrators

     

    Not available if you manage or control systems involving:

    • Pressure or ventilation systems
    • Fire suppression or explosives
    • Hazardous materials
    • Radiation or pharmaceuticals
    • Water supply or waste management
    • Energy, fuel, mining, construction
    • Environmental systems
    • Aircraft, drones, spacecraft
    • Watercraft, trains, automobiles, motorcycles
    • If you build firmware or embedded software controlling industrial physical equipment.
    • If you support:
    • Military operations
    • National defense
    • Homeland security
    • Law enforcement
    • Weapons
    • Anti-terrorism
    • Public safety
    • Surveillance
    • Crime detection
    • Emergency response
    • Physical security systems
    • If more than 25% of your revenue comes from:
      • Federal government work
      • Military or defense operations
    • If more than 50% of your revenue comes from:
    • Equipment installation
    • Maintenance
    • Physical service work



    Restricted if you work in:

    • Ride-sharing platforms
    • Equipment sharing platforms
    • For-rent-by-owner platforms
    • Help-for-hire platforms
    • Delivery services
    • Banking or financial services
    • Cryptocurrency / blockchain / NFTs
    • Geospatial mapping / aerial photography
    • GPS systems
    • Gambling or gaming
    • Dating or sexually suggestive content
    • Violence-related content
    • Alcohol, marijuana, CBD
    • Tobacco / nicotine / e-cigarettes
    • Flammable or electrical products
    • Food-related services

    Our licensed, U.S.-based agents are here for you from 8 a.m. to 8 p.m. Eastern, Monday through Friday, so they can enjoy evenings and weekends with the people who matter most.