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Yoga Teacher Insurance

Protection for in-person & online gurus alike.

Protect your yoga business with affordable, customizable insurance coverage starting at just $15/month.

4.8/5

Insurance for Yoga Teachers and Instructors​

Insurance Canopy provides low-cost, top-rated insurance for yoga teachers and personal trainers that is trusted by thousands nationwide.* For as low as 44 cents a day, you can trust you’re getting customizable coverage with some of the most competitive premiums on the market.

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Affordable​

With flexible payment options starting at $15 a month, Insurance Canopy makes yoga business insurance more affordable.

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Simple

With an efficient and streamlined online process, we can provide you with high quality yoga teacher liability insurance in minutes.
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Customizable​

By combining a General and Professional Liability policy, we offer unique yoga insurance that can be tailored to meet your needs.

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You're In Good Company With Insurance Canopy

Here's what other people have to say about their experience.

  • Affordable plan and very easy to access when I need it

    Angela Lobianco Avatar Angela Lobianco
    July 13, 2024

    I have been associated with this company for 3 years. They would have deserved no more than 1-2 stars at the time. They have progressively leveled up their customer service... Read More

    Angela Fischetti Avatar Angela Fischetti
    July 12, 2024

    Great company with a courteous staff. Website is smooth and navigable with many options for all different kinds of fitness professionals. Best insurance options as well

    Rich Bonifazio Avatar Rich Bonifazio
    July 12, 2024
  • Always easy to use! Thank you!

    CahillandDelene Avatar CahillandDelene
    July 12, 2024

    I think this is the third year in a row that I continue to carry my independent contractor insurance through Insurance Canopy. They make it easy for me, and alert... Read More

    susanf Avatar susanf
    July 5, 2024

    Nothing but positive things to say. Great company, have used them for years.

    Brandon Kennedy Avatar Brandon Kennedy
    July 5, 2024
  • Always done very well for us. Highly recommended.

    Kenny Casanova Avatar Kenny Casanova
    July 5, 2024

    Thank you so much for the wonderful service. It is alway so easy to renew my policy each year!

    Jamilyn Boze Avatar Jamilyn Boze
    July 5, 2024

    quick and easy to sign up and did not break the bank!!

    Michael “Michael” Jobe Avatar Michael “Michael” Jobe
    April 8, 2024
  • Received many quotes that were multiple times more expensive. Needed something fast, easy and inexpensive for a high needs client. Customer had what they needed 5 minutes after... Read More

    Robert Caudle Avatar Robert Caudle
    April 7, 2024

    Easy to apply online, it take 5 mins and get your provf of Insurance.

    Francesca Wine Avatar Francesca Wine
    April 6, 2024

    I had shopped a few websites including my home/auto policy holder and was not satisfied with their inability to insure me. Other sites wanted ridiculous down payments and one time... Read More

    Lucia Boroczk Avatar Lucia Boroczk
    April 4, 2024
  • Just the insurance I needed. I wish the website would allow me to share pages!

    Ellen Brodsky Avatar Ellen Brodsky
    April 2, 2024

    This insurance fits my needs as a yoga instructor with a small studio at a reasonable price.

    Hillary Blackton Avatar Hillary Blackton
    April 2, 2024

    It was fast and easy.

    Vincent Cabello Avatar Vincent Cabello
    March 31, 2024
  • Chat support is terrific. I have chatted multiple times and each time the support team is very prompt, customer focused and knows the answers. The policy website is also very... Read More

    Patrick McElhaney Avatar Patrick McElhaney
    March 27, 2024

    Process was easy. Relevant information accessible. Platform is very user friendly.

    Carolina Santos Avatar Carolina Santos
    March 26, 2024

    The agent was awesome, helped me through my application completely, very professional, humble and helpful! I love Canopy’s concept!!! Thanks, Lionel

    Lionel Harrison Avatar Lionel Harrison
    March 26, 2024
  • I've been using Canopy for all my businesses. Always responsive, easy to use and the cheapest around. Can't ask for more! - A 10+ note from a happy customer here!

    Aaron Copenhaguen Avatar Aaron Copenhaguen
    March 26, 2024

    Getting insurance is the best thing a fitness professional can do to protect themselves. I feel better knowing Canopy has got my back. Simple and easy to sign up.

