Energy Healing Insurance
- Protect your practice from client injuries or property damage
- Stay covered against claims of ineffective or harmful services
- Keep your tools safe from theft, damage, or loss
4.7/5 on
“Energy Healer faces a $40,000 lawsuit after a client claims their session worsened their condition.”
It’s a scenario no one wants — but it could happen.
Insurance Canopy has you covered.
Why Do Energy Healers Need Insurance?
Your mission is to help clients find balance, peace, and renewed energy flow. Don’t let the risks of everyday practice (from misunderstandings with clients to accidents in your workspace) result in costly legal claims. Whether you specialize in Reiki, reflexology, aromatherapy, breathwork, or acupressure, this work is done to serve others — so let us take care of you!
If an unstable reiki table causes a client injury
General liability insurance takes care of the medical bills, so you don’t have to.
If a client claims your services caused physical or emotional distress
Professional liability coverage helps cover legal fees, protecting your practice.
If a client drops and shatters your crystal sound bowls
Our tools and equipment coverage ensures you can replace your essentials.
If a candle sparks a fire in your studio, causing damage
We reimburse you for repairs, so you can get back to healing faster.
How Much Does Energy Healing Insurance Cost?
Insurance for energy healers starts as low as $21 per month. Factors that can influence the final cost, include the size of your business, location, claims history, and the add-ons and coverage limits you choose.
Don’t get stuck on the phone waiting for a quote. With our 100% online application, you can get a personalized, no-hassle quote in less than 5 minutes!
Save when you choose annual!
Why deal with the hassle of monthly payments when you can pay once and save? Pay upfront each year and enjoy a 14% discount. This lets you focus on your practice with peace of mind, knowing you’re fully covered if anything unexpected occurs.
What Does Energy Healing Practitioner Insurance Include?
The base plan for energy healer insurance is a general liability policy. We also recommend energy healers add coverages to protect them from accidental property damage, client injuries, data breaches, and/or lost or stolen supplies.
Included
General Liability Coverage
General liability insurance for energy healers protects your practice from potential claims related to third-party injury or property damage. This coverage can kick in when:
- A client sits on your Reiki table and it collapses, causing injury — general liability can help cover their medical expenses.
- You accidentally knock over a lit candle during an at-home session, ruining a client’s
rug — this coverage pays for the replacement costs. - A client claims emotional distress injury after misunderstanding your services, alleging negligence — general liability can help manage legal defense costs.
Any of these situations could result in out-of-pocket costs amounting to thousands of dollars. Don’t leave your finances to chance; invest in general liability to provide a solid foundation for your business.
Professional Liability Coverage
Professional liability insurance for energy healers protects your practice against claims of negligence, errors, or omissions in their healing services. For instance, if a client feels your energy-balancing session didn’t provide the expected results and blames you, this coverage handles legal expenses and settlements, turning potential disasters into mere bumps in the road.
Additional Insureds
Adding an additional insured to your policy (like a landlord, event organizer, or studio space you rent) extends the coverage of your policy to them. For energy healers, this is especially important as it’s often a requirement to host workshops, rent a treatment room, or participate in events.
For instance, if a client attending your workshop at a rented studio slips on a wet floor, they could sue both you and the studio for damages. As an additional insured, the studio can also be covered under your policy, protecting your relationships and professional reputation. It’s a simple way to show professionalism and protect everyone involved.
Add-Ons
Cyber Liability Coverage
If your energy healing business faces a cyberattack or data breach, cyber liability covers the costs of getting back on your feet, like legal bills, notification expenses, and credit monitoring for affected individuals.
Tools and Equipment Coverage
Tools & Equipment Coverage protects the essential items you use in your energy healing practice (think crystals, tuning forks, massage tables, or sound bowls!) from damage or theft. For example, if your crystal set is stolen during a retreat or your sound bowl cracks in transit to a client session, this coverage can help repair or replace them.
Tools and equipment coverage safeguards the physical items that make your practice possible, so you can continue to support your clients if anything goes awry.
Workers Compensation
Workers compensation for energy healers protects your employees if they experience work-related injuries or illnesses. It ensures they receive financial support for medical bills and lost wages. Most states require businesses with one or more employees to carry workers comp to remain compliant.
