Yoga Insurance Virginia
Protect your practice in Virginia with top-rated yoga liability insurance from Insurance Canopy. From sunrise rooftop sessions to boutique studio classes, flow through each asana with total peace of mind, knowing you’re covered.
What Does Yoga Teacher Insurance Cover?
Yoga teacher insurance covers third-party claims relating to your business. Our base policy includes coverage for:
- General liability: Can pay for claims like student slip-and-falls or damage to their property
- Professional liability: Can cover claims specifically related to your instruction and advice, such as student injury or unmet expectations
- Products and completed operations: Designed to cover accidents caused by the products you use during class or your instruction once a student leaves your business
- Personal and advertising injury: Can pay for non-physical damages, such as libel, slander, copyright infringement, or invasion of privacy
- Damage to premises rented to you: Coverage for accidental fire damage to the space you rent
- Medical expenses: Can pay for student medical bills if they’re injured — whether or not you’re at fault
Do Yoga Teachers Need Insurance in Virginia?
Yes! Carrying liability insurance is essential in Virginia — from coastal towns to the Blue Ridge Mountains.
As you guide students toward total mind-body wellness, accidents can happen in an instant, leading to costly claims. Yoga teacher liability insurance ensures you’re financially protected to get students the help they need and keep your business stretching to new heights.
Yoga Teacher Insurance Requirements in Virginia
If you work as a contract yoga instructor in Virginia, most studios and fitness centers will require you to carry:
- General Liability Insurance
- Professional Liability Insurance
Insurance Canopy bundles these coverages into one comprehensive policy, with options for add-ons based on your needs.
Even though Virginia does not legally mandate yoga instructors to carry insurance, it is strongly recommended for all yoga instructors, including:
- Self-employed yoga instructors
- Yoga instructors who work as W-2 employees at gyms or other facilities
- Online yoga instructors
How Much Does Virginia Yoga Instructor Insurance Cost?
Insurance Canopy’s affordable yoga insurance starts at just $15/month or $159/year. For about 44 cents a day, you get $2 million in coverage per claim and $3 million in coverage for the entire policy year!
Your total premium cost is determined by the payment plan (monthly or yearly) you select, plus any optional coverages you add, such as:
- Gear and Equipment Coverage (Inland Marine)
- Cyber Liability Insurance
- Diet and Nutrition Advice Coverage
- Additional Insureds
The average cost our Virginia yoga instructors pay monthly is $15.76! From Virginia Beach to Roanoke and across the U.S., teach confidently with yoga insurance that balances low-cost premiums with strong, reliable coverage.
About Insurance Canopy’s Insurance for Yoga Teachers
Insurance Canopy offers the best yoga instructor insurance aligned to your practice’s needs.
- Top-rated carrier
- Instant online purchase and proof of insurance
- 24/7 coverage for wherever you work*
- Comprehensive base policy
- Occurrence-based coverage**
- Customizable with optional coverages
- Transparent pricing at competitive rates
- Licensed support team ready to help
- One policy covers all the yoga styles you teach
- Free resources to grow your business
*Currently not for sale in Missouri.
**All new policies purchased after July 1, 2024 include occurrence-based coverage.
Yoga Teacher Insurance Reviews
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Thank you so much
Steve Monreal
July 11, 2025I needed a portable policy as a yoga instructor. I found this company in an online search. Called and got details from them, was quite surprised at how affordable... Read More
Jamie Calaway
July 4, 2025Very easy & quick experience. We got insurance in no time with no hassle. Thank you!
Robert Earnest
July 4, 2025 -
I am glad I went with them. I needed a last minute policy to cover an event I was doing and they had exactly what I needed at a... Read More
Deloris Pacheco
June 27, 2025great little company, with fair pricing, for entertainers who need occasional coverage. however, they have long hold times to speak to an agent, and their customer service left a little something... Read More
Gretje Angell
June 18, 2025What a lovely experience I had with Insurance Canopy! Easy and fast sign up, great policy, matches my needs as a self-employed business owner. Highly recommend!
