Cannabis Insurance
We’ve been insuring cannabis and CBD businesses from the start. Trusted by thousands, we’re here to safeguard your crops, dispensaries, and products so you can focus on growing your business with confidence.
- Backed by the #1 rated carrier in cannabis
- 10+ years covering cannabis and CBD
- 1:1 support from a licensed agent
- Coverage tailored to you
From Seed to Sale, We’ve Got You Covered
Whether you need Cannabis Insurance for selling CBD products, protecting your dispensary, or securing your future in the growing business of growing cannabis, Insurance Canopy can tailor a Cannabis Insurance plan directly to your needs.
What is Cannabis Insurance?
Cannabis insurance is a specialized form of business insurance for companies in the cannabis industry. It’s designed to mitigate risks like legal claims, crop loss, or bodily injury.
This insurance includes essential coverages to keep your business compliant with federal regulations and can help you lower or eliminate the cost of a claim.
Which Cannabis Insurance Plan Is Right For Me?
Choose from one of Insurance Canopy’s cannabis plans to get started and work directly with a licensed agent to customize your coverage to your business’s needs.
Cannabis Business Insurance
- Designed to cover crop loss and property damage
- Used to insure business operations and property
- For dispensaries, growers, harvesters, and cultivators
- Includes general liability and property insurance
Cannabis Product Insurance
- Designed to cover product-related injuries and damages
- Used to insure topical and ingestible products
- For manufacturers, retailers, and small businesses
- Includes general liability and product liability insurance
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They provided clarity on the importance of insurance for a first time business owner in the cleaning space and provided clear insight next steps and options for coverage.
Evergreen Multiservices
February 2, 2026 -
Extremely user friendly website, super affordable and very little time needed to apply.
Carl Sari
January 31, 2026 -
Excellent company, Great service, the best!!!
Claudina Adams
January 15, 2026 -
Super affordable insurance for a small business like myself super happy to be able to provide this to my customers really helps of landing more gigs
Alex
January 5, 2026 -
Really went the extra mile to find the appropriate coverage for my business.
Daisy B
January 2, 2026 -
Canopy provided escatly what I neede to book the gig, and at a very affordable price.. Thank You!
Andy Anderson
December 22, 2025 -
Easy. Convenient. Trustworthy. Came thru in a moments notice
Eddie K
December 19, 2025 -
Affordable liability insurance for DJ's. Easy to set up and understand. I've been with them for several years and am happy with their service.
Peter Flessas
December 14, 2025 -
So easy to sign up. I hope I never have to use the insurance portion but most hotels require it for corporate gigs
Yuri Gonzalez
December 11, 2025 -
This company is great. They are very helpful and they have great prices for insurance options that cover what you need!
Jacob Serrano
December 6, 2025
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They provided clarity on the importance of insurance for a first time business owner in the cleaning space and provided clear insight next steps and options for coverage.
Evergreen Multiservices
February 2, 2026Extremely user friendly website, super affordable and very little time needed to apply.
Carl Sari
January 31, 2026Excellent company, Great service, the best!!!
Claudina Adams
January 15, 2026 -
Super affordable insurance for a small business like myself super happy to be able to provide this to my customers really helps of landing more gigs
Alex
January 5, 2026Really went the extra mile to find the appropriate coverage for my business.
Daisy B
January 2, 2026Canopy provided escatly what I neede to book the gig, and at a very affordable price.. Thank You!
Andy Anderson
December 22, 2025 -
Easy. Convenient. Trustworthy. Came thru in a moments notice
Eddie K
December 19, 2025Affordable liability insurance for DJ's. Easy to set up and understand. I've been with them for several years and am happy with their service.
Peter Flessas
December 14, 2025So easy to sign up. I hope I never have to use the insurance portion but most hotels require it for corporate gigs
Yuri Gonzalez
December 11, 2025 -
This company is great. They are very helpful and they have great prices for insurance options that cover what you need!
Jacob Serrano
December 6, 2025Great experience, quick and easy to understand with what I needed for my business. Highly recommend!
FrankLynn Rae
October 28, 2025Very helpful customer service! Prompt, punctual, effective! No bots or long waits to get assistance.
Maria Ciccone
October 19, 2025 -
Canopy insurance has made affordable, band insurance needed for major venues. Thank you for your fast and easy service Stan Zizka's Del Satins
stan zizka
October 5, 2025Getting a vendor policy was quick and fairly priced compared to other quotes.
Kristine Fullerton
October 3, 2025Thank you so much
Steve Monreal
July 11, 2025 -
I needed a portable policy as a yoga instructor. I found this company in an online search. Called and got details from them, was quite surprised at how affordable... Read More it would be. Then when I was ready to make my purchase, I called again. Was explained to me that everything was done online, I told the lady on the phone I didn't want to make this kind of purchase online with no guidance. She was so helpful and kind and patient! Walked me thru every page of the form and honestly didn't take long at all. Hope I never need to use the policy but nice to know I have it.