    Herman Hildo Avatar Herman Hildo
    March 25, 2024

    I Am tremendously grateful for the help I received in getting the right understanding of what policy was best to fit my needs! Thank U Canopy and Staff

    Darron Hines Avatar Darron Hines
    March 25, 2024
  • Super friendly service..

    Kristina Strong Avatar Kristina Strong
    March 25, 2024

    I was concerned that I wouldn't find a company that could check all the boxes on our coverage wishlist. It only took one quick call and my questions were answered.... Read More

    Greg Hoover Avatar Greg Hoover
    March 25, 2024

    Reasonable rates for small business owners. It was tough finding a policy that met my needs, but was fortunate to find Insurance Canopy. Highly recommended.

    Kate Whelan Avatar Kate Whelan
    March 25, 2024
  • Very easy process to get peace of mind

    Kristen Talusan Avatar Kristen Talusan
    March 25, 2024

    great experience so far, always able to reach a human representative on the phone!

    New Groove Avatar New Groove
    March 25, 2024

    Insurance Canopy gives me peace of mind for my practice.

    Adriana Chacon Avatar Adriana Chacon
    March 25, 2024
  • Great service, affordable insurance, easy to work with.

    Roland Cache Avatar Roland Cache
    March 18, 2024

    The wait was way too long, however it was worth it. The representative that helped me was knowledgeable, patient, and reassuring.

    susan fletcher Avatar susan fletcher
    March 11, 2024

    Fast procedure with clear price options. Did everything in less than 5 minutes

    Ron Geraci Avatar Ron Geraci
    March 11, 2024
  • Affordable plan and very easy to access when I need it

    Angela Lobianco Avatar Angela Lobianco
    July 13, 2024
  • I have been associated with this company for 3 years. They would have deserved no more than 1-2 stars at the time. They have progressively leveled up their customer service... Read More

    Angela Fischetti Avatar Angela Fischetti
    July 12, 2024
  • Great company with a courteous staff. Website is smooth and navigable with many options for all different kinds of fitness professionals. Best insurance options as well

    Rich Bonifazio Avatar Rich Bonifazio
    July 12, 2024
  • Always easy to use! Thank you!

    CahillandDelene Avatar CahillandDelene
    July 12, 2024
  • I think this is the third year in a row that I continue to carry my independent contractor insurance through Insurance Canopy. They make it easy for me, and alert... Read More

    susanf Avatar susanf
    July 5, 2024
  • Nothing but positive things to say. Great company, have used them for years.

    Brandon Kennedy Avatar Brandon Kennedy
    July 5, 2024
  • Always done very well for us. Highly recommended.

    Kenny Casanova Avatar Kenny Casanova
    July 5, 2024
  • Thank you so much for the wonderful service. It is alway so easy to renew my policy each year!

    Jamilyn Boze Avatar Jamilyn Boze
    July 5, 2024
  • quick and easy to sign up and did not break the bank!!

    Michael “Michael” Jobe Avatar Michael “Michael” Jobe
    April 8, 2024
  • Received many quotes that were multiple times more expensive. Needed something fast, easy and inexpensive for a high needs client. Customer had what they needed 5 minutes after... Read More

    Robert Caudle Avatar Robert Caudle
    April 7, 2024

What Is Yoga Teacher Insurance?

Yoga teacher insurance protects your yoga business when a third party is harmed by your services. For example, if a student sustains an injury while following your instructions or you damage a studio during a training session, yoga insurance could help cover the costs of these claims.

Insurance for yoga teachers also provides coverages for business personal property, general liability, and professional liability, among others.

Get A FREE Yoga Class Waiver!

Insurance + Waiver = Better Protection

When used with insurance, waivers can help you defend claims. Download a free waiver for your next class and enjoy protection with Insurance Canopy.

NOTE: A waiver does NOT take the place of insurance or guarantee legal protection.

Get A FREE Yoga Class Waiver!

Insurance + Waiver = Better Protection

When used with insurance, waivers can help you defend claims. Download a free waiver for your next class and enjoy protection with Insurance Canopy.
*NOTE: A waiver does NOT take the place of insurance or guarantee legal protection.

How Much Does Yoga Teacher Insurance Cost?

A basic general and professional liability insurance policy for yoga insurance coverage starts at $159 per year, or $15 per month. That’s as low as 44 cents a day!