Masha Rusanov
June 18, 2025 -
Needed DJ insurance for Memorial Day weekend & was squared away within an hour for 2 events! Highly recommend
Jay Solis
June 18, 2025Very user friendly platform. Multiple options. Very good pricing. Needed liability insurance in order to secure a very good paying event for my solo tribute show. Was set up within... Read More
Michael Riley
June 18, 2025Would have 5 starts, but not right now. This is the first time I have ever had to pay for an additional insured ever in 20 year's. They either have... Read More
Anthony Burgess
June 18, 2025 -
Representative Sarah was very helpful. Walked me through every step and not to mention the price even matched the service! Would recommend to any and everyone.
queenkiam
June 18, 2025Very easy to renew policy
Elyce Nissinoff
June 18, 2025They can help.you with the right Insurance you need, and the lowest price
Alvaro Baltazar
May 18, 2025 -
Provides event insurance at a very reasonable price compared to other companies. Easy to purchase and provide proof of insurance.
David Fox
May 18, 2025Affordable for dance & yoga folk. Thumbs up!
Maia Claire
May 18, 2025Extremely affordable event insurance and an easy to work with system and team that will advise you every step of the way!
Ishan Arvin
May 18, 2025 -
everything is excellent
Radames Martinez
May 18, 2025I'm a new customer/policy holder. Super easy online application and policy setup. Very competitive rates. Certificate of insurance generated and received (PDF) immediately once method of payment established. Great service... Read More
Matthew Terry
April 18, 2025For me, this application process was super efficient and easy to navigate on line. That goes a long way!
Holly Mulder
April 18, 2025 -
Affordable. Thank you.
Ana Young
April 18, 2025I have not had any issues over the years with Insurance Canopy, with canceling and renewing, I have found the cost of coverage in line or better then some. I have... Read More
John Corkins
March 18, 2025Canopy insurance has covered my DJ business for several years and I am totally satisfied with their services. Thank you DjVic🎧
DjVic Universal Sounds
March 18, 2025 -
I have them for 3 years this year seems price went up . I have never had to use them for a claim so really couldn’t tell you about that!
Denice Lapointe
February 18, 2025Great for Event Insurance - most affordable
Gaby Nobrega
February 18, 2025I was feeling overwhelmed with the specifications needed for my insurance coverage. I was offered friendly, quick and clear assistance. Through Canopy and Rey's help I was able to obtain... Read More
ESPIE QUINTERO
February 18, 2025 -
TLJ's Mobile Mixology, LLC had been insured with Insurance Canopy since it's inception and we have no complaints.
Tenisha J.
February 4, 2025Knowledgeable, kind, attentive and professional. She helped me to feel comfortable, well taken good care of and get the service possible.
Ed Levitt
February 3, 2025As a Massage Therapist, I was not aware until a few years ago that I did not have to be part of an Organization to get my liability insurance! I... Read More
Kristie Williams
January 30, 2025 -
This insurance has helped me secure events with my corporate and local government clients. They have great customer service and are always willing to help.
Tony Felix
January 23, 2025Representative was clear & concise in explaining specifics of the policy. Cost of policy very reasonable.
John B
January 16, 2025I’m very happy with my purchase of liability insurance for a one-off event. I was even able to edit the policy after it had been issued with the help of... Read More
jay gedeon
January 6, 2025
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Thank you so much
July 11, 2025 -
Very easy & quick experience. We got insurance in no time with no hassle. Thank you!
Robert Earnest
July 4, 2025 -
I needed a portable policy as a yoga instructor. I found this company in an online search. Called and got details from them, was quite surprised at how affordable... Read More
July 4, 2025 -
I am glad I went with them. I needed a last minute policy to cover an event I was doing and they had exactly what I needed at a... Read More
Deloris Pacheco
June 27, 2025 -
great little company, with fair pricing, for entertainers who need occasional coverage. however, they have long hold times to speak to an agent, and their customer service left a little something... Read More
Gretje Angell
June 18, 2025 -
Representative Sarah was very helpful. Walked me through every step and not to mention the price even matched the service! Would recommend to any and everyone.
queenkiam
June 18, 2025 -
What a lovely experience I had with Insurance Canopy! Easy and fast sign up, great policy, matches my needs as a self-employed business owner. Highly recommend!