We protect you when
- An employee strains their back while setting up chairs for an event
- An employee develops tendonitis from repetitive motion during Reiki sessions
- An assistant slips and falls on the wet bathroom floor
Best for
- If you have one or more employees
Coverage Limits for Energy Healing Insurance
The most your policy will pay in a 12 month policy period for bodily injury and property damage claims that you become legally obligated to pay due to your business and professional services.
$2,000,000
The maximum amount your policy will pay in a 12-month period for bodily injury and property damage claims that result from the products you use to perform your services. However, it does not cover products that are manufactured, sold, or distributed.
$1,000,000
The amount that your policy will pay for claims arising out of one or more of the following offenses:
– False Arrest, detention or imprisonment
– Malicious prosecution
– Wrongful Eviction or Wrongful Entry
– Oral or written publications that slander or libels a person or organization
– Oral or written publication or material that violates a person’s right of privacy
– The use of another’s advertising idea in your advertisement
Included
The maximum the insurance carrier will pay for a bodily injury or property damage claim that you become legally obligated to pay due to your business and professional services.
$1,000,000
The most we will pay for property damage to any one premises, while rented to you, or in the case of damage by fire, while rented to you or temporarily occupied by you with permission of the owner.
$300,000
Medical Expense (Any one person)
$5,000
Unlimited Additional Insureds
Included
Additional Limits
Inland marine insurance covers tangible property that is movable or transportable in nature (e.g. supplies, equipment, or inventory) but excludes coverage for structures and items that are part of the structure. Note: a $250 deductible applies to this coverage.
$4,000
Workers compensation for energy healers protects your employees if they experience work-related injuries or illnesses. It ensures they receive financial support for medical bills and lost wages. Most states require businesses with one or more employees to carry workers comp to remain compliant.
We protect you when
- An employee strains their back while setting up chairs for an event
- An employee develops tendonitis from repetitive motion during Reiki sessions
- An assistant slips and falls on the wet bathroom floor
Best for
- If you have one or more employees
$500,000 or $1,000,000
Have Questions? We’re on it.
Our licensed agents are available to answer any questions you may have!
Monday to Friday, 8:00 am – 8:00 pm EST
se habla español
Email: info@insurancecanopy.com
Phone: 844.520.6993
Why Energy Healers Love Insurance Canopy
We’re here for what you’re here for: instant coverage, no high-pressure sales tactics, an easy claims process, and customer service you can rely on.
Affordable and Transparent Policies
Our policies are clear and straightforward, with no hidden surprises — just reliable protection for your energy healing business.
Tailored for Small Businesses Like You
We’re aware of the unique risks energy healers face. Our coverage is designed to protect your expertise and support your business as it grows.
100% Online With Human Expert Support
Manage everything online, knowing personalized support is just a chat, phone call, or email away when needed. We’re here to assist you every step of the way.
Over 135,000+ Small Businesses Insured
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Thank you so much
Steve Monreal
July 11, 2025I needed a portable policy as a yoga instructor. I found this company in an online search. Called and got details from them, was quite surprised at how affordable... Read More
Jamie Calaway
July 4, 2025Very easy & quick experience. We got insurance in no time with no hassle. Thank you!
Robert Earnest
July 4, 2025 -
I am glad I went with them. I needed a last minute policy to cover an event I was doing and they had exactly what I needed at a... Read More
Deloris Pacheco
June 27, 2025great little company, with fair pricing, for entertainers who need occasional coverage. however, they have long hold times to speak to an agent, and their customer service left a little something... Read More
Gretje Angell
June 18, 2025What a lovely experience I had with Insurance Canopy! Easy and fast sign up, great policy, matches my needs as a self-employed business owner. Highly recommend!
Masha Rusanov
June 18, 2025 -
Needed DJ insurance for Memorial Day weekend & was squared away within an hour for 2 events! Highly recommend
Jay Solis
June 18, 2025Very user friendly platform. Multiple options. Very good pricing. Needed liability insurance in order to secure a very good paying event for my solo tribute show. Was set up within... Read More
Michael Riley
June 18, 2025Would have 5 starts, but not right now. This is the first time I have ever had to pay for an additional insured ever in 20 year's. They either have... Read More
Anthony Burgess
June 18, 2025 -
Representative Sarah was very helpful. Walked me through every step and not to mention the price even matched the service! Would recommend to any and everyone.
queenkiam
June 18, 2025Very easy to renew policy
Elyce Nissinoff
June 18, 2025They can help.you with the right Insurance you need, and the lowest price
Alvaro Baltazar
May 18, 2025 -
Provides event insurance at a very reasonable price compared to other companies. Easy to purchase and provide proof of insurance.
