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Resource for Small Business Owners

Liquor Liability Claim Examples: What Happened, Who Paid, & How Much
Pouring drinks at an event feels like the least of your worries, until one guest has too much and something goes wrong. Fights, falls, car accidents, or damaged property can

Does Business Insurance Cover Contractors?: What to Know Before You Hire
When you hire a contractor to complete work for your small business, it’s crucial to ensure they carry their own coverage. Generally, the best practice is to verify their certificate

Cleaning Business Startup Costs: What You Really Need
Starting a cleaning business doesn’t have to break the bank, but knowing what you’ll actually spend before you launch makes all the difference. The key is creating a solid budget

Touch and Consent for Trainers: A Guide to SAM Coverage
All work related to fitness and movement involves some level of physical proximity to other people, references to different parts of the body, and verbal or physical cuing and form

How to Become a Consultant With No Experience
To become a consultant with no experience, identify your strongest skills to find your niche, build proof through small projects or portfolio work, and network with potential clients and other

How to Choose the Right Insurance for Your Fitness Business
Business liability insurance is confusing. The good news: you don’t need to become an insurance expert to make a smart decision. You just need to understand what coverage details actually

How to File an Event Insurance Claim as an Event Host
When something goes wrong at your event, it’s stressful not knowing what to do first. If a guest gets hurt or your activities cause property damage, event host insurance helps

The Most Common Pressure Washing Insurance Claims (and the Insurance That Helps)
You’re an expert at making clients’ properties shine, but sometimes overspray happens! When things go wrong on the job, carrying the right coverage makes all the difference in whether costs

Inland Marine Insurance vs. Commercial Property Insurance
The difference between inland marine and commercial property insurance is the location of your business and the property you use for it. Just by looking at the names, it’s easy

How to Plan an Event: A Guide for Hosts on Risks, COIs, & Common Mishaps (+ Free Checklist)
A little preparation goes a long way when you’re planning an event, whether you’re managing the details yourself or hiring an event planner. Along with choosing decor, vendors, and a