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Vendors

Welcome to Insurance Canopy’s information hub for vendors! Explore our free resources, practical tips, and helpful articles about vendor insurance, from meeting venue requirements to staying protected at events. Use the filters to find the guidance you need for the way you sell.

two farmers market vendors at a fruit and vegetable stand looking at a laptop

Vendor Certificate of Insurance: What It Is & Why You Need One

If you sign up as a vendor at a market or get hired to work a special event, the event organizer may ask for a Certificate of Insurance, or COI. […]

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Recent Articles

Close-up look at homemade jams and preserves on display in a vendor booth.

What’s the Difference Between General Liability and Product Liability for Vendors?

Wouldn’t it be nice if “vendor liability insurance” covered everything? Here’s the thing: if insurance...

An early morning farmers market scene, bustling with vendors and customers, fresh produce on display, and a row of tents along a pathway.

Protect What You Sell With Vendor Product Liability Insurance

Vendor product liability insurance covers injuries or damages to another person caused by a product...

Row of empty pop-up outdoor tents for a vendor event.

What Does Vendor General Liability Insurance Cover?

It’s a bird! It’s a plane! It’s a… vendor’s tent flying through the air?! Accidents...

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General Liability vs Lawn Care Equipment Insurance: What Covers What?

A stolen mower, a rock...

Does Product Liability Insurance Protect You Overseas?

Standard product liability insurance policies...

How to Grow a Wedding Business (& Protect It): Plus Hear From a Master Wedding Planner

First dances, bouquet tosses, and...

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    Exclusions

    This policy is not designed to cover:

    • Industrial control engineers
    • Defense contractors
    • Medical software companies
    • Crypto exchanges
    • Gambling platforms
    • Physical security system installers
    •  Heavy equipment integrators

     

    Not available if you manage or control systems involving:

    • Pressure or ventilation systems
    • Fire suppression or explosives
    • Hazardous materials
    • Radiation or pharmaceuticals
    • Water supply or waste management
    • Energy, fuel, mining, construction
    • Environmental systems
    • Aircraft, drones, spacecraft
    • Watercraft, trains, automobiles, motorcycles
    • If you build firmware or embedded software controlling industrial physical equipment.
    • If you support:
    • Military operations
    • National defense
    • Homeland security
    • Law enforcement
    • Weapons
    • Anti-terrorism
    • Public safety
    • Surveillance
    • Crime detection
    • Emergency response
    • Physical security systems
    • If more than 25% of your revenue comes from:
      • Federal government work
      • Military or defense operations
    • If more than 50% of your revenue comes from:
    • Equipment installation
    • Maintenance
    • Physical service work



    Restricted if you work in:

    • Ride-sharing platforms
    • Equipment sharing platforms
    • For-rent-by-owner platforms
    • Help-for-hire platforms
    • Delivery services
    • Banking or financial services
    • Cryptocurrency / blockchain / NFTs
    • Geospatial mapping / aerial photography
    • GPS systems
    • Gambling or gaming
    • Dating or sexually suggestive content
    • Violence-related content
    • Alcohol, marijuana, CBD
    • Tobacco / nicotine / e-cigarettes
    • Flammable or electrical products
    • Food-related services

    Our licensed, U.S.-based agents are here for you from 8 a.m. to 8 p.m. Eastern, Monday through Friday, so they can enjoy evenings and weekends with the people who matter most.