Prices may vary based on several different factors, such as adding additional coverages and which payment option you choose. Yoga teacher insurance is an important investment for instructors. You never know what could go wrong during class, such as someone pulling a muscle during a pose or accidentally damaging the studio you’re renting. Yoga insurance can help cover the costs of liability claims so you don’t have to worry about paying for those costs on your own.

Do Yoga Teachers Need Liability Insurance?

Yes, we recommend all instructors invest in affordable yoga insurance. You never know when something could go wrong and you could be held liable—paying hundreds or thousands of dollars in expenses on your own. Yoga insurance also helps you meet facility requirements to teach in studios, or allow you more confidently take your teaching on the road.

Protecting your practice is an important investment to make. At Insurance Canopy, we work on keeping you covered so you can focus on what matters most—your students.

Protect Yourself From Claims

Our yoga malpractice insurance includes occurrence form coverage, giving you lifetime protection from claims such as bodily injury or property damage.**

Stay Eligible to Teach

Wherever you choose to teach, facility owners may require you to show proof of yoga teacher insurance and add them as an additional insured.

Boost Your Credibility

Liability insurance for yoga teachers shows you are a serious professional and helps your students feel safe under your direction.

Have Peace of Mind

The cost of yoga instructor insurance is relatively cheaper than paying for claims on your own. In the case of a claim, our licensed agents are trained to help guide you through the process.

What Type Of Insurance Do Yoga Teachers Need?

As leading industry experts, we understand the unique types of coverage in your insurance for yoga instructor policy. By bundling General Liability Insurance and Professional Liability Insurance into one customizable plan you can enjoy coverages such as:

General Liability Insurance

Protects against claims of bodily injury or property damage. For example, a student tripping over a mat or accidentally breaking a mirror during class.

Professional Liability Insurance

Protects against claims of bodily injury as a result of advice you give during class. For example, a student spraining an ankle during a pose.

Medical Expense Coverage

A good-faith portion of your insurance which could pay for the medical expenses of someone who gets injured while you teach them.

Gear & Equipment Coverage

An additional coverage you can add on to your insurance plan. It protects you from the out of pocket costs for repairing or replacing your equipment due to theft or negligence.

What Is Covered By Yoga Teacher Liability Insurance?

Yoga teacher liability insurance may help cover third party claims that occur due to your negligence, such as:
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Property damage

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Malpractice

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Bodily injury

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Errors & omissions

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Stolen equipment

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Illnesses

Do I Need Insurance To Teach Yoga Online?

Yes, you need online yoga teacher insurance to teach yoga virtually. Even if you are not teaching someone in person, they could still suffer from an injury while following along with your videos at home.

Whether you teach live online, or uploaded pre-recorded videos, yoga teacher insurance for online classes can help you pay for claims and keep your business protected.

Coverage Details

General & Professional Liability Limits

The most your policy can pay annually for bodily injury and property damage claims occurring during your coverage as a result of your business operations or professional services. For example, someone slips in your studio or is injured during a workout you were leading.

$3,000,000

The maximum amount your policy will pay annually for claims of bodily injury or property damage due to an incident that occurred with a product during or after your class, such as a faulty piece of equipment injuring a client.

$3,000,000

The amount your policy will pay for claims arising out of one or more of the following offenses:
– False Arrest, detention or imprisonment
– Malicious prosecution
– Wrongful Eviction or Wrongful Entry
– Oral or written publications that slander or libels a person or organization
– Oral or written publication or material that violates a person’s right of privacy
– The use of another’s advertising idea in your advertisement

Included

The maximum the insurance carrier will pay for a bodily injury or property damage claim that you become legally obligated to pay due to your business and professional services.

$2,000,000

Applies to damage by fire to premises rented to the insured and to damage regardless of cause to premises (including contents) occupied by the insured for 7 days or less.

$300,000

A no-fault medical policy that allows you to cover medical or funeral expenses for an individual up to the issued limit without deducting from the general liability aggregate limit. The injury or death must be as a result of a bodily injury caused by business operations.

$5,000

The amount we deduct from a claim before paying up to your policy limits.

