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A look through several farmers market stands full of fresh produce set up at an outdoor event.

How to Become a Vendor: A First-Time Seller’s Guide

To get started as a vendor, register your business, choose your products, find the right events, and submit vendor applications. Becoming a vendor is exciting…and a little overwhelming. With applications,

Life coach smiles confidently in the foreground with hand on hip while clients stand in the background in a modern office setting.

Choosing the Best Life Coach Insurance for Your Niche

Life coaches need insurance in every coaching niche, including online-only practices. Find out which coverage you need to protect your specialty, clients, and contracts, plus a quick checklist to make

A ballet dance teacher guiding her students' third-position arms during a dance in a bright, white studio.

What Type of Insurance Do Dance Instructors Need? 

With dance comes movement, and with movement comes risk. Whether you’re imagining choreography or guiding students across the floor, dance instruction calls for real-world protection against “what if” injuries and

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    Exclusions

    This policy is not designed to cover:

    • Industrial control engineers
    • Defense contractors
    • Medical software companies
    • Crypto exchanges
    • Gambling platforms
    • Physical security system installers
    •  Heavy equipment integrators

     

    Not available if you manage or control systems involving:

    • Pressure or ventilation systems
    • Fire suppression or explosives
    • Hazardous materials
    • Radiation or pharmaceuticals
    • Water supply or waste management
    • Energy, fuel, mining, construction
    • Environmental systems
    • Aircraft, drones, spacecraft
    • Watercraft, trains, automobiles, motorcycles
    • If you build firmware or embedded software controlling industrial physical equipment.
    • If you support:
    • Military operations
    • National defense
    • Homeland security
    • Law enforcement
    • Weapons
    • Anti-terrorism
    • Public safety
    • Surveillance
    • Crime detection
    • Emergency response
    • Physical security systems
    • If more than 25% of your revenue comes from:
      • Federal government work
      • Military or defense operations
    • If more than 50% of your revenue comes from:
    • Equipment installation
    • Maintenance
    • Physical service work



    Restricted if you work in:

    • Ride-sharing platforms
    • Equipment sharing platforms
    • For-rent-by-owner platforms
    • Help-for-hire platforms
    • Delivery services
    • Banking or financial services
    • Cryptocurrency / blockchain / NFTs
    • Geospatial mapping / aerial photography
    • GPS systems
    • Gambling or gaming
    • Dating or sexually suggestive content
    • Violence-related content
    • Alcohol, marijuana, CBD
    • Tobacco / nicotine / e-cigarettes
    • Flammable or electrical products
    • Food-related services

    Our licensed, U.S.-based agents are here for you from 8 a.m. to 8 p.m. Eastern, Monday through Friday, so they can enjoy evenings and weekends with the people who matter most.