Masha Rusanov
June 18, 2025 -
Needed DJ insurance for Memorial Day weekend & was squared away within an hour for 2 events! Highly recommend
Jay Solis
June 18, 2025 -
Very user friendly platform. Multiple options. Very good pricing. Needed liability insurance in order to secure a very good paying event for my solo tribute show. Was set up within... Read More
Michael Riley
June 18, 2025 -
Would have 5 starts, but not right now. This is the first time I have ever had to pay for an additional insured ever in 20 year's. They either have... Read More
Anthony Burgess
June 18, 2025
Coverage Details
General & Professional Liability Limits
$3,000,000
$3,000,000
The amount your policy will pay for claims arising out of one or more of the following offenses:
– False Arrest, detention or imprisonment
– Malicious prosecution
– Wrongful Eviction or Wrongful Entry
– Oral or written publications that slander or libels a person or organization
– Oral or written publication or material that violates a person’s right of privacy
– The use of another’s advertising idea in your advertisement
Included
The maximum the insurance carrier will pay for a bodily injury or property damage claim that you become legally obligated to pay due to your business and professional services.
$2,000,000
Applies to damage by fire to premises rented to the insured and to damage regardless of cause to premises (including contents) occupied by the insured for 7 days or less.
$300,000
$5,000
The amount we deduct from a claim before paying up to your policy limits.
$100
Optional Add-Ons
Price
$1.33–$5.55/month
The maximum amount paid out in the case of a cyber attack on your business. Because this coverage is not automatically included in the standard General Liability Policy, you will need to opt into this coverage. See the application for additional coverage details for Cyber Liability Insurance.
$8.25/month
$6.83/month
Coverage for a third party, such as a business, property owner, event organizer, or employer who could be named in a claim arising from your business operations. It cannot be used for employees, friends or family, other trainers, yourself, or other businesses you may own. Add one additional insured for $15, or choose unlimited additional insureds for $30.
$15–$30/year
How to Get a Yoga Teacher Insurance Quote in Virginia
- Select “Get a Quote.”
- Customize your policy with add-ons.
- Tell us about your business.
- See your instant quote in the app.
Buy your policy online and get instant proof of insurance — all in under 10 minutes!
FAQs About Virginia Yoga Liability Insurance
Yes! Insurance is vital in case of claims related to your yoga instruction. You can get support for scenarios like these:
- While attending your sunrise yoga class in Alexandria, a student loses balance during tree pose and twists their ankle. They demand you pay for their medical and rehabilitation expenses.
- During a hot yoga session at a boutique studio in Richmond, a student slips on a wet floor and crashes into a mirror, shattering it. The studio owner holds you responsible for the replacement fee.
- You take on a new student for 1-on-1 sessions in Norfolk, but after a month of classes, they claim your guided meditation at the end of each class has released emotional trauma and sue you for distress.
Yes, your insurance policy covers you whether you’re still a student, working part-time, or teaching online! Insurance Canopy’s coverage is designed to flex with your business, no matter where you are in your journey.
You can even choose a monthly payment plan and make changes to your policy through your online dashboard at any time.
Yes, your coverage follows you. You’re covered if you teach at multiple studios, in clients’ homes, at workshops, and so on!
General liability insurance covers general damages that occur at your business (think slip-and-falls or damage to a client’s property). Professional liability insurance covers professional mistakes, misinterpreted instructions, or students claiming you didn’t help them meet their fitness goals.
Both of these coverages are essential for yoga instructors and are included in your base policy. Learn more with our guide to yoga liability insurance.
Yes, your yoga teacher insurance also covers you for other services like meditation, Pilates instruction, reiki, and energy work. Contact us with any questions about covered services!
