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Cleaning Businesses

Welcome to Insurance Canopy’s information hub for cleaning businesses. Whether you clean houses solo or you manage a commercial janitorial service, you’ll find informative blogs, marketing tips, no-jargon insurance guides, and more free resources to grow and protect your business. Start with the featured posts below, or filter by topic to find the content most relevant to your specialty.

Small Cleaning Business Insurance Guide (+ Free Checklist)

Launching your own small cleaning business is a lot of work, but getting the right insurance coverage to protect your business doesn’t have to be. We’re here to help with […]

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Recent Articles

cleaner scrubbing down desk

Cleaning Business Startup Costs: What You Really Need

Starting a cleaning business doesn’t have to break the bank, but knowing what you’ll actually...

A power washing professional wearing a light blue shirt and navy overalls power washes a wood-slat outdoor platform in a garden with gravel, grass, and shrubbery.

The Most Common Pressure Washing Insurance Claims (and the Insurance That Helps)

You’re an expert at making clients’ properties shine, but sometimes overspray happens! When things go...

a janitor pulls a cleaning cart down an office hallway

What to Look For in a Cleaning Insurance Policy (So Your Contracts Get Approved)

When a client asks for proof of insurance, they’re really checking one thing: if something...

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Cleaning Business Insurance and Bonding (What You Need + How to Get Both)

The words “bonded” and “insured”...

Bonding vs Insurance for Pressure Washing Businesses

Insurance protects your pressure washing...

How to Start a Janitorial Business (+ Free Checklist)

Going from side-hustle to signing...

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    Exclusions

    This policy is not designed to cover:

    • Industrial control engineers
    • Defense contractors
    • Medical software companies
    • Crypto exchanges
    • Gambling platforms
    • Physical security system installers
    •  Heavy equipment integrators

     

    Not available if you manage or control systems involving:

    • Pressure or ventilation systems
    • Fire suppression or explosives
    • Hazardous materials
    • Radiation or pharmaceuticals
    • Water supply or waste management
    • Energy, fuel, mining, construction
    • Environmental systems
    • Aircraft, drones, spacecraft
    • Watercraft, trains, automobiles, motorcycles
    • If you build firmware or embedded software controlling industrial physical equipment.
    • If you support:
    • Military operations
    • National defense
    • Homeland security
    • Law enforcement
    • Weapons
    • Anti-terrorism
    • Public safety
    • Surveillance
    • Crime detection
    • Emergency response
    • Physical security systems
    • If more than 25% of your revenue comes from:
      • Federal government work
      • Military or defense operations
    • If more than 50% of your revenue comes from:
    • Equipment installation
    • Maintenance
    • Physical service work



    Restricted if you work in:

    • Ride-sharing platforms
    • Equipment sharing platforms
    • For-rent-by-owner platforms
    • Help-for-hire platforms
    • Delivery services
    • Banking or financial services
    • Cryptocurrency / blockchain / NFTs
    • Geospatial mapping / aerial photography
    • GPS systems
    • Gambling or gaming
    • Dating or sexually suggestive content
    • Violence-related content
    • Alcohol, marijuana, CBD
    • Tobacco / nicotine / e-cigarettes
    • Flammable or electrical products
    • Food-related services

    Our licensed, U.S.-based agents are here for you from 8 a.m. to 8 p.m. Eastern, Monday through Friday, so they can enjoy evenings and weekends with the people who matter most.