David Fox
May 18, 2025Affordable for dance & yoga folk. Thumbs up!
Maia Claire
May 18, 2025Extremely affordable event insurance and an easy to work with system and team that will advise you every step of the way!
Ishan Arvin
May 18, 2025 -
everything is excellent
Radames Martinez
May 18, 2025I'm a new customer/policy holder. Super easy online application and policy setup. Very competitive rates. Certificate of insurance generated and received (PDF) immediately once method of payment established. Great service... Read More
Matthew Terry
April 18, 2025For me, this application process was super efficient and easy to navigate on line. That goes a long way!
Holly Mulder
April 18, 2025 -
Affordable. Thank you.
Ana Young
April 18, 2025I have not had any issues over the years with Insurance Canopy, with canceling and renewing, I have found the cost of coverage in line or better then some. I have... Read More
John Corkins
March 18, 2025Canopy insurance has covered my DJ business for several years and I am totally satisfied with their services. Thank you DjVic🎧
DjVic Universal Sounds
March 18, 2025 -
I have them for 3 years this year seems price went up . I have never had to use them for a claim so really couldn’t tell you about that!
Denice Lapointe
February 18, 2025Great for Event Insurance - most affordable
Gaby Nobrega
February 18, 2025I was feeling overwhelmed with the specifications needed for my insurance coverage. I was offered friendly, quick and clear assistance. Through Canopy and Rey's help I was able to obtain... Read More
ESPIE QUINTERO
February 18, 2025 -
TLJ's Mobile Mixology, LLC had been insured with Insurance Canopy since it's inception and we have no complaints.
Tenisha J.
February 4, 2025Knowledgeable, kind, attentive and professional. She helped me to feel comfortable, well taken good care of and get the service possible.
Ed Levitt
February 3, 2025As a Massage Therapist, I was not aware until a few years ago that I did not have to be part of an Organization to get my liability insurance! I... Read More
Kristie Williams
January 30, 2025 -
This insurance has helped me secure events with my corporate and local government clients. They have great customer service and are always willing to help.
Tony Felix
January 23, 2025Representative was clear & concise in explaining specifics of the policy. Cost of policy very reasonable.
John B
January 16, 2025I’m very happy with my purchase of liability insurance for a one-off event. I was even able to edit the policy after it had been issued with the help of... Read More
jay gedeon
January 6, 2025
-
Thank you so much
Steve Monreal
July 11, 2025 -
Very easy & quick experience. We got insurance in no time with no hassle. Thank you!
Robert Earnest
July 4, 2025 -
I needed a portable policy as a yoga instructor. I found this company in an online search. Called and got details from them, was quite surprised at how affordable... Read More
Jamie Calaway
July 4, 2025 -
I am glad I went with them. I needed a last minute policy to cover an event I was doing and they had exactly what I needed at a... Read More
Deloris Pacheco
June 27, 2025 -
great little company, with fair pricing, for entertainers who need occasional coverage. however, they have long hold times to speak to an agent, and their customer service left a little something... Read More
Gretje Angell
June 18, 2025 -
Representative Sarah was very helpful. Walked me through every step and not to mention the price even matched the service! Would recommend to any and everyone.
queenkiam
June 18, 2025 -
What a lovely experience I had with Insurance Canopy! Easy and fast sign up, great policy, matches my needs as a self-employed business owner. Highly recommend!
Masha Rusanov
June 18, 2025 -
Needed DJ insurance for Memorial Day weekend & was squared away within an hour for 2 events! Highly recommend
Jay Solis
June 18, 2025 -
Very user friendly platform. Multiple options. Very good pricing. Needed liability insurance in order to secure a very good paying event for my solo tribute show. Was set up within... Read More
Michael Riley
June 18, 2025 -
Would have 5 starts, but not right now. This is the first time I have ever had to pay for an additional insured ever in 20 year's. They either have... Read More
Anthony Burgess
June 18, 2025
Questions About Energy Healing Insurance
Is my energy healing insurance policy effective immediately?