$100

Optional Add-ons

Also known as “inland marine,” it covers property that is movable or transportable in nature (e.g. supplies, equipment, or inventory) but excludes coverage for structures and items that are a permanent part of the structure. There are multiple tiers of coverage to choose from, starting at $1.33/month with a $100 deductible per claim.
$2,000 – $10,000

The maximum amount paid out in the case of a cyber attack on your business. Because this coverage is not automatically included in the standard General Liability Policy, you will need to opt into this coverage. See the application for additional coverage details for Cyber Liability Insurance.

$100,000

Coverage for additional services you offer clients, such as diet guidelines, meal plans, or the sale/recommendation of health supplements. These services are not covered by professional liability and require Diet & Nutrition Coverage.

Included when added

Coverage for a third party, such as a business, property owner, event organizer, or employer. It cannot be used for employees, friends or family, other trainers, yourself, or other businesses you may own.

+$15

Coverage for multiple third parties, such as a business, property owner, event organizer, or employer. It cannot be used for employees, friends or family, other trainers, yourself, or other businesses you may own.

+$30

Ready for a Free Quote?
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Questions About Yoga Insurance?

Yes, we recommend all instructors invest in yoga insurance. You never know when something could go wrong and you could be held liable—paying hundreds or thousands of dollars in expenses on your own. Yoga insurance also helps you meet facility requirements to teach in studios, or allow you more confidently take your teaching on the road.

Get Insurance Now

Your yoga teacher liability insurance can be customized with additional coverages to fit your individual needs.

We offer the following optional coverages you can add to your plan:

  • Gear & Equipment Coverage (Inland Marine Insurance)
  • Cyber Liability Insurance
  • Deductibles

Our Gear & Equipment Coverage includes different tiers starting at $1.33/month for $2,000 in coverage.

Get Covered Today

To find the best yoga insurance for you, first check the coverages and limits on the policy. Make sure it matches what you need. You will also want to see how much the policy costs, what optional coverages are offered, and how easy it is to purchase a plan.

With Insurance Canopy, you can be confident you’re getting the coverage you need. Our online application makes it easy to get a free yoga business insurance quote in minutes, and purchase a policy instantly. We also give you the chance to customize your coverage by adding on additional policies so you can be sure your business is protected on all sides.

Customize My Coverage

Let’s say you are teaching a class in a studio. A student pushes themselves during a pose and falls, breaking one of the wall mirrors in the process. The student fractured their wrist, prompting immediate medical attention and physical therapy. Claims could be made against you by the student for their medical costs, and by the facility owner for the broken mirror. With Insurance Canopy’s yoga instructor liability insurance, you may be able to avoid these types of financial burdens.

In another situation, let’s say you are teaching a class in a corporate office. One of the students trips over the extra mats you have laid out, knocking over a water bottle that spills onto electrical cords used by the company. The employee is filing a claim for a sprained ankle and the company is ordering you to pay for replacing the damaged property. Yoga instructor insurance from Insurance Canopy may help cover these costs and navigate through the claims process.

Get Protected Today

  • Acu-Yoga
  • Acupressure
  • Ananda
  • Anusara
  • Ashtanga
  • Baptiste
  • Bhakti
  • Bikram
  • Buti Yoga
  • Chair Yoga
  • Chi Kung
  • Couples Yoga
  • Forrest
  • Hatha
  • Hot Yoga
  • Integral
  • Integrative
  • ISHTA
  • Iyengar
  • Jivamukti
  • Jnana
  • Kali Ray TriYoga
  • Karma
  • Katonah
  • Kripalu
  • Kriya
  • Kundalini
  • Laughing
  • Sculpt yoga
  • Sivananda
  • Strala
  • Tibetan
  • Tuina
  • Viniyoga
  • Vinyasa
  • White Lotus
  • Yin
Choosing the right insurance is critical.
You can’t afford gaps in your coverage that could put you out of business.
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Need additional information before making a decision?

Give our team a call today at 844.520.6993

Yoga Teacher Professional Liability Insurance

Annual Policies Starting at $159 – Yoga insurance from Insurance Canopy offers you much-needed protection so you can continue doing what you love—flowing through vinyasas and helping others reach their zen.

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*Not currently available in Missouri.

**All customers who purchased a policy before 7/1/2024 will have a policy issued through Great American Insurance. This policy does not include occurrence form coverage and will be eligible to receive it after 7/1/2025.

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