Jamie Calaway
July 4, 2025Very easy & quick experience. We got insurance in no time with no hassle. Thank you!
Robert Earnest
July 4, 2025I am glad I went with them. I needed a last minute policy to cover an event I was doing and they had exactly what I needed at a... Read More reasonable price. I definitely would use them in the future,
Deloris Pacheco
June 27, 2025 -
Very easy to renew policy
Elyce Nissinoff
June 18, 2025Representative Sarah was very helpful. Walked me through every step and not to mention the price even matched the service! Would recommend to any and everyone.
queenkiam
June 18, 2025Would have 5 starts, but not right now. This is the first time I have ever had to pay for an additional insured ever in 20 year's. They either have... Read More a way to input the information or you can call or email to request it.
Anthony Burgess
June 18, 2025 -
Very user friendly platform. Multiple options. Very good pricing. Needed liability insurance in order to secure a very good paying event for my solo tribute show. Was set up within... Read More 15 minutes and had the signed contract in my possession 30 minutes later.
Michael Riley
June 18, 2025Needed DJ insurance for Memorial Day weekend & was squared away within an hour for 2 events! Highly recommend
Jay Solis
June 18, 2025What a lovely experience I had with Insurance Canopy! Easy and fast sign up, great policy, matches my needs as a self-employed business owner. Highly recommend!
Masha Rusanov
June 18, 2025 -
great little company, with fair pricing, for entertainers who need occasional coverage. however, they have long hold times to speak to an agent, and their customer service left a little something... Read More to be desired. 🤷🏻♀️ overall, would recommend! 🙂
Gretje Angell
June 18, 2025Provides event insurance at a very reasonable price compared to other companies. Easy to purchase and provide proof of insurance.
David Fox
May 18, 2025They can help.you with the right Insurance you need, and the lowest price
Alvaro Baltazar
May 18, 2025 -
everything is excellent
Radames Martinez
May 18, 2025Extremely affordable event insurance and an easy to work with system and team that will advise you every step of the way!
Ishan Arvin
May 18, 2025Affordable for dance & yoga folk. Thumbs up!
Maia Claire
May 18, 2025
Protect the Business You’ve Grown
After all you put into building your cannabis business, you deserve a team that understands it. Insurance Canopy’s licensed insurance specialists work with growers, dispensaries, and product makers like you to find coverage that fits how you operate.
How Much Does Cannabis Insurance Cost?
Cannabis business insurance costs typically range from $500 – $1,500/year for a plan that protects from the unexpected. Your premium is unique to the needs of your business and depends on a variety of factors, like:
- Yearly sales revenue
- Coverage and limits needed
- Type of business and industry
- Previous claims history
What’s Included With Cannabis Insurance?
- General Liability
- Property Insurance
- Crop Protection
- Business Interruption
- Equipment Coverage
- Product Liability
- Additional Insureds
- Higher Liability Limits
- Additional Coverages
High-Quality Coverage for Every Stage of Your Business
Don’t get burned by unexpected risks — our in-house team will help you find the coverage you need!
- Backed by the #1 rated carrier in cannabis insurance.
- Receive 1:1 support from a licensed, certified agent.
- Trusted to cover the cannabis industry for 10+ years.
FAQs About Cannabis Insurance
Will Cannabis Insurance Cover Me in the Event of a Product Recall?
No, cannabis insurance will not cover you in the event of a product recall.
You may need to obtain product recall insurance coverage. Insurance Canopy does not offer this coverage for cannabis businesses at this time.
Can I Customize My Insurance Policy to Fit My Business's Unique Needs?
Yes, you can customize your insurance policy to fit your business’s unique needs!
Once you submit an application and receive a quote, you can talk with your agent to further customize the plan with additional coverage and limit options.
Are THC Products Covered?
THC products are covered if they contain less than .03% THC. Anything over this limit is excluded from Insurance Canopy’s product coverage.
Some THC coverage can be offered through Insurance Canopy’s cannabis program in partnership with Canopius.
Is My Product Insurance Coverage Valid Across State Lines?
Yes, your product insurance coverage is valid across state lines only if the states you are selling in permit the legal sale and use of cannabis, CBD, hemp, or marijuana products.
Your coverage is not valid in states where it is illegal to sell or use cannabis products. Coverage is not valid across state lines for cannabis business insurance.
Insurance Canopy offers A+ rated insurance that doesn’t break the bank. We offer policies you can customize to fit the exact needs of your business, which is why our licensed insurance agents don’t make commission. Pay for the coverage you actually need and nothing you don’t.
- Quick online checkout process
- Instant Certificate of Insurance (COI)
- Customizable policies to suit your unique needs
- 24/7 access to your policy documents
- Free and unlimited additional insureds