Yes — your insurance policy can be immediately active upon purchase! You’ll receive instant coverage confirmation and your Certificate of Insurance (COI) as soon as you complete the online application and make a payment. You’ll even get a badge for your website, so prospective and current clients know you’re insured!
Can I cancel my energy work insurance at any time?
You may cancel your policy at any time, but any refund will be limited to the remainder of your policy term. Remember, insurance only offers protection while your policy is active, so make sure you have continuous coverage to stay protected.
Note: If you file a claim after canceling your insurance, you won’t be covered unless your policy was active when the incident occurred.
How do I file an energy healing claim?
Filing claims with Insurance Canopy is easy! Here’s the fastest route to success:
- Log in to your dashboard
- Find “Manage Policies”
- Click on “File a Claim” and share your info
Once you’re done, our claims adjuster will assist you. They’ll be with you every step of the way to ensure the claims process goes smoothly.
Our support team is here to help any time. If you have any questions or need assistance, please reach out.
How do I renew my energy healing insurance policy?
Your policy will automatically renew at the end of your policy term to ensure you have uninterrupted coverage. We’ll email you a reminder before it renews, so you’ll always know when to expect billing. And if you need to make changes or adjustments to your policy, our support team is ready to assist.
What Energy Healing professions are covered?
Currently, Insurance Canopy covers the following Energy Healing practices:
Subtle Healing
- Access
- Consciousness/BARS
- Acupressure
- Akashic Records
- Alexander Technique
- Angel Reading/Card Reading
- Aura Healing and Aura Reading
- Barbara Brennan Healing Science
- BioMagnetic Code
- Breathwork
- Bodytalk
- Cardinal Method
- Color Therapy
- Craniosacral Therapy
- Crystal Healing
- Direct Divine Light Healing
- Eden Energy Medicine
- Emotional Freedom Techniques
- Energetic Healing (EH)
- Energy Balancing
- Energy Field Work
- Energy Tapping
- Esoteric Healing
- Havening
- Natural Bioenergetics
- Pranic Healing
- Polarity Therapy
- Quantum Access
- Quantum Touch
- Reconnective Healing
- Reiki
- Resonance Repatterning
- Rising Star Healing
- Rosen Method
- Seven Cups of Consciousness
- Shamballa Multi-Dimensional Healing
- Shamanic Healing
- Splankna
- Star Magic Energy Healing
- Sufi Spiritual Healing
- Tapas Acupressure Technique (TAT)
- The Practical Path Medical Intuition
- Theta Healing
- TFT (Thought Field Therapy)
- Therapeutic Touch
- TOLPAKAN Healing Method
- Touch For Health
- Zero Balancing
- Verbal Modalities
- ARTbundance
- Energy Psychology
- Family Constellation Work
- Guided Imagery/Guided Meditation
- HeartMath
- Hypnosis/Hypnotherapy
- Integrative Quantum Healing
- Laughter Leader/Laughter Yoga
- NLP o Quantum Healing Hypnosis Technique
- Percussive Suggestion Technique (PSTEC)
- PSYCH-K
- Rapid Transformational Therapy
- RoHun Therapy
- RIM Method
Subtle Energy of the Senses
- Aromatherapy
- Art Therapy
- Biofield Tuning
- Flower Essence Therapy (excluding ingestibles)
- Raindrop Therapy/AromaTouch
- SoulCollage
- Summit Transformation
Other
- Applied Kinesiology
- Biofeedback
- Emotion Code/Body Code
- Iridology
- NES Health (excluding ingestibles)
- Qest 4 (excluding ingestibles)
- Essential Motion
- Feldenkrais Method
- Qigong
- Somatic Movement/Experiencing
- Somatic Personal Resonance Education
- T’ai Chi
- Amma Therapy
- Bowen Technique
- Clairvoyant/Medium
- Numerology/Astrology
- Bodywork and Somatic Education (BASE)
- Core Energetics
- Reflexology
- Hawaiian Bodywork
- Kripalu Bodywork
- Qoya
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